Alan Siegel: Let's simplify legal jargon!

57,214 views ・ 2010-03-24

TED


μ•„λž˜ μ˜λ¬Έμžλ§‰μ„ λ”λΈ”ν΄λ¦­ν•˜μ‹œλ©΄ μ˜μƒμ΄ μž¬μƒλ©λ‹ˆλ‹€.

λ²ˆμ—­: Jeong-Lan Kinser κ²€ν† : Ji-Hyuk Park
00:15
So, basically we have public leaders,
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기본적으둜 우리의 μ •λΆ€ κ΄€λ¦¬λ‚˜
00:18
public officials who are out of control;
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곡무원듀은 λ©‹λ°λ‘œ ν–‰λ™ν•©λ‹ˆλ‹€.
00:21
they are writing bills that are unintelligible,
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그듀이 λ§Œλ“  λ²•μ•ˆλ“€μ€ μ΄ν•΄ν•˜κΈ°κ°€ λ§€μš°μ–΄λ ΅μ£ .
00:23
and out of these bills are going to come
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이듀 법령듀 μ€‘μ—μ„œλŠ”
00:25
maybe 40,000 pages of regulations, total complexity,
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4만 νŽ˜μ΄μ§€κ°€ λ„˜κΈ°λ„ ν•˜λ©° 맀우 λ³΅μž‘ν•©λ‹ˆλ‹€.
00:30
which has a dramatically negative impact on our life.
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이런 λ³΅μž‘ν•œ 법λ₯ λ“€μ€ 우리 삢에 λ‚˜μœ 영ν–₯을 μ£Όμ£ .
00:33
If you're a veteran coming back from Iraq or Vietnam
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μ΄λΌν¬λ‚˜ λ² νŠΈλ‚¨μ—μ„œ κ·€ν–₯ν•˜λŠ” μ°Έμ „ μš©μ‚¬λ“€μ€
00:37
you face a blizzard of paperwork to get your benefits;
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μ „ν›„ μœ„λ‘œκΈˆμ„ λ°›κΈ°μœ„ν•΄μ„œ μ—„μ²­λ‚œ μ„œλ₯˜μž‘업을 ν•΄μ•Όν•©λ‹ˆλ‹€.
00:41
if you're trying to get a small business loan,
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μ†Œκ·œλͺ¨μ˜ 사업 λŒ€μΆœμ„ 받을 λ•Œλ„
00:43
you face a blizzard of paperwork.
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λ”μ°ν•œ μ„œλ₯˜μž‘업을 ν•΄μ•Όν•˜μ£ .
00:45
What are we going to do about it? I define simplicity
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해결방법은 μ—†λŠ” κ±ΈκΉŒμš”? λ‹¨μˆœν™”λΌλŠ” 것은
00:47
as a means to achieving clarity,
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μ˜μ‚¬μ†Œν†΅ 속에 인간성을 λΆˆμ–΄λ„£κ³ 
00:50
transparency and empathy,
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λͺ…확함과 투λͺ…μ„±
00:52
building humanity into communications.
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동감을 μ–»κΈ° μœ„ν•œ ν•œ μˆ˜λ‹¨μž…λ‹ˆλ‹€.
00:55
I've been simplifying things for 30 years.
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μ €λŠ” 30λ…„ λ™μ•ˆ λ‹¨μˆœν™” μž‘μ—…μ„ ν•΄μ™”μŠ΅λ‹ˆλ‹€.
00:58
I come out of the advertising and design business.
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μ „ κ΄‘κ³  λ””μžμΈ λΆ„μ•Όμ—μ„œ 일을 ν•΄μ™”μŠ΅λ‹ˆλ‹€.
