Cash Machine (ATM): Talk About Money in English

18,454 views ใƒป 2022-11-29

English Like A Native


์•„๋ž˜ ์˜๋ฌธ์ž๋ง‰์„ ๋”๋ธ”ํด๋ฆญํ•˜์‹œ๋ฉด ์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋ฒˆ์—ญ๋œ ์ž๋ง‰์€ ๊ธฐ๊ณ„ ๋ฒˆ์—ญ๋ฉ๋‹ˆ๋‹ค.

00:00
Excuse me, is there a cash machine near here? I need to get some cashโ€ฆ..
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์‹ค๋ก€ํ•ฉ๋‹ˆ๋‹ค๋งŒ, ์ด ๊ทผ์ฒ˜์— ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ๊ฐ€ ์žˆ์Šต๋‹ˆ๊นŒ? ํ˜„๊ธˆ์ด ์ข€ ํ•„์š”ํ•ด์š”โ€ฆ
00:04
Hello everyone, Anna here, andย  today we are learning the cashย ย 
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00:09
machine vocabulary that you really need to know.
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00:13
Especially if you are visiting the UK.
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ํŠนํžˆ ์˜๊ตญ์„ ๋ฐฉ๋ฌธํ•˜๋Š” ๊ฒฝ์šฐ.
00:17
Get your notebooks at the ready.ย  Or if you would prefer to simplyย ย 
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๋…ธํŠธ๋ถ์„ ์ค€๋น„ํ•˜์„ธ์š”. ๋˜๋Š” ๋‹จ์ˆœํžˆ
00:21
download my pre-prepared notes, for freeย  then click on the link in the description.
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๋ฏธ๋ฆฌ ์ค€๋น„๋œ ๋ฉ”๋ชจ๋ฅผ ๋ฌด๋ฃŒ๋กœ ๋‹ค์šด๋กœ๋“œํ•˜๊ณ  ์‹ถ๋‹ค๋ฉด ์„ค๋ช…์— ์žˆ๋Š” ๋งํฌ๋ฅผ ํด๋ฆญํ•˜์„ธ์š”.
00:29
Ah, thereโ€™s a cash point, letโ€™s do this.
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์•„, ์บ์‹œ ํฌ์ธํŠธ๊ฐ€ ์žˆ์œผ๋‹ˆ ํ•ด๋ณด์ž.
00:33
So the cash machine goes by a few differentย  names, cash machine, or a cash point,
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๋”ฐ๋ผ์„œ ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ๋Š” ๋ช‡ ๊ฐ€์ง€ ๋‹ค๋ฅธ ์ด๋ฆ„, ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ ๋˜๋Š” ํ˜„๊ธˆ ํฌ์ธํŠธ,
00:42
a point where you get cash, or youย  might hear it referred to as an atmโ€ฆ
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ํ˜„๊ธˆ์„ ์ธ์ถœํ•˜๋Š” ์ง€์ ์œผ๋กœ ๋ถˆ๋ฆฌ๊ฑฐ๋‚˜ ATM์ด๋ผ๊ณ  ํ•˜๋Š” ๊ฒƒ์„ ๋“ค์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค...
00:49
or sometimes itโ€™s referredย  to as a hole in the wall.
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๋˜๋Š” ๋•Œ๋กœ๋Š” ๋ฒฝ์— ๊ตฌ๋ฉ์ด๋ผ๊ณ  ํ•˜๋Š” ๊ฒฝ์šฐ๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
00:53
"Does your bank have a hole in the wall?" "Yeah it does."
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"๋‹น์‹ ์˜ ์€ํ–‰์€ ๋ฒฝ์— ๊ตฌ๋ฉ์ด ์žˆ์Šต๋‹ˆ๊นŒ?" "์˜ˆ ๊ทธ๋ ‡์Šต๋‹ˆ๋‹ค."
00:57
Now in the UK you will find cash machines in manyย ย 
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์ด์ œ ์˜๊ตญ์˜ ์—ฌ๋Ÿฌ ๊ณณ์—์„œ ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ๋ฅผ ์ฐพ์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
01:01
places. Always on the high street andย  always outside a local bank branch.
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. ํ•ญ์ƒ ๋ฒˆํ™”๊ฐ€์— ์žˆ๊ณ  ํ•ญ์ƒ ํ˜„์ง€ ์€ํ–‰ ์ง€์  ์™ธ๋ถ€์— ์žˆ์Šต๋‹ˆ๋‹ค.
