Advanced Conversation with Jennifer on Health Care in the U.S. ๐Ÿฉบ

16,559 views ใƒป 2019-10-18

English with Jennifer


์•„๋ž˜ ์˜๋ฌธ์ž๋ง‰์„ ๋”๋ธ”ํด๋ฆญํ•˜์‹œ๋ฉด ์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋ฒˆ์—ญ๋œ ์ž๋ง‰์€ ๊ธฐ๊ณ„ ๋ฒˆ์—ญ๋ฉ๋‹ˆ๋‹ค.

00:00
Hi! I'm Jennifer from English with Jennifer, and I'm ready to share another current issue.
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์•ˆ๋…•! ์ €๋Š” Jennifer with English์—์„œ ์˜จ Jennifer์ž…๋‹ˆ๋‹ค. ๋˜ ๋‹ค๋ฅธ ์‹œ์‚ฌ ๋ฌธ์ œ๋ฅผ ๊ณต์œ ํ•  ์ค€๋น„๊ฐ€ ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.
00:07
If you'd like to communicate more confidently and effectively in English,
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๋ณด๋‹ค ์ž์‹ ์žˆ๊ณ  ํšจ๊ณผ์ ์œผ๋กœ ์˜์–ด๋กœ ์†Œํ†ตํ•˜๊ณ  ์‹ถ์œผ์‹œ๋‹ค๋ฉด
00:11
be sure to subscribe and get all my lessons.
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๊ตฌ๋…์„ ๊ผญ ํ•˜์‹œ๊ณ  ์ €์˜ ๋ชจ๋“  ๋ ˆ์Šจ์„ ๋ฐ›์•„๋ณด์„ธ์š”.
00:15
And if you want to get the very most you can out of your studies here on YouTube,
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๊ทธ๋ฆฌ๊ณ  ์—ฌ๊ธฐ YouTube์—์„œ ๊ณต๋ถ€ํ•˜๋ฉด์„œ ์ตœ๋Œ€ํ•œ ๋งŽ์€ ๊ฒƒ์„ ์–ป๊ณ  ์‹ถ๋‹ค๋ฉด
00:19
then consider becoming a member of my channel. There are three different levels.
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์ œ ์ฑ„๋„์˜ ํšŒ์›์ด ๋˜๋Š” ๊ฒƒ์„ ๊ณ ๋ คํ•ด๋ณด์„ธ์š”. ์„ธ ๊ฐ€์ง€ ์ˆ˜์ค€์ด ์žˆ์Šต๋‹ˆ๋‹ค.
00:24
Click to view all the perks.
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๋ชจ๋“  ํŠน์ „์„ ๋ณด๋ ค๋ฉด ํด๋ฆญํ•˜์„ธ์š”.
00:28
In this video, I'm going to share vocabulary and information related to health care in the U.S.
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์ด๋ฒˆ ์˜์ƒ์—์„œ๋Š” ๋ฏธ๊ตญ์—์„œ ๊ฑด๊ฐ•๊ด€๋ฆฌ์™€ ๊ด€๋ จ๋œ ์–ดํœ˜์™€ ์ •๋ณด๋ฅผ ๊ณต์œ ํ•˜๋ ค๊ณ  ํ•ฉ๋‹ˆ๋‹ค.
00:34
I'll do my best to give a balanced presentation. It's not my goal to promote a political agenda.
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๊ท ํ˜•์žกํžŒ ๋ฐœํ‘œ๊ฐ€ ๋˜๋„๋ก ์ตœ์„ ์„ ๋‹คํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค. ์ •์น˜์  ์˜์ œ๋ฅผ ํ™๋ณดํ•˜๋Š” ๊ฒƒ์€ ์ œ ๋ชฉํ‘œ๊ฐ€ ์•„๋‹™๋‹ˆ๋‹ค .
00:41
As an English language teacher, I'm here to offer the language support
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์˜์–ด ๊ต์‚ฌ๋กœ์„œ ์ €๋Š”
00:46
that learners will need to follow and participate in discussions about health care.
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ํ•™์Šต์ž๊ฐ€ ๊ฑด๊ฐ• ๊ด€๋ฆฌ์— ๊ด€ํ•œ ํ† ๋ก ์„ ๋”ฐ๋ฅด๊ณ  ์ฐธ์—ฌํ•˜๋Š” ๋ฐ ํ•„์š”ํ•œ ์–ธ์–ด ์ง€์›์„ ์ œ๊ณตํ•˜๊ธฐ ์œ„ํ•ด ์—ฌ๊ธฐ์— ์žˆ์Šต๋‹ˆ๋‹ค.
00:53
So are you ready? Let's get started.
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๊ทธ๋ž˜์„œ ๋‹น์‹ ์€ ์ค€๋น„๊ฐ€ ๋˜์…จ์Šต๋‹ˆ๊นŒ? ์‹œ์ž‘ํ•˜์ž.
01:04
Health care refers to the services you get to prevent and treat medical problems.
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๊ฑด๊ฐ• ๊ด€๋ฆฌ๋Š” ์˜๋ฃŒ ๋ฌธ์ œ๋ฅผ ์˜ˆ๋ฐฉํ•˜๊ณ  ์น˜๋ฃŒํ•˜๊ธฐ ์œ„ํ•ด ๋ฐ›๋Š” ์„œ๋น„์Šค๋ฅผ ๋งํ•ฉ๋‹ˆ๋‹ค.
01:10
When we talk about our health, we're referring to our physical and mental well-being.
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์šฐ๋ฆฌ๊ฐ€ ๊ฑด๊ฐ•์— ๋Œ€ํ•ด ๋งํ•  ๋•Œ ์šฐ๋ฆฌ๋Š” ์‹ ์ฒด์ , ์ •์‹ ์  ์•ˆ๋…•์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
01:17
In the U.S., we have many medical professionals and, in general, health care professionals
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๋ฏธ๊ตญ์—๋Š” ์‹ ์ฒด์ , ์ •์‹ ์  ๊ฑด๊ฐ•์„ ์œ„ํ•œ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” ์˜๋ฃŒ ์ „๋ฌธ๊ฐ€์™€ ์ผ๋ฐ˜์ ์œผ๋กœ ์˜๋ฃŒ ์ „๋ฌธ๊ฐ€๊ฐ€ ๋งŽ์ด ์žˆ์Šต๋‹ˆ๋‹ค
01:23
who provide services for our physical and mental health.
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.
01:29
A health care provider isn't necessarily a doctor or a nurse.
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์˜๋ฃŒ ์„œ๋น„์Šค ์ œ๊ณต์ž๋Š” ๋ฐ˜๋“œ์‹œ ์˜์‚ฌ๋‚˜ ๊ฐ„ํ˜ธ์‚ฌ์ผ ํ•„์š”๋Š” ์—†์Šต๋‹ˆ๋‹ค.
01:33
Health care providers include therapists, counselors, and various technicians.
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์˜๋ฃŒ ์„œ๋น„์Šค ์ œ๊ณต์ž์—๋Š” ์น˜๋ฃŒ์‚ฌ, ์ƒ๋‹ด์‚ฌ ๋ฐ ๋‹ค์–‘ํ•œ ๊ธฐ์ˆ ์ž๊ฐ€ ํฌํ•จ๋ฉ๋‹ˆ๋‹ค.
01:41
Note that "health care" can be written as one word or two. Just be consistent in your own writing.
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"๊ฑด๊ฐ• ๊ด€๋ฆฌ"๋Š” ํ•œ ๋‹จ์–ด ๋˜๋Š” ๋‘ ๋‹จ์–ด๋กœ ์“ธ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ž์‹ ์˜ ๊ธ€์—์„œ ์ผ๊ด€์„ฑ์„ ์œ ์ง€ํ•˜์‹ญ์‹œ์˜ค. ๋ฏธ๊ตญ
01:49
The health care system in the U.S. can be confusing.
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์˜ ์˜๋ฃŒ ์‹œ์Šคํ…œ์€ ํ˜ผ๋ž€์Šค๋Ÿฌ์šธ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
01:53
There are different ways you can get medical treatment, and basically any visit to any medical center
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์น˜๋ฃŒ๋ฅผ ๋ฐ›์„ ์ˆ˜ ์žˆ๋Š” ๋ฐฉ๋ฒ•์—๋Š” ์—ฌ๋Ÿฌ ๊ฐ€์ง€๊ฐ€ ์žˆ์œผ๋ฉฐ, ๊ธฐ๋ณธ์ ์œผ๋กœ ์˜๋ฃŒ ์„ผํ„ฐ๋ฅผ ๋ฐฉ๋ฌธํ•  ๋•Œ๋งˆ๋‹ค
02:00
involves paperwork and some form of payment by someone.
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์„œ๋ฅ˜ ์ž‘์—…๊ณผ ์ง€๋ถˆ์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค.
02:06
Hospitals, clinics, and private practices need to get paid. Even after you get
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๋ณ‘์›, ์ง„๋ฃŒ์†Œ ๋ฐ ๊ฐœ์ธ ์ง„๋ฃŒ์†Œ๋Š” ๋น„์šฉ์„ ์ง€๋ถˆํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์น˜๋ฃŒ๋ฅผ ๋ฐ›์€ ํ›„์—๋„
02:11
treatment, you may have to worry about completing more paperwork and making additional payments.
