Why is it so hard to escape poverty? - Ann-Helén Bay

4,360,273 views ・ 2022-01-11

TED-Ed


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翻译人员: Zizhuo Liang 校对人员: Helen Chang
00:07
Imagine that you’ve been unemployed and seeking work for months.
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想象一下,你失业找工作 已经好几个月了。
00:10
Government benefit programs have helped you cover rent, utilities, and food,
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政府福利项目帮你支付 房租、水电费和食物费,
00:15
but you're barely getting by.
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但这只够你勉强糊口。
00:17
Finally, you hear back about a job application.
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终于,你收到了一个 申请工作的回复。
00:20
You receive your first paycheck in months, and things seem to be turning around.
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你收到了几个月来的第一份薪水, 事情似乎正在好转。
00:24
But there’s a catch.
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但有一个问题。
00:26
Your new job pays just enough to disqualify you from the benefit programs,
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你新工作的薪水恰恰让你 不符合领取福利津贴的资格,
00:30
and not enough to cover the same costs.
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而不足以支付你的 正常生活开销。
00:32
To make things worse, you have to pay for transportation to work,
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更糟糕的是, 你必须支付上班的交通费,
00:35
and childcare while you’re at the office.
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在办公室期间的托儿费。
00:38
Somehow, you have less money now than when you were unemployed.
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不知怎的,你现在的钱 比你失业时还要少。
00:41
Economists call this demoralizing situation the welfare trap—
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经济学家称这种令人沮丧的 情况为福利陷阱——
00:45
one of the many different poverty traps affecting millions of people
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影响世界各地数百万人的
00:48
around the world.
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众多不同的贫困陷阱之一。
00:49
Poverty traps are economic and environmental circumstances
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贫困陷阱是自我强化的 一种经济和环境状况,
00:52
that reinforce themselves, perpetuating poverty for generations.
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它使贫困世代延续。
00:56
Some poverty traps are tied to an individual’s circumstances,
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一些贫困陷阱 与个人的情况有关,
01:00
like a lack of access to healthy food or education.
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比如缺乏健康食品或教育。
01:03
Others can affect entire nations,
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其他因素甚至可能 影响整个国家,
01:05
such as cycles of corrupt government or climate change.
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比如周而复始的腐败政府 或气候变化。
01:08
But the cruel irony of welfare traps in particular
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但福利陷阱的 残酷讽刺之处在于,
01:11
is that they stem from the very policies designed to battle poverty.
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它们源于与贫困 作斗争的政策本身。
01:15
Most societies throughout history employed some strategies
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历史上大多数社会 都会采取一些手段
01:18
to help people in poverty meet basic needs.
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来帮助贫困人口 满足基本需求。
01:21
Before the 20th century, religious groups and private charities
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在20世纪之前, 宗教团体和私人慈善机构
01:25
often led such initiatives.
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经常领导这类活动。
01:26
Today, these are called welfare programs,
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如今, 这些被称为福利项目,
01:29
and they usually take the form of government-provided subsidies
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通常采用政府提供住房、
01:32
for housing, food, energy, and healthcare.
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食品、能源和医疗补贴的形式。
01:36
Typically, these programs are means-tested,
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通常,这些计划是经过 经济状况调查的,
01:39
meaning that only people who fall below a certain income level
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这意味着只有低于 特定收入水平的人
01:42
are eligible for benefits.
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才有资格获得福利。
01:44
This policy is designed to ensure aid goes to those who need it most.
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这项政策旨在确保 资源流向最需要的人。
01:48
But it also means people lose access as soon as they earn more
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但这也意味着,一旦人们的 收入超过特定门槛,
01:51
than the qualification threshold,
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他们就失去了获得援助的资格,
01:53
regardless of whether or not they're financially stable enough to stay there.
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不管他们的 财务状况是否稳定。
01:57
This vicious cycle is harmful to both those in poverty and those outside of it.
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这种恶性循环 对贫困与不贫困的人都有害。
02:01
Mainstream economic models assume people are rational actors
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主流经济模型 假设人们是理性的行动者,
02:05
who weigh the cost and benefits of their options
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他们权衡自己选择的 成本和收益,
02:07