01:09
So you'll have a hole inย  the wall outside the bank.ย ย 
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๋”ฐ๋ผ์„œ ์€ํ–‰ ์™ธ๋ถ€ ๋ฒฝ์— ๊ตฌ๋ฉ์ด ์ƒ๊น๋‹ˆ๋‹ค.
01:12
If you go inside the branch they'llย  have cash machines inside as well.
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์ง€์  ์•ˆ์œผ๋กœ ๋“ค์–ด๊ฐ€๋ฉด ์•ˆ์— ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
01:16
You'll find cash points at mostย  supermarkets, especially the big ones,ย ย 
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๋Œ€๋ถ€๋ถ„์˜ ์Šˆํผ๋งˆ์ผ“, ํŠนํžˆ ํฐ ์Šˆํผ๋งˆ์ผ“์—์„œ ํ˜„๊ธˆ ํฌ์ธํŠธ๋ฅผ ์ฐพ์„ ์ˆ˜
01:21
and in the smaller ones there'll be aย  small or a single ATM that you can use.
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์žˆ๊ณ  ์ž‘์€ ์Šˆํผ๋งˆ์ผ“์—๋Š” ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ์ž‘์€ ATM์ด๋‚˜ ๋‹จ์ผ ATM์ด ์žˆ์„ ๊ฒƒ์ž…๋‹ˆ๋‹ค.
01:26
Word of warning, if you are going to a localย  newsagents or a shop that has a little cashย ย 
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๊ฒฝ๊ณ  ๋ง์”€๋“œ๋ฆฌ์ž๋ฉด, ์ง€์—ญ ๋‰ด์Šค ๊ฐ€ํŒ๋Œ€๋‚˜ ๋‚ด๋ถ€์— ์ž‘์€ ํ˜„๊ธˆ ํฌ์ธํŠธ๊ฐ€ ์žˆ๋Š” ์ƒ์ ์— ๊ฐ€๋Š” ๊ฒฝ์šฐ
01:33
point inside, then you might be chargedย  for taking your money from that machine.
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ํ•ด๋‹น ๊ธฐ๊ณ„์—์„œ ๋ˆ์„ ์ธ์ถœํ•˜๋Š” ๋ฐ ๋Œ€ํ•ด ๋น„์šฉ์ด ์ฒญ๊ตฌ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
01:39
Usually, it's a couple of pounds, but just be sureย ย 
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์ผ๋ฐ˜์ ์œผ๋กœ ๋ช‡ ํŒŒ์šด๋“œ์ด์ง€๋งŒ
01:43
to check. Most of them are free but inย  the small newsagents, generally not.
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ํ™•์ธํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๋Œ€๋ถ€๋ถ„์€ ๋ฌด๋ฃŒ์ด์ง€๋งŒ ์ž‘์€ ๋‰ด์Šค์—์ด์ „ํŠธ์—์„œ๋Š” ์ผ๋ฐ˜์ ์œผ๋กœ ๊ทธ๋ ‡์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
01:48
Now, what do we do when we get to a cash point?
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์ด์ œ ํ˜„๊ธˆ ํฌ์ธํŠธ์— ๋„์ฐฉํ•˜๋ฉด ์–ด๋–ป๊ฒŒ ํ•ด์•ผ ํ• ๊นŒ์š”?
01:51
Well, you put your debit card into theย  ATM - you PUT it IN, you put in your card.
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์Œ, ์ง๋ถˆ ์นด๋“œ๋ฅผ ATM์— ๋„ฃ์Šต๋‹ˆ๋‹ค. ๋„ฃ์Šต๋‹ˆ๋‹ค. ์นด๋“œ๋ฅผ ๋„ฃ์Šต๋‹ˆ๋‹ค.
02:00
Or INSERT your card, which is what you'll beย  instructed to do. "Please insert your card."
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๋˜๋Š” ์ง€์‹œ์— ๋”ฐ๋ผ ์นด๋“œ๋ฅผ ์‚ฝ์ž…ํ•˜์„ธ์š” . "์นด๋“œ๋ฅผ ๋„ฃ์–ด์ฃผ์„ธ์š”."
02:07
And then ENTER your PIN.ย ย 
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๊ทธ๋Ÿฐ ๋‹ค์Œ PIN์„ ์ž…๋ ฅํ•˜์‹ญ์‹œ์˜ค.