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๋” ๋งŽ์€ ์„œ๋ฅ˜ ์ž‘์„ฑ๊ณผ ์ถ”๊ฐ€ ์ง€๋ถˆ์— ๋Œ€ํ•ด ๊ฑฑ์ •ํ•ด์•ผ ํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
02:19
Let's start with a fundamental question.
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๊ทผ๋ณธ์ ์ธ ์งˆ๋ฌธ๋ถ€ํ„ฐ ์‹œ์ž‘ํ•ฉ์‹œ๋‹ค.
02:22
Is health care a basic human right or a privilege?
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์˜๋ฃŒ๋Š” ๊ธฐ๋ณธ์ ์ธ ์ธ๊ถŒ์ธ๊ฐ€ ํŠน๊ถŒ์ธ๊ฐ€?
02:27
A human right is something everyone should have.
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์ธ๊ถŒ์€ ๋ˆ„๊ตฌ๋‚˜ ๋ˆ„๋ ค์•ผ ํ•  ๊ถŒ๋ฆฌ์ž…๋‹ˆ๋‹ค.
02:30
A privilege is a benefit -- something good and useful -- but not everyone receives it.
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ํŠน๊ถŒ์€ ์œ ์ต ํ•˜๊ณ  ์œ ์ตํ•œ ๊ฒƒ์ด์ง€๋งŒ ๋ชจ๋“  ์‚ฌ๋žŒ์ด ๊ทธ๊ฒƒ์„ ๋ฐ›๋Š” ๊ฒƒ์€ ์•„๋‹™๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด
02:38
If we talk about getting a basic education, for example, every child in the
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๊ธฐ๋ณธ ๊ต์œก์„ ๋ฐ›๋Š” ๊ฒƒ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๋ฉด ๋ฏธ๊ตญ์˜ ๋ชจ๋“  ์–ด๋ฆฐ์ด๋Š”
02:43
U.S. has access to public schools. It's their right to get an education from
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๊ณต๋ฆฝํ•™๊ต์— ๋‹ค๋‹ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์œ ์น˜์› ์—์„œ 12ํ•™๋…„๊นŒ์ง€ ๊ต์œก์„ ๋ฐ›๋Š” ๊ฒƒ์€ ๊ทธ๋“ค์˜ ๊ถŒ๋ฆฌ์ž…๋‹ˆ๋‹ค
02:48
kindergarten through 12th grade. Our public schools are paid for with tax
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. ์šฐ๋ฆฌ ๊ณต๋ฆฝํ•™๊ต๋Š” ์„ธ๊ธˆ์œผ๋กœ ์ถฉ๋‹น๋ฉ๋‹ˆ๋‹ค
02:54
dollars. If you're a U.S. citizen or resident, you pay local, state, and federal taxes,
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. ๋ฏธ๊ตญ ์‹œ๋ฏผ๊ถŒ์ž ๋˜๋Š” ๊ฑฐ์ฃผ์ž์ธ ๊ฒฝ์šฐ ํ•™๋ น๊ธฐ ์ž๋…€๊ฐ€ ์žˆ๋Š”์ง€ ์—ฌ๋ถ€์— ๊ด€๊ณ„์—†์ด ์ง€๋ฐฉ์„ธ, ์ฃผ์„ธ ๋ฐ ์—ฐ๋ฐฉ์„ธ๋ฅผ ๋‚ฉ๋ถ€ํ•ฉ๋‹ˆ๋‹ค
03:01
whether you have school-aged children or not. Tax money funds the
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. ์„ธ๊ธˆ์€ ๊ณต๋ฆฝํ•™๊ต ์‹œ์Šคํ…œ์— ์ž๊ธˆ์„ ์ง€์›ํ•ฉ๋‹ˆ๋‹ค
03:06
public school system. Families don't pay tuition at public schools.
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. ๊ฐ€์กฑ์€ ๊ณต๋ฆฝํ•™๊ต์—์„œ ๋“ฑ๋ก๊ธˆ์„ ๋‚ด์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
03:13
Now with health care, we don't really have a free health care system for everyone.
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์ด์ œ ๊ฑด๊ฐ• ๊ด€๋ฆฌ๋กœ ์ธํ•ด ๋ชจ๋“  ์‚ฌ๋žŒ์„ ์œ„ํ•œ ๋ฌด๋ฃŒ ๊ฑด๊ฐ• ๊ด€๋ฆฌ ์‹œ์Šคํ…œ์ด ์—†์Šต๋‹ˆ๋‹ค.
03:18
You'll hear terms like "national health care system" or "universal health care."
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"๊ตญ๊ฐ€ ์˜๋ฃŒ ์‹œ์Šคํ…œ" ๋˜๋Š” "๋ณดํŽธ ์˜๋ฃŒ"์™€ ๊ฐ™์€ ์šฉ์–ด๋ฅผ ๋“ฃ๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
03:24
We don't have that kind of program where services are free for everyone. However,
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๋ชจ๋“  ์‚ฌ๋žŒ์—๊ฒŒ ๋ฌด๋ฃŒ๋กœ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” ํ”„๋กœ๊ทธ๋žจ์€ ์—†์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜
03:32
tax dollars are used to pay for federal and state medical programs that some people
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์„ธ๊ธˆ์€ ์ผ๋ถ€ ์‚ฌ๋žŒ๋“ค์ด ์ฐธ์—ฌํ•˜๋Š” ์—ฐ๋ฐฉ ๋ฐ ์ฃผ ์˜๋ฃŒ ํ”„๋กœ๊ทธ๋žจ ๋น„์šฉ์„ ์ง€๋ถˆํ•˜๋Š” ๋ฐ ์‚ฌ์šฉ๋ฉ๋‹ˆ๋‹ค
03:37
participate in. I'll explain more a bit later.
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. ์ž์„ธํ•œ ๋‚ด์šฉ์€ ๋‚˜์ค‘์— ์„ค๋ช…ํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค .
03:59
I'd say the majority of Americans have health insurance, and most often it's
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์ €๋Š” ๋Œ€๋‹ค์ˆ˜์˜ ๋ฏธ๊ตญ์ธ์ด ๊ฑด๊ฐ• ๋ณดํ—˜์— ๊ฐ€์ž…๋˜์–ด ์žˆ์œผ๋ฉฐ ๋Œ€๋ถ€๋ถ„
04:04
employer-based insurance. That means that people have health insurance policies
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๊ณ ์šฉ์ฃผ ๊ธฐ๋ฐ˜ ๋ณดํ—˜์ด๋ผ๊ณ  ๋งํ•˜๊ณ  ์‹ถ์Šต๋‹ˆ๋‹ค. ์ด๋Š” ์‚ฌ๋žŒ๋“ค์ด ๊ณ ์šฉ์ฃผ๋ฅผ ํ†ตํ•ด ๊ฑด๊ฐ• ๋ณดํ—˜ ์ •์ฑ…์„ ๊ฐ€์ง€๊ณ  ์žˆ์Œ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค
04:09
through their employers.
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.
04:13
The policy is the agreement and terms. Health insurance
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์ •์ฑ…์€ ๊ณ„์•ฝ ๋ฐ ์กฐ๊ฑด์ž…๋‹ˆ๋‹ค. ๊ฑด๊ฐ• ๋ณดํ—˜์€
04:17
is a benefit employers can give. Employers pay most of the cost of the policy,
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๊ณ ์šฉ์ฃผ๊ฐ€ ์ œ๊ณตํ•  ์ˆ˜ ์žˆ๋Š” ํ˜œํƒ์ž…๋‹ˆ๋‹ค. ๊ณ ์šฉ์ฃผ๋Š” ์ •์ฑ… ๋น„์šฉ์˜ ๋Œ€๋ถ€๋ถ„์„ ์ง€๋ถˆ
04:24
and then the remaining money is deducted or taken out of your paycheck.
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ํ•˜๊ณ  ๋‚˜๋จธ์ง€ ๊ธˆ์•ก์€ ๊ธ‰์—ฌ์—์„œ ๊ณต์ œ๋˜๊ฑฐ๋‚˜ ๊ณต์ œ๋ฉ๋‹ˆ๋‹ค.
04:30
A health insurance policy for one employee can cover that individual or an entire family.
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ํ•œ ์ง์›์„ ์œ„ํ•œ ๊ฑด๊ฐ• ๋ณดํ—˜ ์ •์ฑ…์€ ํ•ด๋‹น ๊ฐœ์ธ ๋˜๋Š” ์ „์ฒด ๊ฐ€์กฑ์„ ์ปค๋ฒ„ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:38
For example, my husband has a full-time job with a company.
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์˜ˆ๋ฅผ ๋“ค์–ด ๋‚จํŽธ์€ ํšŒ์‚ฌ์—์„œ ์ •๊ทœ์ง์œผ๋กœ ์ผํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
04:42
Health insurance is one of his benefits. He's the policyholder. As his spouse, I'm
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๊ฑด๊ฐ• ๋ณดํ—˜์€ ๊ทธ์˜ ํ˜œํƒ ์ค‘ ํ•˜๋‚˜์ž…๋‹ˆ๋‹ค. ๊ทธ๋Š” ๋ณดํ—˜ ๊ณ„์•ฝ์ž์ž…๋‹ˆ๋‹ค. ๊ทธ์˜ ๋ฐฐ์šฐ์ž๋กœ์„œ ๋‚˜๋Š”
04:49
insured. And our children are eligible dependents. "Eligible" means they meet all
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๋ณดํ—˜์— ๊ฐ€์ž…๋˜์–ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ฆฌ๊ณ  ์šฐ๋ฆฌ ์•„์ด๋“ค์€ ์ ๊ฒฉ ๋ถ€์–‘๊ฐ€์กฑ์ž…๋‹ˆ๋‹ค. "์ ๊ฒฉ"์ด๋ž€ ๋ถ€์–‘ ๊ฐ€์กฑ์œผ๋กœ
04:55
the requirements to be considered dependents, so they're insured too.
