Practice English Conversation (Asking for a bank loan.) English Conversation Practice

okay Mr Suleiman Frank Solomon  right how can I help you

好的，Suleiman Frank Solomon 先生，我能为您提供什么帮助是

yes that's my name I'm here to see about  getting a ten thousand dollars loan

的，这就是我的名字，我来这里是为了获得一万美元的贷款，

I want to buy a car it was always my dream  to drive my own car I need money for that

我想买一辆车，开自己的车一直是我的梦想，我需要钱，

so I need to take a car loan does this  Bank provide car loans for its customers

所以我需要汽车贷款 这家银行是否为其客户提供汽车贷款 是

yes sir absolutely we will be pleased to  provide you with a car loan please come with me

的，先生，我们很乐意为您提供汽车贷款 请跟我来

sure but first I have some questions  related to the loan can you please help me

但首先我有一些与贷款相关的问题 你能帮我吗

of course I will be happy to  answer your questions just tell me

当然，我很乐意回答您的问题，请告诉我，

I need to know what are the requirements to  ask for a car loan that's important for me

我需要知道申请汽车贷款的要求是什么，这对我来说很重要。

well to start a car loan is provided only to  those who are a minimum of 21 years of age

开始汽车贷款仅提供给年满 21 岁的人年龄

then their net annual salary should not  be below that of twenty thousand dollars

那么他们的净年薪应该不低于两万美元

and of course they must have a good  credit history I think that's all

当然他们必须有良好的信用记录我认为这就是全部

oh and fill out some documents to  evaluate your case sir is that okay

哦并填写一些文件来评估你的情况先生是这样吗

I think that's clear and what documents will  be required to Avail the car loan from my side  

我认为这很清楚还有什么文件将需要从我这边获得汽车贷款

well we need your income proof the latest  bank statement of three months of salary slips

我们需要你的收入证明 三个月工资单的最新银行对帐单 还有

what else oh your identification  card driving license or passport

什么 哦你的身份证 驾驶执照或护照

that's great because I have  already brought all those documents

这很好 因为我已经带来了所有这些文件

oh that's very good you told me you need  ten thousand dollars then is that correct

哦那非常好很好，你告诉我你需要一万美元，那是对的

yes sir that's correct I saw a  beautiful sports car I want to buy

是的，先生，是的，我看到了一辆漂亮的跑车，我想买，

all right can I know what do you do for  a living and how much money do you earn

好吧，我能知道你是做什么的，你赚多少钱吗

I'm a computer programmer and I  earned two thousand dollars a month

？计算机程序员和我每月赚两千美元

perfect so you are eligible for a car  loan of let me see eight thousand dollars

，所以你有资格获得八千美元的汽车贷款，

but I need ten thousand dollars  can't you give me more money please

但我需要一万美元，你能给我更多的钱吗，嗯，

um let me see what I can do in order  to get the ten thousand dollars

让我看看我能做什么为了得到一万美元，

okay we can give you ten thousand dollars for four  

好吧，我们可以给你一万美元，为期四年，

years of tenure with an Roi  of nine point five percent

投资回报率为

um I really don't understand much  about that but that's okay I want it

百分之 九点五

may I know when will my loan be approved I need  to have that car as soon as possible please

贷款得到批准 我需要尽快拿到那辆车 请

let me see all right you will  receive an email by today evening

让我看看 好吧 你会在今天晚上收到一封电子邮件

perfect then that's all right I  will get my money today evening

完美 那没关系 我今天晚上会拿到我的钱

yes sir if you have any questions  just come here or you can call me too

是的 先生 如果你有任何问题就来这里或你可以说我

great I'm leaving now have a  great day and thank you sir

太棒了 我现在要走了 祝你有美好的一天 谢谢你 先生

good morning Mr Suleiman it's good  to see you here again how are you

早上好 苏莱曼先生 很高兴再次在这里见到你 你好 你好 你好

hello I'm fine I come here because I got  promoted in my job and I'm earning more money

我很好 我来这里是因为我的工作升职了 我赚更多的钱

I want another loan to buy a luxury apartment  I need two hundred thousand dollars this time

我想要另一笔贷款来买一套豪华公寓 我需要二十万美元 这次

we will have to evaluate it but this time it will  be more difficult because it's a lot of money

我们将不得不对其进行评估 但这次会更加困难 因为它是很多钱

but I'm earning more money now I  earn five thousand dollars a month

但我现在赚更多的钱我每月赚五千美元，

that's great then we can give you 150 000 dollars

这很好，然后我们可以给你 15 万美元

or 20 years of tenure with an Roi of 7.5  percent you will be paying 1 200 per month  

