What if all US health care costs were transparent? | Jeanne Pinder

401,838 views ・ 2019-03-11

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Translator: Miguel Guisantes Reviewer: Xusto Rodriguez
00:12
So, a little while ago,
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Hai algún tempo,
00:14
members of my family had three bits of minor surgery,
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familiares meus necesitaron tres pequenas cirurxías
00:17
about a half hour each,
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de preto de media hora cada unha.
00:19
and we got three sets of bills.
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E recibimos tres facturas.
00:22
For the first one, the anesthesia bill alone was 2,000 dollars;
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Na primeira, só a anestesia xa eran 2000 dólares;
00:26
the second one, 2,000 dollars;
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na segunda outros 2000 dólares;
00:28
the third one, 6,000 dollars.
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pero na terceira foron 6000 dólares.
00:32
So I'm a journalist. I'm like, what's up with that?
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Son xornalista e pensei, como é posible?
00:37
I found out that I was actually, for the expensive one,
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Descubrín que na máis cara
00:40
being charged 1,419 dollars for a generic anti-nausea drug
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cobraran 1419 dólares por un xenérico antináuseas
00:45
that I could buy online for two dollars and forty-nine cents.
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que eu mesma podía comprar por 2,49 dólares.
00:50
I had a long and unsatisfactory argument with the hospital,
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Tiven unha discusión longa e insatisfactoria co hospital,
00:53
the insurer and my employer.
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o seguro e o meu xefe.
00:56
Everybody agreed that this was totally fine.
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Todos estaban de acordo coa factura.
00:59
But it got me thinking, and the more I talked to people, the more I realized:
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Canto máis falaba coa xente, máis conta me daba dunha cousa:
01:03
nobody has any idea what stuff costs in health care.
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ninguén sabe de verdade o prezo que ten a sanidade.
01:06
Not before, during or after that procedure or test
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Nin antes, nin durante, nin despois de calquera proceso médico
01:09
do you have any idea what it's going to cost.
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sabemos cal vai ser o seu custo.
01:11
It's only months later that you get an "explanation of benefits"
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Só uns meses despois recibes a "explicación de prestacións"
que non dá demasiadas explicacións.
01:15
that explains exactly nothing.
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01:17
So this came back to me a little while later.
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Este pensamento volveu a min un pouco despois.
01:20
I had volunteered for a buyout from the New York Times,
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Ofrecinme para unha saída voluntaria do New York Times
01:23
where I had worked for more than 20 years as a journalist.
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no que traballara como xornalista máis de 20 anos.
01:26
I was looking for my next act.
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Estaba xa pensando no meu seguinte paso.
01:28
It turned out that next act was to build a company
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E este novo paso foi crear unha empresa
01:31
telling people what stuff costs in health care.
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que dixera cal é o custo dos coidados sanitarios.
01:34
I won a "Shark Tank"-type pitch contest to do just that.
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E gañei un concurso, tipo Shark Tank, para facer xusto iso.
01:37
Health costs ate up almost 18 percent of our gross domestic product last year,
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Os custos da sanidade eran case o 18% do PIB o ano pasado
01:42
but nobody has any idea what stuff costs.
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pero ninguén sabe canto custan as cousas.
Pero, e se o soubésemos?
01:45
But what if we did know?
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01:48
So we started out small.
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E comezamos por un pequeno proxecto.
01:49
We called doctors and hospitals
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Chamamos a médicos e a hospitais
01:51
and asked them what they would accept as a cash payment for simple procedures.
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e preguntamos se en procedementos
simples aceptarían pago en efectivo.
01:57
Some people were helpful.
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Algunhas persoas quixeron axudar.
01:58
A lot of people hung up on us.
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Outras colgaban.
02:00
Some people were just plain rude.
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E algunhas outras enfadáronse.
02:02
They said, "We don't know,"
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Dicían: "Non sabemos"
02:04
or, "Our lawyers won't let us tell you that,"
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ou "os nosos avogados non nos deixan falar diso".
02:07
though we did get a lot of information.
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E inda así conseguimos moita información.
02:10
We found, for example, that here in the New York area,
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Descubrimos, por exemplo, que aquí en Nova York
02:12
you could get an echocardiogram for 200 dollars in Brooklyn
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podes facer un ecocardiograma por preto de 200 $ en Brooklyn
ou por 2150 $ en Manhattan, estando a moi poucos quilómetros.
02:17
or for 2,150 dollars in Manhattan, just a few miles away.
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02:22
New Orleans, the same simple blood test,
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En Nova Orleáns a mesma análise de sangue sinxela
02:25
19 dollars over here,
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19 $ nun lugar e 522 $ noutro moi preto.
02:27
522 dollars just a few blocks away.
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02:31
San Francisco, the same MRI,
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En San Francisco, 475 $ por unha resonancia magnética
02:34
475 dollars
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02:36
or 6,221 dollars just 25 miles away.
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ou 6221 $ noutro lugar a só 40 km.
02:42
These pricing variations existed for all the procedures
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Estas diferenzas de prezo existen en todos os procedementos
02:46
and all the cities that we surveyed.
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e en todas as cidades que enquisamos.
Entón empezamos a preguntarlle á xente polas súas facturas médicas.
02:49
Then we started to ask people to tell us their health bills.
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02:52
In partnership with public radio station WNYC here in New York,
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En colaboración coa radio pública de aquí, de Nova York,
02:56
we asked women to tell us the prices of their mammograms.
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pedímoslles ás mulleres que nos deran os prezos das súas mamografías.
02:59
People told us nobody would do that, that it was too personal.
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Dicíannos que ningunha o faría, que era demasiado persoal.
03:03
But in the space of three weeks,
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Pero en tres semanas,
03:05
400 women told us about their prices.
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400 mulleres falaran con nós dos seus prezos.
03:09
Then we started to make it easier for people to share their data
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Nese momento, comezamos a promover
que a xente compartise os seus datos na nosa plataforma en Internet.
03:12
into our online searchable database.
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É unha mestura entre kayak.com e a aplicación Waze pero para a saúde.
03:15
It's sort of like a mash-up of Kayak.com and the Waze traffic app for health care.
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03:20
(Laughter)
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(Risas)
03:21
We call it a community-created guide to health costs.
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Chamámoslle guía comunitaria dos custos da saúde.
03:24
Our survey and crowdsourcing work grew into partnerships
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O noso traballo de enquisa e colaboración aberta
03:26
with top newsrooms nationwide --
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medrou ao asociarnos con redaccións de todo o país:
03:28
in New Orleans, Philadelphia,
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Nova Orleáns, Filadelfia,
03:30
San Francisco, Los Angeles, Miami and other places.
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San Francisco, Os Ánxeles, ou Miami, entre outros.
03:35
We used the data to tell stories about people who were suffering
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Usamos os datos para contar as historias das persoas que sofren,
03:39
and how to avoid that suffering, to avoid that "gotcha" bill.
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como evitar isto e tamén evitar estas facturas.
03:44
A woman in New Orleans saved nearly 4,000 dollars using our data.
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Unha muller en Nova Orleáns aforrou uns 4000 $ grazas aos nosos datos.
03:49
A San Francisco contributor saved nearly 1,300 dollars
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Un colaborador de San Francisco, case 1300 $
03:52
by putting away his insurance card
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renunciando á súa póliza de seguros
03:54
and paying cash.
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e facendo o pago en metálico.
03:56
There are a lot of people who are going to in-network hospitals
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Hai moitas persoas que van á súa rede de hospitais
03:59
and getting out-of-network bills.
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pero que reciben facturas de fóra dela.
04:01
And then there was the hospital that continued to bill a dead man.
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E mesmo había un hospital que facturaba a un home xa finado.
04:05
We learned that thousands of people wanted to tell us their prices.
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Soubemos que milleiros de persoas nos querían dicir os seus prezos.
04:08
They want to learn what stuff costs,
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Querían saber o que custan as cousas,
04:10
find out how to argue a bill,
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saber como discutir unha factura,
04:11
help us solve this problem that's hurting them and their friends and families.
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axudar a solucionar un problema que lles afecta a eles,
aos seus amigos e familias.
04:15
We talked to people who had to sell a car to pay a health bill,
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Falabamos con persoas que tiveran que vender o coche
04:18
go into bankruptcy,
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para pagar as facturas, que entraran en quebra,
04:20
skip a treatment because of the cost.
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ou que deixaran o tratamento polo alto prezo.
04:23
Imagine if you could afford the diagnosis
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Imaxinen que poidan pagar o diagnóstico
04:25
but not the cure.
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pero non a cura.
04:29
We set off a huge conversation about costs
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Comezamos unha enorme conversa sobre os custos
04:31
involving doctors and hospitals, yes, but also their patients,
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con médicos e hospitais, si, pero tamén cos doentes.
04:35
or as we like to call them, people.
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Ou como nos gusta chamalos, xente.
04:37
(Laughter)
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(Risas)
04:41
We changed policy.
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Cambiamos a política.
