BOX SET: 6 Minute English - 'Money' English mega-class! 30 minutes of new vocab!

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2025-03-30 ใƒป BBC Learning English


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BOX SET: 6 Minute English - 'Money' English mega-class! 30 minutes of new vocab!

37,716 views ใƒป 2025-03-30

BBC Learning English


์•„๋ž˜ ์˜๋ฌธ์ž๋ง‰์„ ๋”๋ธ”ํด๋ฆญํ•˜์‹œ๋ฉด ์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋ฒˆ์—ญ๋œ ์ž๋ง‰์€ ๊ธฐ๊ณ„ ๋ฒˆ์—ญ๋ฉ๋‹ˆ๋‹ค.

00:00
6 Minute English.
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6๋ถ„ ์˜์–ด.
00:02
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
00:05
Hello. This is 6 Minute English from BBC Learning English. I'm Neil.
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์•ˆ๋…•ํ•˜์„ธ์š”. ์ด๊ฒƒ์€ BBC Learning English์˜ 6 Minute English์ž…๋‹ˆ๋‹ค. ์ €๋Š” ๋‹์ด์—์š”.
00:09
And I'm Georgina.
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์ €๋Š” ์กฐ์ง€๋‚˜์˜ˆ์š”.
00:11
Are you good at remembering your computer passwords, Georgina?
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์กฐ์ง€๋‚˜, ์ปดํ“จํ„ฐ ๋น„๋ฐ€๋ฒˆํ˜ธ๋ฅผ ์ž˜ ๊ธฐ์–ตํ•˜์‹œ๋‚˜์š”?
00:15
Mm, not really, Neil โ€” I mostly use something easy to remember,
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์Œ, ์‚ฌ์‹ค์€ ๊ทธ๋ ‡์ง€ ์•Š์•„์š”, ๋‹. ์ €๋Š” ์ฃผ๋กœ ๊ธฐ์–ตํ•˜๊ธฐ ์‰ฌ์šด ๊ฑธ ์จ์š”. ์˜ˆ๋ฅผ ๋“ค์–ด
00:19
like my mother's maiden name or the street where I was born.
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์–ด๋จธ๋‹ˆ์˜ ์„ฑ ์ด๋‚˜ ์ œ๊ฐ€ ํƒœ์–ด๋‚œ ๊ฑฐ๋ฆฌ ์ด๋ฆ„ ๊ฐ™์€ ๊ฑฐ์š”.
00:22
Or the name of your first pet!
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์•„๋‹ˆ๋ฉด ๋‹น์‹ ์˜ ์ฒซ ๋ฒˆ์งธ ์• ์™„๋™๋ฌผ์˜ ์ด๋ฆ„์ด์—์š”!
00:24
Yes, me too, but we should be more careful about online security, Georgina,
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๋„ค, ์ €๋„ ๊ทธ๋ž˜์š”. ํ•˜์ง€๋งŒ ์กฐ์ง€๋‚˜, ์˜จ๋ผ์ธ ๋ณด์•ˆ์— ๋” ์ฃผ์˜ํ•ด์•ผ ํ•  ๊ฒƒ ๊ฐ™์•„์š”.
00:29
because of a worrying trend, and the topic of this programme โ€” online fraud.
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์šฐ๋ ค์Šค๋Ÿฌ์šด ์ถ”์„ธ์ด๊ฑฐ๋“ ์š”. ๊ทธ๋ฆฌ๊ณ  ์ด ํ”„๋กœ๊ทธ๋žจ์˜ ์ฃผ์ œ๋Š” ๋ฐ”๋กœ ์˜จ๋ผ์ธ ์‚ฌ๊ธฐ์˜ˆ์š”.
00:33
Online fraud involves using the internet
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์˜จ๋ผ์ธ ์‚ฌ๊ธฐ๋Š” ์ธํ„ฐ๋„ท์„ ์ด์šฉํ•ด
00:36
to trick someone into giving away their money or data.
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๋ˆ„๊ตฐ๊ฐ€๋ฅผ ์†์—ฌ ๋ˆ์ด๋‚˜ ๋ฐ์ดํ„ฐ๋ฅผ ๋นผ๋‚ด๊ฒŒ ํ•˜๋Š” ๊ฒƒ์„ ๋งํ•ฉ๋‹ˆ๋‹ค. ์‚ฌ๊ธฐ๋Š”
00:38
It takes many forms, from deceptive emails
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์—ฌ๋Ÿฌ ํ˜•ํƒœ๋ฅผ ๋ ๋Š”๋ฐ,
00:41
which trick us into paying money to the wrong bank account,
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์ž˜๋ชป๋œ ์€ํ–‰ ๊ณ„์ขŒ๋กœ ๋ˆ์„ ๋ณด๋‚ด๋„๋ก ์†์ด๋Š” ์‚ฌ๊ธฐ์„ฑ ์ด๋ฉ”์ผ์„ ๋ณด๋‚ด๊ฑฐ๋‚˜
00:44
to the theft of credit card details.
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์‹ ์šฉ์นด๋“œ ์ •๋ณด๋ฅผ ๋„์šฉํ•˜๋Š” ๊ฒฝ์šฐ๊นŒ์ง€ ์žˆ์Šต๋‹ˆ๋‹ค.
00:47
It's regarded by some as a highly profitable and relatively low-risk crime,
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์ผ๋ถ€ ์‚ฌ๋žŒ๋“ค์€ ์ด๋ฅผ ๋งค์šฐ ์ˆ˜์ต์„ฑ์ด ๋†’๊ณ  ์ƒ๋Œ€์ ์œผ๋กœ ์œ„ํ—˜์„ฑ์ด ๋‚ฎ์€ ๋ฒ”์ฃ„๋กœ ๊ฐ„์ฃผํ•ฉ๋‹ˆ๋‹ค.
00:52
so in this programme we'll be finding out why it's so easy for criminals,
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๋”ฐ๋ผ์„œ ์ด ํ”„๋กœ๊ทธ๋žจ์—์„œ๋Š” ๋ฒ”์ฃ„์ž
00:56
or fraudsters, to steal our money.
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๋˜๋Š” ์‚ฌ๊ธฐ๊พผ์ด ์šฐ๋ฆฌ์˜ ๋ˆ์„ ํ›”์น˜๋Š” ๊ฒƒ์ด ์™œ ๊ทธ๋ ‡๊ฒŒ ์‰ฌ์šด์ง€ ์•Œ์•„๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
00:58
And of course, we'll be learning some related vocabulary along the way.
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๋ฌผ๋ก , ๊ทธ ๊ณผ์ •์—์„œ ๊ด€๋ จ ์–ดํœ˜๋„ ๋ฐฐ์šธ ๊ฑฐ์˜ˆ์š”.
01:03
But first, it's time for our quiz question.
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ํ•˜์ง€๋งŒ ์šฐ์„ , ํ€ด์ฆˆ ๋ฌธ์ œ๋ถ€ํ„ฐ ํ’€์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
01:05
In July 2020, nine British men were arrested
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2020๋…„ 7์›”, ์˜๊ตญ ๋‚จ์„ฑ 9๋ช…์ด
01:09
for defrauding the Coronavirus Job Retention Scheme โ€”
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01:13
a government fund for workers who've lost their job to Covid-19.
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์ฝ”๋กœ๋‚˜19๋กœ ์ธํ•ด ์ง์žฅ์„ ์žƒ์€ ๊ทผ๋กœ์ž๋ฅผ ์œ„ํ•œ ์ •๋ถ€ ๊ธฐ๊ธˆ์ธ ์ฝ”๋กœ๋‚˜๋ฐ”์ด๋Ÿฌ์Šค ์ผ์ž๋ฆฌ ์œ ์ง€ ๊ณ„ํš์„ ์‚ฌ๊ธฐํ•œ ํ˜์˜๋กœ ์ฒดํฌ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.
01:17
They set up fake companies and applied, fraudulently, for money.
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๊ทธ๋“ค์€ ๊ฐ€์งœ ํšŒ์‚ฌ๋ฅผ ์„ค๋ฆฝ ํ•˜๊ณ  ์‚ฌ๊ธฐ์ ์œผ๋กœ ์ž๊ธˆ์„ ์‹ ์ฒญํ–ˆ์Šต๋‹ˆ๋‹ค.
01:21
But how much money has been claimed in total
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ํ•˜์ง€๋งŒ ์˜๊ตญ์—์„œ
01:24
through the coronavirus job scheme in the UK?
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์ฝ”๋กœ๋‚˜๋ฐ”์ด๋Ÿฌ์Šค ์ผ์ž๋ฆฌ ์ง€์›์„ ํ†ตํ•ด ์ด ์–ผ๋งˆ์˜ ๋ˆ์ด ์ฒญ๊ตฌ๋˜์—ˆ์„๊นŒ์š” ?
01:26
Is it a) ยฃ17 billion?
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a) 170์–ต ํŒŒ์šด๋“œ์ธ๊ฐ€์š”?
01:29
b) ยฃ27 billion?
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b) 270์–ต ํŒŒ์šด๋“œ?
01:32
Or c) ยฃ37 billion?
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๋˜๋Š” c) 370์–ต ํŒŒ์šด๋“œ?
01:35
Hmm, it must be a lot, so I'll say a) ยฃ17 billion.
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์Œ, ๊ฝค ๋งŽ์€ ๊ธˆ์•ก์ด๊ฒ ์ฃ . ๊ทธ๋Ÿฌ๋ฉด a) 170์–ต ํŒŒ์šด๋“œ๋ผ๊ณ  ๋ง์”€๋“œ๋ฆฌ๊ฒ ์Šต๋‹ˆ๋‹ค.
01:42
OK, Georgina, we'll find out later.
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์•Œ์•˜์–ด, ์กฐ์ง€๋‚˜. ๋‚˜์ค‘์— ์•Œ์•„๋ณผ๊ฒŒ.
01:44
Now, Rachel Tobac, CEO of Social Proof Security, is an expert in cyber crime.
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ํ˜„์žฌ Social Proof Security์˜ CEO์ธ ๋ ˆ์ด์ฒผ ํ† ๋ฐ•์€ ์‚ฌ์ด๋ฒ„ ๋ฒ”์ฃ„ ์ „๋ฌธ๊ฐ€์ž…๋‹ˆ๋‹ค.
01:50
She describes herself as an ethical fraudster.
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๊ทธ๋…€๋Š” ์ž์‹ ์„ ์œค๋ฆฌ์ ์ธ ์‚ฌ๊ธฐ๊พผ์ด๋ผ๊ณ  ํ‘œํ˜„ํ•ฉ๋‹ˆ๋‹ค.
01:53
Businesses wanting to combat fraud
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์‚ฌ๊ธฐ๋ฅผ ๊ทผ์ ˆํ•˜๊ณ ์ž ํ•˜๋Š” ๊ธฐ์—…๋“ค์€
01:55
employ her to hack into their computer systems to find their weak spots.
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๊ทธ๋…€๋ฅผ ๊ณ ์šฉํ•ด ์ปดํ“จํ„ฐ ์‹œ์Šคํ…œ์„ ํ•ดํ‚นํ•ด ์ทจ์•ฝ์ ์„ ์ฐพ์•„๋ƒ…๋‹ˆ๋‹ค.
01:59
Here, Rachel explains to BBC World Service programme The Inquiry
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๋ ˆ์ด์ฒผ์€ BBC ์›”๋“œ ์„œ๋น„์Šค ํ”„๋กœ๊ทธ๋žจ์ธ The Inquiry์—์„œ
02:04
how getting people's information is the key to online fraud.
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์‚ฌ๋žŒ๋“ค์˜ ์ •๋ณด๋ฅผ ์–ป๋Š” ๊ฒƒ์ด ์˜จ๋ผ์ธ ์‚ฌ๊ธฐ์˜ ํ•ต์‹ฌ์ด๋ผ๊ณ  ์„ค๋ช…ํ•ฉ๋‹ˆ๋‹ค. ๊ณต๊ฒฉ์ž ๊ด€์ ์—์„œ
02:08
The reason why we're able to do that, from an attacker mindset,
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์šฐ๋ฆฌ๊ฐ€ ์ด๋Ÿฐ ์ผ์„ ํ•  ์ˆ˜ ์žˆ๋Š” ์ด์œ ๋Š”
02:11
is because we use what's called OSINT โ€” open-source intelligence.
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OSINT, ์ฆ‰ ์˜คํ”ˆ ์†Œ์Šค ์ธํ…”๋ฆฌ์ „์Šค๋ฅผ ์‚ฌ์šฉํ•˜๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค .
02:16
We look up everything about you.
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์šฐ๋ฆฌ๋Š” ๋‹น์‹ ์— ๋Œ€ํ•œ ๋ชจ๋“  ๊ฒƒ์„ ์ฐพ์•„๋ƒ…๋‹ˆ๋‹ค. LinkedIn์—์„œ
02:18
We can figure out who your assistant is, who your accountant is on LinkedIn.
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๊ท€ํ•˜์˜ ๋น„์„œ๊ฐ€ ๋ˆ„๊ตฌ์ธ์ง€, ๊ท€ํ•˜์˜ ํšŒ๊ณ„์‚ฌ๊ฐ€ ๋ˆ„๊ตฌ์ธ์ง€ ์•Œ์•„๋‚ผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
02:21
We know what emails you use from screen shots that you've put on your Instagram.
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์šฐ๋ฆฌ๋Š” ์—ฌ๋Ÿฌ๋ถ„์ด ์ธ์Šคํƒ€๊ทธ๋žจ์— ์˜ฌ๋ฆฐ ์Šคํฌ๋ฆฐ์ƒท์„ ํ†ตํ•ด ์–ด๋–ค ์ด๋ฉ”์ผ์„ ์‚ฌ์šฉํ•˜๋Š”์ง€ ์•Œ๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
02:26
Rachel looks at fraud from a criminal's 'mindset' โ€”
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๋ ˆ์ด์ฒผ์€ ์‚ฌ๊ธฐ๋ฅผ ๋ฒ”์ฃ„์ž์˜ '์‚ฌ๊ณ ๋ฐฉ์‹', ์ฆ‰
02:29
'someone's way of thinking
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'๋ˆ„๊ตฐ๊ฐ€์˜ ์‚ฌ๊ณ ๋ฐฉ์‹
02:31
'and the general attitudes and opinions they have about something'.
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'๊ณผ ๋ฌด์–ธ๊ฐ€์— ๋Œ€ํ•œ ๊ทธ๋“ค์˜ ์ผ๋ฐ˜์ ์ธ ํƒœ๋„์™€ ์˜๊ฒฌ์˜ ๊ด€์ ์—์„œ ์‚ดํŽด๋ด…๋‹ˆ๋‹ค .
02:34
From a fraudster's perspective, the most valuable thing is 'intelligence' โ€”
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์‚ฌ๊ธฐ๊พผ์˜ ๊ด€์ ์—์„œ ๋ณผ ๋•Œ ๊ฐ€์žฅ ๊ฐ€์น˜ ์žˆ๋Š” ๊ฒƒ์€ '์ •๋ณด'์ž…๋‹ˆ๋‹ค. ์ฆ‰,
02:38
secret information about a government or country, or in this case a person,
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์ •๋ถ€๋‚˜ ๊ตญ๊ฐ€, ํ˜น์€ ์ด ๊ฒฝ์šฐ ๊ฐœ์ธ์— ๋Œ€ํ•œ ๋น„๋ฐ€ ์ •๋ณด,
02:43
such as the information people unwittingly post on social media.
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์˜ˆ๋ฅผ ๋“ค์–ด ์‚ฌ๋žŒ๋“ค์ด ์†Œ์…œ ๋ฏธ๋””์–ด์— ๋ฌด์˜์‹์ ์œผ๋กœ ๊ฒŒ์‹œํ•˜๋Š” ์ •๋ณด์ž…๋‹ˆ๋‹ค.
02:47
Fraudsters use this intelligence to build up a picture of someone's online activity.
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์‚ฌ๊ธฐ๊พผ์€ ์ด๋Ÿฌํ•œ ์ •๋ณด๋ฅผ ์ด์šฉํ•ด ๋ˆ„๊ตฐ๊ฐ€์˜ ์˜จ๋ผ์ธ ํ™œ๋™์— ๋Œ€ํ•œ ๊ทธ๋ฆผ์„ ๋งŒ๋“ค์–ด๋ƒ…๋‹ˆ๋‹ค.
02:52
And as BBC World Service The Inquiry presenter Charmaine Cozier explains,
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BBC ์›”๋“œ ์„œ๋น„์Šค The Inquiry ์ง„ํ–‰์ž ์ƒค๋ฉ”์ธ ์ฝ”์ง€์–ด๊ฐ€ ์„ค๋ช…ํ•˜๋“ฏ์ด
02:57
there are many ways of doing this.
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์ด๋ฅผ ์ˆ˜ํ–‰ํ•˜๋Š” ๋ฐฉ๋ฒ•์€ ์—ฌ๋Ÿฌ ๊ฐ€์ง€๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค.
03:00
Fraudsters have thousands of cover stories but the end goal is always the same โ€”
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์‚ฌ๊ธฐ๊พผ๋“ค์€ ์ˆ˜์ฒœ ๊ฐ€์ง€์˜ ๊ฑฐ์ง“๋ง์„ ๊พธ๋ฉฐ๋Œ€์ง€ ๋งŒ ์ตœ์ข… ๋ชฉํ‘œ๋Š” ํ•ญ์ƒ ๊ฐ™์Šต๋‹ˆ๋‹ค.
03:05
to trick people out of cash or possessions.
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์‚ฌ๋žŒ๋“ค์„ ์†์—ฌ ๋ˆ ์ด๋‚˜ ์†Œ์ง€ํ’ˆ์„ ๋นผ์•—๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.
03:08
Rachel says they have options for how to do that.
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๋ ˆ์ด์ฒผ์€ ์ด๋ฅผ ์‹คํ˜„ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐฉ๋ฒ•์ด ์žˆ๋‹ค๊ณ  ๋งํ•ฉ๋‹ˆ๋‹ค . ํ•œ ํšŒ์‚ฌ์˜
03:11
Login details stolen during a data breach from one company,
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๋ฐ์ดํ„ฐ ์นจํ•ด๋กœ ์ธํ•ด ํ›”์นœ ๋กœ๊ทธ์ธ ์ •๋ณด๋Š”
03:15
often using software or viruses called malware,
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์ข…์ข… ๋งฌ์›จ์–ด๋ผ๊ณ  ๋ถˆ๋ฆฌ๋Š” ์†Œํ”„ํŠธ์›จ์–ด๋‚˜ ๋ฐ”์ด๋Ÿฌ์Šค๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ
03:18
are used to infiltrate customer accounts at another.
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๋‹ค๋ฅธ ํšŒ์‚ฌ์˜ ๊ณ ๊ฐ ๊ณ„์ •์— ์นจํˆฌํ•˜๋Š” ๋ฐ ์‚ฌ์šฉ๋ฉ๋‹ˆ๋‹ค. ์‚ฌ๊ธฐ๊พผ๋“ค์€
03:21
To access people's data, fraudsters use 'cover stories' โ€”
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์‚ฌ๋žŒ๋“ค์˜ ๋ฐ์ดํ„ฐ์— ์ ‘๊ทผํ•˜๊ธฐ ์œ„ํ•ด '์ปค๋ฒ„ ์Šคํ† ๋ฆฌ', ์ฆ‰
03:25
'false stories told in order to hide the truth'.
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'์ง„์‹ค์„ ์ˆจ๊ธฐ๊ธฐ ์œ„ํ•ด ํผ๋œจ๋ฆฌ๋Š” ๊ฑฐ์ง“ ์ด์•ผ๊ธฐ '๋ฅผ ์‚ฌ์šฉํ•ฉ๋‹ˆ๋‹ค.
03:28
For example, they may pretend
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์˜ˆ๋ฅผ ๋“ค์–ด,
03:29
to be calling from your bank or credit card company.