02:10
Your PIN is your secret number that isย  unique to youโ€ฆonly you know it. Hopefully.
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๊ท€ํ•˜์˜ PIN์€ ๊ท€ํ•˜์˜ ๊ณ ์œ ํ•œ ๋น„๋ฐ€ ๋ฒˆํ˜ธ์ž…๋‹ˆ๋‹ค. ๊ท€ํ•˜๋งŒ์ด ์•Œ๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ๋ฐ”๋ผ๊ฑด๋Œ€.
02:17
Now, once you ENTER your PIN numberย  you will have access to your account.
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์ด์ œ PIN ๋ฒˆํ˜ธ๋ฅผ ์ž…๋ ฅํ•˜๋ฉด ๊ณ„์ •์— ์•ก์„ธ์Šคํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
02:23
Now you can simply CHECK YOUR BALANCE if you justย  want to know how much money is in your account.
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์ด์ œ ๊ณ„์ขŒ์— ์–ผ๋งˆ๊ฐ€ ์žˆ๋Š”์ง€ ์•Œ๊ณ  ์‹ถ๋‹ค๋ฉด ์ž”์•ก์„ ํ™•์ธํ•˜๊ธฐ๋งŒ ํ•˜๋ฉด ๋ฉ๋‹ˆ๋‹ค.
02:30
"I need to check my balance, ah there'sย  a cash point. Let me just put my card in,ย ย 
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"์ž”์•ก์„ ํ™•์ธํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์•„, ํ˜„๊ธˆ ํฌ์ธํŠธ๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ์นด๋“œ๋ฅผ ๋„ฃ๊ณ 
02:36
enter my PIN. There we go, I'veย  checked my balance, I'm done!"
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PIN์„ ์ž…๋ ฅํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค. ์ž, ์ž”๊ณ ๋ฅผ ํ™•์ธํ–ˆ์Šต๋‹ˆ๋‹ค. ๋๋‚ฌ์Šต๋‹ˆ๋‹ค!"
02:42
Or most likely, you will want toย  WITHDRAW some money. To withdraw.
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์•„๋‹ˆ๋ฉด ๋ˆ์„ ์ธ์ถœํ•˜๊ณ  ์‹ถ์„ ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์ฒ ํšŒํ•ฉ๋‹ˆ๋‹ค.
02:49
We can also say TAKE OUT. To takeย  out some cash or withdraw some money.
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์šฐ๋ฆฌ๋Š” ๋˜ํ•œ TAKE OUT์ด๋ผ๊ณ  ๋งํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํ˜„๊ธˆ์„ ์ธ์ถœํ•˜๊ฑฐ๋‚˜ ์ธ์ถœํ•˜๋‹ค.
02:55
So on the screen, you will need toย  SELECT the option that you want.
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๋”ฐ๋ผ์„œ ํ™”๋ฉด์—์„œ ์›ํ•˜๋Š” ์˜ต์…˜์„ ์„ ํƒํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
03:02
When you are taking out money theย  machine often double-checks with you -
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๋ˆ์„ ์ธ์ถœํ•  ๋•Œ ๊ธฐ๊ณ„์—์„œ ์ž์ฃผ ๋‹ค์‹œ ํ™•์ธํ•ฉ๋‹ˆ๋‹ค.
03:07
"Do you want to PROCEED?" You are trying to takeย  out a hundred pounds, do you want to proceed?
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"์ง„ํ–‰ํ•˜์‹œ๊ฒ ์Šต๋‹ˆ๊นŒ?" 100ํŒŒ์šด๋“œ๋ฅผ ๊บผ๋‚ด๋ ค๊ณ  ํ•ฉ๋‹ˆ๋‹ค. ๊ณ„์†ํ•˜์‹œ๊ฒ ์Šต๋‹ˆ๊นŒ?
03:13
Or it might say "Do you want toย  CONTINUE?" And you SELECT yes or no. โ€จโ€จ
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๋˜๋Š” ' ๊ณ„์†ํ•˜์‹œ๊ฒ ์Šต๋‹ˆ๊นŒ?'๋ผ๊ณ  ํ‘œ์‹œ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ฆฌ๊ณ  ๋‹น์‹ ์€ ์˜ˆ ๋˜๋Š” ์•„๋‹ˆ์˜ค๋ฅผ ์„ ํƒํ•ฉ๋‹ˆ๋‹ค.