04:42
A consumer protection bill that had been stalled
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Un proxecto de lei de protección ao consumidor,
parado 10 anos no lexislativo de Luisiana
04:45
in the Louisiana legislature for 10 years
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04:47
passed after we launched.
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foi aprobado tras o noso lanzamento.
04:50
Let's face it:
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Sexamos sinceros,
04:51
this huge, slow-rolling public health crisis
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esta gran e lenta crise da sanidade pública
04:54
is a national emergency.
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é unha emerxencia nacional.
04:56
And I don't think government's going to help us out anytime soon.
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E non creo que o goberno nos vaia axudarnos no curto prazo.
05:00
But what if the answer was really simple:
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Mais, e se a resposta fose sinxela
05:02
make all the prices public all the time.
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como facer que todos os prezos fosen públicos?
05:06
Would our individual bills go down? Our health premiums?
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Baixarían as facturas? As primas?
05:11
Be really clear about this:
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Teñan isto claro.
05:13
this is a United States problem.
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É un problema dos EUA.
05:15
In most of the rest of the developed world,
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En boa parte do mundo desenvolvido
05:17
sick people don't have to worry about money.
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as persoas non se teñen que preocupar polo diñeiro.
05:20
It's also true that price transparency will not solve every problem.
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Tamén é certo que a transparencia nos prezos non o resolve todo.
Aínda haberá tratamentos caros
05:24
There will still be expensive treatments,
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e unha gran fricción no noso sistema de seguros.
05:27
huge friction from our insurance system.
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05:29
There will still be fraud
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Haberá fraude aínda
05:31
and a massive problem with overtreatment and overdiagnosis.
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e un problema masivo de sobretratamento e sobrediagnóstico.
05:35
And not everything is shoppable.
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E non todo se compra con diñeiro.
05:38
Not everybody wants the cheapest appendectomy
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Non todo o mundo quere a apendicectomía
05:40
or the cheapest cancer care.
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ou o tratamento para o cancro máis baratos.
05:43
But when we talk about these clear effects,
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Mais cando falamos destes efectos claros,
05:45
we're looking at a real issue that's actually very simple.
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vemos un problema que é realmente moi sinxelo.
05:50
When we first started calling for prices,
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Cando comezabamos a chamar para pedir prezos,
05:52
we actually felt like we were going to be arrested.
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sentíamos que nos ían arrestar.
05:55
It seemed kind of transgressive to talk about medicine and health care
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Parecía infrinxir algunha norma falar de medicina e de asistencia sanitaria
05:58
in the same breath,
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na mesma frase,
06:00
and yet it became liberating,
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mais resultou liberador.
06:01
because we found not only data
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Non só atopamos datos
06:04
but also good and honest people out there in the system
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senón tamén boas persoas no sistema
06:06
who want to help folks get the care they need
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que queren axudar á xente a ter os coidados que precisan
06:08
at a price they can afford.
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e a un prezo que poidan pagar.
06:11
And it got easier to ask.
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Fíxose máis fácil preguntar.
06:13
So I'll leave you with some questions.
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Así que acabo con algunhas cuestións.
06:15
What if we all knew what stuff cost in health care in advance?
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E se soubésemos todos o que custan os coidados médicos por adiantado?
06:19
What if, every time you Googled for an MRI,
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Que pasaría se cando buscase en Internet "resonancia magnética"
06:23
you got drop-downs telling you where to buy and for how much,
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se despregase un menú coa información sobre onde comprala e os prezos,
06:26
the way you do when you Google for a laser printer?
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igual que pasa cando buscas unha impresora láser?
06:30
What if all of the time and energy and money that's spent hiding prices
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Que pasaría se todo o tempo, enerxía e diñeiro que se gasta ocultando os prezos
06:34
was squeezed out of the system?
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se eliminase do sistema?
06:37
What if each one of us could pick the $19 test every time
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Que pasaría se cada un puidese escoller a proba de 19 $
06:40
instead of the $522 one?
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en lugar da de 522 $?
06:43
Would our individual bills go down?
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Baixarían as nosas facturas?
06:45
Our premiums?
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As nosas primas do seguro?
06:46
I don't know, but if you don't ask, you'll never know.
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Non o sei, mais se non se pregunta nunca o saberemos.
06:49
And you might save a ton of money.
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E cada un poderíamos aforrar moitos cartos.
06:51
And I've got to think that a lot of us and the system itself
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E teño que pensar que moitos de nós, e o propio sistema, seriamos máis sans.
06:55
would be a lot healthier.
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06:57
Thank you.
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Grazas.
06:58
(Applause)
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(Aplausos)
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