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์€ํ–‰ ์ด๋‚˜ ์‹ ์šฉ์นด๋“œ ํšŒ์‚ฌ์—์„œ ์ „ํ™”ํ•˜๋Š” ๊ฒƒ์ฒ˜๋Ÿผ ๊ฐ€์žฅํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
03:32
If people believe these cover stories and share personal data,
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์‚ฌ๋žŒ๋“ค์ด ์ด๋Ÿฐ ๊ฐ€์งœ ๊ธฐ์‚ฌ๋ฅผ ๋ฏฟ๊ณ  ๊ฐœ์ธ ๋ฐ์ดํ„ฐ๋ฅผ ๊ณต์œ ํ•˜๋ฉด
03:36
this can result in a 'data breach' โ€”
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'๋ฐ์ดํ„ฐ ์นจํ•ด'๊ฐ€ ๋ฐœ์ƒํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. '๋ฐ์ดํ„ฐ ์นจํ•ด'๋ž€
03:38
'an occasion when private information
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'๊ฐœ์ธ ์ •๋ณด๊ฐ€
03:40
'can be seen by people who should not be able to see it'.
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์ด๋ฅผ ๋ณผ ์ˆ˜ ์—†๋Š” ์‚ฌ๋žŒ์—๊ฒŒ ๋…ธ์ถœ๋˜๋Š” ์ƒํ™ฉ'์„ ๋งํ•ฉ๋‹ˆ๋‹ค.
03:43
'Malware' โ€” 'computer software and viruses
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'๋งฌ์›จ์–ด'๋Š” '์ปดํ“จํ„ฐ์˜ ์ž‘๋™ ๋ฐฉ์‹์„ ์†์ƒ์‹œํ‚ค๋„๋ก ์„ค๊ณ„๋œ ์ปดํ“จํ„ฐ ์†Œํ”„ํŠธ์›จ์–ด ๋ฐ ๋ฐ”์ด๋Ÿฌ์Šค
03:46
'that are designed to damage the way a computer works' โ€”
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'๋ฅผ ์˜๋ฏธํ•˜๋ฉฐ,
03:49
can also be used to gain login details and passwords.
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๋กœ๊ทธ์ธ ์ •๋ณด์™€ ๋น„๋ฐ€๋ฒˆํ˜ธ๋ฅผ ์–ป๋Š” ๋ฐ ์‚ฌ์šฉ๋  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
03:52
Data which is then used to 'infiltrate' other online accounts โ€”
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๊ทธ๋Ÿฐ ๋‹ค์Œ ์ด ๋ฐ์ดํ„ฐ๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ ๋‹ค๋ฅธ ์˜จ๋ผ์ธ ๊ณ„์ •์— '์นจํˆฌ'ํ•ฉ๋‹ˆ๋‹ค. ์ฆ‰,
03:56
'secretly enter a place, group or organisation
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'์žฅ์†Œ, ๊ทธ๋ฃน ๋˜๋Š” ์กฐ์ง์— ๋น„๋ฐ€๋ฆฌ์— ๋“ค์–ด๊ฐ€์„œ
03:59
'in order to spy on it or influence it'.
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๊ฐ์‹œํ•˜๊ฑฐ๋‚˜ ์˜ํ–ฅ์„ ๋ฏธ์น˜๋Š” ๊ฒƒ'์ž…๋‹ˆ๋‹ค.
04:02
Modern fraudsters are so devious at collecting online information
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ํ˜„๋Œ€ ์‚ฌ๊ธฐ๊พผ๋“ค์€ ์˜จ๋ผ์ธ ์ •๋ณด๋ฅผ ์ˆ˜์ง‘ํ•˜๋Š” ๋ฐ ๋„ˆ๋ฌด ๊ตํ™œํ•ด์„œ
04:05
that many victims only realise what's happened
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๋งŽ์€ ํ”ผํ•ด์ž๋“ค์€
04:08
after their bank accounts have been emptied.
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์€ํ–‰ ๊ณ„์ขŒ๊ฐ€ ๋น„์–ด๋ฒ„๋ฆฐ ํ›„์—์•ผ ๋ฌด์Šจ ์ผ์ด ์ผ์–ด๋‚ฌ๋Š”์ง€ ๊นจ๋‹ซ์Šต๋‹ˆ๋‹ค. ๋‹, ๋‹น์‹ ์ด ์•ž์„œ ์–ธ๊ธ‰ํ•œ ์˜๊ตญ ์‚ฌ๊ธฐ๊พผ๋“ค์˜
04:10
Which I guess was the mindset
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์‚ฌ๊ณ ๋ฐฉ์‹์ด ๋ฐ”๋กœ ๊ทธ๊ฒƒ์ด๋ผ๊ณ  ์ง์ž‘ํ•ฉ๋‹ˆ๋‹ค
04:12
behind those British fraudsters you mentioned earlier, Neil.
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.
04:15
Ah, yes, the nine men who tried to defraud the Coronavirus Jobs Retention Scheme.
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์•„, ๋งž์•„์š”. ์ฝ”๋กœ๋‚˜๋ฐ”์ด๋Ÿฌ์Šค ์ผ์ž๋ฆฌ ์œ ์ง€ ์ œ๋„๋ฅผ ์‚ฌ๊ธฐํ•˜๋ ค ํ–ˆ๋˜ 9๋ช…์˜ ๋‚จ์ž๋“ค์ด์ฃ .
04:20
Remember, for my quiz question,
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๊ธฐ์–ตํ•˜์‹œ๊ฒ ์ง€๋งŒ, ์ œ ํ€ด์ฆˆ ๋ฌธ์ œ์—์„œ
04:22
I asked you how much the scheme has paid out in total so far in the UK.
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์ œ๊ฐ€ ๋ฌผ์—ˆ๋˜ ๊ฑด ์˜๊ตญ์—์„œ ์ง€๊ธˆ๊นŒ์ง€ ์ด ์ œ๋„๋กœ ์ธํ•ด ์ด ์–ผ๋งˆ๊ฐ€ ์ง€๊ธ‰๋˜์—ˆ๋Š๋ƒ๋Š” ๊ฒƒ์ด์—ˆ์Šต๋‹ˆ๋‹ค.
04:26
I said a) ยฃ17 billion.
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์ €๋Š” a) 170์–ต ํŒŒ์šด๋“œ๋ผ๊ณ  ๋งํ–ˆ์Šต๋‹ˆ๋‹ค.
04:30
Well, in fact it's even more โ€” the correct answer is b) ยฃ27 billion.
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๊ธ€์Ž„์š”, ์‚ฌ์‹ค ๊ทธ๋ณด๋‹ค ๋” ๋งŽ์Šต๋‹ˆ๋‹ค. ์ •๋‹ต์€ b) 270์–ต ํŒŒ์šด๋“œ์ž…๋‹ˆ๋‹ค.
04:35
Luckily, the ยฃ495,000 which these fraudsters tried to steal was recovered.
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๋‹คํ–‰ํžˆ๋„ ์‚ฌ๊ธฐ๊พผ๋“ค์ด ํ›”์น˜๋ ค ํ–ˆ๋˜ 495,000ํŒŒ์šด๋“œ๋Š” ํšŒ์ˆ˜๋˜์—ˆ์Šต๋‹ˆ๋‹ค.
04:41
Even so, Neil, I think I'm going to change my passwords soon! Better safe than sorry!
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๊ทธ๋ž˜๋„ ๋‹, ๋‚˜๋„ ๊ณง ๋น„๋ฐ€๋ฒˆํ˜ธ๋ฅผ ๋ฐ”๊ฟ€ ๊ฒƒ ๊ฐ™์•„! ๋ฏธ๋ฆฌ ์˜ˆ๋ฐฉํ•˜๋Š” ๊ฒŒ ํ›„ํšŒํ•˜๋Š” ๊ฒƒ๋ณด๋‹ค ๋‚ซ์ฃ !
04:47
Good idea, Georgina.
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์ข‹์€ ์ƒ๊ฐ์ด๋„ค์š”, ์กฐ์ง€๋‚˜.
04:48
In this programme, we've been hearing about the rise in online fraud,
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์ด ํ”„๋กœ๊ทธ๋žจ์—์„œ๋Š” ์˜จ๋ผ์ธ ์‚ฌ๊ธฐ์˜ ์ฆ๊ฐ€์— ๋Œ€ํ•ด ๋“ค์–ด๋ณด์•˜์Šต๋‹ˆ๋‹ค.
04:52
often committed when fraudsters gain 'intelligence' โ€”
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์‚ฌ๊ธฐ๊พผ์ด '์ •๋ณด', ์ฆ‰
04:55
'secret information about a person posted on the internet'.
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' ์ธํ„ฐ๋„ท์— ๊ฒŒ์‹œ๋œ ๊ฐœ์ธ์— ๋Œ€ํ•œ ๋น„๋ฐ€ ์ •๋ณด'๋ฅผ ์ž…์ˆ˜ํ–ˆ์„ ๋•Œ ์ฃผ๋กœ ๋ฐœ์ƒํ•˜๋Š” ์‚ฌ๊ธฐ์ž…๋‹ˆ๋‹ค.
04:59
These criminals' 'mindset' โ€” or 'mentality' โ€”
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์ด๋Ÿฐ ๋ฒ”์ฃ„์ž๋“ค์˜ '์‚ฌ๊ณ ๋ฐฉ์‹' ๋˜๋Š” '์‚ฌ๊ณ ๋ฐฉ์‹'์€ '์ปค๋ฒ„ ์Šคํ† ๋ฆฌ'๋ฅผ ๋งŒ๋“ค์–ด
05:01
is to surreptitiously find information by creating a 'cover story' โ€”
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์€๋ฐ€ํ•˜๊ฒŒ ์ •๋ณด๋ฅผ ์ฐพ๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค. '์ปค๋ฒ„ ์Šคํ† ๋ฆฌ'๋Š”
05:05
a 'false story someone tells in order to hide the truth'.
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'๋ˆ„๊ตฐ๊ฐ€๊ฐ€ ์ง„์‹ค์„ ์ˆจ๊ธฐ๊ธฐ ์œ„ํ•ด ํ•˜๋Š” ๊ฑฐ์ง“ ์ด์•ผ๊ธฐ'๋ฅผ ๋œปํ•ฉ๋‹ˆ๋‹ค.
05:09
By posing as clerks from your bank, for example,
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์˜ˆ๋ฅผ ๋“ค์–ด, ์€ํ–‰ ์ง์›์œผ๋กœ ๊ฐ€์žฅํ•˜๋ฉด ๋ณผ ์ˆ˜ ์—†๋Š”
05:11
they might be able to access sensitive private information
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๋ฏผ๊ฐํ•œ ๊ฐœ์ธ ์ •๋ณด์— ์ ‘๊ทผํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ด๋Ÿฌํ•œ
05:15
which they should not be able to see โ€” an event sometimes called a 'data breach'.
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์‚ฌ๊ฑด์„ '๋ฐ์ดํ„ฐ ์นจํ•ด'๋ผ๊ณ  ๋ถ€๋ฅด๊ธฐ๋„ ํ•ฉ๋‹ˆ๋‹ค.
05:20
Another way fraudsters 'infiltrate' โ€”
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์‚ฌ๊ธฐ๊พผ์ด '์นจํˆฌ'
05:22
or 'gain access secretly, without permission' โ€”
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ํ•˜๊ฑฐ๋‚˜ ' ํ—ˆ๊ฐ€ ์—†์ด ๋น„๋ฐ€๋ฆฌ์— ์ ‘๊ทผ'ํ•˜๋Š” ๋˜ ๋‹ค๋ฅธ ๋ฐฉ๋ฒ•์€
05:24
is with the use of 'malware' โ€”
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'๋งฌ์›จ์–ด'๋ฅผ ์‚ฌ์šฉํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๋งฌ์›จ์–ด๋Š”
05:26
'computer software and viruses designed to damage the way a computer works'.
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'์ปดํ“จํ„ฐ์˜ ์ž‘๋™ ๋ฐฉ์‹์„ ์†์ƒ์‹œํ‚ค๋„๋ก ์„ค๊ณ„๋œ ์ปดํ“จํ„ฐ ์†Œํ”„ํŠธ์›จ์–ด ๋ฐ ๋ฐ”์ด๋Ÿฌ์Šค '๋ฅผ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
05:31
If you want to find out more about keeping yourself safe from online fraud,
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์˜จ๋ผ์ธ ์‚ฌ๊ธฐ๋กœ๋ถ€ํ„ฐ ์ž์‹ ์„ ๋ณดํ˜ธํ•˜๋Š” ๋ฐฉ๋ฒ•์— ๋Œ€ํ•ด ์ž์„ธํžˆ ์•Œ๊ณ  ์‹ถ๋‹ค๋ฉด
05:35
search the BBC website using the term "cyber security".
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BBC ์›น์‚ฌ์ดํŠธ์—์„œ "์‚ฌ์ด๋ฒ„ ๋ณด์•ˆ"์ด๋ผ๋Š” ์šฉ์–ด๋กœ ๊ฒ€์ƒ‰ํ•˜์„ธ์š”. ํŠน์ •
05:39
And if you like topical discussion
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์ฃผ์ œ์— ๋Œ€ํ•œ ํ† ๋ก ์„ ์ข‹์•„
05:41
and want to learn how to use the vocabulary found in headlines,
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ํ•˜๊ณ  ํ—ค๋“œ๋ผ์ธ์— ๋‚˜์˜ค๋Š” ์–ดํœ˜๋ฅผ ์‚ฌ์šฉํ•˜๋Š” ๋ฐฉ๋ฒ•์„ ๋ฐฐ์šฐ๊ณ  ์‹ถ๋‹ค๋ฉด
05:45
why not check out our News Review podcast?
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๋‰ด์Šค ๋ฆฌ๋ทฐ ํŒŸ์บ์ŠคํŠธ๋ฅผ ๋“ค์–ด๋ณด์„ธ์š”. Android์™€ iOS์—์„œ
05:48
We also have a free app you can download for Android and iOS.
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๋‹ค์šด๋กœ๋“œํ•  ์ˆ˜ ์žˆ๋Š” ๋ฌด๋ฃŒ ์•ฑ๋„ ์žˆ์Šต๋‹ˆ๋‹ค .
05:53
And for more trending topics and real-life vocabulary,
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๋”์šฑ ์ธ๊ธฐ ์žˆ๋Š” ์ฃผ์ œ ์™€ ์‹ค์ œ ์–ดํœ˜๋ฅผ ์•Œ๊ณ  ์‹ถ๋‹ค๋ฉด BBC Learning English์˜
05:56
look no further than 6 Minute English, from BBC Learning English.
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6 Minute English๋ฅผ ์ฐพ์•„๋ณด์„ธ์š” .
06:00
See you next time. Bye!
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๋‹ค์Œ์— ๋˜ ๋ด์š”. ์•ˆ๋…•!
06:02
Goodbye!
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์•ˆ๋…•ํžˆ ๊ฐ€์„ธ์š”!
06:04
6 Minute English.
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6๋ถ„ ์˜์–ด.
06:06
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
06:09
Hello. This is 6 Minute English from BBC Learning English. I'm Neil.
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์•ˆ๋…•ํ•˜์„ธ์š”. ์ด๊ฒƒ์€ BBC Learning English์˜ 6 Minute English์ž…๋‹ˆ๋‹ค. ์ €๋Š” ๋‹์ด์—์š”.
06:13
And I'm Sam.
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๊ทธ๋ฆฌ๊ณ  ์ €๋Š” ์ƒ˜์ด์—์š”.
06:15
Have you seen my lottery ticket, Sam? I seem to have lost it somewhere.
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์ƒ˜, ๋‚ด ๋ณต๊ถŒ ๋ดค์–ด? ์–ด๋”˜๊ฐ€์—์„œ ์žƒ์–ด๋ฒ„๋ฆฐ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค.
06:20
Is this another one of your get-rich-quick schemes, Neil?
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์ด๊ฒƒ๋„ ๋‹น์‹ ์˜ ์žฌ๋นจ๋ฆฌ ๋ˆ๋ฒŒ์ด ๊ณ„ํš ์ค‘ ํ•˜๋‚˜์ธ๊ฐ€์š”, ๋‹?
06:24
People invent all kinds of ways
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์‚ฌ๋žŒ๋“ค์€
06:27
to make a lot of money quickly and with little effort.
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๋น ๋ฅด๊ณ  ๋ณ„๋‹ค๋ฅธ ๋…ธ๋ ฅ ์—†์ด ๋งŽ์€ ๋ˆ์„ ๋ฒŒ ์ˆ˜ ์žˆ๋Š” ์˜จ๊ฐ– ๋ฐฉ๋ฒ•์„ ๊ณ ์•ˆํ•ด๋‚ธ๋‹ค.
06:30
Well, if you really want to get rich quick,
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๊ธ€์Ž„์š”, ์ •๋ง ๋นจ๋ฆฌ ๋ถ€์ž๊ฐ€ ๋˜๊ณ  ์‹ถ๋‹ค๋ฉด
06:33
maybe you should copy technology tycoon Elon Musk.
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๊ธฐ์ˆ  ๊ฑฐ๋ฌผ ์ผ๋ก  ๋จธ์Šคํฌ๋ฅผ ๋”ฐ๋ผํ•˜๋Š” ๊ฒŒ ์–ด๋–จ๊นŒ์š”?
06:37
Recently he invested one and a half billion dollars
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๊ทธ๋Š” ์ตœ๊ทผ
06:40
in the cryptocurrency, bitcoin.
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์•”ํ˜ธํ™”ํ์ธ ๋น„ํŠธ์ฝ”์ธ์— 15์–ต ๋‹ฌ๋Ÿฌ๋ฅผ ํˆฌ์žํ–ˆ์Šต๋‹ˆ๋‹ค.
06:43
Bitcoin has made some people very rich, very quickly,
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๋น„ํŠธ์ฝ”์ธ์€ ์–ด๋–ค ์‚ฌ๋žŒ๋“ค์„ ๋งค์šฐ ๋น ๋ฅด๊ฒŒ ๋ถ€์ž๋กœ ๋งŒ๋“ค์—ˆ์ง€๋งŒ,
06:47
but as we'll be hearing in this programme, it's not without its critics.
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์ด ํ”„๋กœ๊ทธ๋žจ์—์„œ ๋“ค์„ ์ˆ˜ ์žˆ๋“ฏ์ด ๋น„ํŠธ ์ฝ”์ธ์— ๋Œ€ํ•œ ๋น„ํŒ๋„ ์—†๋Š” ๊ฒƒ์€ ์•„๋‹™๋‹ˆ๋‹ค.
06:52
Creating bitcoins, a process known as mining,
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๋น„ํŠธ์ฝ”์ธ์„ ๋งŒ๋“œ๋Š” ๊ณผ์ •์ธ ์ฑ„๊ตด์—๋Š”
06:55
uses huge amounts of electricity
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์—„์ฒญ๋‚œ ์–‘์˜ ์ „๊ธฐ๊ฐ€ ์‚ฌ์šฉ๋˜๋ฉฐ,
06:58
and green campaigners are now questioning bitcoin's impact on global energy use.
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ํ™˜๊ฒฝ ์šด๋™๊ฐ€๋“ค์€ ์ด์ œ ๋น„ํŠธ์ฝ”์ธ์ด ์ „ ์„ธ๊ณ„ ์—๋„ˆ์ง€ ์‚ฌ์šฉ์— ๋ฏธ์น˜๋Š” ์˜ํ–ฅ์— ์˜๋ฌธ์„ ์ œ๊ธฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
07:04
But before we find out more, it's time for my quiz question.
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ํ•˜์ง€๋งŒ ๋” ์ž์„ธํžˆ ์•Œ์•„๋ณด๊ธฐ ์ „์— ํ€ด์ฆˆ ๋ฌธ์ œ๋ฅผ ํ’€์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
07:08
What year was bitcoin first released?
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๋น„ํŠธ์ฝ”์ธ์ด ์ฒ˜์Œ ์ถœ์‹œ๋œ ํ•ด๋Š” ์–ธ์ œ์ธ๊ฐ€์š”?
07:11
Was it a) 2009?
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a) 2009๋…„์ด์—ˆ๋‚˜์š”?
07:14
b) 2015? Or c) 2019?
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b) 2015๋…„? ์•„๋‹ˆ๋ฉด c) 2019๋…„?
07:20
I'll go for b) 2015.
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์ €๋Š” b) 2015๋…„์„ ์„ ํƒํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค.
07:24
OK, we'll find out the answer later in the programme.
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์•Œ๊ฒ ์Šต๋‹ˆ๋‹ค. ์ •๋‹ต์€ ๋‚˜์ค‘์— ํ”„๋กœ๊ทธ๋žจ์—์„œ ์•Œ์•„๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
07:28
In this programme, we are going to talk about bitcoin,
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์ด ํ”„๋กœ๊ทธ๋žจ์—์„œ๋Š” ๊ฐ€์ƒํ™”ํ์ธ ๋น„ํŠธ์ฝ”์ธ์˜ ์‚ฌ์šฉ๋ฒ•์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค
07:31
the use of the virtual currency.
