Learn English Vocabulary Daily #22.4 — British English Podcast

Hello and welcome to The English Like a Native Podcast.

您好，欢迎来到像母语一样的英语播客。

My name is Anna and you're listening to Week 22, Day 4 of Your English Five a Day.

我叫安娜，你正在听《英语每日五课》第 22 周第 4 天。

Just like with fruit and veg, it's good to get five pieces of vocabulary

就像水果和蔬菜一样，

into your system every day of the working week from Monday to Friday.

从周一到周五的工作周中，每天将五个词汇放入你的系统中是很好的。

Though I would suggest with fruit and veg, you should eat at least

虽然我建议搭配水果和蔬菜，但你

five pieces every single day.

每天至少应该吃五块。

But today we are just talking about expanding our vocabulary.

但今天我们只是谈论扩大词汇量。

So, let's start today's five.

那么，让我们开始今天的五点吧。

The first one on our list is a noun and it is mortgage.

我们列表中的第一个是名词，它是抵押贷款。

Mortgage.

抵押。

We spell this M O R T G A G E.

我们将这个 MORTGAG 拼写为 E.

Mortgage.

Mortgage。

So, you'll notice that 'T' in the middle is completely silent.

因此，您会注意到中间的“T”完全不发音。

Mortgage.

抵押。

Mortgage.

抵押。

A mortgage is a loan of a large amount of money from the bank

抵押贷款是 为了购买房产 而从银行提供的大量资金的贷款

in order to buy a property.

。

So, you would only get a mortgage to buy a property.

因此，您只能获得抵押贷款来购买房产。

In the UK, property prices are through the roof.

在英国，房地产价格飞涨。

They are incredibly expensive.

它们非常昂贵。

So, being eligible to get a mortgage on your own is becoming less and less

因此， 随着时间的推移，人们

likely for people as the years roll on.

越来越不可能有资格自己获得抵押贷款

I don't have a mortgage.

。 我没有抵押贷款。

I am not able to get a mortgage because property prices are so expensive.

我无法获得抵押贷款，因为房价太贵了。

The only way I could get a mortgage is if I were to join forces with someone

我获得抵押贷款的唯一方法是与其他人联手

else and we go in together on the loan.

，我们一起贷款。

We combine our joint income in order to qualify for a mortgage.

我们将共同收入合并起来以获得抵押贷款的资格。

I know that in the UK, mortgages and buying property is probably quite unique.

我知道在英国，抵押贷款和购买房产可能是相当独特的。

I don't think people buy houses very much in other countries.

我认为人们在其他国家买房的情况并不多。

I think it's more fashionable to rent, but please educate me.

我觉得租房更时尚，但请多多指教。

Let me know if you don't live in the UK, let me know how it is in your country.

如果您不住在英国，请告诉我，请让我知道您所在国家/地区的情况。

Do you typically buy your properties or do you typically

您通常购买房产还是

rent your properties let me know?

租赁房产，请告诉我？

I am curious.

我好奇。

Here's an example sentence,

这是一个例句，

"We found our dream home in the country, now all we need to do

“我们在乡下找到了梦想的家，现在我们需要做的

is pay the deposit and hope the bank authorises our mortgage!"

就是支付押金并希望银行批准我们的抵押贷款！”

The next piece on the list is an idiom and it is up to your eyeballs.

列表中的下一个是一个习语，这取决于你的眼球。

Up to your eyeballs.

直到你的眼球。

How do we spell this?

我们怎么拼写这个？

Up.

U P.

向上。

U P.

To, T O.

To, T O.

Your, Y O U R.

Your, YOU R.

Eyeballs, E Y E B A L L S.

Eyeballs, EYEBALL S.

Eyeballs.

Eyeballs。

If you are up to your eyeballs in something, then it means that

如果你对某件事很感兴趣，那就意味着

you're really busy with that thing, or surrounded by that thing.

你真的很忙于那件事，或者被那件事包围。

We often couple it with debt.

我们经常将其与债务联系在一起。

So, if someone talks about being up to their eyeballs in debt, then it just

所以，如果有人说负债累累，那只能

means they have a huge amount of debt.

说明他背负着巨额债务。

You can use this for other things as well.

您也可以将其用于其他用途。

So, you can say I'm up to my eyeballs in paperwork.

所以，你可以说我在文书工作上已经竭尽全力了。

I'm up to my eyeballs in laundry.

我洗衣服已经忙得不可开交了。

So, it just means a large amount of something, and particularly that

所以，它只是意味着很多事情，特别是

you're quite busy trying to deal with it, trying to get through it.

你正忙于处理它，试图度过它。

You can't possibly take on any more of it because you have so much to deal with.

你不可能再承担更多的事情了，因为你有太多的事情要处理。

I'm up to my eyeballs in it.

