Falling for fraud - 6 Minute English

102,786 views ใƒป 2019-07-25

BBC Learning English


์•„๋ž˜ ์˜๋ฌธ์ž๋ง‰์„ ๋”๋ธ”ํด๋ฆญํ•˜์‹œ๋ฉด ์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋ฒˆ์—ญ๋œ ์ž๋ง‰์€ ๊ธฐ๊ณ„ ๋ฒˆ์—ญ๋ฉ๋‹ˆ๋‹ค.

00:07
Sam: Hello Iโ€™m Sam and welcome to 6
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Sam: ์•ˆ๋…•ํ•˜์„ธ์š” ์ €๋Š” Sam์ž…๋‹ˆ๋‹ค. 6 Minute English์— ์˜ค์‹  ๊ฒƒ์„ ํ™˜์˜ํ•ฉ๋‹ˆ๋‹ค
00:10
Minute English. This is the programme
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00:11
where in just six minutes
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๋‹จ 6๋ถ„ ๋งŒ์—
00:14
we discuss an interesting topic and teach
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ํฅ๋ฏธ๋กœ์šด ์ฃผ์ œ์— ๋Œ€ํ•ด ํ† ๋ก ํ•˜๊ณ 
00:16
some related English vocabulary. Joining
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๊ด€๋ จ ์˜์–ด ์–ดํœ˜๋ฅผ ๊ฐ€๋ฅด์น˜๋Š” ํ”„๋กœ๊ทธ๋žจ์ž…๋‹ˆ๋‹ค.
00:18
me to do this is Rob.
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์ด ์ž‘์—…์„ ์ˆ˜ํ–‰ํ•˜๊ธฐ ์œ„ํ•ด ๋‚˜์™€ ํ•จ๊ป˜ํ•˜๋Š” ๊ฒƒ์€ Rob์ž…๋‹ˆ๋‹ค.
00:20
Rob: Hello. And today weโ€™re talking about
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๋กญ: ์•ˆ๋…•ํ•˜์„ธ์š”. ๊ทธ๋ฆฌ๊ณ  ์˜ค๋Š˜ ์šฐ๋ฆฌ๋Š” ์‚ฌ๊ธฐ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค
00:23
fraud.
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.
00:24
Sam: Fraud is the criminal activity of
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Sam: ์‚ฌ๊ธฐ๋Š”
00:26
getting money by deceiving people โ€“ or
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์‚ฌ๋žŒ๋“ค์„ ์†์—ฌ ๋ˆ์„ ๋ฒŒ๊ฑฐ๋‚˜ ๋ถ€์ •์งํ•œ
00:29
tricking people by doing something
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์ผ์„ ํ•˜์—ฌ ์‚ฌ๋žŒ๋“ค์„ ์†์ด๋Š” ๋ฒ”์ฃ„ ํ–‰์œ„์ž…๋‹ˆ๋‹ค
00:31
dishonest.
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.
00:32
Rob: There are many ways to do this โ€“
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Rob: ์ด๋ฅผ ์ˆ˜ํ–‰ํ•˜๋Š” ๋ฐฉ๋ฒ•์—๋Š” ์—ฌ๋Ÿฌ ๊ฐ€์ง€๊ฐ€ ์žˆ์œผ๋ฉฐ
00:33
and much
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00:34
of it is happening online these days.
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์š”์ฆ˜์—๋Š” ๊ทธ ์ค‘ ๋งŽ์€ ๋ถ€๋ถ„์ด ์˜จ๋ผ์ธ์—์„œ ์ด๋ฃจ์–ด์ง€๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
00:36
Sam: Weโ€™ll talk more about this in a
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Sam: ์ž ์‹œ ํ›„ ์ด์— ๋Œ€ํ•ด ๋” ์ž์„ธํžˆ ์ด์•ผ๊ธฐํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค
00:38
moment.
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.
00:39
But first, a very honest quiz question for
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ํ•˜์ง€๋งŒ ๋จผ์ € ๋‹ต๋ณ€ํ•ด์•ผ ํ•  ๋งค์šฐ ์ •์งํ•œ ํ€ด์ฆˆ ์งˆ๋ฌธ์ž…๋‹ˆ๋‹ค
00:42
you to answer, Rob. According to UK Finance
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, Rob.