01:01
My focus is understanding you people,
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주된 관심인 μ‚¬λžŒλ“€μ„ μ΄ν•΄ν•˜λŠ” 것
01:05
and how you interact with the government
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그듀이 ν˜œνƒμ„ λ°›κΈ° μœ„ν•œ
01:07
to get your benefits,
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정뢀와 μ†Œν†΅λ²•
01:09
how you interact with corporations to decide whom you're going to do business with,
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ν˜‘λ ₯μ‚¬λ“€κ³Όμ˜ μ†Œν†΅ 법, λΈŒλžœλ“œλ₯Ό λ³΄λŠ” 법등에
01:12
and how you view brands.
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μ§‘μ€‘ν–ˆμŠ΅λ‹ˆλ‹€.
01:15
So, very quickly, when President Obama said,
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잠깐 μ–ΈκΈ‰ν•˜μžλ©΄, μ˜€λ°”λ§ˆ λŒ€ν†΅λ Ήμ΄,
01:19
"I don't see why we can't
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"μ™œ 아직도 ν•œ νŽ˜μ΄μ§€λ‘œ 된 ν‰μ΄ν•œ μ˜μ–΄λ‘œ 쓰여진
01:21
have a one-page, plain English consumer credit agreement."
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μΉ΄λ“œ λͺ…μ„Έμ„œλ₯Ό 보지 λͺ»ν•˜λŠ”지 λͺ¨λ₯΄κ² μŠ΅λ‹ˆλ‹€." 라고 λ§ν–ˆμ£ ."
01:25
So, I locked myself in a room,
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κ·Έλž˜μ„œ μ €λŠ” 방에 ν‹€μ–΄λ°•ν˜€μ„œ,
01:27
figured out the content,
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λ‚΄μš©μ„ λΆ„μ„ν•˜κ³ ,
01:30
organized the document, and wrote it in plain English.
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κ°œμš”λ₯Ό κ΅¬μ„±ν•˜κ³ , μ‰¬μš΄ μ˜μ–΄λ‘œ 그것을 μž¬κ΅¬μ„±ν–ˆμŠ΅λ‹ˆλ‹€.
01:33
I've had this checked by the two top
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그리고 μ†ŒλΉ„μž μ‹ μš© λΆ„μ•Ό μ „λ¬Έ λ³€ν˜Έμ‚¬
01:35
consumer credit lawyers in the country.
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두 λΆ„μ—κ²Œ κ°μˆ˜λ„ λ°›μ•˜μŠ΅λ‹ˆλ‹€.
01:37
This is a real thing.
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이건 μ§„μ§œμž…λ‹ˆλ‹€.
01:39
Now, I went one step further and said,
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μ’€ 더 λ§μ”€λ“œλ¦¬μžλ©΄,
01:42
"Why do we have to stick with the stodgy lawyers
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"μš°λ¦¬κ°€ μ™œ μ§„λΆ€ν•œ λ³€ν˜Έμ‚¬λ“€μ—κ²Œ λ©”μ—¬μ„œ
01:44
and just have a paper document? Let's go online."
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쒅이 μ„œλ₯˜λ“€μ— 집착 ν•  ν•„μš”κ°€ μžˆλ‚˜μš”? μ˜¨λΌμΈμ„ 보죠"
01:48
And many people
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μ•„λ§ˆλ„ λͺ‡λͺ‡λΆ„듀은
01:50
might need help in computation.
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λ³΅μž‘ν•œ 계산에 도움이 ν•„μš”ν•˜μ‹€ κ²λ‹ˆλ‹€.
01:52
Working with the Harvard Business School,
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ν•˜λ²„λ“œ 경영 λŒ€ν•™μ›κ³Ό μΌν–ˆμ„ λ•Œμ˜
01:54
you'll see this example when you talk about minimum payment:
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μΉ΄λ“œ μ΅œμ†Œ μƒν™˜μ•‘μ— κ΄€ν•œ μ˜ˆμž…λ‹ˆλ‹€.