03:19
Now the other thing that people sometimesย  do at a cash point is to DEPOSIT cash,ย ย 
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์ด์ œ ์‚ฌ๋žŒ๋“ค์ด ๋•Œ๋•Œ๋กœ ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ์—์„œ ํ•˜๋Š” ๋˜ ๋‹ค๋ฅธ ์ผ์€ ํ˜„๊ธˆ์„ ์ž…๊ธˆํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.
03:25
so you give money to the cashย  machine to put in your account.
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๋”ฐ๋ผ์„œ ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ์— ๋ˆ์„ ์ฃผ๊ณ  ๊ณ„์ •์— ๋„ฃ์Šต๋‹ˆ๋‹ค.
03:30
So you deposit cash. But weย  simply say, put money in.
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๊ทธ๋ž˜์„œ ํ˜„๊ธˆ์„ ์ž…๊ธˆํ•ฉ๋‹ˆ๋‹ค. ํ•˜์ง€๋งŒ ์šฐ๋ฆฌ๋Š” ๋‹จ์ˆœํžˆ ๋ˆ์„ ๋„ฃ์œผ๋ผ๊ณ  ๋งํ•ฉ๋‹ˆ๋‹ค.
03:35
I need to PUT some money INto their account.
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์ €๋Š” ๊ทธ๋“ค์˜ ๊ณ„์ขŒ์— ์•ฝ๊ฐ„์˜ ๋ˆ์„ ๋„ฃ์–ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
03:37
So you could use the verb deposit orย  the phrasal verb to PAY IN or put in.
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๋”ฐ๋ผ์„œ ๋™์‚ฌ deposit ๋˜๋Š” ๊ตฌ๋™์‚ฌ๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ PAY IN ๋˜๋Š” put in์„ ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‚˜์ค‘์—
03:43
I need to pay my birthdayย  money into my account later.
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๋‚ด ์ƒ์ผ ๋ˆ์„ ๋‚ด ๊ณ„์ขŒ๋กœ ์ง€๋ถˆํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
03:47
Now when you have finished doingย  whatever it is that you are doing,ย ย 
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์ด์ œ ๋‹น์‹ ์ด ํ•˜๊ณ  ์žˆ๋Š” ๋ชจ๋“  ์ผ, ์ฆ‰
03:50
withdrawing money, or depositingย  money, or checking your balance,
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๋ˆ์„ ์ธ์ถœํ•˜๊ฑฐ๋‚˜ ์ž…๊ธˆํ•˜๊ฑฐ๋‚˜ ์ž”์•ก์„ ํ™•์ธํ–ˆ์œผ๋ฉด
03:55
then you must remember to REMOVEย  your card and money from the machine.
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๊ธฐ๊ณ„์—์„œ ์นด๋“œ์™€ ๋ˆ์„ ์ œ๊ฑฐํ•˜๋Š” ๊ฒƒ์„ ๊ธฐ์–ตํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
04:03
In other countries that I have visited,ย  the cash machine will put out the moneyย ย 
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๋‚ด๊ฐ€ ๋ฐฉ๋ฌธํ•œ ๋‹ค๋ฅธ ๊ตญ๊ฐ€์—์„œ๋Š” ํ˜„๊ธˆ ์ธ์ถœ๊ธฐ๊ฐ€
04:09
and the card in a different orderย  to what we do here in the UK.
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์—ฌ๊ธฐ ์˜๊ตญ์—์„œ ํ•˜๋Š” ๊ฒƒ๊ณผ ๋‹ค๋ฅธ ์ˆœ์„œ๋กœ ๋ˆ๊ณผ ์นด๋“œ๋ฅผ ์ธ์ถœํ•ฉ๋‹ˆ๋‹ค.
04:13
So here the machine will push out yourย  card first, and then give you your money.
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๊ทธ๋ž˜์„œ ์—ฌ๊ธฐ์„œ๋Š” ๊ธฐ๊ณ„๊ฐ€ ๋จผ์ € ์นด๋“œ๋ฅผ ๋ฐ€์–ด๋‚ธ ๋‹ค์Œ ๋ˆ์„ ์ค๋‹ˆ๋‹ค.
