'MONEY makes the WORLD go round' - Mr Duncan explains / Lesson 9 #englishaddictwithmrduncan

This lesson is about something we all need.

Casharkani wuxuu ku saabsan yahay wax aan dhammaanteen u baahanahay.

But not everyone has.

Laakiin qof walba ma haysto.

And even those who have it quite often want a little bit more.

Iyo xataa kuwa haysta inta badan waxay rabaan in yar oo dheeraad ah.

It is the thing that many people believe brings happiness, but quite often provides nothing but misery.

Waa waxa ay dad badani aaminsan yihiin in ay farxad keento, laakiin inta badan ma bixiso wax aan murugo ahayn.

Of course, we are talking all about ‘money’.

Dabcan, waxaan ka hadlaynaa dhammaan 'lacag'.

They say that money makes the world go round.

Waxay yiraahdeen lacagta ayaa adduunka ka dhigaysa mid wareegeysa.

This particular phrase refers to the fact that we all need to survive.

Weedhan gaarka ah waxa ay tilmaamaysaa xaqiiqada ah in aynu dhammaanteen u baahanahay in aynu sii noolaanno.

And to do that, we must eat and drink.

Oo si taas loo sameeyo, waa inaan wax cunno oo cabno.

We also need somewhere to live, and perhaps now and again we might want to buy something to cheer us up.

Waxaan sidoo kale u baahanahay meel aan ku noolaano, laga yaabee hadda iyo mar kale inaan rabno inaan iibsano wax nagu farxiya.

All of the needs I've just mentioned have one thing in common.

Dhammaan baahiyaha aan soo sheegay hal shay baa ka dhexeeya.

They all must be paid for.

Dhammaantood waa in lacag lagu bixiyaa.

You might say that the world moves on the need for money.

Waxaa laga yaabaa inaad tiraahdo adduunku wuxuu ku socdaa baahida lacag.

The area concerned with earning and spending money is often referred to as ‘financial’.

Meesha ay khusayso kasbashada iyo kharashgaraynta lacagta waxaa badanaa loo tixraacaa 'dhaqaale'.

One person might concentrate on their financial needs.

Hal qof ayaa laga yaabaa inuu xooga saaro baahiyahooda dhaqaale.

How much money does one need to survive?

Immisa lacag ah ayuu qofku u baahan yahay si uu u noolaado?

How much money can I earn?

Immisa lacag ah ayaan heli karaa?

Do I have enough money?

Lacag igu filan ma haystaa?

And if not, where can I get that extra money from?

Haddii kale, xaggee baan ka heli karaa lacagtaas dheeraadka ah?

We often refer to finance as the core of all things related to money.

Waxaan inta badan tixraacnaa maaliyadda inay tahay xudunta wax kasta oo la xiriira lacagta.

Banking is also often referred to when discussing money.

Bangiyada ayaa sidoo kale inta badan loo tixraacaa marka laga hadlayo lacagta.

Some people will save their money in a bank.

Dadka qaar ayaa lacagtooda ku kaydsan doona bangi.

Some of us might need to borrow money from a bank.

Qaarkeen ayaa laga yaabaa inay u baahdaan inay lacag ka soo amaahdaan bangi.

We often use colour as a way of describing one's current money situation.

Inta badan waxaan u isticmaalnaa midabka qaab lagu tilmaamayo qofka xaaladdiisa lacageed ee hadda.

If you have enough money to live on, or if there is plenty of money in your bank account, then we might say you are ‘in the black’.

Haddii aad haysato lacag kugu filan oo aad ku noolaato, ama haddii ay lacag badan ku jirto akoonkaaga bangiga, markaa waxa laga yaabaa inaan nidhaahno waxaad ku jirtaa 'madow'.

Then we have the opposite, which means you owe money to the bank.

Markaa waxaan leenahay caksi, taas oo macnaheedu yahay inaad bangiga ku leedahay lacag.

We often refer to this as being ‘in debt’.

Waxaan inta badan u tixraacnaa tan sida 'daynta'.

A person might refer to this particular situation as being ‘in the red’.

Qofku waxaa laga yaabaa inuu u tixraaco xaaladdan gaarka ah inay tahay 'casaan'.

There are many ways of describing money in our day to day lives.

Waxaa jira siyaabo badan oo lagu qeexo lacagta nolol maalmeedkeena.