我已经眼花缭乱了。

Here's an example sentence,

这里有一个例句，

"I've had to take on a second job as I'm up to my eyeballs in debt.

“我不得不接受第二份工作，因为我已经负债累累了​​。

How did I let things get this bad?"

我怎么会让事情变得这么糟糕呢？”

Hopefully, you're not up to your eyeballs in debt.

希望你没有负债累累。

I've definitely been in that situation, particularly when I first moved to London.

我确实遇到过这种情况，尤其是当我第一次搬到伦敦时。

I just finished university and I was about to start in another university

我刚刚大学毕业，即将开始在另一所大学

doing a master's degree and that was going to cost me a fortune.

攻读硕士学位，这将花费我一大笔钱。

So, I had to pay a lot of money for that course upfront.

因此，我必须预先为该课程支付很多钱。

And I still had my student loan from my previous course

我仍然有之前课程的学生贷款

and I had to move to London.

，所以我不得不搬到伦敦。

So, I was up to my eyeballs in debt and it was very hard to manage, to

因此，我负债累累

survive, to settle here in London, the most expensive city in the UK.

，在英国最昂贵的城市伦敦定居和管理、生存和定居都非常困难。

Anyway, let's move on to our next word, this is a noun and it is debt.

无论如何，让我们继续讨论下一个词，这是一个名词，也是债务。

Debt.

债务。

So, we've mentioned this word already a few times.

所以，我们已经多次提到这个词了。

Pay attention to the spelling.

注意拼写。

D E B T.

DEB T.

So, debt.

那么，债务。

The 'B' is silent.

“B”沉默了。

D E B T.

DEB T.

Debt.

债务。

Debt.

债务。

A debt is an amount of money that you owe to somebody because you

债务是您因

borrowed that money from them.

向某人借钱而欠某人的一笔钱。

So, if you take out a mortgage, then you have a debt with the bank.

因此，如果您申请抵押贷款，那么您就向银行欠债。

You owe the bank money.

你欠银行的钱。

That's your debt to the bank.

这是你欠银行的债。

Here's an example sentence,

这里有一个例句，

"You've only been at uni for 3 months and you've already

“你才上大学三个月，就已经

racked up £10,000 worth of debt.

欠下了 10,000 英镑的债务。

What on Earth have you spent so much money on and how are you going to pay it back?"

你到底花了这么多钱做什么？你打算如何偿还？”

Okay, moving on.

好的，继续。

We have a verb now and it is prioritise, prioritise.

我们现在有一个动词，它是优先、优先。

We spell this P R I O R I T I S E.

我们将其拼写为 PRIORITIS E.

Prioritise.

优先。

Prioritise.

优先考虑。

To prioritise something is to put the most important thing

优先处理某事就是把最重要的事情放在第一位

first and deal with it first.

并首先处理它。

So, let's imagine that you have three things that you really need to do.

因此，让我们想象一下您真正需要做的三件事。

You need to pick up your child from school, you need to cook the dinner, and

您需要接孩子放学，需要做饭，还

you need to do the laundry to make sure your child has clean uniform for tomorrow.

需要洗衣服以确保孩子明天穿干净的校服。

Those are three tasks that need to be done today.

这是今天需要完成的三项任务。

Cooking, laundry, child.

做饭，洗衣，带孩子。

You need to prioritise because you can't do everything all at the same time.

你需要分清轻重缓急，因为你不可能同时做所有的事情。

So, the first thing you're going to do is pick up the child from school because that

所以，你要做的第一件事就是去学校接孩子，因为这

needs to happen in the next 10 minutes so that's more important than anything else

需要在接下来的 10 分钟内完成，所以这比其他任何事情都重要，

because you can't leave your child waiting at the school gates all by themselves.

因为你不能让你的孩子一直在学校门口等待他们自己。

You'll probably get into trouble with the school for doing so.

这样做可能会给学校带来麻烦。

So, you prioritise picking up your child and when your child gets home,

所以，你优先考虑接孩子，当你的孩子回到家时，

your child will be hungry, as will you because you've been running around

你的孩子会饿，你也会饿，因为你 整天 都在忙着

all day doing all sorts of jobs.

做各种各样的工作。

So, the next thing on your list of priorities will be to

因此，您的优先事项清单上的下一件事情将是

feed yourself and your child.

养活您自己和您的孩子。

So, you will cook, and the last thing to do is the laundry.

所以，你会做饭，最后要做的就是洗衣服。

That's the least important of the three things.

这是三件事中最不重要的。

So, to prioritise.

所以，要优先考虑。

Here's another example,

这是另一个例子，

"Right, with spring approaching I need to prioritise our Easter product line.

“对，随着春天的临近，我需要优先考虑我们的复活节产品线。

The rest can sit on the back-burner for now."

其余的现在可以放在次要位置。”

Alright, moving on to our last piece for today.