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๊ฐ„์ฃผ๋˜๊ธฐ ์œ„ํ•œ ๋ชจ๋“  ์š”๊ตฌ ์‚ฌํ•ญ์„ ์ถฉ์กฑํ•˜๋ฏ€๋กœ ๋ณดํ—˜์— ๊ฐ€์ž…๋˜์–ด ์žˆ์Œ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
05:02
We can talk about being insured or covered. It's the same thing.
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์šฐ๋ฆฌ๋Š” ๋ณดํ—˜์— ๊ฐ€์ž…ํ•˜๊ฑฐ๋‚˜ ๋ณด์žฅ๋ฐ›๋Š” ๊ฒƒ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฑด ๊ฐ™์€๊ฑฐ์•ผ.
05:07
Our family has insurance. We have coverage. Those are the nouns.
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์šฐ๋ฆฌ ๊ฐ€์กฑ์€ ๋ณดํ—˜์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๋ณด์žฅ ๋ฒ”์œ„๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ๋“ค์€ ๋ช…์‚ฌ์ž…๋‹ˆ๋‹ค.
05:15
Even as a benefit, health insurance is expensive. I read that the average company
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ํ˜œํƒ์„ ๋ฐ›๋”๋ผ๋„ ๊ฑด๊ฐ• ๋ณดํ—˜์€ ๋น„์Œ‰๋‹ˆ๋‹ค. ๋‚˜๋Š” ํ‰๊ท ์ ์ธ ํšŒ์‚ฌ๊ฐ€ ๊ฑด๊ฐ• ๋ณดํ—˜
05:21
contributes 70 to 80 percent towards health insurance. The employee pays the
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์— 70-80%๋ฅผ ๊ธฐ์—ฌํ•œ๋‹ค๊ณ  ์ฝ์—ˆ์Šต๋‹ˆ๋‹ค . ๋‚˜๋จธ์ง€๋Š” ์ง์›์ด ์ง€๋ถˆํ•ฉ๋‹ˆ๋‹ค
05:27
rest. If you have a family plan, more is deducted from your paycheck. Even after
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. ๊ฐ€์กฑ ๊ณ„ํš์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์›”๊ธ‰์—์„œ ๋” ๋งŽ์ด ๊ณต์ œ๋ฉ๋‹ˆ๋‹ค.
05:35
those deductions, you still have copays and deductibles.
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์ด๋Ÿฌํ•œ ๊ณต์ œ ํ›„์—๋„ ์—ฌ์ „ํžˆ ์ฝ”ํŽ˜์ด ์™€ ๊ณต์ œ์•ก์ด ์žˆ์Šต๋‹ˆ๋‹ค.
05:41
Getting confused by all the terminology? We can get confused, too, sometimes.
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๋ชจ๋“  ์šฉ์–ด๊ฐ€ ํ—ท๊ฐˆ๋ฆฌ์‹ญ๋‹ˆ๊นŒ? ์šฐ๋ฆฌ๋„ ๋•Œ๋•Œ๋กœ ํ˜ผ๋ž€์Šค๋Ÿฌ์šธ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
05:48
The premium is the total cost. It's the amount you pay in order to have a health insurance policy.
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๋ณดํ—˜๋ฃŒ๋Š” ์ด ๋น„์šฉ์ž…๋‹ˆ๋‹ค. ๊ฑด๊ฐ•๋ณดํ—˜์— ๊ฐ€์ž…ํ•˜๊ธฐ ์œ„ํ•ด ์ง€๋ถˆํ•˜๋Š” ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค .
05:54
When you hear people talk about high premiums or premiums going up, they're talking about
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์‚ฌ๋žŒ๋“ค์ด ๋†’์€ ๋ณดํ—˜๋ฃŒ๋‚˜ ๋ณดํ—˜๋ฃŒ ์ธ์ƒ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฒƒ์„ ๋“ค์„ ๋•Œ ๊ทธ๋“ค์€
06:01
high costs or costs going up. As I said, the employer usually covers most of the premium.
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๋†’์€ ๋น„์šฉ์ด๋‚˜ ๋น„์šฉ ์ƒ์Šน์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ๋‚ด๊ฐ€ ๋งํ–ˆ๋“ฏ์ด ๊ณ ์šฉ์ฃผ๋Š” ์ผ๋ฐ˜์ ์œผ๋กœ ๋ณดํ—˜๋ฃŒ์˜ ๋Œ€๋ถ€๋ถ„์„ ๋ถ€๋‹ดํ•ฉ๋‹ˆ๋‹ค.
06:10
The rest you have to contribute as the employee. It's taken out of your paycheck.
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๋‚˜๋จธ์ง€๋Š” ์ง์›์œผ๋กœ์„œ ๊ธฐ์—ฌํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๋‹น์‹ ์˜ ์›”๊ธ‰์—์„œ ๋น ์ ธ๋‚˜๊ฐ‘๋‹ˆ๋‹ค.
06:17
"Copay" is short for copayment. This is the amount of money
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"์ฝ”ํŽ˜์ด"๋Š” ์ฝ”ํŽ˜์ด๋จผํŠธ์˜ ์ค„์ž„๋ง์ž…๋‹ˆ๋‹ค. ์ด๊ฒƒ์€ ๊ท€ํ•˜๊ฐ€
06:21
that you have to pay when you visit a health care provider and receive some kind of service.
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์˜๋ฃŒ ์„œ๋น„์Šค ์ œ๊ณต์ž๋ฅผ ๋ฐฉ๋ฌธํ•˜์—ฌ ์–ด๋–ค ์ข…๋ฅ˜์˜ ์„œ๋น„์Šค๋ฅผ ๋ฐ›์„ ๋•Œ ๊ท€ํ•˜๊ฐ€ ์ง€๋ถˆํ•ด์•ผ ํ•˜๋Š” ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค.
06:30
A copay is in addition to your premium. For example,
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์ฝ”ํŽ˜์ด๋Š” ๋ณดํ—˜๋ฃŒ์— ์ถ”๊ฐ€๋ฉ๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด, ์ฃผ์น˜์˜ ๋˜๋Š” ์ฃผ์น˜์˜๋ผ๊ณ  ๋ถ€๋ฅด๋Š” ์ •๊ทœ ์˜์‚ฌ๋ฅผ ๋ฐฉ๋ฌธํ• 
06:34
it may be 10 to 25 dollars when you visit your regular doctor, who we
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๋•Œ 10~25๋‹ฌ๋Ÿฌ๊ฐ€ ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
06:39
call your primary care physician or your primary care provider.
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.
06:48
But your copay to see a specialist will be even higher. Maybe 30 or 50 dollars.
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๊ทธ๋Ÿฌ๋‚˜ ์ „๋ฌธ์˜๋ฅผ ๋งŒ๋‚˜๊ธฐ ์œ„ํ•œ ๊ท€ํ•˜์˜ ์ฝ”ํŽ˜์ด๋จผํŠธ๋Š” ํ›จ์”ฌ ๋” ๋†’์„ ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์•„๋งˆ 30๋‹ฌ๋Ÿฌ๋‚˜ 50๋‹ฌ๋Ÿฌ์ผ ๊ฒ๋‹ˆ๋‹ค.
06:55
And if you have to go to the emergency room, your copay may be as much as one, two, or even three hundred dollars.
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๊ทธ๋ฆฌ๊ณ  ์‘๊ธ‰์‹ค์— ๊ฐ€์•ผ ํ•˜๋Š” ๊ฒฝ์šฐ ๊ท€ํ•˜์˜ ๊ณต๋™ ๋ถ€๋‹ด๊ธˆ์€ 1, 2, ์‹ฌ์ง€์–ด 300๋‹ฌ๋Ÿฌ์— ๋‹ฌํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
07:05
Some argue that copays serve at least one purpose, and that's to reduce the use of services.
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์ผ๋ถ€๋Š” ์ž๊ธฐ๋ถ€๋‹ด๊ธˆ์ด ์ ์–ด๋„ ํ•œ ๊ฐ€์ง€ ๋ชฉ์ ์— ๊ธฐ์—ฌํ•˜๋ฉฐ ์ด๋Š” ์„œ๋น„์Šค ์‚ฌ์šฉ์„ ์ค„์ด๋Š” ๊ฒƒ์ด๋ผ๊ณ  ์ฃผ์žฅํ•ฉ๋‹ˆ๋‹ค.
07:10
If you know you have a copay, then you're not so quick to seek medical attention for every little problem.
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๊ณต๋™ ๋ถ€๋‹ด๊ธˆ์ด ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ์•Œ๊ณ  ์žˆ๋‹ค๋ฉด ๋ชจ๋“  ์ž‘์€ ๋ฌธ์ œ์— ๋Œ€ํ•ด ์‹ ์†ํ•˜๊ฒŒ ์˜๋ฃŒ ์กฐ์น˜๋ฅผ ์ทจํ•˜์ง€ ์•Š์„ ๊ฒƒ์ž…๋‹ˆ๋‹ค.
07:20
We also have copays for medicine at the pharmacy.