04:19
But I think in some other countriesย  I've been to, it gives you your money,ย ย 
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ํ•˜์ง€๋งŒ ๋‚ด๊ฐ€ ๊ฐ€๋ณธ ๋‹ค๋ฅธ ์ผ๋ถ€ ๊ตญ๊ฐ€์—์„œ๋Š” ๋ˆ์„ ์ฃผ๊ธฐ ๋•Œ๋ฌธ์—
04:23
so it's easy to take your money and go,ย  forgetting your card, which is a disaster.
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์นด๋“œ๋ฅผ ์žŠ์–ด๋ฒ„๋ฆฌ๊ณ  ์นด๋“œ๋ฅผ ์žŠ์–ด๋ฒ„๋ฆฌ๊ธฐ ์‰ฝ์Šต๋‹ˆ๋‹ค. ์ด๋Š” ์žฌ์•™์ž…๋‹ˆ๋‹ค.
04:28
So make sure you remove your card and your money.
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๋”ฐ๋ผ์„œ ์นด๋“œ์™€ ๋ˆ์„ ์ œ๊ฑฐํ–ˆ๋Š”์ง€ ํ™•์ธํ•˜์‹ญ์‹œ์˜ค.
04:32
And if you've happened to withdraw a hugeย ย 
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๊ทธ๋ฆฌ๊ณ  ์—„์ฒญ๋‚œ ์–‘์˜ ํ˜„๊ธˆ์„ ์ธ์ถœํ–ˆ๋‹ค๋ฉด
04:35
WAD of cash then some people mayย  think that you are rolling in it.
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์ผ๋ถ€ ์‚ฌ๋žŒ๋“ค์€ ๋‹น์‹ ์ด ํ˜„๊ธˆ์„ ๋„ฃ๊ณ  ์žˆ๋‹ค๊ณ  ์ƒ๊ฐํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:45
To be rolling in it meansย  rich. "He's rolling in it."
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๊ตฌ๋ฅด๊ณ  ์žˆ๋‹ค๋Š” ๊ฒƒ์€ ๋ถ€์ž๋ฅผ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค . "๊ทธ๋Š” ๊ทธ๊ฒƒ์— ๊ตด๋Ÿฌ ๊ฐ€๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค."
04:50
Guys, if you found this lesson helpful,ย ย 
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์—ฌ๋Ÿฌ๋ถ„, ์ด ๊ฐ•์˜๊ฐ€ ๋„์›€์ด ๋˜์…จ๋‹ค๋ฉด
04:52
please be sure to subscribe and click the LIKEย  button to help others to find my videos too.
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๋‹ค๋ฅธ ์‚ฌ๋žŒ๋“ค๋„ ์ œ ์˜์ƒ์„ ์ฐพ์„ ์ˆ˜ ์žˆ๋„๋ก ๊ตฌ๋…๊ณผ ์ข‹์•„์š” ๋ฒ„ํŠผ์„ ๊ผญ ๋ˆŒ๋Ÿฌ์ฃผ์„ธ์š”.
04:59
Until next time, take care and goodbye.
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๋‹ค์Œ ์‹œ๊ฐ„๊นŒ์ง€ ์กฐ์‹ฌํ•˜๊ณ  ์•ˆ๋…•ํžˆ ๊ณ„์‹ญ์‹œ์˜ค.
์ด ์›น์‚ฌ์ดํŠธ ์ •๋ณด

์ด ์‚ฌ์ดํŠธ๋Š” ์˜์–ด ํ•™์Šต์— ์œ ์šฉํ•œ YouTube ๋™์˜์ƒ์„ ์†Œ๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์ „ ์„ธ๊ณ„ ์ตœ๊ณ ์˜ ์„ ์ƒ๋‹˜๋“ค์ด ๊ฐ€๋ฅด์น˜๋Š” ์˜์–ด ์ˆ˜์—…์„ ๋ณด๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ฐ ๋™์˜์ƒ ํŽ˜์ด์ง€์— ํ‘œ์‹œ๋˜๋Š” ์˜์–ด ์ž๋ง‰์„ ๋”๋ธ” ํด๋ฆญํ•˜๋ฉด ๊ทธ๊ณณ์—์„œ ๋™์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋น„๋””์˜ค ์žฌ์ƒ์— ๋งž์ถฐ ์ž๋ง‰์ด ์Šคํฌ๋กค๋ฉ๋‹ˆ๋‹ค. ์˜๊ฒฌ์ด๋‚˜ ์š”์ฒญ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์ด ๋ฌธ์˜ ์–‘์‹์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ฌธ์˜ํ•˜์‹ญ์‹œ์˜ค.

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