好吧，继续我们今天的最后一篇文章。

This is an adjective and it is negotiable.

这是一个形容词，可以协商。

Negotiable.

面议。

We spell this N E G O T I A B L E.

我们拼写这个NEGOTIABL E.

Negotiable.

Negotiable。

Negotiable.

面议。

If something is described as being negotiable, then it means it can be

如果某件事被描述为可以谈判，那么这意味着可以对其进行

discussed in order to potentially change it, or the outcome, or the result.

讨论，以便有可能改变它、结果或结果。

So, an agreement might be negotiable, or sometimes, non-negotiable.

因此，协议可能是可以谈判的，有时是不可谈判的。

You cannot discuss it in order to try and change it.

你不能为了尝试改变它而讨论它。

Here's an example sentence,

这是一个例句，

"Is the price of this car negotiable?

“这辆车的价格可以协商吗？

I really like it, but it's just above my budget."

我真的很喜欢它，但它超出了我的预算。”

I'm currently negotiating with some builders because I need

我目前正在与一些建筑商谈判，因为我需要

some work done on the house.

对房子进行一些工作。

That's quite urgent.

那是相当紧急的。

It needs doing, but the first price that they quoted me was quite high.

它需要做，但他们给我报的第一个价格相当高。

So, they did say that this price is negotiable.

所以，他们确实说这个价格是可以商量的。

We can talk about it and potentially adjust it in order to make it

我们可以讨论它并可能对其进行调整，以使其

suitable for me and my budget.

适合我和我的预算。

So, is it negotiable or is it non-negotiable?

那么，是可以协商还是不可协商呢？

Can it be changed through discussion?

可以通过讨论改变吗？

That's our five for today.

这就是我们今天的五个。

So, let's do our quick recap.

那么，让我们快速回顾一下。

We started with the noun mortgage.

我们从名词抵押开始。

With that silent 'T', mortgage, which is the agreement to borrow a

那个无声的“T”，即抵押贷款，这是

large amount of money from the bank in order to pay for a property.

从银行借入大量资金以支付房产费用的 协议 。

Then we had the fun idiom, up to your eyeballs.

然后我们就有了有趣的习语，让你大开眼界。

And when using it to discuss debt, it means that you have a lot of debt

当用它来讨论债务时，意味着你有很多债务

to be up to your eyeballs in it.

在里面。

Then we had the word debt.

然后我们就有了“债务”这个词。

The noun debt, meaning money that you owe to someone.

名词债务，意思是你欠某人的钱。

Then we had the verb prioritise, prioritise, which is putting

然后我们有动词prioritise，prioritise，意思是把

the most important things first.

最重要的事情放在第一位。

And we finished with the adjective negotiable.

我们以形容词“negotiable”结束。

Negotiable.

Something that can be discussed in the hopes of having it changed to suit you.

面议。

可以讨论的事情，希望能改变它以适合您。

So, let's now do this for pronunciation.

那么，现在让我们这样做来发音。

Please repeat after me.

请跟着我重复一遍。

Mortgage.

抵押。

Mortgage.

抵押。

Up to your eyeballs.

直到你的眼球。

Up to your eyeballs.

直到你的眼球。

Debt.

债务。

Debt.

债务。

Prioritise.

优先考虑。

Prioritise.

优先考虑。

Negotiable.

面议。

Negotiable.

面议。

Fabulous.

极好。

OK, let me see if I can test your memory now.

好吧，让我看看现在是否可以测试你的记忆力。

You ask me if I'm interested in going on holiday with you, but I say I'm

你问我是否有兴趣和你一起去度假，但我说我有

really sorry, I just can't afford it.

真的很抱歉，我实在是买不起。

I owe the bank so much money.

我欠银行那么多钱。

What idiom could I use here?

我在这里可以使用什么成语？

I'm up to my eyeballs.

我已经睁大眼睛了。

I'm up to my eyeballs in how much I owe to the bank.

我自己算算我欠银行多少钱。

What noun could I use instead of saying the amount I owe to the bank?

我可以用什么名词来代替我欠银行的金额？

I'm up to my eyeballs in debt.

我已经负债累累了​​。

I'm up to my eyeballs in debt.

我已经负债累累了​​。

It's awful.

太糟糕了。

So, I really need to make sure that I can pay for the things that are most important

所以，我真的需要确保我能够支付

in life and a holiday is not one of them.

生活中最重要的事情的费用，而假期不是其中之一。

So, what verb could I use to describe this action of putting

那么，我可以用什么动词来形容这种把

the most important thing first?

最重要的事情放在第一位的行为呢？

Prioritise.

优先考虑。

I need to prioritise.

我需要优先考虑。

I'm up to my eyeballs in debt, so I need to prioritise where I spend my money.