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์šฐ๋ฆฌ๋Š” ๋˜ํ•œ ์•ฝ๊ตญ์—์„œ ์•ฝ์— ๋Œ€ํ•œ ์ž๊ธฐ๋ถ€๋‹ด๊ธˆ์„ ๊ฐ€์ง€๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
07:24
Your health insurance policy will usually cover a larger percentage
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๊ท€ํ•˜์˜ ๊ฑด๊ฐ• ๋ณดํ—˜ ์ •์ฑ…์€ ์ผ๋ฐ˜์ ์œผ๋กœ ๋น„์šฉ์˜ ๋” ํฐ ๋น„์œจ์„ ์ปค๋ฒ„ํ•ฉ๋‹ˆ๋‹ค
07:28
of the cost. Some of my copays are as low as $7, others $70.
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. ๋‚ด ๊ณต๋™ ๋ถ€๋‹ด๊ธˆ ์ค‘ ์ผ๋ถ€๋Š” $7, ๋‹ค๋ฅธ ์ผ๋ถ€๋Š” $70์ž…๋‹ˆ๋‹ค.
07:37
Then there are things that you need, but they're not covered by insurance, like a back brace
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๊ทธ๋Ÿฐ ๋‹ค์Œ ํ•„์š”ํ•˜์ง€๋งŒ ํ—ˆ๋ฆฌ ๋ณดํ˜ธ๋Œ€๋‚˜ ๋น„ํƒ€๋ฏผ๊ณผ ๊ฐ™์ด ๋ณดํ—˜์ด ์ ์šฉ๋˜์ง€ ์•Š๋Š” ๊ฒƒ๋“ค์ด ์žˆ์Šต๋‹ˆ๋‹ค
07:43
or vitamins. You have to pay out-of-pocket. These things are an out-of-pocket expense.
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. ๋ณธ์ธ๋ถ€๋‹ด๊ธˆ์„ ์ง€๋ถˆํ•˜์…”์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์ด๋Ÿฌํ•œ ๊ฒƒ๋“ค์€ ๋ณธ์ธ๋ถ€๋‹ด๊ธˆ์ž…๋‹ˆ๋‹ค.
07:49
For example, there's a little bottle of vitamins that I need. It lasts
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์˜ˆ๋ฅผ ๋“ค์–ด, ์ €์—๊ฒŒ ํ•„์š”ํ•œ ์ž‘์€ ๋น„ํƒ€๋ฏผ ๋ณ‘์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€
07:55
for about three months. Each bottle is over a hundred dollars. That's not covered by my insurance.
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์•ฝ 3 ๊ฐœ์›” ๋™์•ˆ ์ง€์†๋ฉ๋‹ˆ๋‹ค. ๊ฐ ๋ณ‘์€ ๋ฐฑ ๋‹ฌ๋Ÿฌ๊ฐ€ ๋„˜์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฑด ๋‚ด ๋ณดํ—˜์ด ์ ์šฉ๋˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
08:04
Deductibles aren't to be confused with premiums.
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๊ณต์ œ์•ก์„ ๋ณดํ—˜๋ฃŒ์™€ ํ˜ผ๋™ํ•˜์ง€ ๋งˆ์‹ญ์‹œ์˜ค.
08:08
The premium is the total cost of your plan. A deductible is the amount you have to pay
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๋ณดํ—˜๋ฃŒ๋Š” ํ”Œ๋žœ์˜ ์ด ๋น„์šฉ์ž…๋‹ˆ๋‹ค. ๊ณต์ œ์•ก์€ ๋ณดํ—˜์ด ์˜๋ฃŒ๋น„๋ฅผ ๋ณด์žฅํ•˜๊ธฐ ์ „์— ์ง€๋ถˆํ•ด์•ผ ํ•˜๋Š” ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค
08:14
before your insurance will start covering your medical expenses.
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.
08:21
Maybe you have a $500 deductible. That means you have to spend
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$500์˜ ๊ณต์ œ์•ก์ด ์žˆ์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ฆ‰,
08:26
$500 before the insurance company starts covering expenses.
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๋ณดํ—˜ ํšŒ์‚ฌ๊ฐ€ ๋น„์šฉ์„ ์ถฉ๋‹นํ•˜๊ธฐ ์ „์— $500๋ฅผ ์ง€์ถœํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
08:33
You might have a high premium with a low deductible or a low premium
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๋‚ฎ์€ ๊ณต์ œ์•ก์œผ๋กœ ๋†’์€ ๋ณดํ—˜๋ฃŒ๋ฅผ ๋ฐ›๊ฑฐ๋‚˜
08:37
with a high deductible. In short, health insurance companies are running a
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๋†’์€ ๊ณต์ œ์•ก์œผ๋กœ ๋‚ฎ์€ ๋ณดํ—˜๋ฃŒ๋ฅผ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์š”์ปจ๋Œ€, ๊ฑด๊ฐ• ๋ณดํ—˜ ํšŒ์‚ฌ๋Š” ์‚ฌ์—…์„ ์šด์˜ํ•˜๊ณ 
08:42
business, and they have to make money.
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์žˆ์œผ๋ฉฐ ๋ˆ์„ ๋ฒŒ์–ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
09:02
With premiums, deductibles, co-pays, and out-of-pocket expenses, you don't want to
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๋ณดํ—˜๋ฃŒ, ๊ณต์ œ์•ก, ๊ณต๋™ ๋ถ€๋‹ด๊ธˆ ๋ฐ ๋ณธ์ธ ๋ถ€๋‹ด ๋น„์šฉ์œผ๋กœ ์ธํ•ด ์•„ํ”„๊ณ  ์‹ถ์ง€ ์•Š์„ ๊ฒƒ์ž…๋‹ˆ๋‹ค
09:09
get sick. It's expensive. Well, the good news is that many preventive health care
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. ๋น„์‹ธ๋‹ค. ์ข‹์€ ์†Œ์‹์€ ๋งŽ์€ ์˜ˆ๋ฐฉ ์˜๋ฃŒ
09:14
services are covered under a plan. For example, we don't have copays when we
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์„œ๋น„์Šค๊ฐ€ ํ”Œ๋žœ์— ๋”ฐ๋ผ ๋ณด์žฅ๋œ๋‹ค๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด, ์šฐ๋ฆฌ๋Š” ๋…๊ฐ ์˜ˆ๋ฐฉ ์ฃผ์‚ฌ๋ฅผ ๋งž์„ ๋•Œ ๊ณต๋™ ๋ถ€๋‹ด๊ธˆ์ด ์—†์œผ๋ฉฐ
09:20
get our flu shot, and we don't pay extra when we go for our yearly eye exam or
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, ๋งค๋…„ ๋ˆˆ ๊ฒ€์‚ฌ๋ฅผ ๋ฐ›๊ฑฐ๋‚˜
09:26
when we go for dental cleanings twice a year.
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1๋…„์— ๋‘ ๋ฒˆ ์น˜๊ณผ ์น˜๋ฃŒ๋ฅผ ๋ฐ›์„ ๋•Œ ์ถ”๊ฐ€ ๋น„์šฉ์„ ์ง€๋ถˆํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค .
09:29
Keeping people healthy avoids bigger costs, right? But everyone gets sick now and then.
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์‚ฌ๋žŒ๋“ค์„ ๊ฑด๊ฐ•ํ•˜๊ฒŒ ์œ ์ง€ํ•˜๋ฉด ๋” ํฐ ๋น„์šฉ์„ ํ”ผํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜ ๋ชจ๋“  ์‚ฌ๋žŒ์€ ๋•Œ๋•Œ๋กœ ์•„ํ”Œ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
09:36
Injuries happen. Health problems arise, especially as you get older.
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๋ถ€์ƒ์ด ๋ฐœ์ƒํ•ฉ๋‹ˆ๋‹ค. ๊ฑด๊ฐ• ๋ฌธ์ œ๋Š” ํŠนํžˆ ๋‚˜์ด๊ฐ€ ๋“ค๋ฉด์„œ ๋ฐœ์ƒํ•ฉ๋‹ˆ๋‹ค.
09:44
What do you do if you don't have private health insurance? We have one federal
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๊ฐœ์ธ ์˜๋ฃŒ ๋ณดํ—˜์ด ์—†์œผ๋ฉด ์–ด๋–ป๊ฒŒ ํ•ฉ๋‹ˆ๊นŒ ?
09:50
program called Medicare. It's mainly for the elderly, so if you're over 65, you're
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Medicare๋ผ๋Š” ์—ฐ๋ฐฉ ํ”„๋กœ๊ทธ๋žจ์ด ํ•˜๋‚˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ฃผ๋กœ ๋…ธ์ธ์„ ๋Œ€์ƒ์œผ๋กœ ํ•˜๋ฏ€๋กœ 65์„ธ ์ด์ƒ์ด๋ฉด
09:56
entitled to Medicare. And if you have some kind of disability, you can get
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๋ฉ”๋””์ผ€์–ด ์ˆ˜ํ˜œ ์ž๊ฒฉ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ฆฌ๊ณ  ์–ด๋–ค ์ข…๋ฅ˜์˜ ์žฅ์• ๊ฐ€ ์žˆ๋Š” ๊ฒฝ์šฐ
10:02
coverage from Medicare. Those over 65 likely contributed earlier when they
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Medicare์—์„œ ๋ณด์žฅ์„ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. 65์„ธ ์ด์ƒ์ธ ์‚ฌ๋žŒ๋“ค์€ ๋” ์ Š๊ณ  ์„ธ๊ธˆ์„ ๋ƒˆ์„ ๋•Œ ๋” ์ผ์ฐ ๊ธฐ์—ฌํ–ˆ์„ ๊ฐ€๋Šฅ์„ฑ์ด ์žˆ์œผ๋ฏ€๋กœ
10:10
were younger and paid taxes, so coverage in retirement makes sense. Most everyone agrees.
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์€ํ‡ด ๋ณด์žฅ์ด ํ•ฉ๋ฆฌ์ ์ž…๋‹ˆ๋‹ค. ๋Œ€๋ถ€๋ถ„์˜ ์‚ฌ๋žŒ๋“ค์ด ๋™์˜ํ•ฉ๋‹ˆ๋‹ค.
10:19
Even on Medicare you'll have premiums, deductibles, and co-pays. At least, that's what I understand.
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Medicare์—์„œ๋„ ๋ณดํ—˜๋ฃŒ, ๊ณต์ œ์•ก ๋ฐ ๊ณต๋™ ๋ถ€๋‹ด๊ธˆ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ์ ์–ด๋„ ๊ทธ๊ฒƒ์ด ๋‚ด๊ฐ€ ์ดํ•ดํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.
10:27
If you can't afford those additional expenses,
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์ถ”๊ฐ€ ๋น„์šฉ์„ ๊ฐ๋‹นํ•  ์ˆ˜ ์—†๋‹ค๋ฉด
10:30
then there's Medicaid. Medicaid is another government program. It's a
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Medicaid๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. Medicaid๋Š” ๋˜ ๋‹ค๋ฅธ ์ •๋ถ€ ํ”„๋กœ๊ทธ๋žจ์ž…๋‹ˆ๋‹ค.
10:35
federal and state program that offers financial assistance to low-income patients.
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์ €์†Œ๋“ ํ™˜์ž์—๊ฒŒ ์žฌ์ • ์ง€์›์„ ์ œ๊ณตํ•˜๋Š” ์—ฐ๋ฐฉ ๋ฐ ์ฃผ ํ”„๋กœ๊ทธ๋žจ์ž…๋‹ˆ๋‹ค.
10:59
In the U.S., we have a law that allows everyone to get medical treatment in an
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๋ฏธ๊ตญ์—๋Š” ์ง€๋ถˆ ๋Šฅ๋ ฅ์— ๊ด€๊ณ„์—†์ด ๋ชจ๋“  ์‚ฌ๋žŒ์ด ์‘๊ธ‰ ์ƒํ™ฉ์—์„œ ์น˜๋ฃŒ๋ฅผ ๋ฐ›์„ ์ˆ˜ ์žˆ๋„๋ก ํ—ˆ์šฉํ•˜๋Š” ๋ฒ•์ด ์žˆ์Šต๋‹ˆ๋‹ค
11:01
emergency situation, regardless of their ability to pay.
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.
11:10
EMTALA stands for Emergency Medical Treatment and Labor Act. It's a law that says you have to
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EMTALA๋Š” Emergency Medical Treatment and Labor Act์˜ ์•ฝ์ž์ž…๋‹ˆ๋‹ค.
11:17
give a patient, any patient, access to emergency services.
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ํ™˜์ž์—๊ฒŒ, ์–ด๋–ค ํ™˜์ž์—๊ฒŒ๋“  ์‘๊ธ‰ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•ด์•ผ ํ•œ๋‹ค๋Š” ๋ฒ•์ž…๋‹ˆ๋‹ค.
11:24
So here's how I understand the law. Under EMTALA, Medicare-participating hospitals with emergency
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๊ทธ๋ž˜์„œ ์ œ๊ฐ€ ๋ฒ•์„ ์ดํ•ดํ•˜๋Š” ๋ฐฉ๋ฒ•์€ ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค. EMTALA์— ๋”ฐ๋ผ ์‘๊ธ‰ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” Medicare ์ฐธ์—ฌ ๋ณ‘์›์€ ์‘๊ธ‰์‹ค์ธ ER๋กœ
11:30
services must screen all patients coming to the emergency room, the ER.
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์˜ค๋Š” ๋ชจ๋“  ํ™˜์ž๋ฅผ ์„ ๋ณ„ํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค .
11:37
Then if there is an emergency condition, the hospital must treat and stabilize the patient.
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๊ทธ๋Ÿฐ ๋‹ค์Œ ์‘๊ธ‰ ์ƒํ™ฉ์ด ๋ฐœ์ƒํ•˜๋ฉด ๋ณ‘์›์—์„œ ํ™˜์ž๋ฅผ ์น˜๋ฃŒํ•˜๊ณ  ์•ˆ์ •์‹œ์ผœ์•ผ ํ•ฉ๋‹ˆ๋‹ค.
11:43
So there should be no "patient dumping," but EMTALA does not necessarily
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๋”ฐ๋ผ์„œ "ํ™˜์ž ๋คํ•‘"์ด ์—†์–ด์•ผ ํ•˜์ง€๋งŒ EMTALA๊ฐ€ ๋ฐ˜๋“œ์‹œ
11:49
require ongoing care. Once a hospital has met its EMTALA obligations, it's no
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์ง€์†์ ์ธ ์น˜๋ฃŒ๋ฅผ ํ•„์š”๋กœ ํ•˜๋Š” ๊ฒƒ์€ ์•„๋‹™๋‹ˆ๋‹ค. ๋ณ‘์›์ด EMTALA ์˜๋ฌด๋ฅผ ์ถฉ์กฑํ•˜๋ฉด
11:55
longer obligated to provide services to that patient.
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๋” ์ด์ƒ ํ•ด๋‹น ํ™˜์ž์—๊ฒŒ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•  ์˜๋ฌด๊ฐ€ ์—†์Šต๋‹ˆ๋‹ค .
12:01
The challenge with this kind of law is funding. Costs and charges are two
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์ด๋Ÿฐ ์ข…๋ฅ˜์˜ ๋ฒ•์— ๋Œ€ํ•œ ๋„์ „์€ ์ž๊ธˆ ์กฐ๋‹ฌ์ž…๋‹ˆ๋‹ค. ๋น„์šฉ๊ณผ ์š”๊ธˆ์€ ์„œ๋กœ
12:07
different things. A hospital may not charge a patient for a service, but
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๋‹ค๋ฅธ ๋‘ ๊ฐ€์ง€์ž…๋‹ˆ๋‹ค. ๋ณ‘์›์€ ํ™˜์ž์—๊ฒŒ ์„œ๋น„์Šค ๋น„์šฉ์„ ์ฒญ๊ตฌํ•˜์ง€ ์•Š์„ ์ˆ˜ ์žˆ์ง€๋งŒ
12:14
there's still a cost to the hospital. How much can be given for free before a
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๋ณ‘์›์—๋Š” ์—ฌ์ „ํžˆ ๋น„์šฉ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๋ณ‘์›์ด ๋น„์šฉ์„ ์ถฉ๋‹นํ•˜๊ณ  ์ง์›๋“ค์—๊ฒŒ ์ง€๋ถˆํ•  ์ถฉ๋ถ„ํ•œ ์ž๊ธˆ์ด ์—†์„ ๋•Œ๊นŒ์ง€ ์–ผ๋งˆ๋ฅผ ๋ฌด๋ฃŒ๋กœ ์ œ๊ณตํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๊นŒ
12:20
hospital doesn't have enough money to cover its expenses and pay its employees?
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?
12:27
The government has a set amount of money for health care. How should that money be managed?
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์ •๋ถ€๋Š” ๊ฑด๊ฐ• ๊ด€๋ฆฌ๋ฅผ ์œ„ํ•ด ์ •ํ•ด์ง„ ๊ธˆ์•ก์„ ๊ฐ€์ง€๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ ๋ˆ์€ ์–ด๋–ป๊ฒŒ ๊ด€๋ฆฌํ•ด์•ผ ํ• ๊นŒ์š”?
12:35
The EMTALA law ties into the issue of ethics. Ethics has to do with
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EMTALA ๋ฒ•์€ ์œค๋ฆฌ ๋ฌธ์ œ์™€ ๊ด€๋ จ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ์œค๋ฆฌ๋Š”
12:40
what is morally right and wrong. Health care is a business, and any business
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๋„๋•์ ์œผ๋กœ ์˜ณ๊ณ  ๊ทธ๋ฅธ ๊ฒƒ๊ณผ ๊ด€๋ จ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ๊ฑด๊ฐ• ๊ด€๋ฆฌ๋Š” ์‚ฌ์—…์ด๋ฉฐ ๋ชจ๋“  ์‚ฌ์—…์€ ์œค๋ฆฌ์ ์ด์ง€๋งŒ
12:47
faces the challenge of managing finances while still being ethical.
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์žฌ์ •์„ ๊ด€๋ฆฌํ•ด์•ผ ํ•˜๋Š” ๋ฌธ์ œ์— ์ง๋ฉดํ•ด ์žˆ์Šต๋‹ˆ๋‹ค .
12:53
But can a health care facility stay in business if too many services are given for free?
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๊ทธ๋Ÿฌ๋‚˜ ๋„ˆ๋ฌด ๋งŽ์€ ์„œ๋น„์Šค๊ฐ€ ๋ฌด๋ฃŒ๋กœ ์ œ๊ณต๋˜๋Š” ๊ฒฝ์šฐ ์˜๋ฃŒ ์‹œ์„ค์ด ์‚ฌ์—…์„ ๊ณ„์†ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๊นŒ?