01:58
If you spent 62 dollars for a meal,
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62λ‹¬λŸ¬λ₯Ό μ‹μ‚¬λΉ„λ‘œ μ§€λΆˆν–ˆλ‹€λ©΄
02:01
the longer you take to pay out that loan,
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μ΅œμ†Œ μƒν™˜μ•‘λ§Œ μ§€λΆˆν•˜λ©΄μ„œ
02:04
you see, over a period of time using the minimum payment
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μƒν™˜μ„ μž₯기적으둜 μ—°κΈ°ν•˜λ©΄
02:06
it's 99 dollars and 17 cents.
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μ§€λΆˆμ•‘μ€ 99λ‹¬λŸ¬ 17μ„ΌνŠΈλ‘œ λŠ˜μ–΄λ‚©λ‹ˆλ‹€.
02:09
How about that? Do you think your bank is going to show that to people?
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μ–΄λ–»μŠ΅λ‹ˆκΉŒ? 은행듀이 κ³Όμ—° 이런 κ±Έ μ‚¬λžŒλ“€μ—κ²Œ κ³΅κ°œν• κΉŒμš”?
02:12
But it's going to work. It's more effective
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κ³΅κ°œν•˜μ§€ μ•Šκ³ λ„ 잘 λ¨Ήν˜€λ“€μ–΄κ°‘λ‹ˆλ‹€.
02:14
than just computational aids.
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계산기 보닀 효과적이죠.
02:16
And what about terms like
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또 "ν•œλ„μ΄ˆκ³Ό" 같은
02:18
"over the limit"?
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μš©μ–΄λŠ” μ–΄λ–€κ°€μš”?
02:21
Perhaps a stealth thing.
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무슨 λΉ„λ°€μ˜ λ‹¨μ–΄κ°™κ΅°μš”.
02:23
Define it in context. Tell people what it means.
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λ‚΄μš©μ μœΌλ‘œ μ •μ˜ν•΄μ„œ μ‚¬λžŒλ“€μ—κ²Œ μ•Œλ €μ£Όμ„Έμš”.
02:25
When you put it in plain English,
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μ‰¬μš΄μš©μ–΄λ‘œ λ°”κΏ” μ“΄λ‹€λŠ” 것은
02:27
you almost force the institution
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μ—¬λŸ¬λΆ„μ΄ κΈ°κ΄€λ“€μ—κ²Œ
02:29
to give the people a way, a default out of that,
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μ‰½κ²Œ μ„€λͺ…ν•˜λ„λ‘ 압박을 κ°€ν•˜λŠ” 것이며,
02:31
and not put themselves at risk.
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기관듀도 문제λ₯Ό ν”Όν•΄κ°ˆ 수 있죠.
02:33
Plain English is about
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μ‰¬μš΄ μ˜μ–΄λž€
02:36
changing the content.
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λ‚΄μš©μ„ λ°”κΎΈλŠ” κ²ƒμž…λ‹ˆλ‹€.
02:38
And one of the things I'm most proud of
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κ·Έ 쀑 μ œκ°€ 제일 μžλž‘μŠ€λŸ½κ²Œ μƒκ°ν•˜λŠ” 것은
02:40
is this agreement for IBM.
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IBMκ³Ό 맺은 ν•©μ˜μ„œμž…λ‹ˆλ‹€.
02:42
It's a grid, it's a calendar.
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κ·Έ ν•©μ˜μ„œλŠ” 달λ ₯λͺ¨μ–‘μž…λ‹ˆλ‹€.
02:44
At such and such a date, IBM has responsibilities,
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κ·Έ 달λ ₯μ—λŠ” μ–΄λ–€ λ‚ μ§œμ— IBM의 μ˜λ¬΄μ™€
02:46
you have responsibilities.
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κ³ κ°λ“€μ˜ μ˜λ¬΄κ°€ λ‚˜μ™€μžˆμŠ΅λ‹ˆλ‹€.
02:48
Received very favorably by business.
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이미 λ§Žμ€ κΈ°μ—…μ—μ„œ ν™˜μ˜λ°›κ³  μžˆμŠ΅λ‹ˆλ‹€
02:52
And there is some good news to report today.
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였늘 또 ν•˜λ‚˜μ˜ 기쁜 μ†Œμ‹μ„ μ•Œλ €λ“œλ¦¬κ² μŠ΅λ‹ˆλ‹€
02:54
Each year, one in 10 taxpayers
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맀년 10λͺ… 쀑 ν•œλͺ…μ˜ λ‚©μ„ΈμžλŠ”
02:56
receives a notice from the IRS.
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IRSλ‘œλΆ€ν„° ν†΅μ§€μ„œλ₯Ό λ°›μŠ΅λ‹ˆλ‹€
02:58
There are 200 million letters that go out.
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맀년 2μ–΅ν†΅μ˜ ν†΅μ§€μ„œκ°€ λ‚ μ•„κ°‘λ‹ˆλ‹€
03:01
Running through this typical letter that they had,
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μ €λŠ” 이 μ „ν˜•μ μΈ ν†΅μ§€μ„œλ₯Ό μ‚΄νŽ΄λ³΄λ©΄μ„œ
03:04
I ran it through my simplicity lab,
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μ €μ˜ μ‹€ν—˜μ‹€μ—μ„œ ν†΅μ§€μ„œλ₯Ό λΆ„μ„ν–ˆλ”λ‹ˆ,
03:06
it's pretty unintelligible.
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ꡉμž₯히 μ΄ν•΄ν•˜κΈ° νž˜λ“€μ—ˆμŠ΅λ‹ˆλ‹€.
03:08
All the parts of the document in red are not intelligible.
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λΆ‰μ€μƒ‰μœΌλ‘œ ν‘œμ‹œλœ 뢀뢄이 μ˜λ―Έκ°€ λΆˆν™•μ‹€ν•œ λΆ€λΆ„μž…λ‹ˆλ‹€.
03:12
We looked at doing over 1,000 letters that cover
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μš°λ¦¬λŠ” 1,000 μž₯ IRS ν†΅μ§€μ„œλ₯Ό μ‰¬μš΄ μ˜μ–΄λ‘œ λ°”κΏ¨κ³ ,
03:14
70 percent of their transactions in plain English.
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이것은 μ•½ 70%의 IRS μ„œλ₯˜λ₯Ό ν¬ν•¨ν•©λ‹ˆλ‹€.
03:17
They have been tested in the laboratory.
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제 μ—°κ΅¬μ‹€μ—μ„œ κ²€μ‚¬ν–ˆμ—ˆμŠ΅λ‹ˆλ‹€.
03:19
When I run it through my lab,
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μ œκ°€ μ‹€ν—˜μ‹€μ—μ„œ κ²€μ‚¬ν•΄λ³΄λ‹ˆ
03:21
this heat-mapping shows everything
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뢄석결과 λ¬Έμ„œμ˜ λŒ€λΆ€λΆ„μ΄ μ΄ν•΄ν•˜κΈ°
03:23
is intelligible.
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μ‰¬μ›Œμ‘ŒμŠ΅λ‹ˆλ‹€.
03:25
And the IRS has introduced the program.
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IRS (λ―Έκ΅­κ΅­μ„Έμ²­)은 이것을 λ°›μ•„λ“€μ˜€μ£ .
03:27
(Applause)
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(λ°•μˆ˜)
03:32
There are a couple of things going on right now
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μ§€κΈˆ ν˜„μž¬ λ²Œμ–΄μ§€κ³  μžˆλŠ” 일 쀑
03:35
that I want to bring to your attention.
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μ œκ°€ λ³΄μ—¬λ“œλ¦¬κ³  싢은 것이 μžˆμŠ΅λ‹ˆλ‹€.
03:37
There is a lot of discussion now
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ν˜„μž¬ μ΄μŠˆκ°€ 되고 μžˆλŠ”
03:39
about a consumer financial protection agency,
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μ†ŒλΉ„μž μž¬μ • 보호 μ—μ΄μ „μ‹œμ™€
03:41
how to mandate simplicity.