我负债累累，所以我需要优先考虑把钱花在哪里。

The other thing that I need to do is to talk to the bank to see if there's

我需要做的另一件事是和银行谈谈，看看

any chance, any chance whatsoever that they would agree to lend me a huge

他们是否有机会同意借给我一大笔钱

amount of money, so I can buy a house.

，这样我就可以买房子了。

What noun would I use to describe this loan that I would get from the bank?

我会用什么名词来描述我将从银行获得的这笔贷款？

Mortgage.

抵押。

Yes.

I need to try to convince the bank to authorise a mortgage despite the fact

是的。

尽管 我已经负债累累， 但我需要努力说服银行批准抵押贷款

that I'm up to my eyeballs in debt.

。

I'm just trying to prioritise the house and my family and making

我只是想优先考虑房子和我的家人，并确保

sure we're stable and secure.

我们稳定和安全。

That is something that I will not budge on.

这是我不会让步的事情。

That's something that you can't talk me out of, this is non what?

这是你无法说服我的事情，这不是什么？

This idea of me not wanting to change my mind on what I'm prioritising.

我不想改变我优先考虑的事情的想法。

It's non...?

这不是……？

Negotiable.

面议。

It's non-negotiable.

这是没有商量余地的。

I will not go on holiday.

我不会去度假。

I cannot go on holiday because I'm up to my eyeballs in debt.

我不能去度假，因为我已经负债累累了​​。

I need to prioritise my family and my home.

我需要优先考虑我的家人和我的家。

I need to try and get the bank to agree to give me a mortgage.

我需要尝试让银行同意给我抵押贷款。

So, I'm not coming on holiday and that's non-negotiable.

所以，我不会来度假，这是没有商量余地的。

Alright, let's revisit our pieces from today in our little story.

好吧，让我们回顾一下今天的小故事。

Do you remember paying for your first overseas holiday, buying

您还记得为您的第一次出国度假、购买

your first car, or your first home?

您的第一辆车或您的第一套房子支付的费用吗？

Were you up to your eyeballs in debt when you were a student?

当你还是学生的时候，你是否负债累累？

The problem with growing up, with becoming an adult, is

成长、成为成年人的问题

that it's so damned expensive.

在于它是如此昂贵。

I can hear you all agreeing with me here!

我在这里听到你们都同意我的观点！

As adults, we have to learn to prioritise, to think about things

作为成年人，我们必须学会分清轻重缓急，明智地思考事情

sensibly and plan carefully.

并仔细计划。

We need to ensure that we have enough money every month to cover

我们需要确保每个月都有足够的钱来支付

the bills, the mortgage, to buy food, to pay for the kids after school

账单、抵押贷款、购买食物、支付孩子们放学后的

clubs and the gym membership that we never seem to find the time to use.

俱乐部费用以及我们似乎从来没有时间使用的健身房会员资格。

It seems like a never-ending list of expenses and a non-negotiable

这似乎是一个永无休止的费用清单，而且

list of expenses at that!

是一个不可协商的费用清单！

Imagine walking into the bank and saying,

想象一下走进银行并说：

"Sorry, Mr.

“抱歉，

Manager, but I can't make this month's mortgage repayment.

经理先生，我无法偿还本月的抵押贷款。

Any chance we could negotiate like, maybe I could have a few months of not paying?"

我们是否有机会进行谈判，也许我可以几个月不还款？”

Ha!

哈！

Not likely, is it?

不太可能，是吗？

I guess there are things we could go without, like the

我想有些东西我们可以没有，比如

gym membership we don't use.

我们不使用的健身房会员资格。

But as soon as you cancel it, I guarantee you'll suddenly have a free hour every day

但一旦你取消它，我保证你会突然每天都有一个小时的空闲时间

and wish you could go and do a workout!

并希望你可以去锻炼身体！

I don't know, navigating adulthood can be challenging, but I suppose facing

我不知道，成年生活可能会充满挑战，但我想，面对

those challenges is what makes us stronger, wiser and hopefully happier.

这些挑战会让我们变得更坚强、更明智，并有望变得更快乐。

So, next time you want to spend a little cash on something,

所以，下次当你想花一点钱买某样东西时，

stop and think about it...

停下来想一想……

is it really worth it?

这真的值得吗？

What would your sensible adult head say?

你明智的成年人的头脑会说什么？

And that brings us to the end of today's episode.

今天这一集就到此结束了。 请记住，您可以通过成为

Remember that you can get more out of your listening experience by becoming

Plus 会员、访问奖励材料、成绩单和词汇

a Plus Member, getting access to bonus material, transcripts, and vocabulary

列表，当然还可以支持 The English Like a Native Podcast，

lists, and of course, supporting The English Like a Native Podcast.

从您的聆听体验中获得更多收益 。

I'll leave a link in the description below.

我将在下面的描述中留下链接。

Until next time, take very good care, and goodbye.

直到下次，好好照顾，再见。