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. ์ผ๋ก  ๋จธ์Šคํฌ ๊ฐ™์€
07:33
It's all very well for billionaires like Elon Musk,
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์–ต๋งŒ์žฅ์ž์—๊ฒŒ๋Š” ์•„์ฃผ ์ข‹์€ ์ผ์ด์ง€๋งŒ,
07:36
but what about the ordinary, average person? Is bitcoin a good option for them?
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๋ณดํ†ต ์‚ฌ๋žŒ๋“ค์€ ์–ด๋–จ๊นŒ? ๋น„ํŠธ์ฝ”์ธ์ด ๊ทธ๋“ค์—๊ฒŒ ์ข‹์€ ์„ ํƒ์ผ๊นŒ์š”?
07:43
Well, that's exactly what BBC World Service programme Tech Tent
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BBC ์›”๋“œ ์„œ๋น„์Šค ํ”„๋กœ๊ทธ๋žจ์ธ ํ…Œํฌ ํ…ํŠธ๊ฐ€
07:47
wanted to find out by interviewing people in the street.
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๊ฑฐ๋ฆฌ์—์„œ ์‚ฌ๋žŒ๋“ค์—๊ฒŒ ์ธํ„ฐ๋ทฐ๋ฅผ ํ•ด์„œ ์•Œ์•„๋‚ด๊ณ ์ž ํ–ˆ๋˜ ๊ฒƒ์ด ๋ฐ”๋กœ ์ด๊ฒ๋‹ˆ๋‹ค.
07:50
Here's what one bitcoin fan, Heather Delany, had to say.
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๋น„ํŠธ์ฝ”์ธ ํŒฌ์ธ ํ—ค๋” ๋ธ๋ผ๋‹ˆ๋Š” ์ด๋ ‡๊ฒŒ ๋งํ–ˆ์Šต๋‹ˆ๋‹ค.
07:56
I invested in bitcoin a number of years ago.
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์ €๋Š” ๋ช‡ ๋…„ ์ „์— ๋น„ํŠธ์ฝ”์ธ์— ํˆฌ์žํ–ˆ์Šต๋‹ˆ๋‹ค .
07:59
With the initial investment of only around five dollars,
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์ดˆ๊ธฐ ํˆฌ์ž๊ธˆ์ด ์•ฝ 5๋‹ฌ๋Ÿฌ์— ๋ถˆ๊ณผํ–ˆ๊ธฐ ๋•Œ๋ฌธ์—
08:02
it meant that my risk was essentially the cost of a cup of coffee and a pastry,
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์ œ๊ฐ€ ๊ฐ์ˆ˜ํ•˜๋Š” ์œ„ํ—˜์€ ์‚ฌ์‹ค์ƒ ์ปคํ”ผ ํ•œ ์ž”๊ณผ ํŽ˜์ด์ŠคํŠธ๋ฆฌ ๊ฐ’ ์ •๋„์˜€๊ณ , ํˆฌ์ž์— ์žˆ์–ด์„œ๋Š” ์œ„ํ—˜์„ ๊ฐ์ˆ˜ํ•˜๋Š” ๊ฒƒ์„
08:07
and as somebody who's quite risk-averse when it comes to investment,
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๋ณ„๋กœ ์ข‹์•„ํ•˜์ง€ ์•Š๋Š”
08:11
it did allow me to dip my toe into bitcoin.
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์ €์—๊ฒŒ ๋น„ํŠธ์ฝ”์ธ์„ ํˆฌ์žํ•ด๋ณผ ๊ธฐํšŒ๊ฐ€ ๋˜์—ˆ์Šต๋‹ˆ๋‹ค .
08:14
Over time I was able to invest at various points as I really see bitcoin
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์‹œ๊ฐ„์ด ์ง€๋‚˜๋ฉด์„œ ์ €๋Š” ๋น„ํŠธ์ฝ”์ธ์„
08:20
as more of a long-term investment and part of my, my overall pension plan.
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์žฅ๊ธฐ ํˆฌ์ž์ด์ž ์ œ ์ „๋ฐ˜์ ์ธ ์—ฐ๊ธˆ ๊ณ„ํš์˜ ์ผ๋ถ€๋กœ ๋ณด๊ณ  ๋‹ค์–‘ํ•œ ์‹œ์ ์— ํˆฌ์žํ•  ์ˆ˜ ์žˆ์—ˆ์Šต๋‹ˆ๋‹ค.
08:27
Heather describes herself as 'risk-averse' โ€”
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ํ—ค๋”๋Š” ์ž์‹ ์„ '์œ„ํ—˜ ํšŒํ”ผํ˜•'์ด๋ผ๊ณ  ํ‘œํ˜„ํ•ฉ๋‹ˆ๋‹ค.
08:30
she 'wants to avoid risks as much as possible'.
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๊ทธ๋…€๋Š” '์ตœ๋Œ€ํ•œ ์œ„ํ—˜์„ ํ”ผํ•˜๊ณ  ์‹ถ์–ดํ•ฉ๋‹ˆ๋‹ค .' ๋‹จ
08:35
By only investing five dollars she was able to 'dip a toe into' bitcoin โ€”
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5๋‹ฌ๋Ÿฌ๋งŒ ํˆฌ์žํ•จ์œผ๋กœ์จ ๊ทธ๋…€๋Š” ๋น„ํŠธ์ฝ”์ธ์— '๋ฐœ์„ ๋‹ด๊ฐ€๋ณด๊ธฐ' ์‹œ์ž‘ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ฆ‰, '
08:40
'try doing something slowly and carefully' to test whether she liked it.
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์ฒœ์ฒœํžˆ ์กฐ์‹ฌ์Šค๋Ÿฝ๊ฒŒ ๋ญ”๊ฐ€๋ฅผ ํ•ด๋ณด์„ธ์š”'. ์ด๋ฅผ ํ†ตํ•ด ์ž์‹ ์ด ๋น„ํŠธ์ฝ”์ธ์„ ์ข‹์•„ํ•˜๋Š”์ง€ ํ…Œ์ŠคํŠธํ•  ์ˆ˜ ์žˆ์—ˆ์Šต๋‹ˆ๋‹ค.
08:44
Over time, Heather's bitcoin investment became part of her 'pension plan' โ€”
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์‹œ๊ฐ„์ด ์ง€๋‚˜๋ฉด์„œ, ํ—ค๋”์˜ ๋น„ํŠธ์ฝ”์ธ โ€‹โ€‹ํˆฌ์ž๋Š” ๊ทธ๋…€์˜ '์—ฐ๊ธˆ ๊ณ„ํš'์˜ ์ผ๋ถ€๊ฐ€ ๋˜์—ˆ์Šต๋‹ˆ๋‹ค. '์—ฐ๊ธˆ ๊ณ„ํš์ด๋ž€,
08:48
'a financial plan funded by your salary to save money for when you retire'.
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์€ํ‡ด ํ›„์— ๋ˆ์„ ์ €์ถ•ํ•˜๊ธฐ ์œ„ํ•ด ๊ธ‰์—ฌ๋กœ ์šด์˜๋˜๋Š” ๊ธˆ์œต ๊ณ„ํš'์ž…๋‹ˆ๋‹ค.
08:53
So, everything seems to be working out for Heather.
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๊ทธ๋ž˜์„œ, ํ—ค๋”์—๊ฒŒ๋Š” ๋ชจ๋“  ๊ฒƒ์ด ์ž˜ ํ’€๋ฆฌ๋Š” ๋“ฏํ•ฉ๋‹ˆ๋‹ค .
08:56
But the recent buzz around bitcoin has also highlighted another,
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ํ•˜์ง€๋งŒ ์ตœ๊ทผ ๋น„ํŠธ์ฝ”์ธ์„ ๋‘˜๋Ÿฌ์‹ผ ํ™”์ œ๋Š”
09:00
less positive side of the story โ€” bitcoin's environmental footprint.
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์ด์•ผ๊ธฐ์˜ ๋œ ๊ธ์ •์ ์ธ ์ธก๋ฉด์ธ ๋น„ํŠธ์ฝ”์ธ์˜ ํ™˜๊ฒฝ์  ๋ฐœ์ž๊ตญ์— ๋Œ€ํ•œ ๋ฌธ์ œ๋„ ๋ถ€๊ฐ์‹œ์ผฐ์Šต๋‹ˆ๋‹ค.
09:06
Mining bitcoins, the complex process that creates new coins,
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๋น„ํŠธ์ฝ”์ธ์„ ์ฑ„๊ตดํ•˜๋Š” ๊ฒƒ์€ ์ƒˆ๋กœ์šด ์ฝ”์ธ์„ ๋งŒ๋“œ๋Š” ๋ณต์žกํ•œ ๊ณผ์ •์ธ๋ฐ,
09:10
uses a lot of electricity.
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๋งŽ์€ ์ „๊ธฐ๋ฅผ ์‚ฌ์šฉํ•ฉ๋‹ˆ๋‹ค.
09:12
Recent estimates show that bitcoin has now overtaken
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์ตœ๊ทผ ์ถ”์‚ฐ์— ๋”ฐ๋ฅด๋ฉด ๋น„ํŠธ์ฝ”์ธ์ด ์ด์ œ ์•„๋ฅดํ—จํ‹ฐ๋‚˜์˜
09:16
the entire annual electricity use of Argentina!
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์—ฐ๊ฐ„ ์ „๊ธฐ ์‚ฌ์šฉ๋Ÿ‰์„ ์•ž์ง€๋ฅธ ๊ฒƒ์œผ๋กœ ๋‚˜ํƒ€๋‚ฌ์Šต๋‹ˆ๋‹ค !
09:20
Michel Rauchs works at Cambridge University's
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๋ฏธ์…ธ ๋ผ์šฐํฌ์Šค๋Š” ์ผ€์ž„๋ธŒ๋ฆฌ์ง€ ๋Œ€ํ•™๊ต์˜ ๋Œ€์ฒด ๊ธˆ์œต ์„ผํ„ฐ์—์„œ ๊ทผ๋ฌดํ•˜๋ฉฐ,
09:23
Centre for Alternative Finance which monitors bitcoin's electrical consumption.
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๋น„ํŠธ์ฝ”์ธ์˜ ์ „๊ธฐ ์†Œ๋น„๋Ÿ‰์„ ๋ชจ๋‹ˆํ„ฐ๋งํ•ฉ๋‹ˆ๋‹ค.
09:28
Here he is in conversation with BBC World Service's Tech Tent.
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BBC ์›”๋“œ ์„œ๋น„์Šค์˜ ํ…Œํฌ ํ…ํŠธ์—์„œ ๋Œ€ํ™”๋ฅผ ๋‚˜๋ˆ„๋Š” ๋ชจ์Šต์ž…๋‹ˆ๋‹ค.
09:35
Bitcoin consumes just a colossal amount of electricity
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๋น„ํŠธ์ฝ”์ธ์€ ์—„์ฒญ๋‚œ ์–‘์˜ ์ „๊ธฐ๋ฅผ ์†Œ๋ชจํ•˜๋Š”๋ฐ,
09:38
and now whether that electricity expenditure is really worth the benefits,
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๊ทธ ์ „๊ธฐ ๋น„์šฉ์ด ์ •๋ง ๋น„ํŠธ์ฝ”์ธ์˜ ํ˜œํƒ์— ๋น„ํ•ด ๊ฐ€์น˜๊ฐ€ ์žˆ๋Š”์ง€๋Š”
09:43
I think that really depends on how you value bitcoin itself.
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๋น„ํŠธ์ฝ”์ธ โ€‹โ€‹์ž์ฒด์˜ ๊ฐ€์น˜๋ฅผ ์–ด๋–ป๊ฒŒ ํ‰๊ฐ€ํ•˜๋Š๋ƒ์— ๋‹ฌ๋ ค ์žˆ๋‹ค๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
09:47
But just looking at the electricity consumption,
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ํ•˜์ง€๋งŒ ์ „๊ธฐ ์†Œ๋น„๋Ÿ‰๋งŒ ๋ด๋„, ์ข€ ๋” ๊ฐ๊ด€์ ์œผ๋กœ
09:49
I think we need to put things a bit into perspective.
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๋ณผ ํ•„์š”๊ฐ€ ์žˆ๋‹ค๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค .
09:52
So, on the one hand if you compare it to a country like Argentina,
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๊ทธ๋Ÿฌ๋‹ˆ ํ•œํŽธ์œผ๋กœ๋Š” ์•„๋ฅดํ—จํ‹ฐ๋‚˜์™€ ๊ฐ™์€ ๋‚˜๋ผ์™€ ๋น„๊ตํ•ด๋ณด๋ฉด,
09:56
it's just incredible and awe-inspiring.
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๊ทธ์ € ๋†€๋ž๊ณ  ๊ฒฝ์™ธ๊ฐ์„ ๋ถˆ๋Ÿฌ์ผ์œผํ‚ค๋Š” ์…ˆ์ด์ฃ .
09:58
On the other hand, if you compare it to, for example,
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๋ฐ˜๋ฉด, ์˜ˆ๋ฅผ ๋“ค์–ด
10:02
home appliances that are always on, on standby,
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ํ•ญ์ƒ ์ผœ์ ธ ์žˆ๊ณ  ๋Œ€๊ธฐ ์ƒํƒœ
10:05
but not being used, in the US alone,
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์ด์ง€๋งŒ ์‚ฌ์šฉ๋˜์ง€ ์•Š๋Š” ๊ฐ€์ „์ œํ’ˆ์„ ๋ฏธ๊ตญ์—์„œ๋งŒ ๋น„๊ตํ•ด๋ณด๋ฉด, ์ด๋Ÿฌํ•œ ๊ฐ€์ „์ œํ’ˆ์€ ๋น„ํŠธ์ฝ”์ธ โ€‹โ€‹๋„คํŠธ์›Œํฌ ์ „์ฒด๊ฐ€ ์†Œ๋น„ํ•˜๋Š” ์—ฐ๊ฐ„ ์ „๋ ฅ๋ณด๋‹ค
10:07
that consumes twice as much electricity, on a yearly basis,
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๋‘ ๋ฐฐ๋‚˜ ๋งŽ์€ ์ „๋ ฅ์„ ์†Œ๋น„ํ•ฉ๋‹ˆ๋‹ค
10:11
than the entire bitcoin network.
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.
10:15
Michel thinks that to assess bitcoin's energy use,
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๋ฏธ์…ธ์€ ๋น„ํŠธ์ฝ”์ธ์˜ ์—๋„ˆ์ง€ ์‚ฌ์šฉ๋Ÿ‰์„ ํ‰๊ฐ€ํ•˜๋ ค๋ฉด
10:18
we must 'put things into perspective' โ€”
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'์‚ฌ๋ฌผ์„ ๊ฐ๊ด€์ ์œผ๋กœ ๋ฐ”๋ผ๋ด์•ผ ํ•œ๋‹ค', ์ฆ‰
10:21
'find the true, objective value of something'.
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' ๋ฌด์–ธ๊ฐ€์˜ ์ง„์‹ค๋˜๊ณ  ๊ฐ๊ด€์ ์ธ ๊ฐ€์น˜๋ฅผ ์ฐพ์•„์•ผ ํ•œ๋‹ค'๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
10:25
Comparing bitcoin's energy use to a huge country like Argentina sounds monstrous.
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๋น„ํŠธ์ฝ”์ธ์˜ ์—๋„ˆ์ง€ ์‚ฌ์šฉ๋Ÿ‰์„ ์•„๋ฅดํ—จํ‹ฐ๋‚˜ ๊ฐ™์€ ๊ฑฐ๋Œ€ํ•œ ๋‚˜๋ผ์™€ ๋น„๊ตํ•˜๋Š” ๊ฑด ํ„ฐ๋ฌด๋‹ˆ์—†๋Š” ์†Œ๋ฆฌ์ฒ˜๋Ÿผ ๋“ค๋ฆฝ๋‹ˆ๋‹ค.
10:31
But looked at another way, bitcoin only consumes half the electricity
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ํ•˜์ง€๋งŒ ๋‹ค๋ฅธ ๊ฐ๋„์—์„œ ์‚ดํŽด๋ณด๋ฉด, ๋น„ํŠธ์ฝ”์ธ์€
10:34
used by all US televisions and other home appliances left 'on standby' โ€”
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๋ฏธ๊ตญ์˜ ๋ชจ๋“  TV์™€ ๊ธฐํƒ€ ๊ฐ€์ „์ œํ’ˆ์ด '๋Œ€๊ธฐ ๋ชจ๋“œ'๋กœ ๋†”๋‘๋Š” ๋ฐ ์‚ฌ์šฉํ•˜๋Š” ์ „๊ธฐ์˜ ์ ˆ๋ฐ˜๋งŒ์„ ์†Œ๋น„ํ•ฉ๋‹ˆ๋‹ค. ๋Œ€๊ธฐ ๋ชจ๋“œ๋ž€ 'ํ•„์š”ํ•  ๋•Œ
10:39
which means 'powered on and ready to work when needed'.
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์ „์›์ด ์ผœ์ง€๊ณ  ์ž‘๋™ํ•  ์ค€๋น„๊ฐ€ ๋˜์–ด ์žˆ๋Š”' ์ƒํƒœ๋ฅผ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
10:43
So maybe the best get-rich-quick scheme
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๊ทธ๋Ÿฌ๋‹ˆ ๊ฐ€์žฅ ๋นจ๋ฆฌ ๋ถ€์ž๊ฐ€ ๋˜๋Š” ๋ฐฉ๋ฒ•์€ TV๋ฅผ ๋„๊ณ 
10:46
is to save money on your electricity bills by turning off your TV, Neil.
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์ „๊ธฐ ์š”๊ธˆ์„ ์•„๋ผ๋Š” ๊ฒƒ์ผ ์ˆ˜๋„ ์žˆ๊ฒ ๋„ค์š” , ๋‹.
10:51
Well, it's got to be easier than mining bitcoins, which reminds me.
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๊ธ€์Ž„, ๋น„ํŠธ์ฝ”์ธ โ€‹โ€‹์ฑ„๊ตด๋ณด๋‹ค ํ›จ์”ฌ ์‰ฝ๊ฒ ๊ตฌ๋‚˜.
10:56
Of your quiz question!
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๋‹น์‹ ์˜ ํ€ด์ฆˆ ์งˆ๋ฌธ์— ๋Œ€ํ•œ ๋‹ต๋ณ€์ž…๋‹ˆ๋‹ค!
10:58
You asked what year bitcoin was first released, 2009, 2015 or 2019?
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๋น„ํŠธ์ฝ”์ธ์ด ์ฒ˜์Œ ์ถœ์‹œ๋œ ํ•ด๊ฐ€ 2009๋…„์ธ์ง€, 2015๋…„์ธ์ง€, ์•„๋‹ˆ๋ฉด 2019๋…„์ธ์ง€ ๋ฌผ์œผ์…จ์ฃ ?
11:04
And I said b) 2015.
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๊ทธ๋ฆฌ๊ณ  ์ œ๊ฐ€ b) 2015๋…„์ด๋ผ๊ณ  ๋งํ–ˆ์–ด์š”. ์ƒ˜,
11:08
Which was the wrong answer, I'm afraid, Sam! It was first released in 2009.
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ํ‹€๋ฆฐ ๋‹ต์ด์—ˆ์–ด์š” ! ์ด ๋ณต๊ถŒ์€ 2009๋…„์— ์ฒ˜์Œ ์ถœ์‹œ๋˜์—ˆ์Šต๋‹ˆ๋‹ค.
11:14
So maybe we'd better keep buying lottery tickets.
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๊ทธ๋Ÿฌ๋‹ˆ ๊ณ„์† ๋ณต๊ถŒ์„ ์‚ฌ๋Š” ๊ฒŒ ๋‚˜์„์ง€๋„ ๋ชจ๋ฆ…๋‹ˆ๋‹ค.
11:17
After all, it's a pretty good 'get-rich-quick' scheme โ€”
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๊ฒฐ๊ตญ, ์ด๊ฑด ๊ฝค ๊ดœ์ฐฎ์€ '์žฌ๋นจ๋ฆฌ ๋ˆ๋ฒŒ๊ธฐ' ๊ณ„ํš์ด์—์š”.
11:21
'a way to make a lot of money quickly'.