00:45
โ€“ an organisation that represents the
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00:47
British banking industry โ€“ how much
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์˜๊ตญ ์€ํ–‰ ์—…๊ณ„๋ฅผ ๋Œ€ํ‘œํ•˜๋Š” ์กฐ์ง์ธ UK Finance์— ๋”ฐ๋ฅด๋ฉด ์ง€๋‚œํ•ด
00:49
money did criminals steal through fraud
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๋ฒ”์ฃ„์ž๋“ค์ด ์‚ฌ๊ธฐ๋ฅผ ํ†ตํ•ด ์–ผ๋งˆ๋‚˜ ๋งŽ์€ ๋ˆ์„ ํ›”์ณค์Šต๋‹ˆ๊นŒ
00:52
and scams last year? Was itโ€ฆ.
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? ๊ทธ ๊ฒƒ์ด์—ˆ๋‹คโ€ฆ.
00:54
a) ยฃ1.2m, b) ยฃ120m, or c) ยฃ1.2bn
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a) ยฃ1.2m, b) ยฃ120m, ๋˜๋Š” c) ยฃ1.2bn
01:03
Rob: Well, I imagine itโ€™s quite a lot โ€“ so
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Rob: ์Œ, ๊ฝค ๋งŽ์„ ๊ฒƒ ๊ฐ™์œผ๋‹ˆ
01:06
Iโ€™ll say ยฃ120m.
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ยฃ120m์ด๋ผ๊ณ  ํ•˜๊ฒ ์Šต๋‹ˆ๋‹ค.
01:08
Sam: We'll find out if you're right later in
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Sam: ๋‚˜์ค‘์— ํ”„๋กœ๊ทธ๋žจ์—์„œ ๋‹น์‹ ์ด ์˜ณ์€์ง€ ์•Œ์•„๋‚ผ ๊ฒƒ์ž…๋‹ˆ๋‹ค
01:10
the programme. Now, I just mentioned the
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. ์ง€๊ธˆ, ๋ˆ„๊ตฐ๊ฐ€๋ฅผ ์†์—ฌ ๋ˆ์„ ๋ฒ„๋Š”
01:13
word 'scam', which is an illegal way of
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๋ถˆ๋ฒ•์ ์ธ ๋ฐฉ๋ฒ•์ธ '์‚ฌ๊ธฐ'๋ผ๋Š” ๋‹จ์–ด๋ฅผ ์–ธ๊ธ‰ํ–ˆ์Šต๋‹ˆ๋‹ค
01:15
making money by tricking someone. We
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. ์šฐ๋ฆฌ๋Š”
01:18
may think that weโ€™ll never be scammed,
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๊ฒฐ์ฝ” ์‚ฌ๊ธฐ๋ฅผ ๋‹นํ•˜์ง€ ์•Š์„ ๊ฒƒ์ด๋ผ๊ณ  ์ƒ๊ฐํ• ์ง€ ๋ชจ๋ฅด์ง€๋งŒ
01:20
but already millions of
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์ด๋ฏธ ์ˆ˜๋ฐฑ๋งŒ ๋ช…์˜
01:22
people have fallen for fake emails, phone
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์‚ฌ๋žŒ๋“ค์ด ์ง„์งœ์ฒ˜๋Ÿผ ๋ณด์ด๋Š” ๊ฐ€์งœ ์ด๋ฉ”์ผ, ์ „ํ™”
01:25
calls or letters that look genuine and ask
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ํ†ตํ™” ๋˜๋Š” ํŽธ์ง€์— ์†์•„
01:28
us to give or update our financial details.
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์žฌ๋ฌด ์ •๋ณด๋ฅผ ์ œ๊ณตํ•˜๊ฑฐ๋‚˜ ์—…๋ฐ์ดํŠธํ•˜๋„๋ก ์š”์ฒญํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
01:31
Rob: To fall for means to believe
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Rob: to fall for๋Š”
01:33
something that is a trick or a lie, to be
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์†์ž„์ˆ˜๋‚˜ ๊ฑฐ์ง“๋ง์„
01:36
true. This year, for example, thousands of
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์‚ฌ์‹ค๋กœ ๋ฏฟ๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด, ์˜ฌํ•ด
01:38
people in the UK fell for a fraudulent โ€“ or
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์˜๊ตญ์—์„œ ์ˆ˜์ฒœ ๋ช…์˜ ์‚ฌ๋žŒ๋“ค์ด ์‚ฌ๊ธฐ์„ฑ ๋˜๋Š”
01:41
fake โ€“ email,
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๊ฐ€์งœ ์ด๋ฉ”์ผ์— ์†์•„
01:42
requesting that people update their direct
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์‚ฌ๋žŒ๋“ค์ด
01:45
debit details for paying their TV licence.
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TV ๋ผ์ด์„ผ์Šค ๋น„์šฉ์„ ์ง€๋ถˆํ•˜๊ธฐ ์œ„ํ•ด ์ž๋™ ์ด์ฒด ์„ธ๋ถ€ ์ •๋ณด๋ฅผ ์—…๋ฐ์ดํŠธํ•˜๋„๋ก ์š”์ฒญํ–ˆ์Šต๋‹ˆ๋‹ค.
01:47
That's a payment we have to make in the
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01:49
UK to fund the BBC.
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BBC์— ์ž๊ธˆ์„ ์ง€์›ํ•˜๊ธฐ ์œ„ํ•ด ์˜๊ตญ์—์„œ ์ง€๋ถˆํ•ด์•ผ ํ•˜๋Š” ๊ธˆ์•ก์ž…๋‹ˆ๋‹ค.
01:51
Sam: This is something the BBC Radio 4
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Sam: ์ด๊ฒƒ์€ BBC ๋ผ๋””์˜ค 4
01:54
programme, You and Yours, has been
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ํ”„๋กœ๊ทธ๋žจ์ธ You and Yours์—์„œ
01:56
discussing. Its BBC Fraud investigator
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๋…ผ์˜ํ•œ ๋‚ด์šฉ์ž…๋‹ˆ๋‹ค. BBC ์‚ฌ๊ธฐ ์กฐ์‚ฌ
01:59
reporter, Shari Vahl, explained
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๊ธฐ์ž์ธ Shari Vahl์€
02:01
why it was easy to be deceivedโ€ฆ
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์†๊ธฐ ์‰ฌ์šด ์ด์œ ๋ฅผ ์„ค๋ช…ํ–ˆ์Šต๋‹ˆ๋‹ค.
02:04
Shari Vahl: It's a sleight of hand fraud.
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Shari Vahl: ์†์ž„์ˆ˜ ์‚ฌ๊ธฐ์ž…๋‹ˆ๋‹ค.
02:06
Criminals get you to look over there whilst
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๋ฒ”์ฃ„์ž๋“ค์ด ๋‹น์‹ ์˜ ์ฃผ๋จธ๋‹ˆ๋ฅผ ํ›”์น˜๋Š” ๋™์•ˆ ๋‹น์‹ ์ด ๊ทธ๊ณณ์„ ๋ณด๋„๋ก ์œ ๋„
02:09
they rifle your pockets and I have the
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ํ•˜๊ณ  ์—ฌ๊ธฐ์— ์ด๋ฉ”์ผ์ด ์žˆ๋Š”๋ฐ
02:11
email here and it looks
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02:13
completely convincing. All the right logos,
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์™„์ „ํžˆ ์„ค๋“๋ ฅ์ด ์žˆ์–ด ๋ณด์ž…๋‹ˆ๋‹ค. ๋ชจ๋“  ์˜ฌ๋ฐ”๋ฅธ ๋กœ๊ณ ,
02:16
all the right fonts. It just says that my
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๋ชจ๋“  ์˜ฌ๋ฐ”๋ฅธ ๊ธ€๊ผด.
02:18
direct debit on my TV licence has failed
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๋‚ด TV ๋ผ์ด์„ผ์Šค์— ๋Œ€ํ•œ ์ž๋™์ด์ฒด๊ฐ€ ์‹คํŒจํ–ˆ์œผ๋ฉฐ
02:20
and I need to pay it. Itโ€™s very polite.
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์ง€๋ถˆํ•ด์•ผ ํ•œ๋‹ค๋Š” ๋ฉ”์‹œ์ง€๋งŒ ํ‘œ์‹œ๋ฉ๋‹ˆ๋‹ค. ๋งค์šฐ ์ •์ค‘ํ•ฉ๋‹ˆ๋‹ค.
02:23
Sam: So some great language there. She
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Sam: ํ›Œ๋ฅญํ•œ ์–ธ์–ด๊ฐ€ ์žˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋…€๋Š”
02:25
said that this scam was a sleight of hand
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์ด ์‚ฌ๊ธฐ๊ฐ€ ์†์ž„์ˆ˜ ์‚ฌ๊ธฐ๋ผ๊ณ  ๋งํ–ˆ์Šต๋‹ˆ๋‹ค
02:29
fraud. 'Sleight of hand' means the use of
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. 'Sleight of hand'๋Š”
02:31
clever skill to gain something dishonestly
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์˜๋ฆฌํ•œ ๊ธฐ์ˆ ์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ถ€์ •์งํ•˜๊ฒŒ ๋ฌด์–ธ๊ฐ€
02:34
โ€“ in this case, money.
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(์ด ๊ฒฝ์šฐ์—๋Š” ๋ˆ)๋ฅผ ์–ป๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
02:36
Rob: As Shari said, the criminals get you
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Rob: Shari๊ฐ€ ๋งํ–ˆ๋“ฏ์ด, ๋ฒ”์ฃ„์ž๋“ค์€
02:39
to, metaphorically, look over there whilst
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์€์œ ์ ์œผ๋กœ ๋‹น์‹ ์ด ์ฃผ๋จธ๋‹ˆ๋ฅผ ๋’ค์ง€๋Š” ๋™์•ˆ ์ €์ชฝ์„ ๋ณด๊ฒŒ ํ•ฉ๋‹ˆ๋‹ค
02:41
they rifle your pockets. 'Rifle' means
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. 'Rifle'์€
02:44
search something in order to steal
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๋ฌด์–ธ๊ฐ€๋ฅผ ํ›”์น˜๊ธฐ ์œ„ํ•ด ์ฐพ๋Š”๋‹ค๋Š” ๋œป์ž…๋‹ˆ๋‹ค.
02:46
from itโ€“ so to steal from your pocket โ€“
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๋”ฐ๋ผ์„œ ์ฃผ๋จธ๋‹ˆ์—์„œ ํ›”์น˜๋Š” ๊ฒƒ์€
02:48
very dishonest!
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๋งค์šฐ ๋ถ€์ •์งํ•ฉ๋‹ˆ๋‹ค!
02:49
Sam: Now, like in this case, fraudsters โ€“
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Sam: ์ž, ์ด ๊ฒฝ์šฐ์™€ ๋งˆ์ฐฌ๊ฐ€์ง€๋กœ ์‚ฌ๊ธฐ๊พผ(์‚ฌ๊ธฐ๊พผ)์€
02:52
the people who commit fraud โ€“ gained
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02:54
financial information by 'phishing'. Thatโ€™s
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'ํ”ผ์‹ฑ'์„ ํ†ตํ•ด ๊ธˆ์œต ์ •๋ณด๋ฅผ ์–ป์—ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€
02:58
not fishing using a rod, line and hook, but
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๋‚š์‹ฏ๋Œ€, ์ค„, ๋‚š์‹ฏ๋ฐ”๋Š˜์„ ์‚ฌ์šฉํ•˜์—ฌ ๋‚š์‹œํ•˜๋Š” ๊ฒƒ์ด ์•„๋‹ˆ๋ผ
03:02
by sending an email that looked like it
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03:04
came from your bank, asking for
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์€ํ–‰์—์„œ ์˜จ ๊ฒƒ์ฒ˜๋Ÿผ ๋ณด์ด๋Š” ์ด๋ฉ”์ผ์„ ๋ณด๋‚ด
03:06
confidential information.
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๊ธฐ๋ฐ€ ์ •๋ณด๋ฅผ ์š”์ฒญํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.
03:08
Rob: But banks do warn us not to give
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Rob: ํ•˜์ง€๋งŒ ์€ํ–‰์—์„œ๋Š” ์šฐ๋ฆฌ์—๊ฒŒ
03:10
away our financial details online and to
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๊ธˆ์œต ์„ธ๋ถ€ ์ •๋ณด๋ฅผ ์˜จ๋ผ์ธ์— ์ œ๊ณตํ•˜์ง€ ๋ง๊ณ 
03:13
change our passwords regularly.
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์ •๊ธฐ์ ์œผ๋กœ ์•”ํ˜ธ๋ฅผ ๋ณ€๊ฒฝํ•˜๋ผ๊ณ  ๊ฒฝ๊ณ ํ•ฉ๋‹ˆ๋‹ค.
03:14
Sam: But sometimes criminals are very
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์ƒ˜: ํ•˜์ง€๋งŒ ๋•Œ๋•Œ๋กœ ๋ฒ”์ฃ„์ž๋“ค์€
03:16
clever in what they do and itโ€™s easy to be
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๊ทธ๋“ค์ด ํ•˜๋Š” ์ผ์— ์žˆ์–ด์„œ ๋งค์šฐ ์˜๋ฆฌํ•ด์„œ
03:19
fooled. The You and Yours programme
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์†๊ธฐ ์‰ฝ์Šต๋‹ˆ๋‹ค. You and Yours ํ”„๋กœ๊ทธ๋žจ์€
03:21
also heard about this from social
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์‚ฌํšŒ ๊ณตํ•™์ž์ธ Jenny Radcliffe๋กœ๋ถ€ํ„ฐ ์ด์— ๋Œ€ํ•ด ๋“ค์—ˆ์Šต๋‹ˆ๋‹ค
03:23
engineer, Jenny Radcliffe. What does she
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. ๊ทธ๋…€๋Š”
03:25
call this type of fraud?
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์ด๋Ÿฐ ์œ ํ˜•์˜ ์‚ฌ๊ธฐ๋ฅผ ๋ฌด์—‡์ด๋ผ๊ณ  ๋ถ€๋ฆ…๋‹ˆ๊นŒ?
03:28
Jenny Radcliffe: The more sophisticated
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Jenny Radcliffe: ๋” ์ •๊ตํ•œ
03:29
frauds are ones that have been thought
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์‚ฌ๊ธฐ๋Š”
03:31
through very carefully.
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๋งค์šฐ ์‹ ์ค‘ํ•˜๊ฒŒ ์ƒ๊ฐํ•œ ์‚ฌ๊ธฐ์ž…๋‹ˆ๋‹ค.
03:32
And this has been thought through. Itโ€™s
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๊ทธ๋ฆฌ๊ณ  ์ด๊ฒƒ์€ ์ถฉ๋ถ„ํžˆ ์ƒ๊ฐ๋˜์—ˆ์Šต๋‹ˆ๋‹ค. ์šฐ๋ฆฌ๊ฐ€ ๊ท€ํ•˜๋กœ๋ถ€ํ„ฐ ์ •๋ณด๋ฅผ ์–ป๊ณ  ์žˆ์Œ์„
03:34
a fraud that can be layered so you know
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์•Œ ์ˆ˜ ์žˆ๋„๋ก ๊ณ„์ธตํ™”ํ•  ์ˆ˜ ์žˆ๋Š” ์‚ฌ๊ธฐ์ž…๋‹ˆ๋‹ค
03:36
we're getting some information from you.
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.
03:39
What you really look for is a window into
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๋‹น์‹ ์ด ์ง„์ •์œผ๋กœ ์ฐพ๋Š” ๊ฒƒ์€ ๋ˆ„๊ตฐ๊ฐ€๋ฅผ ๋“ค์—ฌ๋‹ค๋ณด๋Š” ์ฐฝ์ž…๋‹ˆ๋‹ค.
03:41
someone - a key that unlocks just a small
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03:43
part of their identity or their personal data
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๊ทธ๋“ค์˜ ์‹ ์›์ด๋‚˜ ๊ฐœ์ธ ๋ฐ์ดํ„ฐ์˜ ์ž‘์€ ๋ถ€๋ถ„๋งŒ์„ ์ž ๊ธˆ ํ•ด์ œํ•˜๋Š” ์—ด์‡ ์ด๋ฉฐ,
03:46
and from that a good fraud will build and
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๊ทธ๋กœ๋ถ€ํ„ฐ ์ผ๋ถ€ ์‚ฌ๋žŒ๋“ค์—๊ฒŒ ๋ฏธ์น˜๋Š” ๊ฒฐ๊ณผ๊ฐ€ ์™„์ „ํžˆ ํŒŒ๊ดด๋  ์ˆ˜ ์žˆ์„ ๋•Œ๊นŒ์ง€ ์ข‹์€ ์‚ฌ๊ธฐ๊ฐ€ ๊ทธ๊ฒƒ์„ ๊ตฌ์ถ•ํ•˜๊ณ 
03:48
build and build on it until the
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๊ตฌ์ถ•ํ•˜๊ณ  ๊ตฌ์ถ•ํ•  ๊ฒƒ์ž…๋‹ˆ๋‹ค.
03:50
consequences to some people
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03:52
can be completely devastating.
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.
03:53
Rob: So Jenny Radcliffe is talking about
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Rob: ๊ทธ๋ž˜์„œ Jenny Radcliffe๋Š”
03:56
'sophisticated' fraud. That means itโ€™s
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'๊ต๋ฌ˜ํ•œ' ์‚ฌ๊ธฐ์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์ด๋Š”
03:58
clever and often complicated โ€“ so it can
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์˜๋ฆฌํ•˜๊ณ  ์ข…์ข… ๋ณต์žกํ•˜์—ฌ
04:01
confuse us.
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์šฐ๋ฆฌ๋ฅผ ํ˜ผ๋ž€์Šค๋Ÿฝ๊ฒŒ ํ•  ์ˆ˜ ์žˆ์Œ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.
04:02
Sam: Yes, criminals need just a small
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Sam: ์˜ˆ, ๋ฒ”์ฃ„์ž๋Š”
04:04
piece of information about us โ€“ a key โ€“
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์šฐ๋ฆฌ์— ๋Œ€ํ•œ ์ž‘์€ ์ •๋ณด(์—ด์‡ )๋งŒ ์žˆ์œผ๋ฉด
04:06
that can eventually open up our identity
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๊ฒฐ๊ตญ ์šฐ๋ฆฌ์˜ ์‹ ์›์„ ๊ณต๊ฐœ
04:09
and expose our personal data.
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ํ•˜๊ณ  ๊ฐœ์ธ ๋ฐ์ดํ„ฐ๋ฅผ ๋…ธ์ถœํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:11
Rob: And as Jenny says, for victims of
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Rob: ๊ทธ๋ฆฌ๊ณ  Jenny๊ฐ€ ๋งํ–ˆ๋“ฏ์ด
04:14
fraud the consequences โ€“ the outcome โ€“
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์‚ฌ๊ธฐ ํ”ผํ•ด์ž์˜ ๊ฒฝ์šฐ ๊ทธ ๊ฒฐ๊ณผ๋Š”
04:16
can be very bad. Especially if somebody
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๋งค์šฐ ๋‚˜์  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํŠนํžˆ ๋ˆ„๊ตฐ๊ฐ€๊ฐ€
04:19
loses all their hard-earned savings โ€“ it
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ํž˜๋“ค๊ฒŒ ๋ฒˆ ์ €์ถ•์„ ๋ชจ๋‘ ์žƒ์œผ๋ฉด ์—„์ฒญ๋‚œ
04:20
can devastating.
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ํ”ผํ•ด๋ฅผ ์ž…์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
04:23
Sam: Of course banks and security
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Sam: ๋ฌผ๋ก  ์€ํ–‰๊ณผ ๋ณด์•ˆ
04:24
companies are working hard to beat the
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ํšŒ์‚ฌ๋Š” ๋ฒ”์ฃ„์ž๋ฅผ ์ œ์••ํ•˜๊ธฐ ์œ„ํ•ด ์—ด์‹ฌํžˆ ๋…ธ๋ ฅํ•˜๊ณ 
04:27
criminals but it still remains a problem
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์žˆ์ง€๋งŒ ์—ฌ์ „ํžˆ ๋ฌธ์ œ๊ฐ€ ๋‚จ์•„ ์žˆ์Šต๋‹ˆ๋‹ค.
04:29
and earlier I asked you, Rob. According to
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์ด์ „์— