Practice English Speaking with Shadowing | Daily Conversations to Learn English

3,515 views ใƒป 2025-03-13

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์•„๋ž˜ ์˜๋ฌธ์ž๋ง‰์„ ๋”๋ธ”ํด๋ฆญํ•˜์‹œ๋ฉด ์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋ฒˆ์—ญ๋œ ์ž๋ง‰์€ ๊ธฐ๊ณ„ ๋ฒˆ์—ญ๋ฉ๋‹ˆ๋‹ค.

00:01
so Mr Thomas we've just finished theย  tour of this lovely home what do youย ย 
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ํ† ๋งˆ์Šค ์”จ, ์šฐ๋ฆฌ๋Š” ๋ฐฉ๊ธˆ ์ด ์•„๋ฆ„๋‹ค์šด ์ง‘์„ ๋‘˜๋Ÿฌ๋ณด์•˜๋Š”๋ฐ ์–ด๋–ป๊ฒŒ
00:07
think well first of all thank you forย  showing me the house it's a beautiful
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์ƒ๊ฐํ•˜์‹ญ๋‹ˆ๊นŒ? ์šฐ์„  ์ง‘์„ ๋ณด์—ฌ์ฃผ์…”์„œ ๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค. ์•„๋ฆ„๋‹ค์šด
00:16
place and I can see that it's in goodย  condition the neighborhood is quiet
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๊ณณ์ด๊ณ  ์ƒํƒœ๊ฐ€ ์ข‹์€ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค. ๋™๋„ค๊ฐ€ ์กฐ์šฉํ•˜๊ณ 
00:30
and I like the big windows in the livingย  room it gives the house a lot of natural
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๊ฑฐ์‹ค์— ํฐ ์ฐฝ๋ฌธ์ด ์žˆ์–ด์„œ ์ข‹์Šต๋‹ˆ๋‹ค. ์ง‘์— ์ž์—ฐ๊ด‘์ด ๋งŽ์ด ๋“ค์–ด์˜ต๋‹ˆ๋‹ค.
00:36
light yes that's one of the best picturesย  of this house many buyers love the openย ย 
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๋„ค, ์ด ์ง‘์˜ ๊ฐ€์žฅ ์ข‹์€ ์‚ฌ์ง„ ์ค‘ ํ•˜๋‚˜์ž…๋‹ˆ๋‹ค. ๋งŽ์€ ๊ตฌ๋งค์ž๊ฐ€ ์—ด๋ฆฐ
00:46
space and the natural lightning the largeย  windows make the living room feel bright and
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๊ณต๊ฐ„๊ณผ ์ž์—ฐ ์ฑ„๊ด‘์„ ์ข‹์•„ํ•ฉ๋‹ˆ๋‹ค. ํฐ ์ฐฝ๋ฌธ ๋•๋ถ„์— ๊ฑฐ์‹ค์ด ๋ฐ๊ณ 
00:55
welcoming that's true I also likeย  the modern kitchen the cabinets are
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ํ™˜์˜๋ฐ›๋Š” ๋Š๋‚Œ์ด ๋“ญ๋‹ˆ๋‹ค. ์‚ฌ์‹ค์ž…๋‹ˆ๋‹ค. ํ˜„๋Œ€์‹ ์ฃผ๋ฐฉ๋„ ๋งˆ์Œ์— ๋“ญ๋‹ˆ๋‹ค. ์บ๋น„๋‹›์ด
01:05
nice and I love the marbleย  countertops the backyard is also
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๋ฉ‹์ง€๊ณ  ๋Œ€๋ฆฌ์„ ์กฐ๋ฆฌ๋Œ€๋„ ๋งˆ์Œ์— ๋“ญ๋‹ˆ๋‹ค. ๋’ท๋งˆ๋‹น๋„
01:14
great especially with the small patio area
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ํ›Œ๋ฅญํ•ฉ๋‹ˆ๋‹ค. ํŠนํžˆ ํŒŒํ‹ฐ์˜ค ๊ณต๊ฐ„์ด ์ž‘์ง€๋งŒ์š”.
01:23
but but to be honest I think theย  house is a little too small for my
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ํ•˜์ง€๋งŒ ์†”์งํžˆ ๋งํ•ด์„œ ์ง‘์ด ์šฐ๋ฆฌ ๊ฐ€์กฑ์—๊ฒŒ๋Š” ๋„ˆ๋ฌด ์ž‘์€ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค. ์•Œ๊ฒ ์Šต๋‹ˆ๋‹ค. ํ•„์š”ํ•œ
01:36
family I see well can youย  tell me more about what you
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๊ฒƒ์„ ๋” ์ž์„ธํžˆ ๋ง์”€ํ•ด ์ฃผ์‹œ๊ฒ ์Šต๋‹ˆ๊นŒ? ๋ฌผ๋ก ์ž…๋‹ˆ๋‹ค.
01:46
need sure I have a wife two kids and aย  big dog we need at least four bedrooms
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์ €๋Š” ์•„๋‚ด์™€ ๋‘ ๋ช…์˜ ์ž๋…€, ํฐ ๊ฐœ ํ•œ ๋งˆ๋ฆฌ๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ์ตœ์†Œ 4๊ฐœ์˜ ์นจ์‹ค์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค.
01:59
one for me and my wife one for each of myย  children and a guest room for when family
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์ €์™€ ์•„๋‚ด๋ฅผ ์œ„ํ•œ ์นจ์‹ค ํ•˜๋‚˜, ์ž๋…€๋“ค์„ ์œ„ํ•œ ์นจ์‹ค ํ•˜๋‚˜, ๊ฐ€์กฑ์ด ๋ฐฉ๋ฌธํ•  ๋•Œ๋ฅผ ์œ„ํ•œ ๊ฒŒ์ŠคํŠธ๋ฃธ ํ•˜๋‚˜.
02:06
visits well that makes senseย  this house has only three
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๊ทธ๋ ‡๊ตฐ์š”. ์ด ์ง‘์€
02:15
bedrooms so it might not be the bestย  fit for your needs don't worry I
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์นจ์‹ค์ด 3๊ฐœ๋ฟ์ด๋ผ ๊ฐ€์žฅ ์ ํ•ฉํ•˜์ง€ ์•Š์„ ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ท€ํ•˜์˜ ์š”๊ตฌ ์‚ฌํ•ญ์€ ๊ฑฑ์ •ํ•˜์ง€ ๋งˆ์‹ญ์‹œ์˜ค.
02:25
understand exactly also the livingย  room is a bit small my kids love to
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์ •ํ™•ํžˆ ์ดํ•ดํ•ฉ๋‹ˆ๋‹ค. ๋˜ํ•œ ๊ฑฐ์‹ค์ด ์•ฝ๊ฐ„ ์ž‘๊ณ  ์•„์ด๋“ค์ด
02:35
play and we like to have family movieย  Nights we need a bigger space for
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๋†€๊ธฐ๋ฅผ ์ข‹์•„ํ•˜๊ณ  ๊ฐ€์กฑ ์˜ํ™” ๋ฐค์„ ์ข‹์•„ํ•ฉ๋‹ˆ๋‹ค. ์ด๋ฅผ ์œ„ํ•ด ๋” ํฐ ๊ณต๊ฐ„์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค.
02:44
that understood and what about the
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์ดํ•ดํ•ฉ๋‹ˆ๋‹ค. ๊ฑด๋ฌผ์€ ์–ด๋–จ๊นŒ์š”?
02:53
buard I love that it has a yard butย  I was hoping for something a little
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๋งˆ๋‹น์ด ์žˆ์–ด์„œ ์ข‹์ง€๋งŒ ์กฐ๊ธˆ
03:04
bigger my dog loves to runย  around and my kids enjoy playing
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๋” ํฐ ๊ฒƒ์„ ๋ฐ”๋ž์Šต๋‹ˆ๋‹ค. ์ œ ๊ฐ•์•„์ง€๊ฐ€ ๋›ฐ์–ด๋‹ค๋‹ˆ๋Š” ๊ฒƒ์„ ์ข‹์•„ํ•˜๊ณ  ์•„์ด๋“ค์ด ๋ฐ–์—์„œ ๋†€๊ธฐ๋ฅผ ์ข‹์•„ํ•˜๋ฏ€๋กœ
03:12
outside so a larger backyardย  could be perfect for us for
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๋„“์€ ๋’ท๋งˆ๋‹น์ด ์žˆ์œผ๋ฉด ํ™•์‹คํžˆ ์™„๋ฒฝํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