You can have ‘cash’, ‘dosh’, ‘moolah’, ‘bread’,

Waxaad heli kartaa 'lacag', 'dosh', 'moolah', 'rooti',

‘readies’, ‘greenbacks’, ‘dough’ and ‘lolly’.

'diyaarsan', 'cagaaran', 'cajiin' iyo 'lolly'.

The British pound is often referred to as ‘quid’.

Pound-ka Ingiriiska waxaa badanaa loogu yeeraa 'quid'.

A £10 note is often referred to as a ‘tenner’, and a £5 note is often referred to as a ‘fiver’.

Lacagta 10ka giniga ah waxaa badanaa loo yaqaan 'tenner', iyo £5 note waxaa badanaa loo yaqaan 'fiver'.

You canearn money by working for it.

Waxaad lacag ku kasban kartaa adigoo u shaqeeya.

Maybe you own a business and you make money through that.

Waxaa laga yaabaa inaad ganacsi leedahay oo aad taas lacag ku sameyso.

Some people save their money and only spend it when they need to.

Dadka qaar ayaa lacagtooda kaydsada oo kaliya marka ay u baahdaan.

If you only have enough money to survive, we might say you are ‘living from hand to mouth’.

Haddii aad haysato lacag kugu filan oo kaliya oo aad ku noolaato, waxa aanu nidhaahnaa waxaad ku nooshahay 'gacmo ilaa af'.

A good way to remind ourselves that money does not come easily is to say that ‘it does not grow on trees’.

Dariiqa wanaagsan ee aan is xasuusin karno in lacagtu aysan si sahal ah ku imaanin waa in la yiraahdo 'geed kuma baxdo'.

Sadly, there is no money tree growing in my garden.

Nasiib darrose, ma jiro geed lacag ah oo beertayda ka baxa.

And the hard fact is that money does not grow on trees.

Xaqiiqda adagina waxay tahay in lacagtu aanay ka bixin geedaha.

A child asking their parents for a new expensive toy might lead to one of them saying, ‘we're not made of money’.

Ilmaha oo weydiiya waalidkood toy cusub oo qaali ah ayaa laga yaabaa inuu u horseedo mid iyaga ka mid ah oo leh, 'Lacag maanaan samayn'.

Sometimes we can't have what we want.

Mararka qaarkood ma heli karno waxaan rabno.

Especially when there is a high price to pay for it.

Gaar ahaan marka uu jiro qiimo sare oo lagu bixiyo.

The word ‘expensive’ means of high value.

Erayga 'qaali' macnihiisu waa qiimo sare.

The cost is high.

Kharashku waa sarreeyaa.

The opposite of expensive is ‘cheap’.

Ka soo horjeeda qaaligu waa 'jaban'.

That thing does not cost much money. It is good value.

Shaygaas lacag badan kuma baxayso. Waa qiimo wanaagsan.

It is cheap.

Waa raqiis

As you may have already noticed, there are many slang terms for money.

Sida laga yaabo inaad horeba u dareentay, waxaa jira erayo badan oo lacag la'aan ah.

Although these days more and more people don't actually carry money with them.

In kasta oo maalmahan ay aad u soo badanayeen dad aan dhab ahaan lacag u qaadan.

Thanks to electronic banking and contactless payment methods,

Waad ku mahadsan tahay bangiyada elektiroonigga ah iyo hababka lacag bixinta ee aan la xiriirin,

it is now possible to use money without actually having any cash in your pocket.

hadda waxaa suurtagal ah in la isticmaalo lacag adoon dhab ahaantii haysan wax lacag caddaan ah jeebkaada.

Someone with lots of money is often referred to as a wealthy person.

Qofka lacag badan haysta waxaa badanaa lagu tilmaamaa qof hodan ah.

They might be described as being ‘loaded’.

Waxa laga yaabaa in lagu tilmaamo inay yihiin 'rar'.

They have lots of money.

Lacag badan ayay haystaan.

A person who has no money or very little money might be described as ‘skint’, ‘poor’, ‘impoverished’ or ‘broke’.

Qofka aan haysan lacag ama lacag aad u yar waxaa lagu tilmaami karaa 'maqaar', 'faqri', 'faqiir' ama 'jabtay'.

It would be fair to say that many people have just enough money to survive.

Waxay ahaan lahayd cadaalad in la yiraahdo dad badan ayaa haysta lacag ku filan oo ay ku noolaadaan.