13:17
Health care almost always makes the news headlines. There are often new policies,
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๊ฑด๊ฐ• ๊ด€๋ฆฌ๋Š” ๊ฑฐ์˜ ํ•ญ์ƒ ๋‰ด์Šค ํ—ค๋“œ๋ผ์ธ์„ ์žฅ์‹ํ•ฉ๋‹ˆ๋‹ค. ํ˜„์žฌ ์˜๋ฃŒ ์‹œ์Šคํ…œ์„ ๊ฐœ์„ ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐฉ๋ฒ•์— ๋Œ€ํ•ด ์˜๋ฌธ์„ ๊ฐ–๊ฒŒ ๋งŒ๋“œ๋Š” ์ƒˆ๋กœ์šด ์ •์ฑ…,
13:22
new proposals, and new controversial cases that make us question how we can
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์ƒˆ๋กœ์šด ์ œ์•ˆ ๋ฐ ์ƒˆ๋กœ์šด ๋…ผ๋ž€ ์‚ฌ๋ก€๊ฐ€ ์ข…์ข… ์žˆ์Šต๋‹ˆ๋‹ค
13:28
improve our current health care system. Some believe the current system has some
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. ์–ด๋–ค ์‚ฌ๋žŒ๋“ค์€ ํ˜„์žฌ ์‹œ์Šคํ…œ์ด
13:34
good aspects, and it simply needs to be improved and fixed in certain areas.
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์ข‹์€ ์ธก๋ฉด์ด ์žˆ๊ณ  ํŠน์ • ๋ถ€๋ถ„์„ ๊ฐœ์„ ํ•˜๊ณ  ์ˆ˜์ •ํ•ด์•ผ ํ•œ๋‹ค๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
13:40
Others say the current system doesn't work. It needs to be replaced with
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๋‹ค๋ฅธ ์‚ฌ๋žŒ๋“ค์€ ํ˜„์žฌ ์‹œ์Šคํ…œ์ด ์ž‘๋™ํ•˜์ง€ ์•Š๋Š”๋‹ค๊ณ  ๋งํ•ฉ๋‹ˆ๋‹ค . ๋ฏธ๊ตญ์˜
13:45
universal healthcare for all residents in the U.S.
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๋ชจ๋“  ๊ฑฐ์ฃผ์ž๋ฅผ ์œ„ํ•œ ๋ณดํŽธ์  ์˜๋ฃŒ๋กœ ๋Œ€์ฒด๋˜์–ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
13:48
You'll hear these people talk about the need for a complete overhaul. That's a complete change.
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์ด ์‚ฌ๋žŒ๋“ค์ด ์™„์ „ํ•œ ์ ๊ฒ€์˜ ํ•„์š”์„ฑ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฒƒ์„ ๋“ฃ๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€ ์™„์ „ํ•œ ๋ณ€ํ™”์ž…๋‹ˆ๋‹ค.
13:57
Many of the 2020 U.S. Democratic presidential candidates have very progressive proposals.
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2020๋…„ ๋ฏธ๊ตญ ๋ฏผ์ฃผ๋‹น ๋Œ€์„  ํ›„๋ณด ์ค‘ ๋‹ค์ˆ˜๋Š” ๋งค์šฐ ์ง„๋ณด์ ์ธ ์ œ์•ˆ์„ ๋‚ด๋†“์•˜์Šต๋‹ˆ๋‹ค.
14:04
A number of them want Medicare for All, a government-run program.
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๊ทธ๋“ค ์ค‘ ๋‹ค์ˆ˜๋Š” ์ •๋ถ€๊ฐ€ ์šด์˜ํ•˜๋Š” ํ”„๋กœ๊ทธ๋žจ์ธ ๋ชจ๋‘๋ฅผ ์œ„ํ•œ ๋ฉ”๋””์ผ€์–ด๋ฅผ ์›ํ•ฉ๋‹ˆ๋‹ค.
14:10
This would mean no more private insurance companies. Americans would pay taxes,
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์ด๊ฒƒ์€ ๋” ์ด์ƒ ๊ฐœ์ธ ๋ณดํ—˜ ํšŒ์‚ฌ๊ฐ€ ์—†๋‹ค๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค. ๋ฏธ๊ตญ์ธ๋“ค์€ ์„ธ๊ธˆ์„ ๋‚ด๊ณ 
14:15
and taxes would cover medical services for everyone. Under Medicare for all,
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์„ธ๊ธˆ์€ ๋ชจ๋“  ์‚ฌ๋žŒ์„ ์œ„ํ•œ ์˜๋ฃŒ ์„œ๋น„์Šค์— ์ ์šฉ๋ฉ๋‹ˆ๋‹ค . ๋ชจ๋‘๋ฅผ ์œ„ํ•œ ๋ฉ”๋””์ผ€์–ด์— ๋”ฐ๋ผ
14:22
hospitals, clinics, and pharmacies would receive payment from one payer: the government.
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๋ณ‘์›, ์ง„๋ฃŒ์†Œ ๋ฐ ์•ฝ๊ตญ์€ ํ•œ ์ง€๋ถˆ์ž, ์ฆ‰ ์ •๋ถ€๋กœ๋ถ€ํ„ฐ ์ง€๋ถˆ์„ ๋ฐ›์Šต๋‹ˆ๋‹ค.
14:27
So you'll hear the term "single-payer health care."
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๋”ฐ๋ผ์„œ "๋‹จ์ผ ์ง€๋ถˆ์ž ๊ฑด๊ฐ• ๊ด€๋ฆฌ"๋ผ๋Š” ์šฉ์–ด๋ฅผ ๋“ฃ๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
14:33
Some candidates are proposing more moderate versions of this reform so that Americans could keep
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์ผ๋ถ€ ํ›„๋ณด์ž๋“ค์€ ๋ฏธ๊ตญ์ธ๋“ค์ด ๊ณ ์šฉ์ฃผ๋ฅผ ํ†ตํ•ด ๊ฑด๊ฐ• ๋ณดํ—˜ ํ˜œํƒ์„ ์œ ์ง€ํ•˜๋ฉด์„œ ์—ฌ์ „ํžˆ ๋ฏผ๊ฐ„ ๋ณดํ—˜ ํšŒ์‚ฌ์™€ ํ˜‘๋ ฅํ•  ์ˆ˜ ์žˆ๋„๋ก ์ด ๊ฐœํ˜์˜ ๋ณด๋‹ค ์˜จ๊ฑดํ•œ ๋ฒ„์ „์„ ์ œ์•ˆํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค
14:40
their health insurance coverage through their employers and still work with
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14:44
private insurance companies. So some are proposing Medicare for all who want it.
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. ๊ทธ๋ž˜์„œ ์ผ๋ถ€ ์‚ฌ๋žŒ๋“ค์€ ์›ํ•˜๋Š” ๋ชจ๋“  ์‚ฌ๋žŒ๋“ค์—๊ฒŒ ๋ฉ”๋””์ผ€์–ด๋ฅผ ์ œ์•ˆํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
14:51
You'd still have the option to work with a private insurer. You'd still have the
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์—ฌ์ „ํžˆ ๋ฏผ๊ฐ„ ๋ณดํ—˜์‚ฌ์™€ ํ˜‘๋ ฅํ•  ์ˆ˜ ์žˆ๋Š” ์˜ต์…˜์ด ์žˆ์Šต๋‹ˆ๋‹ค . ์—ฌ์ „ํžˆ ๊ณ ์šฉ์ฃผ๋ฅผ
14:56
option to keep insurance through your employer. The public option allows people
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ํ†ตํ•ด ๋ณดํ—˜์„ ์œ ์ง€ํ•˜๋Š” ์˜ต์…˜์ด ์žˆ์Šต๋‹ˆ๋‹ค . ํผ๋ธ”๋ฆญ ์˜ต์…˜์„ ์‚ฌ์šฉํ•˜๋ฉด ์‚ฌ๋žŒ๋“ค์ด
15:03
to buy in if they want to. At least that's how I understand it. Again, health care
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์›ํ•˜๋Š” ๊ฒฝ์šฐ ๊ตฌ๋งคํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ ์–ด๋„ ๊ทธ๊ฒƒ์ด ๋‚ด๊ฐ€ ์ดํ•ดํ•˜๋Š” ๋ฐฉ๋ฒ•์ž…๋‹ˆ๋‹ค. ๋‹ค์‹œ ํ•œ ๋ฒˆ ๊ฑด๊ฐ• ๊ด€๋ฆฌ๊ฐ€
15:10
is confusing, so I apologize for any inaccuracies. I'm explaining the concepts as I understand them.
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ํ˜ผ๋ž€์Šค๋Ÿฝ๊ธฐ ๋•Œ๋ฌธ์— ๋ถ€์ •ํ™•ํ•œ ์ ์— ๋Œ€ํ•ด ์‚ฌ๊ณผ๋“œ๋ฆฝ๋‹ˆ๋‹ค. ๋‚ด๊ฐ€ ์ดํ•ดํ•˜๋Š” ๋Œ€๋กœ ๊ฐœ๋…์„ ์„ค๋ช…ํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. Affordable Care Act๊ฐ€ ๋งŒ๋“ค์–ด์กŒ์„
15:19
We had a degree of reform under President Obama when the
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๋•Œ ์˜ค๋ฐ”๋งˆ ๋Œ€ํ†ต๋ น ํ•˜์—์„œ ์šฐ๋ฆฌ๋Š” ์–ด๋Š ์ •๋„ ๊ฐœํ˜์„ ํ–ˆ์Šต๋‹ˆ๋‹ค
15:22
Affordable Care Act was created. That was back in 2010.