03:22
sure got it so you need aย  bigger house with at least four
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์•Œ๊ฒ ์Šต๋‹ˆ๋‹ค. ์ตœ์†Œ 4๊ฐœ์˜
03:32
bedrooms a spacious living roomย  and a larger backyard anything
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์นจ์‹ค, ๋„“์€ ๊ฑฐ์‹ค ๋ฐ ๋” ํฐ ๋’ท๋งˆ๋‹น์ด ์žˆ๋Š” ๋” ํฐ ์ง‘์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค. ๊ธฐํƒ€ ๋„ค, ์ฐจ๊ณ ๊ฐ€
03:42
else yes I also want a house withย  a garage this house only has a
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์žˆ๋Š” ์ง‘๋„ ์›ํ•ฉ๋‹ˆ๋‹ค. ์ด ์ง‘์—๋Š” ์ฐจ๋„๋งŒ ์žˆ์ง€๋งŒ
03:52
driveway but I prefer a closed garage toย  keep my car safe and to stor some tools and
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์ฐจ๋ฅผ ์•ˆ์ „ํ•˜๊ฒŒ ๋ณด๊ด€ํ•˜๊ณ  ๋„๊ตฌ์™€
04:01
equipment that's a great point a garageย  can be very useful especially for extra
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์žฅ๋น„๋ฅผ ๋ณด๊ด€ํ•  ์ˆ˜ ์žˆ๋Š” ํ์‡„ํ˜• ์ฐจ๊ณ ๋ฅผ ์„ ํ˜ธํ•ฉ๋‹ˆ๋‹ค. ์ข‹์€ ์ ์ž…๋‹ˆ๋‹ค. ์ฐจ๊ณ ๋Š” ํŠนํžˆ ์ถ”๊ฐ€ ๋ณด๊ด€ ๊ณต๊ฐ„์— ๋งค์šฐ ์œ ์šฉํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:11
storage let me ask you what is yourย  budget for the new home I'd like to
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์ƒˆ ์ง‘์— ๋Œ€ํ•œ ์˜ˆ์‚ฐ์ด ์–ผ๋งˆ์ธ์ง€
04:22
know I was thinking of something around 4 00,000
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์•Œ๊ณ  ์‹ถ์Šต๋‹ˆ๋‹ค. ์•ฝ 40๋งŒ ๋‹ฌ๋Ÿฌ๋ฅผ ์ƒ๊ฐํ•˜๊ณ  ์žˆ์ง€๋งŒ
04:30
but if I find a perfect home Iย  might be willing to go a little
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์™„๋ฒฝํ•œ ์ง‘์„ ์ฐพ์œผ๋ฉด ์กฐ๊ธˆ ๋” ๋†’์€ ๊ธˆ์•ก์„ ์ง€๋ถˆํ•  ์˜ํ–ฅ์ด ์žˆ์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:40
higher that's helpful to know I have a few housesย  in mind that might be a perfect fit for your
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๋„์›€์ด ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์™„๋ฒฝํ•˜๊ฒŒ ์ ํ•ฉํ•  ์ˆ˜ ์žˆ๋Š” ๋ช‡ ์ฑ„์˜ ์ง‘์ด ์ƒ๊ฐ๋‚ฉ๋‹ˆ๋‹ค.
04:51
family one of them has four bedrooms a big
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๊ฐ€์กฑ์„ ์œ„ํ•ด ๊ทธ ์ค‘ ํ•˜๋‚˜๋Š” ์นจ์‹ค 4๊ฐœ, ํฐ
04:59
backyard and even a two-car garageย  it is beautiful would you like to see
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๋’ท๋งˆ๋‹น, ์‹ฌ์ง€์–ด 2๋Œ€์šฉ ์ฐจ๊ณ ๊นŒ์ง€ ์žˆ์Šต๋‹ˆ๋‹ค. ์•„๋ฆ„๋‹ต์Šต๋‹ˆ๋‹ค.ํ•œ๋ฒˆ ๋ณด์‹œ๊ฒ ์Šต๋‹ˆ๊นŒ?
05:10
it yes that sounds much betterย  for my family when can we sit
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๋„ค, ํ›จ์”ฌ ๋” ์ข‹์„ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค. ์ œ ๊ฐ€์กฑ์—๊ฒŒ๋Š” ์–ธ์ œ์ฏค ๋ฐฉ๋ฌธํ•  ์ˆ˜ ์žˆ์„๊นŒ์š”?