and choose the most advantageous path forward.
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然后选择最有利的 前进道路。
02:10
If those in poverty know they'll gain no net benefit from working,
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如果贫困人口知道他们不会从 工作中获得任何净收益,
02:14
they're incentivized to remain in government assistance.
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他们就会有动力 继续接受政府援助。
02:17
Of course, people work for many reasons,
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当然,人们工作有很多原因,
02:19
including societal norms and personal values.
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包括社会规范和个人价值观。
02:23
But income is a major incentive to pursuing employment.
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但收入是追求就业的 主要动机。
02:26
And when less people take on new jobs, the economy slows down,
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当越来越少的人从事新的工作时, 经济就会放缓,
02:30
keeping people in poverty
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使人们陷入贫困,
02:31
and potentially pushing people on the cusp of poverty over the edge.
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并有可能将人们推到 贫困的边缘。
02:35
Some have suggested this feedback loop could be removed
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一些人建议,完全取消 政府援助计划
02:38
by eliminating government assistance programs altogether.
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可以消除这种反馈循环。
02:41
But most agree the solution is neither realistic nor humane.
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但大多数人认为, 这种解决方案既不现实也不人道。
02:45
So how can we redesign benefits in a way that doesn't penalize people for working?
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那么我们如何重新设计福利, 才能不惩罚工作的人呢?
02:50
Many countries have tried different ways to circumvent this problem.
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许多国家尝试了不同的 方法来规避这个问题。
02:54
Some allow people to continue receiving benefits for a given period
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有些政府允许人们在 找到工作后的一段时间内
02:57
after finding a job,
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继续领取福利,
02:59
while others phase out benefits gradually as income increases.
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另一些政府则随着收入的 增加而逐渐取消福利。
03:03
These policies still remove some financial incentive to work,
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这些政策仍然移除了一些 工作的经济鼓励,
03:07
but the risk of a welfare trap is lower.
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但陷入福利陷阱的 风险较低。
03:10
Other governments provide benefits like education, childcare, or medical care
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其他政府为所有公民 平等提供教育、儿童保育
03:15
equally across all their citizens.
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或医疗等福利。
03:18
One proposed solution takes this idea of universal benefits even further.
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一个提议将这一福利普及的 想法进一步推广。
03:22
A universal basic income would provide a fixed benefit to all members of society,
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全民基本收入将为社会 所有成员提供固定福利,
03:27
regardless of wealth or employment status.
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无论其财富或就业状况如何。
03:29
This is the only known policy that could entirely remove welfare traps,
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这是唯一可以完全消除 福利陷阱的已知政策,
03:33
since any earned wages would supplement the benefit rather than replace it.
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因为任何挣来的工资都会 补充福利,而不是取代福利。
03:38
In fact, by creating a stable income floor below which no one can fall,
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事实上,通过创造一个 稳定的收入底线,
03:42
basic income might prevent people from falling into poverty in the first place.
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可能会从一开始就 防止人们陷入贫困。
03:47
Numerous economists and thinkers
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自18世纪以来, 无数经济学家和思想家
03:49
have championed this idea since the 18th century.
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一直支持这一观点。
03:52
But for now, universal basic income remains largely hypothetical.
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就目前而言,普遍基本收入 在很大程度上仍然是假设性的。
03:57
Although it's been tried in some places on a limited scale,
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虽然在一些地方进行了 有限规模的试验,
04:00
these local experiments don’t tell us much about how the policy
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但这些地方的试验 并没有告诉我们这项政策
04:03
would play out across an entire nation— or a planet.
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甚至在整个国家或全球的效果如何。
04:07
Whatever strategy governments pursue,
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无论政府采取何种战略,
04:09
solving the welfare trap requires respecting people’s agency and autonomy.
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解决福利陷阱都需要 尊重人民的代理权和自主权。
04:15
Only by empowering individuals to create long-term change
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只有赋予个人权力,
04:18
in their lives and communities
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使其生活和社区发生长期变化,
04:20
can we begin to break the cycle of poverty.
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我们才能开始打破贫困的循环。
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