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'์žฌ๋นจ๋ฆฌ ๋งŽ์€ ๋ˆ์„ ๋ฒ„๋Š” ๋ฐฉ๋ฒ•'์ด์ฃ .
11:24
Let's recap the other vocabulary now.
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์ด์ œ ๋‹ค๋ฅธ ์–ดํœ˜๋ฅผ ๋‹ค์‹œ ์‚ดํŽด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
11:27
Someone who is 'risk-averse' 'doesn't like taking risks'.
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'์œ„ํ—˜ ํšŒํ”ผํ˜•' ์‚ฌ๋žŒ์€ ' ์œ„ํ—˜์„ ๊ฐ์ˆ˜ํ•˜๋Š” ๊ฒƒ์„ ์ข‹์•„ํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค'.
11:31
If you 'dip a toe into something',
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'๋ฌด์–ธ๊ฐ€์— ๋ฐœ๊ฐ€๋ฝ์„ ๋‹ด๊ทผ๋‹ค'๋Š” ๊ฒƒ์€ '
11:33
you 'test it out slowly and carefully to see how it feels'.
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๋Š๋‚Œ์ด ์–ด๋–ค์ง€ ์•Œ์•„๋ณด๊ธฐ ์œ„ํ•ด ์ฒœ์ฒœํžˆ ์กฐ์‹ฌ์Šค๋Ÿฝ๊ฒŒ ์‹œํ—˜ํ•ด ๋ณธ๋‹ค'๋Š” ์˜๋ฏธ์ž…๋‹ˆ๋‹ค.
11:39
A 'pension plan' is 'a way of saving money for your retirement'.
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์—ฐ๊ธˆ ๊ณ„ํš์€ ์€ํ‡ด ์ƒํ™œ์„ ์œ„ํ•ด ๋ˆ์„ ์ €์ถ•ํ•˜๋Š” ๋ฐฉ๋ฒ•์ž…๋‹ˆ๋‹ค .
11:44
'Putting things into perspective'
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'์‚ฌ๋ฌผ์„ ๊ฐ๊ด€์ ์œผ๋กœ ๋ณด๋Š” ๊ฒƒ'์€
11:46
means 'assessing the real importance of something,
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'๋ฌด์–ธ๊ฐ€์˜ ์‹ค์ œ ์ค‘์š”์„ฑ์„ ํ‰๊ฐ€ํ•˜๋Š” ๊ฒƒ'์„ ์˜๋ฏธํ•˜๋ฉฐ ,
11:49
'often by comparing it to something similar'.
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'์ข…์ข… ๋น„์Šทํ•œ ๊ฒƒ๊ณผ ๋น„๊ตํ•˜์—ฌ ํ‰๊ฐ€ํ•œ๋‹ค'. ๋งˆ์น˜
11:53
Like comparing the energy use of bitcoin
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๋น„ํŠธ์ฝ”์ธ์˜ ์—๋„ˆ์ง€ ์‚ฌ์šฉ๋Ÿ‰์„
11:55
with the energy used by electrical appliances left on 'standby' โ€”
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'๋Œ€๊ธฐ' ์ƒํƒœ, ์ฆ‰
11:59
'ready to be used'.
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'์‚ฌ์šฉ ์ค€๋น„' ์ƒํƒœ๋กœ ๋‘” ์ „๊ธฐ ์ œํ’ˆ์ด ์‚ฌ์šฉํ•˜๋Š” ์—๋„ˆ์ง€์™€ ๋น„๊ตํ•˜๋Š” ๊ฒƒ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค.
12:02
And that's all we have time for.
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๊ทธ๋ฆฌ๊ณ  ๊ทธ๊ฒŒ ์šฐ๋ฆฌ๊ฐ€ ํ•  ์ˆ˜ ์žˆ๋Š” ์ „๋ถ€์˜ˆ์š”.
12:04
โ€” Bye for now! โ€” Bye-bye!
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โ€” ์ด์ œ ์•ˆ๋…•! - ์•ˆ๋…•!
12:07
6 Minute English.
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6๋ถ„ ์˜์–ด.
12:09
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
12:12
Hello and welcome to 6 Minute English. I'm Alice.
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์•ˆ๋…•ํ•˜์„ธ์š”. 6 Minute English์— ์˜ค์‹  ๊ฒƒ์„ ํ™˜์˜ํ•ฉ๋‹ˆ๋‹ค. ์ €๋Š” ์•จ๋ฆฌ์Šค์˜ˆ์š”.
12:15
โ€” And I'm Neil. Hello! โ€” Hello, Neil.
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โ€” ๊ทธ๋ฆฌ๊ณ  ์ €๋Š” ๋‹์ด์—์š”. ์•ˆ๋…•ํ•˜์„ธ์š”! โ€” ์•ˆ๋…•, ๋‹.
12:17
Now tell me, do you usually go Dutch when you take someone out to dinner?
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์ด์ œ ๋ง์”€ํ•ด์ฃผ์„ธ์š”. ๋‹น์‹ ์€ ๋ˆ„๊ตฐ๊ฐ€๋ฅผ ์ €๋… ์‹์‚ฌ์— ์ดˆ๋Œ€ํ•  ๋•Œ ๋ณดํ†ต ๋”์น˜ํŽ˜์ด๋ฅผ ํ•˜์‹œ๋‚˜์š”?
12:22
Now 'go Dutch' means to 'share the cost of something',
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์ด์ œ '๊ณ  ๋”์น˜(go Dutch)'๋Š” '๋ฌด์–ธ๊ฐ€์˜ ๋น„์šฉ์„ ๋ถ„๋‹ดํ•œ๋‹ค'๋Š” ๋œป์œผ๋กœ,
12:26
for example, a meal in a restaurant.
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์˜ˆ๋ฅผ ๋“ค์–ด, ์‹๋‹น์—์„œ ์‹์‚ฌํ•˜๋Š” ๋น„์šฉ์„ ๋ถ„๋‹ดํ•œ๋‹ค๋Š” ๋œป์ž…๋‹ˆ๋‹ค.
12:28
Er, well, Alice, no, I usually expect my date to pay actually.
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์–ด, ๊ธ€์Ž„์š”, ์•จ๋ฆฌ์Šค. ์ €๋Š” ๋ณดํ†ต ๋ฐ์ดํŠธ ์ƒ๋Œ€๊ฐ€ ์‹ค์ œ๋กœ ๋ˆ์„ ๋‚ด๊ธฐ๋ฅผ ๊ธฐ๋Œ€ํ•ด์š”.
12:32
I hope you're joking, Neil. But I wouldn't be surprised!
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๋†๋‹ดํ•˜์‹œ๋Š” ๊ฒ๋‹ˆ๊นŒ, ๋‹. ํ•˜์ง€๋งŒ ์ €๋Š” ๋†€๋ผ์ง€ ์•Š์„ ๊ฑฐ์˜ˆ์š”!
12:36
Personally, I think it's a nice gesture
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๊ฐœ์ธ์ ์œผ๋กœ, ์ €๋Š” ๋ฐ์ดํŠธํ•  ๋•Œ ์‹์‚ฌ ๋น„์šฉ์„ ์ง€๋ถˆํ•˜๊ฒ ๋‹ค๊ณ  ์ œ์•ˆํ•˜๋Š” ๊ฒƒ์ด ์ข‹์€ ํ–‰๋™์ด๋ผ๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค
12:39
to offer to pay for the meal when you're on a date.
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.
12:41
Mm, yeah, but it can depend on the situation โ€”
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์Œ, ๊ทธ๋ ‡์ฃ . ํ•˜์ง€๋งŒ ์ƒํ™ฉ์— ๋”ฐ๋ผ ๋‹ฌ๋ผ์งˆ ์ˆ˜ ์žˆ์–ด์š”.
12:44
some people might be offended if you offered to pay for everything!
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๋ชจ๋“  ๋น„์šฉ์„ ์ง€๋ถˆํ•˜๊ฒ ๋‹ค๊ณ  ํ•˜๋ฉด ๊ธฐ๋ถ„ ๋‚˜๋น ํ•  ์‚ฌ๋žŒ๋„ ์žˆ์„ ์ˆ˜ ์žˆ๊ฑฐ๋“ ์š”!
12:47
Well, yes, true.
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์Œ, ๊ทธ๋ ‡์ฃ .
12:48
Clearly, you're not going to offend those people, Neil, though are you?
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๋‹, ๋‹น์‹ ์€ ๋ถ„๋ช… ๊ทธ ์‚ฌ๋žŒ๋“ค์„ ํ™”๋‚˜๊ฒŒ ํ•˜์ง€ ์•Š์„ ๊ฑฐ์˜ˆ์š”. ํ•˜์ง€๋งŒ ๊ทธ๋ ‡์ฃ ?
12:51
And I won't be going to dinner with you any time soon!
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๊ทธ๋ฆฌ๊ณ  ์ €๋Š” ์•ž์œผ๋กœ๋„ ๋‹น์‹ ๊ณผ ์ €๋… ์‹์‚ฌ๋ฅผ ํ•˜์ง€ ์•Š์„ ๊ฑฐ์˜ˆ์š” !
12:54
Well, I didn't ask, so calm down, Alice!
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๊ธ€์Ž„์š”, ์ €๋Š” ๋ฌป์ง€ ์•Š์•˜์œผ๋‹ˆ๊นŒ, ์ง„์ •ํ•˜์„ธ์š”, ์•จ๋ฆฌ์Šค!
12:58
Actually, money matters can cause relationship problems in couples โ€”
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์‹ค์ œ๋กœ, ๋ˆ ๋ฌธ์ œ๋Š” ๋ถ€๋ถ€ ๊ด€๊ณ„์— ๋ฌธ์ œ๋ฅผ ์ผ์œผํ‚ฌ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋ฐ”๋กœ
13:03
and that's the subject of the show.
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์ด๊ฒƒ์ด ์ด ์‡ผ์˜ ์ฃผ์ œ์ž…๋‹ˆ๋‹ค.
13:05
Here's today's quiz question, based on a UK survey. Ready, Alice?
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์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ๋Š” ์˜๊ตญ ์„ค๋ฌธ ์กฐ์‚ฌ๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ๋งŒ๋“ค์–ด์กŒ์Šต๋‹ˆ๋‹ค. ์ค€๋น„๋์ง€, ์•จ๋ฆฌ์Šค?
13:10
I am indeed.
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๊ทธ๋ ‡์Šต๋‹ˆ๋‹ค.
13:11
What percentage of married couples don't know exactly what their spouse earns?
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๊ฒฐํ˜ผํ•œ ๋ถ€๋ถ€ ์ค‘ ๋ฐฐ์šฐ์ž์˜ ์ •ํ™•ํ•œ ์†Œ๋“์„ ๋ชจ๋ฅด๋Š” ๋ถ€๋ถ€์˜ ๋น„์œจ์€ ์–ผ๋งˆ์ธ๊ฐ€์š” ?
13:17
โ€” Hm. โ€” Is it a) 4%?
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โ€”์Œ. โ€” a) 4%์ธ๊ฐ€์š”?
13:20
b) 14%? Or c) 44%?
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b) 14%? ๋˜๋Š” c) 44%?
13:25
Hm, well, gosh! I think b) 14%. Yes, that sounds about right to me.
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์Œ, ๊ทธ๋ ‡๊ตฐ์š”! ์ €๋Š” b) 14%๋ผ๊ณ  ์ƒ๊ฐํ•ด์š”. ๋„ค, ์ œ๊ฒŒ๋Š” ๊ทธ๊ฒŒ ๋งž๋Š” ๊ฒƒ ๊ฐ™์•„์š”.
13:32
Well, we'll find out if you're right or wrong later on.
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๊ธ€์Ž„์š”, ๋‹น์‹ ์ด ์˜ณ์€์ง€ ๊ทธ๋ฅธ์ง€๋Š” ๋‚˜์ค‘์— ์•Œ๊ฒŒ ๋  ๊ฑฐ์˜ˆ์š”.
13:36
Now, it seems important that couples are honest about their finances,
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์š”์ฆ˜์€ ๋ถ€๋ถ€๊ฐ€ ์žฌ์ •์— ๋Œ€ํ•ด ์†”์งํ•˜๊ฒŒ ๋งํ•˜๋Š” ๊ฒŒ ์ค‘์š”ํ•ด ๋ณด์ž…๋‹ˆ๋‹ค. ์žฌ์ •์— ๋Œ€ํ•œ ์†”์งํ•œ ์˜๊ฒฌ์€ ๋ถ€๋ถ€์˜ ๋ฏธ๋ž˜ ์žฌ์ • ์„ ํƒ
13:40
because it can have an impact on their future financial options together.
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์— ์˜ํ–ฅ์„ ๋ฏธ์น  ์ˆ˜ ์žˆ๊ฑฐ๋“ ์š” .
13:45
Yes, that's right.
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๋„ค, ๋งž์Šต๋‹ˆ๋‹ค. ๋‘ ๋ถ„์ด
13:46
If you're buying a house together and then find out later that your 'spouse' โ€”
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ํ•จ๊ป˜ ์ง‘์„ ๊ตฌ๋งคํ•˜์…จ๋‹ค๊ฐ€ ๋‚˜์ค‘์— '๋ฐฐ์šฐ์ž' -
13:50
your 'husband or wife' โ€” is thousands of pounds in debt,
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'๋‚จํŽธ์ด๋‚˜ ์•„๋‚ด' - ๊ฐ€ ์ˆ˜์ฒœ ํŒŒ์šด๋“œ์˜ ๋นš์„ ์ง€๊ณ  ์žˆ๋‹ค๋Š” ์‚ฌ์‹ค์„ ์•Œ๊ฒŒ ๋œ๋‹ค๋ฉด,
13:54
then the chances are you won't be able to get a mortgage.
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์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ์„ ๋ฐ›์„ ๊ฐ€๋Šฅ์„ฑ์ด ๋‚ฎ์Šต๋‹ˆ๋‹ค.
13:57
'To be in debt', by the way, means 'to owe money to someone'.
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๊ทธ๋Ÿฐ๋ฐ, '๋นš์„ ์ง„๋‹ค'๋Š” ๋ง ์€ '๋ˆ„๊ตฐ๊ฐ€์—๊ฒŒ ๋ˆ์„ ๋นš์กŒ๋‹ค'๋Š” ๋œป์ด์—์š”.
14:01
Good point. A 'mortgage' is where 'a bank lends you money to buy a house'.
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์ข‹์€ ์ง€์ ์ด๋„ค์š”. '์ฃผํƒ๋‹ด๋ณด๋Œ€์ถœ'์€ '์€ํ–‰์—์„œ ์ง‘์„ ์‚ด ์ˆ˜ ์žˆ๋„๋ก ๋ˆ์„ ๋นŒ๋ ค์ฃผ๋Š” ๊ฒƒ'์„ ๋งํ•ฉ๋‹ˆ๋‹ค.
14:05
Let's listen now to what Arabella Russell, a relationship therapist,
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์ด์ œ ๊ด€๊ณ„ ์น˜๋ฃŒ์‚ฌ์ธ ์•„๋ผ๋ฒจ๋ผ ๋Ÿฌ์…€์ด
14:10
has to say about this.
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์ด์— ๋Œ€ํ•ด ์–ด๋–ป๊ฒŒ ๋งํ•˜๋Š”์ง€ ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
14:13
The fact of the matter is it's very difficult,
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์‚ฌ์‹ค ๋ˆ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฑด ๋งค์šฐ ์–ด๋ ต๊ณ ,
14:15
it can be very difficult, to talk about money.
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๋งค์šฐ ์–ด๋ ค์šธ ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค .
14:17
Often when we talk about money, it's emotions very close to us โ€”
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์šฐ๋ฆฌ๊ฐ€ ๋ˆ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•  ๋•Œ, ์ข…์ข… ์šฐ๋ฆฌ์—๊ฒŒ ๋งค์šฐ ๊ฐ€๊นŒ์šด ๊ฐ์ •์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ฉ๋‹ˆ๋‹ค.
14:20
there's guilt, there's shame. What have we done in the past?
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์ฃ„์ฑ…๊ฐ๊ณผ ๋ถ€๋„๋Ÿฌ์›€์ด ์žˆ์ฃ . ์šฐ๋ฆฌ๋Š” ๊ณผ๊ฑฐ์— ๋ฌด์—‡์„ ํ–ˆ๋Š”๊ฐ€?
14:23
To start those conversations is complicated.
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๊ทธ๋Ÿฐ ๋Œ€ํ™”๋ฅผ ์‹œ์ž‘ํ•˜๋Š” ๊ฑด ๋ณต์žกํ•ด์š”.
14:25
Money can be about how we value ourselves, how we feel valued.
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๋ˆ์€ ์šฐ๋ฆฌ ์ž์‹ ์„ ์–ด๋–ป๊ฒŒ ํ‰๊ฐ€ํ•˜๋Š”์ง€, ์šฐ๋ฆฌ๊ฐ€ ์–ด๋–ป๊ฒŒ ํ‰๊ฐ€๋ฐ›๋Š”๋‹ค๊ณ  ๋Š๋ผ๋Š”์ง€์— ๋Œ€ํ•œ ๊ฒƒ์ž…๋‹ˆ๋‹ค.
14:29
It's not just a simple case of talking about hard cash.
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์ด๋Š” ๋‹จ์ˆœํžˆ ํ˜„๊ธˆ์— ๊ด€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฒƒ์ด ์•„๋‹™๋‹ˆ๋‹ค.
14:33
Arabella talks about "hard cash". Now what does that mean?
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์•„๋ผ๋ฒจ๋ผ๋Š” "ํ˜„๊ธˆ"์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ฉ๋‹ˆ๋‹ค. ๊ทธ๋Ÿผ ๊ทธ๊ฒŒ ๋ฌด์Šจ ๋œป์ผ๊นŒ์š”?
14:37
Well, we say 'hard cash' when we talk about 'physical money' โ€”
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๊ธ€์Ž„์š”, ์šฐ๋ฆฌ๋Š” ' ์‹ค์ œ ๋ˆ', ์ฆ‰
14:41
the coins and banknotes โ€” as opposed to other types of payment.
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๋™์ „๊ณผ ์ง€ํ๋ฅผ ๋งํ•  ๋•Œ ๋‹ค๋ฅธ ์œ ํ˜•์˜ ์ง€๋ถˆ๊ณผ ๋Œ€์กฐ์ ์œผ๋กœ 'ํ˜„๊ธˆ'์ด๋ผ๊ณ  ๋งํ•ฉ๋‹ˆ๋‹ค. ์•จ๋ฆฌ์Šค,
14:45
And why do we find it so difficult to talk about cash, Alice?
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์™œ ์šฐ๋ฆฌ๋Š” ๋ˆ์— ๊ด€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฒƒ์„ ๊ทธ๋ ‡๊ฒŒ ์–ด๋ ค์›Œํ• ๊นŒ?
14:50
Well, because we get emotional about it!
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๊ธ€์Ž„์š”, ์šฐ๋ฆฌ๋Š” ๊ทธ๊ฒƒ์— ๋Œ€ํ•ด ๊ฐ์ •์ ์ด ๋˜๊ฑฐ๋“ ์š”!
14:52
Arabella talks about feelings of guilt and shame.
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์•„๋ผ๋ฒจ๋ผ๋Š” ์ฃ„์ฑ…๊ฐ๊ณผ ์ˆ˜์น˜์‹ฌ์— ๋Œ€ํ•œ ๊ฐ์ •์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ฉ๋‹ˆ๋‹ค.
14:55
And for many of us, money isn't simply money.
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๊ทธ๋ฆฌ๊ณ  ์šฐ๋ฆฌ ์ค‘ ๋งŽ์€ ์‚ฌ๋žŒ๋“ค์—๊ฒŒ ๋ˆ์€ ๊ทธ์ € ๋ˆ์ด ์•„๋‹™๋‹ˆ๋‹ค.
14:58
It can be about how we value ourselves or feel valued.
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์ด๋Š” ์šฐ๋ฆฌ ์ž์‹ ์„ ์–ด๋–ป๊ฒŒ ํ‰๊ฐ€ํ•˜๋Š”์ง€, ๋˜๋Š” ์ž์‹ ์ด ์†Œ์ค‘ํ•˜๊ฒŒ ์—ฌ๊ฒจ์ง„๋‹ค๊ณ  ๋Š๋ผ๋Š”์ง€์— ๋Œ€ํ•œ ๊ฒƒ์ผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
15:02
Right, so if I were to buy you a cheap engagement ring,
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๊ทธ๋ ‡์ฃ . ์ œ๊ฐ€ ๋‹น์‹ ์—๊ฒŒ ์‹ผ ์•ฝํ˜ผ ๋ฐ˜์ง€๋ฅผ ์‚ฌ์ค€๋‹ค๋ฉด,
15:06
you would feel undervalued.