或 20 年的任期，投资回报率为 7.5%，你每月支付 1200 美元，

that's perfect I like it can we  start with the evaluation please

这太完美了，我喜欢，我们可以开始评估吗，

I want to get that money for this week so I  can have my new apartment as soon as possible

我想要拿到这周的钱，这样我就可以尽快拥有我的新公寓

your name was Clark right you have been  very kind to me I feel I'm your friend

你的名字叫克拉克，对，你对我很好，我觉得我是你的朋友是

yes I'm Clark and of course I am your friend I  only want to help you make your dreams come true

的，我是克拉克，当然我是你的朋友我只想帮助您实现梦想，

and don't worry you will get your loan  as soon as possible have a nice day

别担心，您会尽快获得贷款祝您有美好的一天，

hello Frank you're here again how  have you been is everything okay

您好，弗兰克，您又来了，过得怎么样，一切都好吗，嗨，

hi Clark yeah everything's fine I'm  so happy with my car and my apartment

克拉克，是的，一切都很好，我很好对我的车和公寓很满意

I'm here because I need another loan this time  I need to buy a yet I saw a good one on internet

我来这里是因为这次我需要另一笔贷款 我需要买一辆但我在网上看到一辆不错的

I need only fifty thousand dollars  and do you think that's possible

我只需要五万美元 你认为这可能吗 当然

of course you are one of our best clients  we can make it possible for tomorrow

你是其中之一我们最好的客户，我们可以让明天成为可能 非常

excellent it's true you are my friend  Clark thank you so much for your help

好，这是真的，你是我的朋友克拉克，非常感谢你的帮助，

no no as I told you I'm here to  help you my friend don't worry

不，正如我告诉你的那样，我是来帮助你的，我的朋友，别担心，

I will talk to the manager and you will get  your loan for tomorrow for sure have a great day

我会和经理谈谈你肯定会得到明天的贷款 祝你有个愉快的一天

prank hello my friend how's it going I'm not alone

恶作剧 你好我的朋友 最近怎么样 我并不孤单

hello Clark no I don't want another  loan I'm here because I need your help

你好 Clark 不 我不想再贷款 我来这里是因为我需要你的帮助

I lost my job I got fired last month it  was all a mistake but I got fired anyway  

我丢了工作 我上个月被解雇了，这完全是个错误，但我还是被解雇了，

I try to get another job but I can't find one  yet I'm thinking of taking a job as an assistant

我想找另一份工作，但我找不到，但我正在考虑找一份助理的工作

but the payment is very low I will be earning  just one thousand dollars I need your help

但是报酬很低我只能赚一千美元我需要你的帮助

oh I'm sorry to hear that seriously  I hope you can get a better job Frank

哦我很抱歉听到你说真的我希望你能找到一份更好的工作弗兰克

yeah I hope so well as I was telling you I  need you to help me I can't pay the bank loan  

是的我希望我告诉你我需要你帮帮我 我付不起银行贷款

I don't know what to do I have to pay a  lot of money every month help me please

我 不知道该怎么办

I see but how can I help you I  don't understand what do you need

我每个月都要付很多钱

I don't know a payment extension or  something like that I'm desperate

我不知道付款延期或类似的事情我很绝望

I'm really sorry but I can't do that I  mean the bank can't do something like that

我真的很抱歉但我不能这样做我的意思是银行不能做这样的事情

you signed a contract and you have to  respect that contract it's mandatory

你签署了一份合同并且你必须尊重该合同这是强制性的

and the contract is very specific if you don't  pay on time you will lose your house car and yet  

合同非常具体，如果你不按时付款，你将失去你的房车，但是

what but I have already paid a lot of  money for those things it's not for

我已经为这些东西支付了很多钱，这不是为了

I really would like to help you but  that's how things are I'm really sorry

我真的很想帮助你，但事情就是这样我真的很抱歉，

but you are my friend Clark you have to help  me please I can't lose my house Karen yet

但你是我的朋友克拉克，你必须帮助我，拜托，我不能失去我的房子凯伦，但

I have already paid like one hundred  thousand dollars it's not fair

我已经支付了大约十万美元，这不公平，

well rules are rules and this isn't  personal it's just business that's all

规则就是规则，这不是个人的，只是生意就是这样

now I need to keep working goodbye have a  good day next please I hope you liked this  

我需要继续工作 再见 祝接下来有美好的一天 我希望你喜欢这个

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对话 如果你能提高你的英语水平 请订阅频道

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并与朋友分享这个视频 如果你想支持这个频道你可以加入我们

or click on the super thanks button thank  you very much for your support take care

或者点击超级感谢按钮非常感谢你的支持保重