05:19
it I can normally schedule aย  visit for tomorrow afternoon but
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๋ณดํ†ต ๋‚ด์ผ ์˜คํ›„์— ๋ฐฉ๋ฌธ ์ผ์ •์„ ์žก์„ ์ˆ˜ ์žˆ์ง€๋งŒ ์ด ์ง‘
05:32
since you look really interested inย  this house I can show it to you right
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์— ์ •๋ง ๊ด€์‹ฌ์ด ์žˆ์œผ์‹  ๋“ฏํ•˜๋‹ˆ ์ง€๊ธˆ ๋ฐ”๋กœ ๋ณด์—ฌ๋“œ๋ฆด ์ˆ˜ ์žˆ์„ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค.์ •๋ง
05:39
now really oh that's amazingย  thank you so much let's go
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๋Œ€๋‹จํ•˜๋„ค์š”. ๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค.๊ทธ๋Ÿผ ๊ฐ€๋ณด์ฃ .
05:48
then so Mr Thomas we've just finishedย  touring the house what do you
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ํ† ๋งˆ์Šค ์”จ, ๋ฐฉ๊ธˆ ์ง‘ ๋‘˜๋Ÿฌ๋ณด๊ธฐ๋ฅผ ๋งˆ์ณค์Šต๋‹ˆ๋‹ค.์–ด๋•Œ์š”?
05:59
think wow I have to say this houseย  is exactly what I was looking
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์™€์šฐ, ์ด ์ง‘์€ ์ œ๊ฐ€ ์ฐพ๋˜ ๊ทธ๋Œ€๋กœ์ž…๋‹ˆ๋‹ค.
06:08
for it's spacious modernย  and has everything my family
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๋„“๊ณ  ํ˜„๋Œ€์  ์ด๋ฉฐ ๊ฐ€์กฑ์—๊ฒŒ ํ•„์š”ํ•œ ๋ชจ๋“  ๊ฒƒ์ด ์žˆ์Šต๋‹ˆ๋‹ค.
06:17
needs the living room is huge the backyard isย  perfect and I love that there is a two-car garage
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๊ฑฐ์‹ค์ด ๋งค์šฐ ํฝ๋‹ˆ๋‹ค.๋’ท๋งˆ๋‹น์ด ์™„๋ฒฝํ•˜๊ณ  2๋Œ€์šฉ ์ฐจ๊ณ ๊ฐ€ ์žˆ์–ด์„œ ์ข‹์Šต๋‹ˆ๋‹ค.๋งˆ์Œ์— ๋“ค์–ดํ•˜์…”์„œ
06:31
I'm glad you like it thisย  house has four bedrooms three
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๊ธฐ์ฉ๋‹ˆ๋‹ค.์ด ์ง‘์€ ์นจ์‹ค 4๊ฐœ,
06:37
bathrooms and a big open kitchen it wasย  built just 5 years ago so everything isย ย 
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์š•์‹ค 3๊ฐœ, ํฐ ๊ฐœ๋ฐฉํ˜• ์ฃผ๋ฐฉ์ด ์žˆ์Šต๋‹ˆ๋‹ค.5 ๋…„ ์ „์— ์ง€์–ด์กŒ๊ธฐ ๋•Œ๋ฌธ์— ๋ชจ๋“  ๊ฒƒ์ด
06:51
in great condition plus it's in aย  very safe and quiet neighborhood
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ํ›Œ๋ฅญํ•œ ์ƒํƒœ์ด๊ณ  ๋งค์šฐ ์•ˆ์ „ํ•˜๊ณ  ์กฐ์šฉํ•œ ๋™๋„ค์— ์žˆ์Šต๋‹ˆ๋‹ค.๋„ค,
07:00
yes I noticed that the streetsย  are clean and I saw a park
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๊ฑฐ๋ฆฌ๊ฐ€ ๊นจ๋—ํ•˜๊ณ 
07:07
nearby I like it that's perfect for my kids and my
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๊ทผ์ฒ˜์— ๊ณต์›์ด ์žˆ๋Š” ๊ฑธ ์•Œ์•˜์Šต๋‹ˆ๋‹ค.์ œ ์•„์ด๋“ค๊ณผ ๊ฐ•์•„์ง€์—๊ฒŒ ์™„๋ฒฝํ•œ ๊ณณ์ž…๋‹ˆ๋‹ค.