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. ๊ทธ๊ฒƒ์€ 2010๋…„์œผ๋กœ ๊ฑฐ์Šฌ๋Ÿฌ ์˜ฌ๋ผ๊ฐ‘๋‹ˆ๋‹ค.
15:27
And it was created to expand coverage to those who were without any.
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๊ทธ๋ฆฌ๊ณ  ๊ทธ๊ฒƒ์€ ์—†๋Š” ์‚ฌ๋žŒ๋“ค์—๊ฒŒ ์ ์šฉ ๋ฒ”์œ„๋ฅผ ํ™•์žฅํ•˜๊ธฐ ์œ„ํ•ด ๋งŒ๋“ค์–ด์กŒ์Šต๋‹ˆ๋‹ค .
15:33
One of the controversial ideas has been to require or mandate that everyone has to have insurance.
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๋…ผ์Ÿ์˜ ์—ฌ์ง€๊ฐ€ ์žˆ๋Š” ์•„์ด๋””์–ด ์ค‘ ํ•˜๋‚˜๋Š” ๋ชจ๋“  ์‚ฌ๋žŒ์ด ๋ณดํ—˜์— ๊ฐ€์ž…ํ•˜๋„๋ก ์š”๊ตฌํ•˜๊ฑฐ๋‚˜ ์˜๋ฌดํ™”ํ•˜๋Š” ๊ฒƒ์ด์—ˆ์Šต๋‹ˆ๋‹ค.
15:38
If you don't buy in, you have to pay a penalty. The logic is that
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๊ตฌ๋งคํ•˜์ง€ ์•Š์œผ๋ฉด ๋ฒŒ๊ธˆ์„ ๋‚ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
15:45
everyone has to buy in or pay the penalty, so there should be enough money
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๋ชจ๋“  ์‚ฌ๋žŒ์ด ๋ฒŒ๊ธˆ์„ ๋‚ด๊ฑฐ๋‚˜ ์ง€๋ถˆํ•ด์•ผ ํ•˜๋ฏ€๋กœ
15:50
to cover the treatment of those who need it.
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ํ•„์š”ํ•œ ์‚ฌ๋žŒ๋“ค์˜ ์น˜๋ฃŒ๋ฅผ ์ถฉ๋‹นํ•  ์ˆ˜ ์žˆ๋Š” ์ถฉ๋ถ„ํ•œ ๋ˆ์ด ์žˆ์–ด์•ผ ํ•œ๋‹ค๋Š” ๋…ผ๋ฆฌ์ž…๋‹ˆ๋‹ค .
15:55
But this is one point that causes arguments.
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๊ทธ๋Ÿฌ๋‚˜ ์ด๊ฒƒ์€ ๋…ผ์Ÿ์„ ์ผ์œผํ‚ค๋Š” ํ•œ ์ง€์ ์ž…๋‹ˆ๋‹ค.
15:57
The young and healthy have less need for health insurance and
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์ Š๊ณ  ๊ฑด๊ฐ•ํ•œ ์‚ฌ๋žŒ๋“ค์€ ์ผ๋ฐ˜์ ์œผ๋กœ ๊ฑด๊ฐ• ๋ณดํ—˜ ๋ฐ ์˜๋ฃŒ ์„œ๋น„์Šค์— ๋Œ€ํ•œ ํ•„์š”์„ฑ์ด ์ ๊ธฐ
16:01
medical services in general, so they may wish to live without insurance and avoid
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๋•Œ๋ฌธ์— ๋ถˆํ•„์š”ํ•œ ๋น„์šฉ์„ ํ”ผํ•˜๊ณ  ๋ณดํ—˜์—†์ด ์ƒํ™œํ•˜๊ธฐ๋ฅผ ์›ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค
16:06
unnecessary costs. Is it right to create a universal health care system and
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. ๋ณดํŽธ์ ์ธ ์˜๋ฃŒ ์‹œ์Šคํ…œ์„ ๋งŒ๋“ค๊ณ 
16:12
require everyone to participate?
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๋ชจ๋“  ์‚ฌ๋žŒ์ด ์ฐธ์—ฌํ•˜๋„๋ก ์š”๊ตฌํ•˜๋Š” ๊ฒƒ์ด ์˜ณ์Šต๋‹ˆ๊นŒ?
16:32
So I've mentioned the Medicare for All plan. It's a universal healthcare system,
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๊ทธ๋ž˜์„œ ์ €๋Š” Medicare for All ํ”Œ๋žœ์— ๋Œ€ํ•ด ์–ธ๊ธ‰ํ–ˆ์Šต๋‹ˆ๋‹ค . ๊ทธ๊ฒƒ์€ ๋ณดํŽธ์ ์ธ ์˜๋ฃŒ ์‹œ์Šคํ…œ
16:38
and there are at least two ways of looking at it.
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์ด๋ฉฐ ์ ์–ด๋„ ๋‘ ๊ฐ€์ง€ ๊ด€์ ์—์„œ ๋ณผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
16:41
On the one hand, everyone gets coverage. Those who need medical services receive
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ํ•œํŽธ์œผ๋กœ๋Š” ๋ชจ๋“  ์‚ฌ๋žŒ์ด ๋ณด์žฅ์„ ๋ฐ›์Šต๋‹ˆ๋‹ค. ์˜๋ฃŒ ์„œ๋น„์Šค๊ฐ€ ํ•„์š”ํ•œ ์‚ฌ๋žŒ๋“ค์€
16:46
those services. On the other hand, everyone is required to buy in --
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๊ทธ๋Ÿฌํ•œ ์„œ๋น„์Šค๋ฅผ ๋ฐ›์Šต๋‹ˆ๋‹ค. ๋ฐ˜๋ฉด์— ๋ชจ๋“  ์‚ฌ๋žŒ์€
16:52
to contribute tax dollars. So essentially, it also means that healthy people are
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์„ธ๊ธˆ์„ ๊ธฐ๋ถ€ํ•˜๊ธฐ ์œ„ํ•ด ๊ตฌ๋งคํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๋”ฐ๋ผ์„œ ๋ณธ์งˆ์ ์œผ๋กœ ๊ฑด๊ฐ•ํ•œ ์‚ฌ๋žŒ๋“ค์ด
16:57
paying for others' medical expenses.
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๋‹ค๋ฅธ ์‚ฌ๋žŒ์˜ ์˜๋ฃŒ๋น„๋ฅผ ์ง€๋ถˆํ•˜๊ณ  ์žˆ๋‹ค๋Š” ์˜๋ฏธ์ด๊ธฐ๋„ ํ•ฉ๋‹ˆ๋‹ค.
17:01
Arguments arise over how much each person should contribute. Should people
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๊ฐ ๊ฐœ์ธ์ด ์–ผ๋งˆ๋‚˜ ๊ธฐ์—ฌํ•ด์•ผ ํ•˜๋Š”์ง€์— ๋Œ€ํ•œ ๋…ผ์Ÿ์ด ๋ฐœ์ƒํ•ฉ๋‹ˆ๋‹ค .
17:06
with higher incomes pay more? How much more? What's fair? Low-income households
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์†Œ๋“์ด ๋†’์€ ์‚ฌ๋žŒ์ด ๋” ๋งŽ์ด ๋‚ด์•ผ ํ• ๊นŒ์š”? ์–ผ๋งˆ๋‚˜ ๋”? ๋ญ๊ฐ€ ๊ณต์ •ํ•ด? ์ €์†Œ๋“ ๊ฐ€๊ตฌ๋Š”
17:14
aren't able to contribute as much, yet households with a higher income might
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๊ทธ๋งŒํผ ๊ธฐ์—ฌํ•  ์ˆ˜ ์—†์ง€๋งŒ ๊ณ ์†Œ๋“ ๊ฐ€๊ตฌ๋Š”
17:19
argue that they're being asked to shoulder too much of the burden. This is
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๋„ˆ๋ฌด ๋งŽ์€ ๋ถ€๋‹ด์„ ์ ธ์•ผ ํ•œ๋‹ค๊ณ  ์ฃผ์žฅํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ด๊ฒƒ์€
17:23
especially true of the middle or upper-middle class.
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ํŠนํžˆ ์ค‘์‚ฐ์ธต ๋˜๋Š” ์ค‘์ƒ๋ฅ˜์ธต์— ํ•ด๋‹น๋ฉ๋‹ˆ๋‹ค.
17:29
Some politicians argue that although people would be paying higher taxes, their health care costs would be lower.
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์ผ๋ถ€ ์ •์น˜์ธ๋“ค์€ ์‚ฌ๋žŒ๋“ค์ด ์„ธ๊ธˆ์„ ๋” ๋งŽ์ด ๋‚ด๋”๋ผ๋„ ์˜๋ฃŒ ๋น„์šฉ์€ ๋” ๋‚ฎ์•„์งˆ ๊ฒƒ์ด๋ผ๊ณ  ์ฃผ์žฅํ•ฉ๋‹ˆ๋‹ค.
17:36
Would things balance out in the end?
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๊ฒฐ๊ตญ ๊ท ํ˜•์ด ๋งž์„๊นŒ์š” ?
17:38
Would they be better? Would they be worse?
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๊ทธ๋“ค์ด ๋” ๋‚˜์„๊นŒ์š”? ๋” ๋‚˜๋น ์งˆ๊นŒ์š”?