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๋‹น์‹ ์€ ์ž์‹ ์ด ๊ฐ€์น˜ ์—†๋‹ค๊ณ  ๋Š๋‚„ ๊ฑฐ์˜ˆ์š”.
15:08
Nice example, Neil!
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์ข‹์€ ์˜ˆ์˜ˆ์š”, ๋‹! ์•ฝํ˜ผ ๋ฐ˜์ง€๋Š”
15:10
You can't be a cheapskate when it comes to engagement rings!
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์ธ์ƒ‰ํ•˜๊ฒŒ ์‚ด ์ˆ˜ ์—†์ฃ  !
15:14
So how much would you spend on our engagement ring, Neil?
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๊ทธ๋Ÿผ ๋‹, ์•ฝํ˜ผ ๋ฐ˜์ง€๋Š” ์–ผ๋งˆ์— ์‚ฌ์‹ค ๊ฑฐ์˜ˆ์š”?
15:17
Well, I didn't know we were getting married!
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์Œ, ์šฐ๋ฆฌ๊ฐ€ ๊ฒฐํ˜ผํ•œ๋‹ค๋Š” ๊ฑธ ๋ชฐ๋ž์–ด์š”!
15:20
But if I was buying an engagement ring for you, Alice,
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ํ•˜์ง€๋งŒ ์•จ๋ฆฌ์Šค, ๋‚ด๊ฐ€ ๋„ˆ์—๊ฒŒ ์•ฝํ˜ผ ๋ฐ˜์ง€๋ฅผ ์‚ฌ๋ ค๋ฉด, ์•„๋งˆ ์•ฝ
15:23
I think definitely I would spend about, you know, around in the region of, er...
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, ์Œ... ์ •๋„์˜ ๋ˆ์„ ์“ธ ๊ฒƒ ๊ฐ™์•„.
15:29
โ€” Sorry, Neil, I didn't quite catch that. โ€” Something like, er...
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๋ฏธ์•ˆํ•ด, ๋‹, ์ž˜ ์•Œ์•„๋“ฃ์ง€ ๋ชปํ–ˆ์–ด. โ€” ๋ญ๋ž„๊นŒ์š”, ์–ด...
15:32
Something, pounds.
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๋ญ๋ž„๊นŒ์š”, ํŒŒ์šด๋“œ ์ •๋„.
15:34
Oh, right, hmm.
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์•„, ๊ทธ๋ ‡๊ตฐ์š”, ์Œ.
15:37
Are you calling me a cheapskate?
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๋‚˜๋ฅผ ์ธ์ƒ‰ํ•œ ๋†ˆ์ด๋ผ๊ณ  ๋ถ€๋ฅด์‹œ๋‚˜์š”?
15:38
I certainly am, Neil.
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๋ฌผ๋ก ์ด์ง€์š”, ๋‹. ๊ทธ๋Ÿฐ๋ฐ,
15:40
'Cheapskate' means 'someone who doesn't like spending money', by the way.
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'์ธ์ƒ‰ํ•œ ์‚ฌ๋žŒ'์€ ' ๋ˆ ์“ฐ๋Š” ๊ฑธ ์‹ซ์–ดํ•˜๋Š” ์‚ฌ๋žŒ'์ด๋ผ๋Š” ๋œป์ด์—์š”.
15:44
Moving on, let's hear more from Arabella
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์ด์–ด์„œ ์•„๋ผ๋ฒจ๋ผ๋กœ๋ถ€ํ„ฐ
15:47
about how people have different attitudes towards money.
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์‚ฌ๋žŒ๋“ค์ด ๋ˆ์— ๋Œ€ํ•ด ๊ฐ–๋Š” ๋‹ค์–‘ํ•œ ํƒœ๋„์— ๋Œ€ํ•ด ๋” ์ž์„ธํžˆ ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค .
15:51
Accept the fact that in your relationship you might do money differently.
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์—ฌ๋Ÿฌ๋ถ„์˜ ๊ด€๊ณ„์—์„œ ๋ˆ์— ๋Œ€ํ•œ ์ ‘๊ทผ ๋ฐฉ์‹์ด ๋‹ฌ๋ผ์งˆ ์ˆ˜๋„ ์žˆ๋‹ค๋Š” ์‚ฌ์‹ค์„ ๋ฐ›์•„๋“ค์ด์„ธ์š”.
15:54
There might be a spender, there might be a saver.
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๋ˆ์„ ์“ฐ๋Š” ์‚ฌ๋žŒ์ด ์žˆ์„ ์ˆ˜๋„ ์žˆ๊ณ , ์ €์ถ•ํ•˜๋Š” ์‚ฌ๋žŒ์ด ์žˆ์„ ์ˆ˜๋„ ์žˆ๋‹ค.
15:57
It's very tempting, if your partner does things differently, to say they're wrong.
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ํŒŒํŠธ๋„ˆ๊ฐ€ ๋‹ค๋ฅด๊ฒŒ ํ–‰๋™ํ•  ๋•Œ, ์ž์‹ ์ด ํ‹€๋ ธ๋‹ค๊ณ  ๋งํ•˜๊ณ  ์‹ถ์€ ์œ ํ˜น์ด ํฝ๋‹ˆ๋‹ค.
16:00
They might do it differently because they see money differently.
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๊ทธ๋“ค์€ ๋ˆ์„ ๋‹ค๋ฅด๊ฒŒ ๋ณด๊ธฐ ๋•Œ๋ฌธ์— ๋‹ค๋ฅด๊ฒŒ ํ–‰๋™ํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค.
16:03
Do it differently, but have a budget.
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๋‹ค๋ฅด๊ฒŒ ํ•˜๋˜, ์˜ˆ์‚ฐ์„ ์ •ํ•ด ๋ณด์„ธ์š”.
16:05
Of course, be honest about each other,
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๋ฌผ๋ก , ์„œ๋กœ์— ๋Œ€ํ•ด ์†”์งํ•ด์•ผ
16:07
but recognise that you might just have a different view of money.
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ํ•˜์ง€๋งŒ, ๋ˆ์— ๋Œ€ํ•œ ๊ฒฌํ•ด๊ฐ€ ๋‹ค๋ฅผ ์ˆ˜๋„ ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ์ธ์‹ํ•˜์„ธ์š” . ์ œ๊ฒŒ๋Š”
16:10
Now that sounds like excellent advice to me!
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์ •๋ง ํ›Œ๋ฅญํ•œ ์กฐ์–ธ์ธ ๊ฒƒ ๊ฐ™์•„์š” !
16:13
I'm a saver, and I'm not ashamed to say it.
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์ €๋Š” ์ €์ถ•ํ•˜๋Š” ์‚ฌ๋žŒ์ด์—์š”. ๊ทธ๊ฑธ ๋งํ•˜๋Š” ๋ฐ ๋ถ€๋„๋Ÿฌ์›€์ด ์—†์–ด์š”.
16:16
Why waste money on an expensive engagement ring?
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๋น„์‹ผ ์•ฝํ˜ผ ๋ฐ˜์ง€์— ๋ˆ์„ ๋‚ญ๋น„ํ•  ์ด์œ ๊ฐ€ ๋ญ์ฃ ?
16:19
Engagements don't always last.
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์•ฝํ˜ผ์€ ํ•ญ์ƒ ์˜ค๋ž˜ ์ง€์†๋˜๋Š” ๊ฒƒ์€ ์•„๋‹™๋‹ˆ๋‹ค.
16:21
You might drop the ring down the kitchen sink or...
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๋ฐ˜์ง€๋ฅผ ์ฃผ๋ฐฉ ์‹ฑํฌ๋Œ€์— ๋–จ์–ด๋œจ๋ฆด ์ˆ˜๋„ ์žˆ๊ณ  ...
16:24
Oh, how romantic, Neil!
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์˜ค, ์–ผ๋งˆ๋‚˜ ๋กœ๋งจํ‹ฑํ•œ์ง€์š”, ๋‹!
16:25
..it could be stolen or, you know, you might meet someone else.
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..๋„๋‚œ๋‹นํ•  ์ˆ˜๋„ ์žˆ๊ณ , ๋‹ค๋ฅธ ์‚ฌ๋žŒ์„ ๋งŒ๋‚  ์ˆ˜๋„ ์žˆ์ฃ .
16:27
Indeed. Now, I know I shouldn't say you're wrong, but you're wrong!
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๋ฌผ๋ก . ์ด์ œ, ๋‹น์‹ ์ด ํ‹€๋ ธ๋‹ค๊ณ  ๋งํ•˜๋ฉด ์•ˆ ๋œ๋‹ค๋Š” ๊ฑด ์•Œ์ง€๋งŒ, ๋‹น์‹ ์ด ํ‹€๋ ธ์–ด์š”! ๊ด€๊ณ„๋ฅผ ์ž˜ ์œ ์ง€ํ•˜๊ณ  ์‹ถ๋‹ค๋ฉด,
16:34
You have to invest in a relationship if you want it to work.
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๊ด€๊ณ„์— ํˆฌ์žํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค .
16:37
Calm down. I see money differently to you.
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์ง„์ •ํ•˜๋‹ค. ๋‚˜๋Š” ๋‹น์‹ ๊ณผ๋Š” ๋ˆ์„ ๋‹ค๋ฅด๊ฒŒ ๋ด…๋‹ˆ๋‹ค.
16:40
I'm a saver and you're a spender, and that's all there is to it.
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๋‚˜๋Š” ์ €์ถ•ํ•˜๋Š” ์‚ฌ๋žŒ์ด๊ณ  ๋‹น์‹ ์€ ์ง€์ถœํ•˜๋Š” ์‚ฌ๋žŒ์ธ๋ฐ, ๊ทธ๊ฒŒ ์ „๋ถ€์˜ˆ์š”.
16:44
Now, a 'budget' means 'the money you have available for something
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์ด์ œ, '์˜ˆ์‚ฐ'์€ ' ์–ด๋–ค ์ผ์„ ์œ„ํ•ด ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋Š” ๋ˆ
16:48
'and a plan for how to use it'.
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'๊ณผ '๊ทธ ๋ˆ์„ ์–ด๋–ป๊ฒŒ ์‚ฌ์šฉํ• ์ง€์— ๋Œ€ํ•œ ๊ณ„ํš'์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
16:50
Mm, well, we'll have to 'agree to differ'.
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์Œ, ๊ธ€์Ž„์š”, ์šฐ๋ฆฌ๋Š” '์˜๊ฒฌ์ด ๋‹ค๋ฅด๋‹ค๋Š” ๋ฐ ๋™์˜'ํ•ด์•ผ ํ•  ๊ฒ๋‹ˆ๋‹ค.
16:53
And that means 'accept that we have different opinions' on this one!
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์ฆ‰, ์ด ๋ฌธ์ œ์— ๋Œ€ํ•ด์„œ๋Š” '์šฐ๋ฆฌ๊ฐ€ ๋‹ค๋ฅธ ์˜๊ฒฌ์„ ๊ฐ€์ง€๊ณ  ์žˆ๋‹ค๋Š” ๊ฒƒ์„ ๋ฐ›์•„๋“ค์ด์ž'๋Š” ๋œป์ด์—์š”!
16:57
Can we have the answer to today's quiz question then, please?
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๊ทธ๋Ÿผ ์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ์˜ ๋‹ต์„ ์•Œ๋ ค์ฃผ์‹œ๊ฒ ์–ด์š”?
17:00
Yes, we can.
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๋„ค, ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
17:01
I asked what percentage of married couples
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๊ฒฐํ˜ผํ•œ ๋ถ€๋ถ€ ์ค‘์—์„œ ๋ฐฐ์šฐ์ž์˜ ์ˆ˜์ž…์ด ์–ผ๋งˆ์ธ์ง€ ์ •ํ™•ํžˆ ๋ชจ๋ฅด๋Š” ๋ถ€๋ถ€์˜ ๋น„์œจ์€ ์–ผ๋งˆ์ธ์ง€ ๋ฌผ์—ˆ์Šต๋‹ˆ๋‹ค.
17:04
don't know exactly what their spouse earns?
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17:06
Is it a) 4%? b) 14%?
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a) 4%์ธ๊ฐ€์š”? b) 14%?
17:10
Or c) 44%?
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๋˜๋Š” c) 44%?
17:12
And I said b) 14%.
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๊ทธ๋ฆฌ๊ณ  ์ €๋Š” b) 14%๋ผ๊ณ  ๋งํ–ˆ์Šต๋‹ˆ๋‹ค.
17:14
โ€” And... โ€” Mm-hm? Yes?
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โ€” ๊ทธ๋ฆฌ๊ณ ... โ€” ์‘? ์˜ˆ?
17:16
..you are absolutely and completely...
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..๋‹น์‹ ์€ ์ ˆ๋Œ€์ ์œผ๋กœ ๊ทธ๋ฆฌ๊ณ  ์™„๋ฒฝํ•˜๊ฒŒ...
17:21
โ€” ..wrong! โ€” Oh!
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โ€” ..ํ‹€๋ ธ์Šต๋‹ˆ๋‹ค! - ์˜ค!
17:22
The correct answer is 44%.
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์ •๋‹ต์€ 44%์ž…๋‹ˆ๋‹ค.
17:25
Now that's according to new research
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17:27
conducted by the UK credit report service, Noddle,
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์˜๊ตญ์˜ ์‹ ์šฉ ๋ณด๊ณ  ์„œ๋น„์Šค์ธ ๋…ธ๋“ค(Noddle)์ด ์‹ค์‹œํ•œ ์ตœ๊ทผ โ€‹โ€‹์กฐ์‚ฌ์— ๋”ฐ๋ฅด๋ฉด,
17:31
who also found that an astonishing 1.9 million married couples
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๋ฌด๋ ค 190๋งŒ ์Œ์˜ ๋ถ€๋ถ€๊ฐ€ ๋ฐฐ์šฐ์ž์—๊ฒŒ
17:35
actively try to keep their finances secret from their partners!
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์žฌ์ • ์ƒํƒœ๋ฅผ ๋น„๋ฐ€๋กœ ํ•˜๋ ค๊ณ  ํ•œ๋‹ค๋Š” ์‚ฌ์‹ค๋„ ๋ฐํ˜€์กŒ์Šต๋‹ˆ๋‹ค !
17:39
Gosh, what a lot of people!
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์•„, ์‚ฌ๋žŒ์ด ์ฐธ ๋งŽ๋„ค์š”!
17:41
Can we have today's words again then, Neil, please?
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๊ทธ๋Ÿผ ์˜ค๋Š˜์˜ ๋ง์”€์„ ๋‹ค์‹œ ํ•œ ๋ฒˆ ๋งํ•ด ์ฃผ์‹ค ์ˆ˜ ์žˆ๋‚˜์š” , ๋‹?
17:43
Yes, we can. Here they are:
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๋„ค, ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‹ค์Œ์€ ๊ทธ๊ฒƒ๋“ค์ž…๋‹ˆ๋‹ค:
17:46
go Dutch,
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๋„ค๋œ๋ž€๋“œ ์‚ฌ๋žŒ,
17:48
spouse,
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๋ฐฐ์šฐ์ž,
17:49
to be in debt,
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๋นš,
17:51
mortgage,
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๋ชจ๊ธฐ์ง€,
17:53
hard cash,
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ํ˜„๊ธˆ,
17:55
cheapskate,
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์ธ์ƒ‰ํ•จ,
17:57
budget,
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์˜ˆ์‚ฐ, ์˜๊ฒฌ์ด
17:59
agree to differ.
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๋‹ค๋ฅด๋‹ค๋Š” ๋ฐ ๋™์˜ํ•จ.
18:00
Well, that brings us to the end of today's 6 Minute English.
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์˜ค๋Š˜์˜ 6๋ถ„ ์˜์–ด ํ•™์Šต์€ ์—ฌ๊ธฐ์„œ ๋งˆ๋ฌด๋ฆฌํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค.
18:03
We hope you thought today's programme was good value
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์˜ค๋Š˜์˜ ํ”„๋กœ๊ทธ๋žจ์ด ๊ฐ€์น˜ ์žˆ๋‹ค๊ณ  ์ƒ๊ฐํ•˜์…จ๊ธฐ๋ฅผ ๋ฐ”๋ผ๋ฉฐ
18:06
and please join us again soon. See you then.
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๊ณง ๋‹ค์‹œ ์ฐธ์—ฌํ•ด ์ฃผ์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค. ๊ทธ๋Ÿผ ๊ทธ๋•Œ ๋ด์š”.
18:09
โ€” Goodbye! โ€” Bye!
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- ์•ˆ๋…•ํžˆ ๊ฐ€์„ธ์š”! - ์•ˆ๋…•!
18:11
6 Minute English.
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6๋ถ„ ์˜์–ด.
18:13
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
18:16
Hello and welcome to 6 Minute English. I'm Neil.
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์•ˆ๋…•ํ•˜์„ธ์š”. 6 Minute English์— ์˜ค์‹  ๊ฒƒ์„ ํ™˜์˜ํ•ฉ๋‹ˆ๋‹ค. ์ €๋Š” ๋‹์ด์—์š”.
18:19
And I'm Sophie.
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์ €๋Š” ์†Œํ”ผ์˜ˆ์š”.
18:20
Sophie, I can't get out of my head what Mark Zuckerberg,
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์†Œํ”ผ, ํŽ˜์ด์Šค๋ถ์„ ๋งŒ๋“  ๋งˆํฌ ์ฃผ์ปค๋ฒ„๊ทธ๊ฐ€
18:24
you know, the guy who created Facebook, said recently.
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์ตœ๊ทผ์— ํ•œ ๋ง์ด ๋จธ๋ฆฟ์†์—์„œ ๋– ๋‚˜์ง€ ์•Š์•„์š”.
18:27
Oh, I know, he 'pledged' โ€” or 'made a serious promise' โ€”
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์•„, ์•Œ์•„์š”. ๊ทธ๋Š”
18:30
to give away 99% of his shares in Facebook over the course of his lifetime.
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ํŽ˜์ด์Šค๋ถ ์ฃผ์‹์˜ 99%๋ฅผ ํ‰์ƒ ๋™์•ˆ ๊ธฐ๋ถ€ํ•˜๊ฒ ๋‹ค๊ณ  '์•ฝ์†'ํ–ˆ๊ฑฐ๋‚˜ '์ง„์ง€ํ•œ ์•ฝ์†'์„ ํ–ˆ์–ด์š”.
18:36
The shares are currently worth around $45 billion.
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ํ˜„์žฌ ์ฃผ์‹ ๊ฐ€์น˜๋Š” ์•ฝ 450์–ต ๋‹ฌ๋Ÿฌ์ž…๋‹ˆ๋‹ค.
18:42
Why, oh, why did he decide to give his fortune away? It's puzzling me.
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๊ทธ๋Š” ์™œ ์ž์‹ ์˜ ์žฌ์‚ฐ์„ ๊ธฐ๋ถ€ํ•˜๊ธฐ๋กœ ๊ฒฐ์ •ํ–ˆ์„๊นŒ? ๋‚œ ๊ทธ๊ฒŒ ์ดํ•ด๊ฐ€ ์•ˆ ๊ฐ€์š”.
18:47
It's an act of 'philanthropy' โ€” which means
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์ด๋Š” '์ž์„  ํ™œ๋™'์˜ ํ•œ ํ˜•ํƒœ๋กœ,
18:50
'helping others, especially by giving large amounts of money to good causes'.
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'ํŠนํžˆ ์ข‹์€ ๋ชฉ์ ์— ๋งŽ์€ ์•ก์ˆ˜์˜ ๋ˆ์„ ๊ธฐ๋ถ€ํ•˜์—ฌ ๋‹ค๋ฅธ ์‚ฌ๋žŒ์„ ๋•๋Š” ๊ฒƒ'์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
18:54
And philanthropy is the subject of this show.
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๊ทธ๋ฆฌ๊ณ  ์ด ์‡ผ์˜ ์ฃผ์ œ๋Š” ์ž์„  ํ™œ๋™์ž…๋‹ˆ๋‹ค.
18:57
But don't worry about Zuckerberg.