07:16
dog exactly families love this area becauseย  there are good schools parks and shopping centersย ย 
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๊ฐ€์กฑ๋“ค์ด ์ด ์ง€์—ญ์„ ์ข‹์•„ํ•˜๋Š” ์ด์œ ๋Š” ์ข‹์€ ๊ณณ์ด๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค. ํ•™๊ต ๊ณต์› ๋ฐ ์‡ผํ•‘ ์„ผํ„ฐ
07:31
nearby now let's talk about the details of ofย  purchasing this home the listed price is 395,000
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์ธ๊ทผ ์ง€๊ธˆ ์ด ์ง‘์„ ๊ตฌ๋งคํ•˜๋Š” ์„ธ๋ถ€ ์‚ฌํ•ญ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ด ๋ด…์‹œ๋‹ค ๋งค๋ฌผ ๊ฐ€๊ฒฉ์€ 395,000๋‹ฌ๋Ÿฌ๋กœ
07:46
that's within my budget but tell meย  what is the process of buying the
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์ œ ์˜ˆ์‚ฐ ๋‚ด์— ์žˆ์Šต๋‹ˆ๋‹ค. ํ•˜์ง€๋งŒ ์ง‘ ๊ตฌ๋งค ์ ˆ์ฐจ๊ฐ€ ์–ด๋–ป๊ฒŒ ๋˜๋Š”์ง€ ์•Œ๋ ค์ฃผ์„ธ์š”.
07:55
house I want to understandย  everything before making a decision
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๊ฒฐ์ •์„ ๋‚ด๋ฆฌ๊ธฐ ์ „์— ๋ชจ๋“  ๊ฒƒ์„ ์ดํ•ดํ•˜๊ณ  ์‹ถ์Šต๋‹ˆ๋‹ค.
08:04
please of course the home buyingย  process usually follows these
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๋ฌผ๋ก  ์ง‘ ๊ตฌ๋งค ์ ˆ์ฐจ๋Š” ์ผ๋ฐ˜์ ์œผ๋กœ ๋‹ค์Œ
08:13
steps first you submit an offer to theย  seller me with a price you're willing to
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๋‹จ๊ณ„๋ฅผ ๋”ฐ๋ฆ…๋‹ˆ๋‹ค. ๋จผ์ € ํŒ๋งค์ž์—๊ฒŒ ์ œ์•ˆ์„ ์ œ์ถœํ•ฉ๋‹ˆ๋‹ค. ์ง€๋ถˆํ•  ์˜ํ–ฅ์ด ์žˆ๋Š” ๊ฐ€๊ฒฉ๊ณผ ํ•จ๊ป˜ ์ €์—๊ฒŒ ์—ฐ๋ฝํ•ฉ๋‹ˆ๋‹ค.
08:24
pay sometimes buyers negot neate theย  price now if the seller accepts your
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๋•Œ๋•Œ๋กœ ๊ตฌ๋งค์ž๊ฐ€ ๊ฐ€๊ฒฉ์„ ์ •ํ™•ํžˆ ํ˜‘์ƒํ•ฉ๋‹ˆ๋‹ค. ํŒ๋งค์ž๊ฐ€
08:33
offer you need to make a down payment thisย  is an initial amount of money to secure the
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์ œ์•ˆ์„ ์ˆ˜๋ฝํ•˜๋ฉด ์„ ๋ถˆ๊ธˆ์„ ์ง€๋ถˆํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์ด๊ฒƒ์€ ์ง‘์„ ํ™•๋ณดํ•˜๊ธฐ ์œ„ํ•œ ์ดˆ๊ธฐ ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค.
08:43
house usually it's 10 to 20% of theย  total price then if you are financingย ย 
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์ผ๋ฐ˜์ ์œผ๋กœ ์ด ๊ฐ€๊ฒฉ์˜ 10~20%์ž…๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ ๋‹ค์Œ
08:53
the home with a loan you'll need toย  get a Mortage a approval from the
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๋Œ€์ถœ๋กœ ์ง‘์„ ๋Œ€์ถœ๋ฐ›๋Š” ๊ฒฝ์šฐ ๋ชจ๊ธฐ์ง€ ๋Œ€์ถœ์„ ๋ฐ›์•„์•ผ ํ•ฉ๋‹ˆ๋‹ค. ์€ํ–‰์—์„œ ์Šน์ธ์„ ๋ฐ›์€
09:01
bank then a professional inspects theย  house to make sure everything is in good
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๋‹ค์Œ ์ „๋ฌธ๊ฐ€๊ฐ€ ์ง‘์„ ๊ฒ€์‚ฌํ•˜์—ฌ ๋ชจ๋“  ๊ฒƒ์ด ์–‘ํ˜ธํ•œ์ง€ ํ™•์ธํ•ฉ๋‹ˆ๋‹ค.