17:43
Plenty of residents and citizens have come from other countries -- countries with
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๋งŽ์€ ์ฃผ๋ฏผ๊ณผ ์‹œ๋ฏผ๋“ค์ด ๋‹ค๋ฅธ ๋‚˜๋ผ, ์ฆ‰
17:48
state-run healthcare systems, and there are mixed opinions.
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๊ตญ๊ฐ€๊ฐ€ ์šด์˜ํ•˜๋Š” ์˜๋ฃŒ ์‹œ์Šคํ…œ์„ ๊ฐ–์ถ˜ ๊ตญ๊ฐ€์—์„œ ์™”์œผ๋ฉฐ ์˜๊ฒฌ์ด ์—‡๊ฐˆ๋ฆฝ๋‹ˆ๋‹ค.
17:53
On the one hand, countries with universal health care systems don't have to deal with all the
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ํ•œํŽธ์œผ๋กœ ๋ณดํŽธ์ ์ธ ๊ฑด๊ฐ• ๊ด€๋ฆฌ ์‹œ์Šคํ…œ์„ ๊ฐ–์ถ˜ ๊ตญ๊ฐ€์—์„œ๋Š” ๊ฐœ์ธ ๋ณดํ—˜ ํšŒ์‚ฌ ๋•Œ๋ฌธ์— ๋ฏธ๊ตญ์ธ๋“ค์ด ํ•˜๋Š” ๋ชจ๋“ 
17:58
paperwork and billing issues that we Americans do because of our private
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์„œ๋ฅ˜ ์ž‘์—…๊ณผ ์ฒญ๊ตฌ ๋ฌธ์ œ๋ฅผ ์ฒ˜๋ฆฌํ•  ํ•„์š”๊ฐ€ ์—†์Šต๋‹ˆ๋‹ค
18:03
insurance companies. On the other hand, there are stories of longer wait times
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. ๋ฐ˜๋ฉด์— ์˜์‚ฌ ์ง„๋ฃŒ์‹ค์—์„œ ๋Œ€๊ธฐ ์‹œ๊ฐ„์ด ๊ธธ๊ฑฐ๋‚˜
18:08
at the doctor's office or just to schedule appointments and services.
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์•ฝ์† ๋ฐ ์„œ๋น„์Šค ์ผ์ •์„ ์žก๊ธฐ ์œ„ํ•ด ๋Œ€๊ธฐ ์‹œ๊ฐ„์ด ๊ธธ๋‹ค๋Š” ์ด์•ผ๊ธฐ๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค.
18:15
There's a question of quality care. Would a government-run health care system be
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์–‘์งˆ์˜ ์ง„๋ฃŒ์— ๋Œ€ํ•œ ์งˆ๋ฌธ์ด ์žˆ์Šต๋‹ˆ๋‹ค. ์ •๋ถ€๊ฐ€ ์šด์˜ํ•˜๋Š” ์˜๋ฃŒ ์‹œ์Šคํ…œ์ด
18:20
able to pay medical professionals well?
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์˜๋ฃŒ ์ „๋ฌธ๊ฐ€๋“ค์—๊ฒŒ ์ข‹์€ ๊ธ‰์—ฌ๋ฅผ ์ค„ ์ˆ˜ ์žˆ์„๊นŒ์š”?
18:24
If doctors and nurses and other health
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์˜์‚ฌ, ๊ฐ„ํ˜ธ์‚ฌ ๋ฐ ๊ธฐํƒ€
18:26
care professionals aren't paid well, will they have enough incentive to perform
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์˜๋ฃŒ ์ „๋ฌธ๊ฐ€๊ฐ€ ๋ณด์ˆ˜๊ฐ€ ์ถฉ๋ถ„ํ•˜์ง€ ์•Š์€ ๊ฒฝ์šฐ
18:32
well every day and with every patient?
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๋งค์ผ ๋ชจ๋“  ํ™˜์ž๋ฅผ ์ž˜ ์ˆ˜ํ–‰ํ•  ์ถฉ๋ถ„ํ•œ ์ธ์„ผํ‹ฐ๋ธŒ๊ฐ€ ์žˆ์Šต๋‹ˆ๊นŒ?
18:37
I'll end here. There's a lot to think about.
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์—ฌ๊ธฐ์„œ ๋งˆ์น˜๊ฒ ์Šต๋‹ˆ๋‹ค. ์ƒ๊ฐํ•  ๊ฒƒ์ด ๋งŽ์Šต๋‹ˆ๋‹ค. ๋Œ“๊ธ€
18:40
I welcome you to post opinions in the comments,
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์— ์˜๊ฒฌ์„ ๊ฒŒ์‹œํ•˜๋Š” ๊ฒƒ์€ ํ™˜์˜
18:43
but I ask that everyone express ideas respectfully. Let's be open to hearing
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ํ•˜์ง€๋งŒ ๋ชจ๋“  ์‚ฌ๋žŒ์ด ์ •์ค‘ํ•˜๊ฒŒ ์•„์ด๋””์–ด๋ฅผ ํ‘œํ˜„ํ•ด ์ฃผ์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค . ์ด ํ† ๋ก ์„
18:48
different points of view as we continue this discussion.
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๊ณ„์†ํ•˜๋ฉด์„œ ๋‹ค์–‘ํ•œ ๊ด€์ ์„ ๋“ค์„ ์ˆ˜ ์žˆ๋„๋ก ๋งˆ์Œ์„ ์—ด์–ด๋‘ก์‹œ๋‹ค .
18:53
If you found this lesson useful, then please like this video and don't forget to subscribe.
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์ด ๊ฐ•์˜๊ฐ€ ๋„์›€์ด ๋˜์…จ๋‹ค๋ฉด ์ด ๋น„๋””์˜ค์— ์ข‹์•„์š”๋ฅผ ๋ˆ„๋ฅด๊ณ  ๊ตฌ๋…ํ•˜๋Š” ๊ฒƒ์„ ์žŠ์ง€ ๋งˆ์„ธ์š”.
18:59
If you'd like to talk about health care or any other topic with me one-on-one, you can book
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์ €์™€ ์ผ๋Œ€์ผ๋กœ ๊ฑด๊ฐ• ๊ด€๋ฆฌ ๋˜๋Š” ๊ธฐํƒ€ ์ฃผ์ œ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๊ณ  ์‹ถ์œผ์‹œ๋ฉด
19:05
a 30-minute lesson. The link is in the video description.
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30๋ถ„ ์ˆ˜์—…์„ ์˜ˆ์•ฝํ•˜์‹ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋งํฌ๋Š” ์˜์ƒ ์„ค๋ช…์— ์žˆ์Šต๋‹ˆ๋‹ค.
19:09
As always, thanks for watching and happy studies!
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๋Š˜ ๊ทธ๋ ‡๋“ฏ์ด ์‹œ์ฒญํ•ด์ฃผ์…”์„œ ๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค. ์ฆ๊ฑฐ์šด ๊ณต๋ถ€ํ•˜์„ธ์š”!
19:14
Follow me, and gain more practice on Facebook and Twitter. I also have new videos on Instagram.
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์ €๋ฅผ ํŒ”๋กœ์šฐํ•˜๊ณ  Facebook๊ณผ Twitter์—์„œ ๋” ๋งŽ์€ ์—ฐ์Šต์„ ํ•˜์„ธ์š”. ์ธ์Šคํƒ€๊ทธ๋žจ์— ์ƒˆ๋กœ์šด ์˜์ƒ๋„ ์žˆ์–ด์š”.
19:21
If you haven't already, subscribe to my channel so you get notification of every new video I upload to YouTube.
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์•„์ง ๊ตฌ๋…ํ•˜์ง€ ์•Š์œผ์…จ๋‹ค๋ฉด ์ œ๊ฐ€ YouTube์— ์—…๋กœ๋“œํ•˜๋Š” ๋ชจ๋“  ์ƒˆ ๋™์˜์ƒ์— ๋Œ€ํ•œ ์•Œ๋ฆผ์„ ๋ฐ›์„ ์ˆ˜ ์žˆ๋„๋ก ์ œ ์ฑ„๋„์„ ๊ตฌ๋…ํ•˜์„ธ์š”.
์ด ์›น์‚ฌ์ดํŠธ ์ •๋ณด

์ด ์‚ฌ์ดํŠธ๋Š” ์˜์–ด ํ•™์Šต์— ์œ ์šฉํ•œ YouTube ๋™์˜์ƒ์„ ์†Œ๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์ „ ์„ธ๊ณ„ ์ตœ๊ณ ์˜ ์„ ์ƒ๋‹˜๋“ค์ด ๊ฐ€๋ฅด์น˜๋Š” ์˜์–ด ์ˆ˜์—…์„ ๋ณด๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ฐ ๋™์˜์ƒ ํŽ˜์ด์ง€์— ํ‘œ์‹œ๋˜๋Š” ์˜์–ด ์ž๋ง‰์„ ๋”๋ธ” ํด๋ฆญํ•˜๋ฉด ๊ทธ๊ณณ์—์„œ ๋™์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋น„๋””์˜ค ์žฌ์ƒ์— ๋งž์ถฐ ์ž๋ง‰์ด ์Šคํฌ๋กค๋ฉ๋‹ˆ๋‹ค. ์˜๊ฒฌ์ด๋‚˜ ์š”์ฒญ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์ด ๋ฌธ์˜ ์–‘์‹์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ฌธ์˜ํ•˜์‹ญ์‹œ์˜ค.

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