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ํ•˜์ง€๋งŒ ์ฃผ์ปค๋ฒ„๊ทธ์— ๋Œ€ํ•ด ๊ฑฑ์ •ํ•˜์ง€ ๋งˆ์„ธ์š”.
18:59
It's probably fair to say he will remain extremely 'well off' โ€” or 'wealthy' โ€”
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๊ทธ๋Š” ์ž์‹ ์˜ ์žฌ์‚ฐ์„ ๋ชจ๋‘ ๊ธฐ๋ถ€ํ•œ ํ›„์—๋„ ์—ฌ์ „ํžˆ ๋งค์šฐ '์ž˜ ์ง€๋‚ด๋Š”' โ€” ํ˜น์€ '๋ถ€์œ ํ•œ' โ€” ์ƒํƒœ๋ฅผ ์œ ์ง€ํ•  ๊ฒƒ์ด๋ผ๊ณ  ๋งํ•˜๋Š” ๊ฒƒ์ด ๊ณตํ‰ํ•  ๊ฒƒ์ž…๋‹ˆ๋‹ค
19:04
even after giving away his fortune.
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.
19:06
Well, that's true.
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์Œ, ๊ทธ๊ฑด ์‚ฌ์‹ค์ด์—์š”.
19:08
Let me ask you then today's quiz question.
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๊ทธ๋Ÿฌ๋ฉด ์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ๋ฅผ ๋“œ๋ฆฌ๊ฒ ์Šต๋‹ˆ๋‹ค. ์ž‘๋…„์— ๋ฏธ๊ตญ์—์„œ
19:10
Who was the most generous philanthropist in the US last year?
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๊ฐ€์žฅ ๊ด€๋Œ€ํ•œ ์ž์„ ๊ฐ€๋Š” ๋ˆ„๊ตฌ์˜€๋‚˜์š” ?
19:15
Was it a) Bill Gates?
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a) ๋นŒ ๊ฒŒ์ด์ธ ์˜€๋‚˜์š”?
19:17
b) Mark Zuckerberg?
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b) ๋งˆํฌ ์ฃผ์ปค๋ฒ„๊ทธ?
19:19
Or c) Warren Buffett?
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์•„๋‹ˆ๋ฉด c) ์›Œ๋ Œ ๋ฒ„ํ•?
19:21
I'm going to say c) Warren Buffett.
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์ €๋Š” c) ์›Œ๋ Œ ๋ฒ„ํ•์ด๋ผ๊ณ  ๋งํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค.
19:26
Well, we'll find out if you were right or not later on in the show.
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๊ธ€์Ž„์š”, ๋‹น์‹ ์ด ์˜ณ์•˜๋Š”์ง€ ์•„๋‹Œ์ง€๋Š” ์‡ผ์˜ ํ›„๋ฐ˜๋ถ€์—์„œ ์•Œ๊ฒŒ ๋  ๊ฑฐ์˜ˆ์š”.
19:29
Now, Zuckerberg was inspired to give away his fortune
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์ด์ œ ์ฃผ์ปค๋ฒ„๊ทธ๋Š”
19:33
by the birth of his daughter, Max.
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๋”ธ ๋งฅ์Šค์˜ ํƒ„์ƒ์œผ๋กœ ์ž์‹ ์˜ ์žฌ์‚ฐ์„ ๊ธฐ๋ถ€ํ•˜๊ธฐ๋กœ ๊ฒฐ์‹ฌํ–ˆ์Šต๋‹ˆ๋‹ค.
19:35
In a letter to Max, posted on Facebook.
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๋งฅ์Šค์—๊ฒŒ ๋ณด๋‚ธ ํŽธ์ง€๋ฅผ ํŽ˜์ด์Šค๋ถ์— ์˜ฌ๋ฆผ.
19:38
In his post, he talks about using the money to advance human potential
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๊ทธ๋Š” ์ž์‹ ์˜ ๊ฒŒ์‹œ๋ฌผ์—์„œ ์ธ๊ฐ„์˜ ์ž ์žฌ๋ ฅ์„ ํ–ฅ์ƒ์‹œํ‚ค๊ณ  ์ฐจ์„ธ๋Œ€
19:43
and promote equality for all children in the next generation.
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๋ชจ๋“  ์–ด๋ฆฐ์ด์˜ ํ‰๋“ฑ์„ ์ฆ์ง„ํ•˜๋Š” ๋ฐ ๋ˆ์„ ์‚ฌ์šฉํ•˜๋Š” ๊ฒƒ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ–ˆ์Šต๋‹ˆ๋‹ค .
19:47
'Equality' โ€” in other words, 'with the same rights and opportunities'.
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'ํ‰๋“ฑ' - ๋‹ค๋ฅธ ๋ง๋กœ ํ•˜๋ฉด '๋™์ผํ•œ ๊ถŒ๋ฆฌ์™€ ๊ธฐํšŒ๋ฅผ ๊ฐ–๋Š” ๊ฒƒ'์ž…๋‹ˆ๋‹ค.
19:51
Zuckerberg is the latest in a long line of billionaire entrepreneurs
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์ฃผ์ปค๋ฒ„๊ทธ๋Š”
19:55
to turn philanthropist and use his money for good causes.
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์ž์„ ๊ฐ€๋กœ ์ „ํ–ฅํ•˜์—ฌ ์ข‹์€ ์ผ์— ๋ˆ์„ ์“ฐ๋Š” ์ˆ˜๋งŽ์€ ์–ต๋งŒ์žฅ์ž ๊ธฐ์—…๊ฐ€๋“ค ์ค‘ ์ตœ์‹  ์ธ๋ฌผ์ž…๋‹ˆ๋‹ค.
19:59
Did you know that some of the earliest American philanthropists
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๋ฏธ๊ตญ์˜ ์ดˆ๊ธฐ ์ž์„ ๊ฐ€ ์ค‘ ์ผ๋ถ€๊ฐ€ ๊ฐ•๋„ ๋‚จ์ž‘
20:03
were robber barons?
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์ด์—ˆ๋‹ค๋Š” ์‚ฌ์‹ค์„ ์•Œ๊ณ  ๊ณ„์…จ๋‚˜์š”?
20:05
Robber barons? What's... Hang on.
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๊ฐ•๋„ ๊ท€์กฑ? ๋ญ์•ผ... ์ž ๊น๋งŒ์š”. ๊ฐ•๋„ ๋‚จ์ž‘
20:08
What are robber barons?
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์ด๋ž€?
20:10
They're businesspeople who use 'unethical' โ€” or 'morally wrong' โ€”
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๊ทธ๋“ค์€ '๋น„์œค๋ฆฌ์ ์ธ' โ€” ๋˜๋Š” '๋„๋•์ ์œผ๋กœ ์ž˜๋ชป๋œ' โ€”
20:13
business tactics to gain large personal fortunes.
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์‚ฌ์—… ์ „๋žต์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ง‰๋Œ€ํ•œ ๊ฐœ์ธ์  ์žฌ์‚ฐ์„ ์ฑ™๊ธฐ๋Š” ์‚ฌ์—…๊ฐ€๋“ค์ž…๋‹ˆ๋‹ค.
20:18
19th century entrepreneurs
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20:20
like Rockefeller, Carnegie and Ford were robber barons.
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๋กํŽ ๋Ÿฌ, ์นด๋„ค๊ธฐ, ํฌ๋“œ ๊ฐ™์€ 19์„ธ๊ธฐ ๊ธฐ์—…๊ฐ€๋“ค์€ ๊ฐ•๋„ ๊ท€์กฑ๋“ค์ด์—ˆ์Šต๋‹ˆ๋‹ค.
20:26
They built up huge empires in industry โ€” oil, steel, railways, and cars โ€”
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๊ทธ๋“ค์€ ์„์œ , ์ฒ ๊ฐ•, ์ฒ ๋„, ์ž๋™์ฐจ ์‚ฐ์—…์—์„œ ๊ฑฐ๋Œ€ํ•œ ์ œ๊ตญ์„ ๊ฑด์„คํ–ˆ๊ณ ,
20:33
and were largely responsible for transforming the United States
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๋ฏธ๊ตญ์„
20:37
from an agricultural nation into an industrial one.
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๋†์—… ๊ตญ๊ฐ€์—์„œ ์‚ฐ์—… ๊ตญ๊ฐ€๋กœ ์ „ํ™˜ํ•˜๋Š” ๋ฐ ํฐ ์—ญํ• ์„ ํ–ˆ์Šต๋‹ˆ๋‹ค.
20:41
Henry Ford โ€” he's the one who said
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ํ—จ๋ฆฌ ํฌ๋“œ๋Š” "๊ฒ€์€์ƒ‰๋งŒ ์žˆ๋‹ค๋ฉด
20:43
you can have any colour you want as long as it's black. I like that kind of thing.
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์›ํ•˜๋Š” ์ƒ‰๊น”์„ ๊ฐ€์งˆ ์ˆ˜ ์žˆ๋‹ค"๊ณ  ๋งํ•œ ์‚ฌ๋žŒ์ž…๋‹ˆ๋‹ค . ์ €๋Š” ๊ทธ๋Ÿฐ ์ข…๋ฅ˜์˜ ๊ฒƒ์„ ์ข‹์•„ํ•ด์š”.
20:47
โ€” Focus, Neil! โ€” OK, OK!
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โ€” ์ง‘์ค‘ํ•ด, ๋‹! โ€” ์ข‹์•„, ์ข‹์•„!
20:50
But as the barons got older,
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ํ•˜์ง€๋งŒ ๋‚จ์ž‘๋“ค์ด ๋‚˜์ด๊ฐ€ ๋“ค๋ฉด์„œ
20:52
they decided they wanted to give back to society and turned to philanthropy.
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์‚ฌํšŒ์— ํ™˜์›ํ•˜๊ณ  ์ž์„  ์‚ฌ์—…์— ์†์„ ๋ป—๊ธฐ๋กœ ๊ฒฐ์‹ฌํ–ˆ์Šต๋‹ˆ๋‹ค.
20:58
Andrew Carnegie believed that wealth should be spent
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์•ค๋“œ๋ฅ˜ ์นด๋„ค๊ธฐ๋Š” ๋ถ€๋Š”
21:01
to make the world a better place.
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์„ธ์ƒ์„ ๋” ๋‚˜์€ ๊ณณ์œผ๋กœ ๋งŒ๋“œ๋Š” ๋ฐ ์‚ฌ์šฉ๋˜์–ด์•ผ ํ•œ๋‹ค๊ณ  ๋ฏฟ์—ˆ์Šต๋‹ˆ๋‹ค.
21:04
Hm, that sounds too warm and fuzzy for a 'ruthless' โ€” or 'cruel' โ€” robber baron.
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ํ , ๊ทธ ๋ง์€ '๋ฌด์ž๋น„ํ•œ' โ€” ํ˜น์€ '์ž”์ธํ•œ' โ€” ๊ฐ•๋„ ๋‚จ์ž‘์—๊ฒŒ๋Š” ๋„ˆ๋ฌด ๋”ฐ๋œปํ•˜๊ณ  ํ๋ญ‡ํ•œ ๋ง์ด๋„ค์š”.
21:10
People change, Neil!
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์‚ฌ๋žŒ์€ ๋ณ€ํ•ด์š”, ๋‹!
21:11
When he died, Carnegie had given away a total of $350 million to the state,
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์นด๋„ค๊ธฐ๋Š” ์ฃฝ์—ˆ์„ ๋‹น์‹œ ๊ณต๊ณต์‚ฌ์—…์— ์“ฐ๋ ค๊ณ  ๊ตญ๊ฐ€์— ์ด 3์–ต 5์ฒœ๋งŒ ๋‹ฌ๋Ÿฌ๋ฅผ ๊ธฐ๋ถ€ํ–ˆ์Šต๋‹ˆ๋‹ค
21:18
to spend on public works.
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.
21:21
That's around $8 billion in today's money.
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์˜ค๋Š˜๋‚  ๊ฐ€์น˜๋กœ ํ™˜์‚ฐํ•˜๋ฉด ์•ฝ 80์–ต ๋‹ฌ๋Ÿฌ์— ํ•ด๋‹นํ•ฉ๋‹ˆ๋‹ค.
21:24
Well, let's listen to Hugh Cunningham,
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๊ทธ๋Ÿผ, ์˜๊ตญ ์ผ„ํŠธ ๋Œ€ํ•™์˜ ์—ญ์‚ฌํ•™ ๊ต์ˆ˜์ธ ํœด ์ปค๋‹ํ–„์˜ ๋ง์„ ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค
21:26
a Professor of History at the University of Kent, here in the UK.
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.
21:29
He talks about what the 'average Joe' โ€” that's 'you and me', folks โ€”
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๊ทธ๋Š” ์˜ค๋Š˜๋‚  'ํ‰๋ฒ”ํ•œ ์‚ฌ๋žŒ', ์ฆ‰ '๋‹น์‹ ๊ณผ ๋‚˜'๊ฐ€
21:33
thinks about big business and philanthropy today.
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๋Œ€๊ธฐ์—…๊ณผ ์ž์„  ์‚ฌ์—…์— ๋Œ€ํ•ด ์–ด๋–ป๊ฒŒ ์ƒ๊ฐํ•˜๋Š”์ง€ ์ด์•ผ๊ธฐํ•ฉ๋‹ˆ๋‹ค .
21:37
The very word philanthropy does not necessarily have
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์ž์„ ์ด๋ผ๋Š” ๋‹จ์–ด ์ž์ฒด๊ฐ€ ์ผ๋ฐ˜ ๋Œ€์ค‘์—๊ฒŒ ๋ฐ˜๋“œ์‹œ
21:40
100% positive connotations for the public at large,
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100% ๊ธ์ •์ ์ธ ์˜๋ฏธ๋ฅผ ๊ฐ–๋Š” ๊ฒƒ์€ ์•„๋‹™๋‹ˆ๋‹ค .
21:43
given where we are in terms of the public's attitude towards big business
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๋Œ€๊ธฐ์—…
21:47
or the banks and all that kind of stuff.
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์ด๋‚˜ ์€ํ–‰ ๋“ฑ์— ๋Œ€ํ•œ ๋Œ€์ค‘์˜ ํƒœ๋„๋ฅผ ๊ณ ๋ คํ•˜๋ฉด ๋ง์ž…๋‹ˆ๋‹ค.
21:49
So I think it's in everyone's interests to try and broaden out
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๊ทธ๋ž˜์„œ ์ €๋Š”
21:52
the concept of philanthropy into a wider notion of giving,
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์ž์„  ํ™œ๋™์˜ ๊ฐœ๋…์„ ๋ณด๋‹ค ๋„“์€ ์˜๋ฏธ์˜ ๊ธฐ๋ถ€,
21:55
making a contribution, making a difference.
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๊ธฐ์—ฌ, ๋ณ€ํ™”์˜ ๊ฐœ๋…์œผ๋กœ ํ™•๋Œ€ํ•˜๋Š” ๊ฒƒ์ด ๋ชจ๋“  ์‚ฌ๋žŒ์˜ ์ด์ต์ด ๋œ๋‹ค๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
21:58
Yes, banks and big businesses can easily afford
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๊ทธ๋ ‡์Šต๋‹ˆ๋‹ค. ์€ํ–‰๊ณผ ๋Œ€๊ธฐ์—…์€
22:01
to give away millions of dollars for the public good, if they choose to,
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์›ํ•˜๊ธฐ๋งŒ ํ•˜๋ฉด ๋Œ€์ค‘์˜ ์ด์ต์„ ์œ„ํ•ด ์ˆ˜๋ฐฑ๋งŒ ๋‹ฌ๋Ÿฌ๋ฅผ ์‰ฝ๊ฒŒ ๊ธฐ๋ถ€ํ•  ์ˆ˜ ์žˆ์ง€๋งŒ,
22:05
and it's not so easy when you're an individual struggling to pay the rent.
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์ง‘์„ธ๋ฅผ ๋‚ด๊ธฐ ์–ด๋ ค์šด ๊ฐœ์ธ์—๊ฒŒ๋Š” ๊ทธ๋ ‡๊ฒŒ ํ•˜๊ธฐ ์‰ฝ์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
22:09
That's right, Neil.
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๊ทธ๋ ‡์ฃ , ๋‹.
22:10
But a lot of people in the UK are superrich,
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ํ•˜์ง€๋งŒ ์˜๊ตญ์—๋Š”
22:13
compared to those in the developing world.
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๊ฐœ๋ฐœ๋„์ƒ๊ตญ์˜ ์‚ฌ๋žŒ๋“ค์— ๋น„ํ•˜๋ฉด ์—„์ฒญ๋‚˜๊ฒŒ ๋ถ€์œ ํ•œ ์‚ฌ๋žŒ๋“ค์ด ๋งŽ์Šต๋‹ˆ๋‹ค.
22:16
And we can make a big difference by 'donating' โ€” or 'giving' โ€”
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๊ทธ๋ฆฌ๊ณ  ์šฐ๋ฆฌ๋Š” ์†Œ์•ก์˜ ๋ˆ์„ '๊ธฐ๋ถ€'ํ•˜๊ฑฐ๋‚˜ '์ฃผ๋Š”' ๊ฒƒ๋งŒ์œผ๋กœ๋„
22:20
smaller amounts of money to help improve their lives.
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๊ทธ๋“ค์˜ ์‚ถ์„ ๊ฐœ์„ ํ•˜๋Š” ๋ฐ ํฐ ๋ณ€ํ™”๋ฅผ ๊ฐ€์ ธ์˜ฌ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
22:23
And that's what Professor Cunningham means when he says
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์ปค๋‹ํ–„ ๊ต์ˆ˜๊ฐ€
22:26
we should broaden out the 'notion' โ€” or 'idea' โ€” of philanthropy.
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์ž์„ ์‚ฌ์—…์˜ '๊ฐœ๋…' ๋˜๋Š” '์•„์ด๋””์–ด'๋ฅผ ํ™•๋Œ€ํ•ด์•ผ ํ•œ๋‹ค๊ณ  ๋งํ–ˆ์„ ๋•Œ ๊ทธ๊ฐ€ ์˜๋ฏธํ•˜๋Š” ๋ฐ”๊ฐ€ ๋ฐ”๋กœ ์ด๊ฒƒ์ž…๋‹ˆ๋‹ค.
22:30
It's not only robber barons who can afford to be philanthropic.
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์ž์„ ์‚ฌ์—…์„ ํ•  ์—ฌ์œ ๊ฐ€ ์žˆ๋Š” ์‚ฌ๋žŒ์€ ๊ฐ•๋„ ์žฌ๋ฒŒ๋ฟ๋งŒ์€ ์•„๋‹ˆ๋‹ค.
22:34
Let's listen to Toby Ord, a graduate student from Oxford University,
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์˜ฅ์Šคํผ๋“œ ๋Œ€ํ•™์˜ ๋Œ€ํ•™์›์ƒ์ธ ํ† ๋น„ ์˜ค๋“œ๊ฐ€
22:38
talking about how he makes a difference.
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์ž์‹ ์ด ์–ด๋–ป๊ฒŒ ๋ณ€ํ™”๋ฅผ ๋งŒ๋“ค์–ด๋ƒˆ๋Š”์ง€์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๋Š” ๊ฒƒ์„ ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค.
22:41
I worked out that, over my life, I'd be able to earn about ยฃ1.5 million
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์ €๋Š” ํ‰์ƒ ์•ฝ 150๋งŒ ํŒŒ์šด๋“œ๋ฅผ ๋ฒŒ ์ˆ˜ ์žˆ๊ณ ,
22:46
and that I could maintain my current standard of living as a graduate student
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๋Œ€ํ•™์›์ƒ์œผ๋กœ์„œ ํ˜„์žฌ์˜ ์ƒํ™œ ์ˆ˜์ค€์„ ์œ ์ง€ํ•˜๋ฉด์„œ๋„
22:51
and still donate about ยฃ1 million of that.
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๊ทธ ์ค‘ ์•ฝ 100๋งŒ ํŒŒ์šด๋“œ๋ฅผ ๊ธฐ๋ถ€ํ•  ์ˆ˜ ์žˆ์„ ๊ฒƒ์ด๋ผ๊ณ  ๊ณ„์‚ฐํ–ˆ์Šต๋‹ˆ๋‹ค.
22:54
So Toby actually gives away any money that he earns above ยฃ18,000 a year.