09:12
condition finally you sign theย  legal documents pay the remaining
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๋งˆ์ง€๋ง‰์œผ๋กœ ๋ฒ•์  ๋ฌธ์„œ์— ์„œ๋ช…ํ•ฉ๋‹ˆ๋‹ค. ๋‚˜๋จธ์ง€
09:22
amount or finalize the Mortageย  and receive the keys to your new
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๊ธˆ์•ก์„ ์ง€๋ถˆํ•˜๊ฑฐ๋‚˜ ๋ชจ๊ธฐ์ง€๋ฅผ ๋งˆ๋ฌด๋ฆฌํ•˜๊ณ  ์ƒˆ ์ง‘์˜ ์—ด์‡ ๋ฅผ ๋ฐ›์Šต๋‹ˆ๋‹ค.
09:31
home wow I really appreciate yourย  honesty I am surprised I must
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์™€์šฐ, ์ •๋ง ์ •์งํ•ด์„œ ๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค. ๋†€๋ž์Šต๋‹ˆ๋‹ค. ํŒ๋งค์›
09:41
say because even though you are aย  salesperson you're being honest with
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์ด์ง€๋งŒ ๊ณ ๊ฐ์„ ์ƒ๋Œ€ํ•˜๊ณ  ์žˆ๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค. ์†”์งํžˆ ๋งํ•ด์„œ
09:51
me I really really appreciateย  that so if I I decide to buy this
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์ •๋ง ์ •๋ง ๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค. ์ด ์ง‘์„ ์‚ฌ๊ธฐ๋กœ ๊ฒฐ์ •ํ–ˆ๋‹ค๋ฉด ๋จผ์ €
10:01
house I need to make an offerย  first what do you think is a good
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์ œ์•ˆ์„ ํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
10:10
offer since the asking price is 395,000ย  you could offer 390,000 if there areย ย 
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๋งค๋ฌผ ๊ฐ€๊ฒฉ์ด 395,000์ธ๋ฐ ์ข‹์€ ์ œ์•ˆ์€ ๋ฌด์—‡์ด๋ผ๊ณ  ์ƒ๊ฐํ•˜์‹ญ๋‹ˆ๊นŒ? ๋‹ค๋ฅธ ๊ตฌ๋งค์ž๊ฐ€ ๊ด€์‹ฌ์„ ๊ฐ€์ง€๊ณ  ์žˆ๋‹ค๋ฉด 390,000์„ ์ œ์•ˆํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
10:24
other buyers interested you might needย  to offer the full price to sec secure the
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์ง‘์„ ํ™•๋ณดํ•˜๊ธฐ ์œ„ํ•ด ์ „์ฒด ๊ฐ€๊ฒฉ์„ ์ œ์•ˆํ•ด์•ผ ํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
10:30
home I see I think $390,000 is a fair
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์•Œ๊ฒ ์Šต๋‹ˆ๋‹ค. 390,000๋‹ฌ๋Ÿฌ๊ฐ€ ๊ณต์ •ํ•œ ์ œ์•ˆ์ด๋ผ๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
10:39
offer what about the down paymentย  how much would I need to pay up
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์„ ๋ถˆ๊ธˆ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”? ์„ ๋ถˆ๋กœ ์–ผ๋งˆ๋ฅผ ์ง€๋ถˆํ•ด์•ผ ํ• ๊นŒ์š”?
10:48
front let's see if you putย  down 10% that could be $39
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10%๋ฅผ ์„ ๋ถˆํ•˜๋ฉด 39,000๋‹ฌ๋Ÿฌ๊ฐ€ ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
10:59
,000 if you want to reduce your monthlyย  Mortage payments you could pay a higher down
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์›” ๋ชจ๊ธฐ์ง€ ์ง€๋ถˆ๊ธˆ์„ ์ค„์ด๊ณ  ์‹ถ๋‹ค๋ฉด
11:08
payment like 20% which makes
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20%์™€ ๊ฐ™์ด ๋” ๋†’์€ ์„ ๋ถˆ๊ธˆ์„ ์ง€๋ถˆํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฌ๋ฉด
11:15
$78,000 well I think I'llย  go with a 10% down payment
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78,000๋‹ฌ๋Ÿฌ๊ฐ€ ๋ฉ๋‹ˆ๋‹ค. ์Œ, ์ €๋Š” 10% ์„ ๋ถˆ๊ธˆ์œผ๋กœ ํ•˜๋ ค๊ณ  ํ•ฉ๋‹ˆ๋‹ค.
11:31
I want to give some savingsย  for furniture and other
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๊ฐ€๊ตฌ์™€ ๋‹ค๋ฅธ
11:36
expenses that's a smart decision also some banksย  offer a special financing options with lowerย ย 
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๋น„์šฉ์„ ์œ„ํ•ด ์•ฝ๊ฐ„ ์ €์ถ•ํ•˜๊ณ  ์‹ถ์Šต๋‹ˆ๋‹ค. ํ˜„๋ช…ํ•œ ๊ฒฐ์ •์ž…๋‹ˆ๋‹ค. ๋˜ํ•œ ์ผ๋ถ€ ์€ํ–‰์€ ์‹ ์šฉ ์ ์ˆ˜๊ฐ€ ์ข‹์œผ๋ฉด ๋” ๋‚ฎ์€ ์ด์ž์œจ์˜ ํŠน๋ณ„ ์ž๊ธˆ ์กฐ๋‹ฌ ์˜ต์…˜์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค.
11:47
interest rates if you have a good credit scoreย  I can help you find the best Mortage optionsย ย 
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์ €๋Š” ์—ฌ๋Ÿฌ๋ถ„์ด ๊ฐ€์žฅ ์ข‹์€ ๋ชจ๊ธฐ์ง€ ์˜ต์…˜์„ ์ฐพ๋Š” ๋ฐ ๋„์›€์„ ์ค„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
12:00
that could be great I want toย  make sure I get the best deal
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12:06
possible what about closing costs areย  there any extra fees I should know
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๊ฐ€๋Šฅํ•œ ํ•œ ์ตœ์ƒ์˜ ๊ฑฐ๋ž˜๋ฅผ ํ•˜๊ธฐ ์œ„ํ•ด ๋งˆ๊ฐ ๋น„์šฉ์€ ์–ด๋–ป๊ฒŒ ๋ฉ๋‹ˆ๊นŒ? ์•Œ์•„์•ผ ํ•  ์ถ”๊ฐ€ ๋น„์šฉ์ด ์žˆ์Šต๋‹ˆ๊นŒ?
12:16
about yes closing costs usually includeย  legal fees property taxes and inspection fees
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๋„ค, ๋งˆ๊ฐ ๋น„์šฉ์—๋Š” ์ผ๋ฐ˜์ ์œผ๋กœ ๋ฒ•๋ฅ  ๋น„์šฉ์ด ํฌํ•จ๋ฉ๋‹ˆ๋‹ค.์žฌ์‚ฐ์„ธ ๋ฐ ๊ฒ€์‚ฌ ๋น„์šฉ์€
12:29
they typically range from 2% to 5% of the homes
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์ผ๋ฐ˜์ ์œผ๋กœ ์ฃผํƒ ๊ฐ€๊ฒฉ์˜ 2%~5%์ž…๋‹ˆ๋‹ค.
12:35
price in this case it could be around $8,000 to
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์ด ๊ฒฝ์šฐ ์•ฝ $8,000~220,000์ด ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
12:43
$220,000 all right are there anyย  special offers or Vues for buying this
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์ด ์ง‘์„ ๊ตฌ๋งคํ•  ๋•Œ ํŠน๋ณ„ ํ• ์ธ์ด๋‚˜ Vue๊ฐ€ ์žˆ์Šต๋‹ˆ๊นŒ?
12:55
home actually yes if you buy thisย  house they will include all the kitchen
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๋„ค, ์ด ์ง‘์„ ๊ตฌ๋งคํ•˜๋ฉด ๋ชจ๋“  ์ฃผ๋ฐฉ
13:04
appliances refrigerator stoveย  microwave and dishwasher for
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๊ฐ€์ „์ œํ’ˆ, ๋ƒ‰์žฅ๊ณ , ์Šคํ† ๋ธŒ, ์ „์ž๋ ˆ์ธ์ง€, ์‹๊ธฐ ์„ธ์ฒ™๊ธฐ๊ฐ€ ๋ฌด๋ฃŒ๋กœ ์ œ๊ณต๋ฉ๋‹ˆ๋‹ค.
13:14
free that's amazing appliancesย  can be expensive so that's a great
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๋†€๋ž์Šต๋‹ˆ๋‹ค.๊ฐ€์ „์ œํ’ˆ์€ ๋น„์Œ€ ์ˆ˜ ์žˆ์œผ๋ฏ€๋กœ ํฐ
13:24
bonus great let's do it I'm excitedย  about this house my family will love
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๋ณด๋„ˆ์Šค์ž…๋‹ˆ๋‹ค.์ข‹์Šต๋‹ˆ๋‹ค.์‹œ์ž‘ํ•ด ๋ด…์‹œ๋‹ค.์ €๋Š” ์ด ์ง‘์ด ๊ธฐ๋Œ€๋ฉ๋‹ˆ๋‹ค.์ œ ๊ฐ€์กฑ์ด ์ •๋ง ์ข‹์•„ํ•  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
13:34
it fantastic I'll prepare the paperwork nowย  congratulations Mr Thomas you are one stepย ย 
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ํ™˜์ƒ์ ์ž…๋‹ˆ๋‹ค.์ด์ œ ์„œ๋ฅ˜๋ฅผ ์ค€๋น„ํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค. ์ถ•ํ•˜ํ•ฉ๋‹ˆ๋‹ค.ํ† ๋งˆ์Šค ์”จ,
13:47
closer to owning your new home do you alsoย  want to buy a house I hope you liked thisย ย 
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์ƒˆ ์ง‘์„ ์†Œ์œ ํ•˜๋Š” ๋ฐ ํ•œ ๊ฑธ์Œ ๋” ๊ฐ€๊นŒ์›Œ์กŒ์Šต๋‹ˆ๋‹ค.๋˜ํ•œ ์ง‘์„ ์‚ฌ๊ณ  ์‹ถ์Šต๋‹ˆ๊นŒ?์ด ๋Œ€ํ™”๊ฐ€ ๋งˆ์Œ์— ๋“ค์—ˆ๊ธฐ๋ฅผ ๋ฐ”๋ž๋‹ˆ๋‹ค.
13:56
conversation if you could improve your Englishย  a little more please subscribe to the channelย ย 
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์˜์–ด ์‹ค๋ ฅ์„ ์กฐ๊ธˆ ๋” ํ–ฅ์ƒ์‹œํ‚ฌ ์ˆ˜ ์žˆ๋‹ค๋ฉด ์ฑ„๋„์„ ๊ตฌ๋…
14:02
and share this video with a friend and if youย  want to support this channel you can join usย ย 
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ํ•˜๊ณ  ์ด ๋น„๋””์˜ค๋ฅผ ์นœ๊ตฌ์™€ ๊ณต์œ ํ•˜์„ธ์š”. ์ด ์ฑ„๋„์„ ์ง€์›ํ•˜๊ณ  ์‹ถ๋‹ค๋ฉด ์ €ํฌ์™€ ํ•จ๊ป˜ ํ•˜๊ฑฐ๋‚˜
14:08
or click on the super thanks button thankย  you very much for your support take care
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์Šˆํผ ๋•กํ ๋ฒ„ํŠผ์„ ํด๋ฆญํ•˜์„ธ์š”. ๋‹น์‹ ์˜ ์ง€์›์€ ๋Œ๋ด์ฃผ์„ธ์š”
์ด ์›น์‚ฌ์ดํŠธ ์ •๋ณด

์ด ์‚ฌ์ดํŠธ๋Š” ์˜์–ด ํ•™์Šต์— ์œ ์šฉํ•œ YouTube ๋™์˜์ƒ์„ ์†Œ๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์ „ ์„ธ๊ณ„ ์ตœ๊ณ ์˜ ์„ ์ƒ๋‹˜๋“ค์ด ๊ฐ€๋ฅด์น˜๋Š” ์˜์–ด ์ˆ˜์—…์„ ๋ณด๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ฐ ๋™์˜์ƒ ํŽ˜์ด์ง€์— ํ‘œ์‹œ๋˜๋Š” ์˜์–ด ์ž๋ง‰์„ ๋”๋ธ” ํด๋ฆญํ•˜๋ฉด ๊ทธ๊ณณ์—์„œ ๋™์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋น„๋””์˜ค ์žฌ์ƒ์— ๋งž์ถฐ ์ž๋ง‰์ด ์Šคํฌ๋กค๋ฉ๋‹ˆ๋‹ค. ์˜๊ฒฌ์ด๋‚˜ ์š”์ฒญ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์ด ๋ฌธ์˜ ์–‘์‹์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ฌธ์˜ํ•˜์‹ญ์‹œ์˜ค.

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