They are not poor, but then they are not wealthy.

Faqiir maaha, laakiin markaas ma haystaan ​​hodan.

You might say that person is ‘getting by’ with what they have.

Waxa laga yaabaa in aad tidhaahdo qofkaas waxa uu haysto ayaa 'la soo wareegay'.

There is an interesting phrase in English that describes a person who is surviving and earning enough money to live.

Waxaa jirta odhaah xiiso leh oo Ingiriisi ah oo qeexaysa qofka badbaadaya oo helaya lacag ku filan oo uu ku noolaado.

We can say they are... ‘making ends meet’.

Waxaynu odhan karnaa waa... 'waxay samaynayaan nolol-maalmeedkooda'.

To make ends meet means to have enough money to feed oneself and also pay the bills.

Si aad nolol u hesho waxay la macno tahay inaad haysato lacag kugu filan oo aad nafta ku quudiso oo aad biilasha ku bixiso.

Of course, a person might not be able to make ends meet.

Dabcan, waxaa laga yaabaa in qofku aanu awoodin inuu helo nolol-maalmeedkiisa.

This means they cannot afford to live on the money they have.

Taas macnaheedu waxa weeye in aanay awoodin in ay ku noolaadaan lacagta ay haystaan.

They cannot make ends meet.

Ma heli karaan nolol maalmeedkooda.

You might describe money as a type of necessary evil,

Waxaa laga yaabaa inaad ku tilmaamto lacagta inay tahay nooc ka mid ah sharka lagama maarmaanka ah,

in that we all need it, even though it often brings unhappiness and lots of stress, especially when it comes to earning that money.

taas oo ah inaan dhammaanteen u baahanahay, inkasta oo ay badanaa keento farxad darro iyo walaac badan, gaar ahaan marka ay timaado helitaanka lacagtaas.

Some people are very generous with their money.

Dadka qaar ayaa aad ugu deeqa lacagtooda.

They will often donate or give their money to others.

Waxay inta badan ku deeqi doonaan ama lacagtooda siin doonaan kuwa kale.

Some people don't like to spend money at all.

Dadka qaar ma jecla inay lacag ku qaataan gabi ahaanba.

You might describe that type of person as ‘tight-fisted’, ‘mean’, ‘stingy’, or a ‘miser’.

Waxaad ku tilmaami kartaa qofkaas inuu yahay 'feer adag', 'macnaha', 'bakhayl', ama 'bakhayl'.

The general thought is that the more money you have, then the happier you will be in life.

Fikirka guud ayaa ah in lacag badan oo aad haysato, markaas ayaad ku faraxsanaan doontaa nolosha.

Of course, this is not always true.

Dabcan, tani mar walba run maaha.

Sometimes having a large quantity of something makes you forget what its value is.

Mararka qaarkood inaad haysato tiro badan oo shay ah waxay ku illowdaa waxa qiimahiisu yahay.

The same can be said about money.

Isla sidaas oo kale ayaa laga sheegi karaa lacagta.

The subject of money can be quite a delicate thing to discuss, as some people feel embarrassed to discuss their financial situation.

Mawduuca lacagtu waxay noqon kartaa wax aad u jilicsan in laga hadlo, maadaama dadka qaarkiis ay dareemaan inay ka xishoodaan inay ka hadlaan xaaladdooda dhaqaale.

It is not easy to talk about money, especially amongst people you don't know very well.

Ma fududa in laga hadlo lacagta, gaar ahaan dadka aanad si fiican u aqoon dhexdooda.

Finally, there is a very interesting phrase in English that goes ‘A fool and their money are easily parted’.

Ugu dambayntii waxa jirta odhaah aad u xiiso badan oo afka Ingiriisiga ku qoran oo odhanaysa ‘Doqon iyo lacagtooda si fudud ayaa loo kala qaybiyaa’.

This expression reminds us that quite often we might be tempted into buying something we don't actually need.

Odhaahdani waxay ina xasuusinaysaa in marar badan laga yaabo inaynu ku jirno iibsashada wax aynaan runtii u baahnayn.

Sometimes the secret of survival in this world is knowing when to spend your hard earned money, and when to keep it in your pocket.

Mararka qaarkood sirta ku jirta nolosha adduunku waa ogaanshaha goorta aad ku bixinayso lacagtaada adag, iyo goorta aad ku haysato jeebkaaga.