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๊ทธ๋ž˜์„œ ํ† ๋น„๋Š” ์‹ค์ œ๋กœ ์—ฐ๋ด‰ 18,000ํŒŒ์šด๋“œ๊ฐ€ ๋„˜๋Š” ๋ˆ์„ ๋ชจ๋‘ ๊ธฐ๋ถ€ํ•ฉ๋‹ˆ๋‹ค.
23:01
He feels that he doesn't need more than this amount
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๊ทธ๋Š”
23:04
to maintain his standard of living.
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์ž์‹ ์˜ ์ƒํ™œ ์ˆ˜์ค€์„ ์œ ์ง€ํ•˜๋Š” ๋ฐ ์ด ๊ธˆ์•ก ์ด์ƒ์€ ํ•„์š”ํ•˜์ง€ ์•Š๋‹ค๊ณ  ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค.
23:06
I'm impressed by Toby's pledge,
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ํ† ๋น„์˜ ๋‹ค์ง์—๋Š” ๊ฐ๋™
23:08
but I don't think I could live like a student my whole life!
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ํ•˜์ง€๋งŒ, ์ €๋Š” ํ‰์ƒ ํ•™์ƒ์ฒ˜๋Ÿผ ์‚ด ์ˆ˜๋Š” ์—†์„ ๊ฒƒ ๊ฐ™์•„์š” ! ๋‹,
23:11
I thought that would suit you extremely well, Neil!
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๊ทธ๊ฒŒ ๋‹น์‹ ์—๊ฒŒ ์ •๋ง ์ž˜ ์–ด์šธ๋ฆด ๊ฒƒ ๊ฐ™์•„์š”!
23:14
Now why don't you give us the answer to today's quiz question?
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๊ทธ๋Ÿผ ์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ์˜ ๋‹ต์„ ๋งํ•ด๋ณด์„ธ์š”.
23:18
I asked who was the most generous philanthropist in the US last year?
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์ €๋Š” ์ž‘๋…„์— ๋ฏธ๊ตญ์—์„œ ๊ฐ€์žฅ ๊ด€๋Œ€ํ•œ ์ž์„ ๊ฐ€๊ฐ€ ๋ˆ„๊ตฌ์ธ์ง€ ๋ฌผ์—ˆ์Šต๋‹ˆ๋‹ค.
23:23
Was it a) Bill Gates? b) Mark Zuckerberg? Or c) Warren Buffett?
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a) ๋นŒ ๊ฒŒ์ด์ธ ์˜€๋‚˜์š”? b) ๋งˆํฌ ์ฃผ์ปค๋ฒ„๊ทธ? ์•„๋‹ˆ๋ฉด c) ์›Œ๋ Œ ๋ฒ„ํ•?
23:28
I said Warren Buffett.
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์ €๋Š” ์›Œ๋ Œ ๋ฒ„ํ•์ด๋ผ๊ณ  ๋งํ–ˆ์–ด์š”.
23:30
Ah, good guess, Sophie! Well done!
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์•„, ์ข‹์€ ์ถ”์ธก์ด์•ผ, ์†Œํ”ผ! ์ž˜ํ•˜์…จ์–ด์š”! ํฌ๋ธŒ์Šค์— ๋”ฐ๋ฅด๋ฉด, ํˆฌ์ž๋กœ
23:32
Buffett, who made his $73 billion fortune from investments,
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730์–ต ๋‹ฌ๋Ÿฌ์˜ ์žฌ์‚ฐ์„ ๋ชจ์€ ๋ฒ„ํ•์€
23:37
donated $2.8 billion to charity in 2014,
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2014๋…„์— ์ž์„  ๋‹จ์ฒด์— 28์–ต ๋‹ฌ๋Ÿฌ๋ฅผ ๊ธฐ๋ถ€ํ–ˆ๊ณ , ๊ทธ ๊ฒฐ๊ณผ
23:41
bringing his lifetime total to almost $23 billion, according to Forbes.
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ํ‰์ƒ ๋™์•ˆ ๊ทธ์˜ ์ด ๊ธฐ๋ถ€๊ธˆ์€ ๊ฑฐ์˜ 230์–ต ๋‹ฌ๋Ÿฌ์— ๋‹ฌํ–ˆ์Šต๋‹ˆ๋‹ค.
23:47
That's 'a tidy sum' โ€” and that means 'a large number'!
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์ด๋Š” '๊น”๋”ํ•œ ํ•ฉ๊ณ„'์ด๋ฉฐ, 'ํฐ ์ˆซ์ž'๋ฅผ ๋œปํ•ฉ๋‹ˆ๋‹ค!
23:50
OK, let's hear those words again, Sophie.
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์ข‹์•„์š”, ์†Œํ”ผ, ๊ทธ ๋ง์„ ๋‹ค์‹œ ๋“ค์–ด๋ณด์„ธ์š”.
23:53
Here they are:
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๊ทธ๊ฒƒ๋“ค์€ ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค:
23:54
pledged,
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์•ฝ์†,
23:56
philanthropy,
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์ž์„ ,
23:57
well off,
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๋ถ€์œ ํ•จ,
23:58
human potential,
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์ธ๊ฐ„์˜ ์ž ์žฌ๋ ฅ,
24:00
equality,
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ํ‰๋“ฑ,
24:02
unethical,
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๋น„์œค๋ฆฌ์ ,
24:03
ruthless,
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๋ฌด์ž๋น„ํ•จ,
24:04
average Joe,
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ํ‰๋ฒ”ํ•œ ์‚ฌ๋žŒ,
24:06
donating,
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๊ธฐ๋ถ€,
24:07
a tidy sum.
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๊น”๋”ํ•œ ๊ธˆ์•ก.
24:09
Well, that's the end of today's 6 Minute English. Please join us again soon!
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๊ทธ๋Ÿผ, ์˜ค๋Š˜์˜ 6๋ถ„ ์˜์–ด ํ•™์Šต์€ ์—ฌ๊ธฐ์„œ ๋์ž…๋‹ˆ๋‹ค . ๊ณง ๋‹ค์‹œ ๋งŒ๋‚˜์š”!
24:13
โ€” Goodbye! โ€” Bye-bye!
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- ์•ˆ๋…•ํžˆ ๊ฐ€์„ธ์š”! - ์•ˆ๋…•!
24:15
6 Minute English.
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6๋ถ„ ์˜์–ด.
24:17
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
24:20
Hello and welcome to 6 Minute English. I'm Alice.
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์•ˆ๋…•ํ•˜์„ธ์š”. 6 Minute English์— ์˜ค์‹  ๊ฒƒ์„ ํ™˜์˜ํ•ฉ๋‹ˆ๋‹ค. ์ €๋Š” ์•จ๋ฆฌ์Šค์˜ˆ์š”.
24:23
And I'm Neil.
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์ €๋Š” ๋‹์ด์—์š”.
24:25
Alice, have you got two pounds? I forgot my wallet and I need a coffee.
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์•จ๋ฆฌ์Šค, 2ํŒŒ์šด๋“œ ์žˆ์–ด์š”? ์ง€๊ฐ‘์„ ์žŠ์–ด๋ฒ„๋ ธ๋Š”๋ฐ ์ปคํ”ผ ํ•œ ์ž”์ด ํ•„์š”ํ•ด์š”.
24:29
I've only got these pennies.
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๋‚ด๊ฐ€ ๊ฐ€์ง„ ๊ฑด ํŽ˜๋‹ˆ๋ฟ์ด์—์š”.
24:31
Sorry, I always use my bankcard in the cafeteria.
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์ฃ„์†กํ•ฉ๋‹ˆ๋‹ค. ์ €๋Š” ์‹๋‹น์—์„œ๋Š” ํ•ญ์ƒ ์€ํ–‰ ์นด๋“œ๋ฅผ ์‚ฌ์šฉํ•ฉ๋‹ˆ๋‹ค .
24:33
You use a card to buy coffee?
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์นด๋“œ๋กœ ์ปคํ”ผ๋ฅผ ์‚ฌ์‹œ๋‚˜์š”?
24:35
Yes. It's a tap-and-go card, so it's quick.
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์˜ˆ. ํƒญ์•ค๊ณ  ์นด๋“œ๋ผ ๋น ๋ฆ…๋‹ˆ๋‹ค.
24:38
You don't enter your PIN number and everyone in the coffee queue uses them,
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PIN ๋ฒˆํ˜ธ๋ฅผ ์ž…๋ ฅํ•˜์ง€ ์•Š์œผ๋ฉด ์ปคํ”ผ ๋Œ€๊ธฐ์ค„์— ์žˆ๋Š” ๋ชจ๋“  ์‚ฌ๋žŒ์ด ๋ณธ์ธ์„ ์ œ์™ธํ•˜๊ณ  PIN ๋ฒˆํ˜ธ๋ฅผ ์‚ฌ์šฉํ•ฉ๋‹ˆ๋‹ค
24:42
except you.
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.
24:43
And today's show is about how we pay for things.
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์˜ค๋Š˜์˜ ์‡ผ๋Š” ์šฐ๋ฆฌ๊ฐ€ ๋ฌผ๊ฑด์— ๋Œ€ํ•œ ๋Œ€๊ธˆ์„ ์–ด๋–ป๊ฒŒ ์ง€๋ถˆํ•˜๋Š”์ง€์— ๋Œ€ํ•œ ๊ฒƒ์ž…๋‹ˆ๋‹ค.
24:46
Well, I pay for things with money!
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๊ธ€์Ž„, ๋‚˜๋Š” ๋ˆ์œผ๋กœ ๋ฌผ๊ฑด์„ ์‚ฌ๋‹ˆ๊นŒ!
24:48
There are different kinds of money.
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๋ˆ์—๋Š” ์—ฌ๋Ÿฌ ์ข…๋ฅ˜๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‹,
24:51
You're behind the curve, digging around in your pockets for change, Neil.
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๋‹น์‹ ์€ ๋’ค์ฒ˜์ ธ์„œ ์ฃผ๋จธ๋‹ˆ์—์„œ ๋ˆ์„ ๊บผ๋‚ด๋ ค๊ณ  ์• ์“ฐ๊ณ  ์žˆ๊ตฐ์š”.
24:54
Do you still use cheques too?
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์•„์ง๋„ ์ˆ˜ํ‘œ๋ฅผ ์‚ฌ์šฉํ•˜์‹œ๋‚˜์š”?
24:56
Yes, I do. Cheques are very useful.
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๋„ค, ๊ทธ๋ ‡์Šต๋‹ˆ๋‹ค. ์ˆ˜ํ‘œ๋Š” ๋งค์šฐ ์œ ์šฉํ•ฉ๋‹ˆ๋‹ค.
24:59
Now, being 'behind the curve' means 'not keeping up with current trends'.
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์ด์ œ, '๋’ค์ฒ˜์กŒ๋‹ค'๋Š” ๊ฒƒ์€ '์ตœ์‹  ํŠธ๋ Œ๋“œ๋ฅผ ๋”ฐ๋ผ๊ฐ€์ง€ ๋ชปํ•œ๋‹ค'๋Š” ๋œป์ž…๋‹ˆ๋‹ค.
25:03
So help me keep up, Alice. What's a tap-and-go card?
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๊ทธ๋Ÿฌ๋‹ˆ ์ œ๊ฐ€ ๋”ฐ๋ผ๊ฐˆ ์ˆ˜ ์žˆ๋„๋ก ๋„์™€์ฃผ์„ธ์š”, ์•จ๋ฆฌ์Šค. ํƒญ์•ค๊ณ  ์นด๋“œ๋ž€ ๋ฌด์—‡์ธ๊ฐ€์š”? ์ผ๋ฐ˜ ์€ํ–‰ ์นด๋“œ์—
25:06
I thought you were talking about your regular bankcard.
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๋Œ€ํ•ด ๋ง์”€ํ•˜์‹œ๋Š” ์ค„ ์•Œ์•˜๋Š”๋ฐ์š” .
25:09
Well, 'tap-and-go' cards are regular bankcards,
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'ํƒญ์•ค๊ณ ' ์นด๋“œ๋Š” ์ผ๋ฐ˜ ์€ํ–‰ ์นด๋“œ
25:12
but with a built-in chip and antenna.
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์ง€๋งŒ ์นฉ๊ณผ ์•ˆํ…Œ๋‚˜๊ฐ€ ๋‚ด์žฅ๋˜์–ด ์žˆ์Šต๋‹ˆ๋‹ค.
25:15
The card reader sends out a radio frequency
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์นด๋“œ ๋ฆฌ๋”๊ธฐ์—์„œ ๋ฌด์„  ์ฃผํŒŒ์ˆ˜๊ฐ€ ๋ฐฉ์ถœ๋˜๊ณ ,
25:18
and when you bring the card close to the reader,
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์นด๋“œ๋ฅผ ๋ฆฌ๋”๊ธฐ์— ๊ฐ€๊นŒ์ด ๋Œ€๋ฉด
25:20
the antenna picks up the signal to make the payment.
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์•ˆํ…Œ๋‚˜๊ฐ€ ์‹ ํ˜ธ๋ฅผ ์ˆ˜์‹ ํ•ด ๊ฒฐ์ œ๊ฐ€ ์ด๋ฃจ์–ด์ง‘๋‹ˆ๋‹ค.
25:24
Hmm. This antenna business doesn't sound secure โ€”
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ํ . ์•ˆํ…Œ๋‚˜ ์‚ฌ์—…์€ ์•ˆ์ „ํ•˜์ง€ ์•Š์€ ๊ฒƒ ๊ฐ™์Šต๋‹ˆ๋‹ค.
25:26
an 'antenna' is used for 'sending or receiving radio signals'.
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'์•ˆํ…Œ๋‚˜'๋Š” ' ๋ฌด์„  ์‹ ํ˜ธ๋ฅผ ๋ณด๋‚ด๊ฑฐ๋‚˜ ๋ฐ›๋Š” ๊ฒƒ'์— ์‚ฌ์šฉ๋˜๊ฑฐ๋“ ์š”.
25:30
Doesn't it mean your personal data
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๊ทธ๋Ÿฌ๋ฉด ๊ฐœ์ธ์ •๋ณด๊ฐ€
25:32
is flying around in the ether for everyone to steal?
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๊ณต์ค‘์— ๋– ๋Œ์•„๋‹ค๋‹ˆ๋ฉฐ ๋ˆ„๊ตฌ๋‚˜ ํ›”์น  ์ˆ˜ ์žˆ๋‹ค๋Š” ๋œป์ด ์•„๋‹ˆ๊ฒ ์–ด์š”?
25:35
In this context, 'ether' means 'the air where electronic communication happens'.
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์ด ๋งฅ๋ฝ์—์„œ '์—ํ…Œ๋ฅด'๋Š” ' ์ „์ž ํ†ต์‹ ์ด ์ด๋ฃจ์–ด์ง€๋Š” ๊ณต๊ธฐ'๋ฅผ ๋œปํ•ฉ๋‹ˆ๋‹ค.
25:40
And nothing's flying around, Peter Pan!
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๊ทธ๋ฆฌ๊ณ  ์•„๋ฌด๊ฒƒ๋„ ๋‚ ์•„๋‹ค๋‹ˆ์ง€ ์•Š์•„์š”, ํ”ผํ„ฐํŒฌ! ๊ฑฐ๋ž˜๋‹น
25:43
At less than half a second per transaction,
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0.5์ดˆ๋„ ๊ฑธ๋ฆฌ์ง€ ์•Š์œผ๋ฏ€๋กœ
25:46
there's no time for anyone to steal your cash!
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๋ˆ„๊ตฌ๋„ ์—ฌ๋Ÿฌ๋ถ„์˜ ํ˜„๊ธˆ์„ ํ›”์น  ์‹œ๊ฐ„์ด ์—†์Šต๋‹ˆ๋‹ค!
25:49
Now, why don't you answer today's quiz question?
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๊ทธ๋Ÿผ, ์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ์— ๋‹ตํ•ด ๋ณด์‹œ์ฃ . ์˜๊ตญ ยฃ10 ์ง€ํ์—
25:53
Which man's face appears on a UK ยฃ10 note?
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๋“ฑ์žฅํ•˜๋Š” ๋‚จ์ž์˜ ์–ผ๊ตด์€ ๋ˆ„๊ตฌ์ผ๊นŒ์š” ?
25:57
Is it a) Charles Darwin?
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a) ์ฐฐ์Šค ๋‹ค์œˆ์ธ๊ฐ€์š”?
26:01
b) Isaac Newton?
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b) ์•„์ด์ž‘ ๋‰ดํ„ด?
26:03
Or c) Albert Einstein?
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์•„๋‹ˆ๋ฉด c) ์•Œ๋ฒ ๋ฅดํŠธ ์•„์ธ์Šˆํƒ€์ธ? ๊ทธ ์–ด๋Š
26:06
None of them โ€” it's the Queen!
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๋ˆ„๊ตฌ๋„ ์•„๋‹ˆ์—์š”. ์—ฌ์™•์ด์—์š”!
26:08
No, Neil! The Queen is on one side,
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์•ˆ๋ผ, ๋‹! ํ•œ ๋ฉด์—๋Š” ์—ฌ์™•์ด ๊ทธ๋ ค์ ธ ์žˆ๊ณ ,
26:11
but on the other side of each note is an important historical figure.
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๋ฐ˜๋Œ€์ชฝ ๋ฉด์—๋Š” ๊ฐ ์ง€ํ์˜ ์ค‘์š”ํ•œ ์—ญ์‚ฌ์  ์ธ๋ฌผ์ด ๊ทธ๋ ค์ ธ ์žˆ์Šต๋‹ˆ๋‹ค.
26:15
Oh, really? I've never noticed.
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์˜ค, ์ง„์งœ? ์ €๋Š” ์ „ํ˜€ ๋ˆˆ์น˜์ฑ„์ง€ ๋ชปํ–ˆ์–ด์š”.
26:18
OK, I'll go for b) Isaac Newton. He's a historical figure.
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์ข‹์•„์š”, ์ €๋Š” b) ์•„์ด์ž‘ ๋‰ดํ„ด์„ ์„ ํƒํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค. ๊ทธ๋Š” ์—ญ์‚ฌ์  ์ธ๋ฌผ์ด์—์š”.
26:21
Mm, well, so are Darwin and Einstein.
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์Œ, ๋‹ค์œˆ๊ณผ ์•„์ธ์Šˆํƒ€์ธ๋„ ๊ทธ๋ ‡์ฃ .
26:24
And coins and banknotes will be historical soon.
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๊ทธ๋ฆฌ๊ณ  ๋™์ „๊ณผ ์ง€ํ๋„ ๊ณง ์—ญ์‚ฌ์˜ ์ผ๋ถ€๊ฐ€ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
26:27
But we'll find out if you're right later on.
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ํ•˜์ง€๋งŒ ๋‹น์‹ ์ด ์˜ณ์€์ง€ ๋‚˜์ค‘์— ์•Œ๊ฒŒ ๋  ๊ฑฐ์˜ˆ์š” .
26:29
I'm still concerned about tap-and-go. What if someone steals my card?
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์ €๋Š” ์•„์ง๋„ ํƒญ์•ค๊ณ ์— ๋Œ€ํ•ด ๊ฑฑ์ •ํ•˜๊ณ  ์žˆ์–ด์š”. ๋ˆ„๊ตฐ๊ฐ€ ๋‚ด ์นด๋“œ๋ฅผ ํ›”์น˜๋ฉด ์–ด๋–ป๊ฒŒ ๋˜๋‚˜์š”?
26:34
Each contactless payment is limited to a certain amount. The UK's limit is ยฃ30.
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๊ฐ ๋น„์ ‘์ด‰ ๊ฒฐ์ œ๋Š” ์ผ์ • ๊ธˆ์•ก์œผ๋กœ ์ œํ•œ๋ฉ๋‹ˆ๋‹ค . ์˜๊ตญ์˜ ํ•œ๋„๋Š” 30ํŒŒ์šด๋“œ์ž…๋‹ˆ๋‹ค.
26:40
After you've used your card a few times in a row, you have to enter your PIN.
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์นด๋“œ๋ฅผ ๋ช‡ ๋ฒˆ ์—ฐ์† ์‚ฌ์šฉํ•˜๊ณ  ๋‚˜๋ฉด PIN์„ ์ž…๋ ฅํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค.
26:45
And if a thief does go on a spending spree with your card,
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๊ทธ๋ฆฌ๊ณ  ๋งŒ์•ฝ ๋„๋‘‘์ด ๋‹น์‹ ์˜ ์นด๋“œ๋ฅผ ํ›”์ณ ๋‹ฌ์•„๋‚œ๋‹ค๋ฉด,
26:48
your bank covers you against fraud.
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์€ํ–‰์€ ์‚ฌ๊ธฐ๋กœ๋ถ€ํ„ฐ ๋‹น์‹ ์„ ๋ณดํ˜ธํ•ด์ค๋‹ˆ๋‹ค.
26:51
Whereas, if someone steals your banknotes, that's your bad luck!
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๋ฐ˜๋ฉด์—, ๋ˆ„๊ตฐ๊ฐ€๊ฐ€ ๋‹น์‹ ์˜ ์ง€ํ๋ฅผ ํ›”์ณ๊ฐ„๋‹ค๋ฉด, ๊ทธ๊ฒƒ์€ ๋‹น์‹ ์—๊ฒŒ ๋ถˆ์šด์„ ๊ฐ€์ ธ๋‹ค์ค€๋‹ค๋Š” ๋œป์ด์—์š”!
26:54
OK, good points. 'Fraud' means ' getting money by cheating people'.
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์ข‹์•„์š”, ์ข‹์€ ์ง€์ ์ด๋„ค์š”. '์‚ฌ๊ธฐ'๋Š” ' ์‚ฌ๋žŒ์„ ์†์—ฌ ๋ˆ์„ ์ฑ™๊ธด๋‹ค'๋Š” ๋œป์ž…๋‹ˆ๋‹ค.
26:58
And 'a spending spree' is 'a short period of time where you do a lot of shopping'.
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๊ทธ๋ฆฌ๊ณ  '์‡ผํ•‘ ์—ดํ’'์€ '์งง์€ ๊ธฐ๊ฐ„ ๋™์•ˆ ๋งŽ์€ ์‡ผํ•‘์„ ํ•˜๋Š” ๊ฒƒ'์„ ๋œปํ•ฉ๋‹ˆ๋‹ค.
27:02
Are you a big spender, Alice?
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์•จ๋ฆฌ์Šค, ๋‹น์‹ ์€ ๋ˆ์„ ๋งŽ์ด ์“ฐ๋Š” ํŽธ์ธ๊ฐ€์š”?
27:04
Not with my tap-and-go, Neil. How about you and your chequebook?
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๋‹, ๋‚ด ํƒญ์•ค๊ณ ๋กœ๋Š” ์•ˆ ๋ผ. ๋‹น์‹ ๊ณผ ๋‹น์‹ ์˜ ์ˆ˜ํ‘œ์ฑ…์€ ์–ด๋–ค๊ฐ€์š”?
27:07
No comment.
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์ฝ”๋ฉ˜ํŠธ ์—†์Œ.
27:09
Moving on.
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๊ณ„์†ํ•ด์„œ ๋‚˜์•„๊ฐ€์ฃ .
27:10
If getting your bankcard out seems like too much trouble,
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์€ํ–‰ ์นด๋“œ๋ฅผ ๊บผ๋‚ด๋Š” ๊ฒŒ ๋„ˆ๋ฌด ๋ฒˆ๊ฑฐ๋กญ๋‹ค๋ฉด
27:13
there's now a solution with 'wearable tech' โ€”
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์ด์ œ '์›จ์–ด๋Ÿฌ๋ธ” ๊ธฐ์ˆ '์ด๋ผ๋Š” ํ•ด๊ฒฐ์ฑ…์ด ์žˆ์Šต๋‹ˆ๋‹ค. ์›จ์–ด๋Ÿฌ๋ธ” ๊ธฐ์ˆ ์ด๋ž€
27:16
that's 'clothing and accessories
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'
27:18
'that include computer and electronic technologies'.
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์ปดํ“จํ„ฐ์™€ ์ „์ž ๊ธฐ์ˆ ์ด ํฌํ•จ๋œ ์˜๋ฅ˜์™€ ์•ก์„ธ์„œ๋ฆฌ '๋ฅผ ๋งํ•ฉ๋‹ˆ๋‹ค. ๊ธฐ์ˆ  ์ „๋ฌธ๊ฐ€์ธ
27:21
Let's hear what Kenneth Cukier, a technology expert, has to say.
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์ผ€๋„ค์Šค ์ฟ ํ‚ค์–ด์˜ ์˜๊ฒฌ์„ ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค . ์€ํ–‰์—์„œ ๋ฐœ๊ธ‰ํ•œ
27:27
You can simply take any wireless card and the chip from it
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๋ฌด์„  ์นด๋“œ ์™€ ์นฉ์„ ๊ฐ€์ง€๊ณ 
27:30
that your bank might issue you,
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27:32
and you can put it into the coat and then, when you want to make a payment,
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์ฝ”ํŠธ์— ๊ฝ‚์€ ํ›„, ๊ฒฐ์ œ๊ฐ€ ํ•„์š”ํ•  ๋•Œ๋Š” ๋‹จ๋ง๊ธฐ
27:36
you just simply wave your arm in front of the terminal and leave with your latte.
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์•ž์—์„œ ํŒ”์„ ํ”๋“ค๊ณ  ๋ผ๋–ผ๋ฅผ ๋“ค๊ณ  ๋‚˜๊ฐ€๋ฉด ๋ฉ๋‹ˆ๋‹ค. ์ด
27:41
This is intended for people who are incredibly lazy,
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๊ธฐ๋Šฅ์€
27:43
who don't want to take their card out of their wallet,
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์ง€๊ฐ‘์—์„œ ์นด๋“œ๋ฅผ ๊บผ๋‚ด๊ณ  ์‹ถ์ง€ ์•Š๊ณ ,
27:46
or use their phone, or use their watch.
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ํœด๋Œ€์ „ํ™”๋ฅผ ์‚ฌ์šฉํ•˜๊ณ  ์‹ถ์ง€ ์•Š์œผ๋ฉฐ, ์‹œ๊ณ„๋ฅผ ์‚ฌ์šฉํ•˜๊ณ  ์‹ถ์ง€ ์•Š์€ ๋งค์šฐ ๊ฒŒ์œผ๋ฅธ ์‚ฌ๋žŒ๋“ค์„ ์œ„ํ•ด ๋งŒ๋“ค์–ด์กŒ์Šต๋‹ˆ๋‹ค.
27:48
People are going to be making more purchases more of the time,
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์‚ฌ๋žŒ๋“ค์€ ์ ์  ๋” ์ž์ฃผ ๋” ๋งŽ์€ ๋ฌผ๊ฑด์„ ๊ตฌ๋งคํ•˜๊ฒŒ ๋  ํ…๋ฐ,
27:51
particularly for small-value goods.
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ํŠนํžˆ ๊ฐ€๊ฒฉ์ด ์ž‘์€ ๋ฌผ๊ฑด์˜ ๊ฒฝ์šฐ ๋”์šฑ ๊ทธ๋ ‡์Šต๋‹ˆ๋‹ค.
27:56
What Kenneth Cukier said is very interesting.
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์ผ€๋„ค์Šค ์ฟ ํ‚ค์–ด์˜ ๋ง์€ ๋งค์šฐ ํฅ๋ฏธ๋กญ์Šต๋‹ˆ๋‹ค.
27:58
That sounds tempting, but I'm still concerned about how safe this all is.
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๊ทธ๋Ÿด ์ˆ˜๋„ ์žˆ๊ฒ ์ง€๋งŒ, ์ €๋Š” ์•„์ง๋„ ์ด ๋ชจ๋“  ๊ฒƒ์ด ์–ผ๋งˆ๋‚˜ ์•ˆ์ „ํ•œ์ง€ ๊ฑฑ์ •๋ฉ๋‹ˆ๋‹ค.
28:02
What if I wave my arm around and make a payment by mistake?
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๋งŒ์•ฝ ๋‚ด๊ฐ€ ์‹ค์ˆ˜๋กœ ํŒ”์„ ํœ˜๋‘๋ฅด๋ฉฐ ๊ฒฐ์ œ๋ฅผ ํ–ˆ๋‹ค๋ฉด ์–ด๋–ป๊ฒŒ ๋˜๋‚˜์š”?
28:05
The chip has to get very close to the card reader to make a payment,
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๊ฒฐ์ œ๋ฅผ ํ•˜๋ ค๋ฉด ์นฉ์ด ์นด๋“œ ๋ฆฌ๋”๊ธฐ์— ๋งค์šฐ ๊ฐ€๊นŒ์ด ์žˆ์–ด์•ผ ํ•˜๋ฏ€๋กœ
28:08
so that's not likely to happen.
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์ด๋Ÿฐ ์ผ์ด ์ผ์–ด๋‚  ๊ฐ€๋Šฅ์„ฑ์€ ์—†์Šต๋‹ˆ๋‹ค.
28:11
Now companies are creating new biometric technology, which you might like Neil,
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์ด์ œ ๊ธฐ์—…๋“ค์€ ์ƒˆ๋กœ์šด ์ƒ์ฒด โ€‹โ€‹์ธ์‹ ๊ธฐ์ˆ ์„ ๊ฐœ๋ฐœํ•˜๊ณ  ์žˆ๋Š”๋ฐ, ๋‹ ์”จ, ์ด ๊ธฐ์ˆ ์€
28:15
because it combines payment and security technology.
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๊ฒฐ์ œ ์™€ ๋ณด์•ˆ ๊ธฐ์ˆ ์„ ๊ฒฐํ•ฉํ•œ ๊ฒƒ์ด๋ผ์„œ ๋งˆ์Œ์— ๋“œ์‹ค ๊ฒ๋‹ˆ๋‹ค.
28:18
Let's hear more from the BBC reporter Kate Russell.
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BBC ๋ฆฌํฌํ„ฐ ์ผ€์ดํŠธ ๋Ÿฌ์…€์˜ ์ด์•ผ๊ธฐ๋ฅผ ๋” ๋“ค์–ด๋ณด๊ฒ ์Šต๋‹ˆ๋‹ค .
28:23
For those times when not even carrying a phone is convenient โ€”
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28:26
at the beach or a festival for example โ€”
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์˜ˆ๋ฅผ ๋“ค์–ด ํ•ด๋ณ€์ด๋‚˜ ์ถ•์ œ ๋•Œ์ฒ˜๋Ÿผ ํœด๋Œ€ํฐ์„ ๊ฐ€์ง€๊ณ  ๋‹ค๋‹ˆ๊ธฐ ๋ถˆํŽธํ•œ ๊ฒฝ์šฐ,
28:28
the FinGoPay system reads the unique maps of veins under the surface of your finger.
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FinGoPay ์‹œ์Šคํ…œ์€ ์†๊ฐ€๋ฝ ํ‘œ๋ฉด ์•„๋ž˜์— ์žˆ๋Š” ๊ณ ์œ ํ•œ ์ •๋งฅ ์ง€๋„๋ฅผ ์ฝ์Šต๋‹ˆ๋‹ค.
28:33
The trick is remembering which finger you registered with.
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์ค‘์š”ํ•œ ๊ฒƒ์€ ์–ด๋Š ์†๊ฐ€๋ฝ์œผ๋กœ ๋“ฑ๋กํ–ˆ๋Š”์ง€ ๊ธฐ์–ตํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.
28:38
This high-tech stuff reporter Kate Russell is talking about is amazing!
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์ผ€์ดํŠธ ๋Ÿฌ์…€ ๊ธฐ์ž๊ฐ€ ๋งํ•˜๋Š” ์ด ์ฒจ๋‹จ ๊ธฐ์ˆ ์€ ์ •๋ง ๋†€๋ž๋„ค์š”!
28:42
Someday soon, we won't have to carry a wallet or a purse or anything.
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๋จธ์ง€์•Š์•„ ์šฐ๋ฆฌ๋Š” ์ง€๊ฐ‘์ด๋‚˜ ํ•ธ๋“œ๋ฐฑ์ด๋‚˜ ๊ทธ ์–ด๋–ค ๊ฒƒ๋„ ๊ฐ€์ง€๊ณ  ๋‹ค๋‹ ํ•„์š”๊ฐ€ ์—†๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
28:46
The veins in our finger will authenticate payments and prove the payments are ours.
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์†๊ฐ€๋ฝ์˜ ์ •๋งฅ์€ ๊ฒฐ์ œ์˜ ์ง„์œ„ ์—ฌ๋ถ€๋ฅผ ํ™•์ธ ํ•˜๊ณ , ๊ทธ ๊ฒฐ์ œ๊ฐ€ ์šฐ๋ฆฌ ์†Œ์œ ๋ผ๋Š” ๊ฒƒ์„ ์ฆ๋ช…ํ•ฉ๋‹ˆ๋‹ค. ์ •๋ง
28:51
I can't wait!
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๊ธฐ๋Œ€๋˜๋„ค์š”!
28:52
Hmm. Sounds a bit too sci-fi for my liking.
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ํ . ๋‚ด ์ทจํ–ฅ์—์„  ์ข€ ๊ณต์ƒ๊ณผํ•™์ ์ด๋„ค์š”.
28:55
How about giving us the answer to today's quiz question?
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์˜ค๋Š˜์˜ ํ€ด์ฆˆ ๋ฌธ์ œ์˜ ๋‹ต์„ ์•Œ๋ ค ์ฃผ์‹œ๊ฒ ์–ด์š”?
28:58
All right then. I asked which man's face appears on a UK ยฃ10 note?
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๊ทธ๋Ÿผ, ์•Œ๊ฒ ์Šต๋‹ˆ๋‹ค. ์ €๋Š” ์˜๊ตญ ํŒŒ์šด๋“œ 10 ์ง€ํ์— ๋“ฑ์žฅํ•˜๋Š” ๋‚จ์ž์˜ ์–ผ๊ตด์ด ๋ˆ„๊ตฌ์ธ์ง€ ๋ฌผ์—ˆ์Šต๋‹ˆ๋‹ค.
29:03
Is it a) Charles Darwin?
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a) ์ฐฐ์Šค ๋‹ค์œˆ์ธ๊ฐ€์š”?
29:08
b) Isaac Newton?
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b) ์•„์ด์ž‘ ๋‰ดํ„ด?
29:11
Or c) Albert Einstein?
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์•„๋‹ˆ๋ฉด c) ์•Œ๋ฒ ๋ฅดํŠธ ์•„์ธ์Šˆํƒ€์ธ?
29:13
And I said b) Isaac Newton.
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๊ทธ๋ฆฌ๊ณ  ๋‚ด๊ฐ€ ๋งํ–ˆ์ฃ  b) ์•„์ด์ž‘ ๋‰ดํ„ด.
29:15
Yes. And you were wrong, Neil!
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์˜ˆ. ๊ทธ๋ฆฌ๊ณ  ๋‹น์‹ ์€ ํ‹€๋ ธ์–ด์š”, ๋‹!
29:19
It was that other famous person, a) Charles Darwin.
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๋˜ ๋‹ค๋ฅธ ์œ ๋ช…์ธ์€ ์ฐฐ์Šค ๋‹ค์œˆ์ด์—ˆ์Šต๋‹ˆ๋‹ค.
29:23
Isaac Newton was on the old ยฃ1 note, which is no longer used.
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์•„์ด์ž‘ ๋‰ดํ„ด์€ ๋” ์ด์ƒ ์‚ฌ์šฉ๋˜์ง€ ์•Š๋Š” ์˜ค๋ž˜๋œ 1ํŒŒ์šด๋“œ ์ง€ํ์— ๋“ฑ์žฅํ•ฉ๋‹ˆ๋‹ค .
29:27
And Einstein was German, not British,
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๊ทธ๋ฆฌ๊ณ  ์•„์ธ์Šˆํƒ€์ธ์€ ์˜๊ตญ์ธ์ด ์•„๋‹ˆ๋ผ ๋…์ผ์ธ์ด์—ˆ๊ธฐ
29:30
so he wouldn't appear on a UK banknote anyway.
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๋•Œ๋ฌธ์— ์–ด์ฐจํ”ผ ์˜๊ตญ ์ง€ํ์— ๊ทธ์˜ ์ด๋ฆ„์ด ๋‚˜์˜ฌ ๋ฆฌ๊ฐ€ ์—†์Šต๋‹ˆ๋‹ค.
29:32
Well, they look similar, I think. Can you tell us today's words once again, Alice?
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์Œ, ๋น„์Šทํ•ด ๋ณด์ด๋Š” ๊ฒƒ ๊ฐ™์•„์š”. ์•จ๋ฆฌ์Šค, ์˜ค๋Š˜์˜ ๋ง์”€์„ ๋‹ค์‹œ ํ•œ๋ฒˆ ๋งํ•ด ์ค„ ์ˆ˜ ์žˆ๋‚˜์š”?
29:37
Yes, of course I can.
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๋ฌผ๋ก ์ž…๋‹ˆ๋‹ค.
29:38
They are:
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์ด๋Ÿฌํ•œ ๊ธฐ์ˆ ์€ ๋‹ค์Œ๊ณผ ๊ฐ™์Šต๋‹ˆ๋‹ค:
29:41
behind the curve,
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๊ณก์„  ๋’ค,
29:44
tap-and-go,
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ํƒญ์•ค๊ณ ,
29:47
antenna,
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์•ˆํ…Œ๋‚˜,
29:49
ether,
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์—ํ…Œ๋ฅด,
29:52
fraud,
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์‚ฌ๊ธฐ,
29:54
spending spree,
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ํญ์‹,
29:57
wearable tech,
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์›จ์–ด๋Ÿฌ๋ธ” ๊ธฐ์ˆ ,
30:00
authenticate.
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์ธ์ฆ.
30:03
Well, that's the end of this edition of 6 Minute English.
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๊ทธ๋Ÿผ, 6๋ถ„ ์˜์–ด ์ˆ˜์—…์€ ์—ฌ๊ธฐ์„œ ๋์ž…๋‹ˆ๋‹ค.
30:06
Get ahead of the curve and join us again soon.
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์‹œ๋Œ€๋ฅผ ์•ž์„œ๊ฐ€๊ณ  ๊ณง ๋‹ค์‹œ ์šฐ๋ฆฌ์™€ ํ•จ๊ป˜ ํ•˜์„ธ์š”.
30:08
Meanwhile, visit our website, BBC Learning English dot com,
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๊ทธ๋™์•ˆ ์ €ํฌ ์›น์‚ฌ์ดํŠธ BBC Learning English dot com์„ ๋ฐฉ๋ฌธํ•˜์‹œ๋ฉด, ์˜์–ด๋ฅผ ์ฝ๊ณ  ํ–ฅ์ƒ์‹œํ‚ฌ ์ˆ˜ ์žˆ๋Š” ๋ฌธ๋ฒ•
30:11
where you'll find guides to grammar,
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๊ฐ€์ด๋“œ,
30:13
exercises, videos and articles to read and improve your English.
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์—ฐ์Šต๋ฌธ์ œ, ๋น„๋””์˜ค์™€ ๊ธฐ์‚ฌ๋ฅผ ์ฐพ์œผ์‹ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค .
30:17
โ€” Goodbye. โ€” Bye!
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- ์•ˆ๋…•ํžˆ ๊ฐ€์„ธ์š”. - ์•ˆ๋…•!
30:19
6 Minute English.
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6๋ถ„ ์˜์–ด.
30:20
From BBC Learning English.
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BBC Learning English์—์„œ ๋ฐœ์ทŒ.
์ด ์›น์‚ฌ์ดํŠธ ์ •๋ณด

์ด ์‚ฌ์ดํŠธ๋Š” ์˜์–ด ํ•™์Šต์— ์œ ์šฉํ•œ YouTube ๋™์˜์ƒ์„ ์†Œ๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์ „ ์„ธ๊ณ„ ์ตœ๊ณ ์˜ ์„ ์ƒ๋‹˜๋“ค์ด ๊ฐ€๋ฅด์น˜๋Š” ์˜์–ด ์ˆ˜์—…์„ ๋ณด๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ฐ ๋™์˜์ƒ ํŽ˜์ด์ง€์— ํ‘œ์‹œ๋˜๋Š” ์˜์–ด ์ž๋ง‰์„ ๋”๋ธ” ํด๋ฆญํ•˜๋ฉด ๊ทธ๊ณณ์—์„œ ๋™์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋น„๋””์˜ค ์žฌ์ƒ์— ๋งž์ถฐ ์ž๋ง‰์ด ์Šคํฌ๋กค๋ฉ๋‹ˆ๋‹ค. ์˜๊ฒฌ์ด๋‚˜ ์š”์ฒญ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์ด ๋ฌธ์˜ ์–‘์‹์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ฌธ์˜ํ•˜์‹ญ์‹œ์˜ค.

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