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λ‹¨μˆœν™”μ˜ μ˜λ¬΄ν™”μ— λŒ€ν•΄μ„œμž…λ‹ˆλ‹€.
03:43
We see all this complexity.
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μš°λ¦¬λŠ” λ³΅μž‘μ„±μ— λŒ€ν•΄ μž˜μ•Œκ³  있죠.
03:45
It's incumbent upon us,
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μ œκ°€ 생각할 λ•Œ μš°λ¦¬μ™€
03:47
and this organization, I believe,
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이 단체가 ν•΄μ•Όν•  일은
03:49
to make clarity, transparency
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λͺ…ν™•μ„±, 투λͺ…μ„±κ³Ό
03:52
and empathy a national priority.
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동감을 κ΅­κ°€μ˜ μ΅œμš°μ„  과제둜 μ‚ΌλŠ” κ²ƒμž…λ‹ˆλ‹€.
03:55
There is no way that we should allow government
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μš°λ¦¬λŠ” μ •λΆ€κ°€ 그듀이 μ˜μ‚¬μ†Œν†΅ν•˜λŠ” λ°©μ‹λ§Œμ„
03:57
to communicate the way they communicate.
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κ³ μˆ˜ν•˜λ„λ‘ 내버렀 λ‘μ–΄μ„œλŠ” μ•ˆλ©λ‹ˆλ‹€.
03:59
There is no way we should do business
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μš°λ¦¬λŠ” 사업을 ν•  λ•Œ,
04:01
with companies that have agreements
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λ³΅μž‘ν•œκ³  μ΄ν•΄ν•˜κΈ° νž˜λ“  ν•©μ˜μ„œλ₯Ό
04:04
with stealth provisions and that are unintelligible.
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μ‚¬μš©ν•˜μ§€ λͺ»ν•˜λ„둝 ν•΄μ•Όν•©λ‹ˆλ‹€.
04:06
So, how are we going to change the world?
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μ–΄λ–»κ²Œ μš°λ¦¬κ°€ 세상을 λ°”κΏ€ 수 μžˆμ„κΉŒμš”?
04:08
Make clarity, transparency and simplicity a national priority.
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λͺ…ν™•μ„±, 투λͺ…μ„±, λ‹¨μˆœν™”λ₯Ό κ΅­κ°€μš°μ„ κ³Όμ œλ‘œ μ‚Όμ•„μ•Όν•©λ‹ˆλ‹€.
04:13
I thank you.
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κ°μ‚¬ν•©λ‹ˆλ‹€.
04:15
(Applause)
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(λ°•μˆ˜)
이 μ›Ήμ‚¬μ΄νŠΈ 정보

이 μ‚¬μ΄νŠΈλŠ” μ˜μ–΄ ν•™μŠ΅μ— μœ μš©ν•œ YouTube λ™μ˜μƒμ„ μ†Œκ°œν•©λ‹ˆλ‹€. μ „ 세계 졜고의 μ„ μƒλ‹˜λ“€μ΄ κ°€λ₯΄μΉ˜λŠ” μ˜μ–΄ μˆ˜μ—…μ„ 보게 될 κ²ƒμž…λ‹ˆλ‹€. 각 λ™μ˜μƒ νŽ˜μ΄μ§€μ— ν‘œμ‹œλ˜λŠ” μ˜μ–΄ μžλ§‰μ„ 더블 ν΄λ¦­ν•˜λ©΄ κ·Έκ³³μ—μ„œ λ™μ˜μƒμ΄ μž¬μƒλ©λ‹ˆλ‹€. λΉ„λ””μ˜€ μž¬μƒμ— 맞좰 μžλ§‰μ΄ μŠ€ν¬λ‘€λ©λ‹ˆλ‹€. μ˜κ²¬μ΄λ‚˜ μš”μ²­μ΄ μžˆλŠ” 경우 이 문의 양식을 μ‚¬μš©ν•˜μ—¬ λ¬Έμ˜ν•˜μ‹­μ‹œμ˜€.

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