Practice English Conversation (Asking for a bank loan.) English Conversation Practice

okay Mr Suleiman Frank Solomon  right how can I help you

okay Mr Suleiman Frank Solomon tama paano ko kayo matutulungan

yes that's my name I'm here to see about  getting a ten thousand dollars loan

oo iyan ang pangalan ko Nandito ako para makita ang tungkol sa pagkuha ng sampung libong dolyar na pautang

I want to buy a car it was always my dream  to drive my own car I need money for that

Gusto kong bumili ng kotse noon pa man pangarap ko ang magmaneho ng sarili kong sasakyan kailangan ko ng pera para

so I need to take a car loan does this  Bank provide car loans for its customers

doon Kailangan kong kumuha ng pautang sa kotse nagbibigay ba ang Bangko na ito ng mga pautang sa kotse para sa mga customer nito

yes sir absolutely we will be pleased to  provide you with a car loan please come with me

oo sir ganap na ikalulugod naming magbigay sa iyo ng pautang sa kotse mangyaring sumama sa akin

sure but first I have some questions  related to the loan can you please help me

sigurado ngunit mayroon muna akong ilang mga katanungan na may kaugnayan sa pautang maaari mo bang tulungan ako

of course I will be happy to  answer your questions just tell me

syempre i will be happy to answer your questions just tell me

I need to know what are the requirements to  ask for a car loan that's important for me

I need to know what are the requirements to ask for a car loan that's important for me

well to start a car loan is provided only to  those who are a minimum of 21 years of age

well to start a car loan is provided only to those who are a minimum of 21 years of age

then their net annual salary should not  be below that of twenty thousand dollars

then dapat hindi bababa sa twenty thousand dollars ang net annual salary nila

and of course they must have a good  credit history I think that's all

and of course they must have a good credit history I think that's all

oh and fill out some documents to  evaluate your case sir is that okay

oh and fill out some documents to evaluate your case sir okay ba yan

I think that's clear and what documents will  be required to Avail the car loan from my side  

I think malinaw na yan at anong documents. will be required to Avail the car loan from my side

well we need your income proof the latest  bank statement of three months of salary slips

well we need your income proof the latest bank statement of three months of salary slips

what else oh your identification  card driving license or passport

ano pa oh your identification card driving license or passport

that's great because I have  already brought all those documents

ang ganda kasi dala ko na lahat ng documents na yan

oh that's very good you told me you need  ten thousand dollars then is that correct

oh grabe buti sinabi mo sa akin kailangan mo ng sampung libong dolyar tapos tama ba yan

yes sir that's correct I saw a  beautiful sports car I want to buy

oo sir tama yan may nakita akong magandang sports car gusto kong bilhin

all right can I know what do you do for  a living and how much money do you earn

sige pwede ko bang malaman kung ano ang pinagkakakitaan mo at magkano ang kinikita mo

I'm a computer programmer and I  earned two thousand dollars a month

ako ay isang Ang computer programmer at ako ay kumikita ng dalawang libong dolyar sa isang buwan

perfect so you are eligible for a car  loan of let me see eight thousand dollars

na perpekto kaya karapat-dapat ka para sa isang pautang sa kotse na hayaan mo akong makakita ng walong libong dolyar

but I need ten thousand dollars  can't you give me more money please

ngunit kailangan ko ng sampung libong dolyar hindi mo ba ako mabibigyan ng mas maraming pera mangyaring

um let me see what I can do in order  to get the ten thousand dollars

um hayaan mo akong makita kung ano ang magagawa ko order to get the ten thousand dollars

okay we can give you ten thousand dollars for four  

okay we can give you ten thousand dollars for four

years of tenure with an Roi  of nine point five percent

years of tenure with an Roi of nine point five percent

um I really don't understand much  about that but that's okay I want it

um I really don't understand much about that but that's okay I want it

may I know when will my loan be approved I need  to have that car as soon as possible please

may I know when will my maaprobahan ang loan Kailangan kong magkaroon ng kotse na iyon sa lalong madaling panahon mangyaring

let me see all right you will  receive an email by today evening

hayaan mo akong makita ang lahat ng tama makakatanggap ka ng isang email sa araw na ito ng gabi

perfect then that's all right I  will get my money today evening

perpekto pagkatapos iyon ay tama kukunin ko ang aking pera ngayong gabi

yes sir if you have any questions  just come here or you can call me too

oo sir kung mayroon kang anumang mga katanungan pumunta lamang dito o you can call me too

great I'm leaving now have a  great day and thank you sir

great aalis na ako ngayon have a great day and thank you sir

good morning Mr Suleiman it's good  to see you here again how are you

good morning Mr Suleiman buti na lang nakita kita ulit dito kamusta ka na

hello I'm fine I come here because I got  promoted in my job and I'm earning more money

hello ayos lang ako pumunta ako dito kasi napromote ako sa trabaho ko at ako Kumikita ako ng mas maraming pera

I want another loan to buy a luxury apartment  I need two hundred thousand dollars this time

Gusto ko ng isa pang pautang para makabili ng marangyang apartment Kailangan ko ng dalawang daang libong dolyar sa pagkakataong ito

we will have to evaluate it but this time it will  be more difficult because it's a lot of money

kailangan nating suriin ito ngunit sa pagkakataong ito ay mas mahirap dahil ito ay maraming pera

but I'm earning more money now I  earn five thousand dollars a month

ngunit mas kumikita ako ngayon I earn five thousand dollars a month

that's great then we can give you 150 000 dollars

that's great then we can give you 150 000 dollars

or 20 years of tenure with an Roi of 7.5  percent you will be paying 1 200 per month  

or 20 years of tenure with an Roi of 7.5 percent magbabayad ka ng 1 200 per month

that's perfect I like it can we  start with the evaluation please

that's perfect I like it can we start with the evaluation please

I want to get that money for this week so I  can have my new apartment as soon as possible

I want to get that money for this week so I can have my new apartment as soon as possible ang

your name was Clark right you have been  very kind to me I feel I'm your friend

pangalan mo ay Clark tama naging napakabait mo sa akin Pakiramdam ko kaibigan mo ako

yes I'm Clark and of course I am your friend I  only want to help you make your dreams come true

oo ako si Clark at syempre kaibigan mo ako. Gusto lang kitang tulungan na matupad ang iyong mga pangarap

and don't worry you will get your loan  as soon as possible have a nice day

at huwag kang mag-alala makukuha mo ang iyong utang sa lalong madaling panahon have a nice day

hello Frank you're here again how  have you been is everything okay

hello Frank andito ka na ulit kamusta na ang lahat okay

hi Clark yeah everything's fine I'm  so happy with my car and my apartment

hi Clark yeah everything's fine I'm so happy with my car and my apartment

I'm here because I need another loan this time  I need to buy a yet I saw a good one on internet

I'm here because I need another loan this time I need to buy a yet I saw a good one on internet

I need only fifty thousand dollars  and do you think that's possible

I need only fifty thousand dollars and do you think that's possible

of course you are one of our best clients  we can make it possible for tomorrow

syempre isa ka sa our best clients we can make it possible for tomorrow

excellent it's true you are my friend  Clark thank you so much for your help

excellent it's true you are my friend Clark thank you so much for your help

no no as I told you I'm here to  help you my friend don't worry

no no gaya ng sabi ko sayo nandito ako para tulungan ka kaibigan ko wag kang mag alala

I will talk to the manager and you will get  your loan for tomorrow for sure have a great day

kakausapin ko ang manager and you will get your loan for tomorrow for sure have a great day

prank hello my friend how's it going I'm not alone

prank hello my friend how's it going Hindi ako nag-iisa

hello Clark no I don't want another  loan I'm here because I need your help

hello Clark no I don't want another loan nandito ako dahil kailangan ko ng tulong mo

I lost my job I got fired last month it  was all a mistake but I got fired anyway  

nawalan ako ng trabaho. natanggal sa trabaho noong nakaraang buwan ang lahat ng ito ay isang pagkakamali ngunit natanggal pa rin ako

I try to get another job but I can't find one  yet I'm thinking of taking a job as an assistant

sinusubukan kong makakuha ng ibang trabaho ngunit hindi pa ako makahanap ng isa naisip ko na kumuha ng trabaho bilang isang katulong

but the payment is very low I will be earning  just one thousand dollars I need your help

pero napakababa ng bayad kikita ako ng isang libong dolyar lang kailangan ko ng tulong mo

oh I'm sorry to hear that seriously  I hope you can get a better job Frank

oh I'm sorry to hear that seriously Sana makakuha ka ng mas magandang trabaho Frank

yeah I hope so well as I was telling you I  need you to help me I can't pay the bank loan  

yeah I hope so well as I was telling you I need you to tulungan mo ako hindi ko mabayaran ang utang sa bangko

I don't know what to do I have to pay a  lot of money every month help me please

hindi ko alam kung ano ang gagawin kailangan kong magbayad ng maraming pera bawat buwan tulungan mo ako mangyaring

I see but how can I help you I  don't understand what do you need

makita ko ngunit paano kita matutulungan hindi ko maintindihan kung ano ang kailangan mo

I don't know a payment extension or  something like that I'm desperate

. 't know a payment extension or something like that I'm desperate

I'm really sorry but I can't do that I  mean the bank can't do something like that

I'm really sorry but I can't do that I mean the bank can't do something like that

you signed a contract and you have to  respect that contract it's mandatory

pumirma ka ng contract and you have to respect that contract it's mandatory

and the contract is very specific if you don't  pay on time you will lose your house car and yet  

and the contract is very specific if you don't pay on time you will lose your house car and yet

what but I have already paid a lot of  money for those things it's not for

what but I have already paid a lot of money for those things it's not for

I really would like to help you but  that's how things are I'm really sorry

I really would like to help you but that's how things are I'm really sorry

but you are my friend Clark you have to help  me please I can't lose my house Karen yet

but you are my friend Clark you have to help me please I can't lose my house Karen yet

I have already paid like one hundred  thousand dollars it's not fair

I already paid like one hundred thousand dollars it's not fair

well rules are rules and this isn't  personal it's just business that's all

well rules are rules and hindi ito personal it's just negosyo na lang

now I need to keep working goodbye have a  good day next please I hope you liked this  

ngayon kailangan kong patuloy na magtrabaho paalam magkaroon ng magandang araw sa susunod mangyaring sana nagustuhan mo ang

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at ibahagi ang video na ito sa isang kaibigan at kung nais mong suportahan ito channel you can join us

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or click on the super thanks button maraming salamat sa iyong suporta ingat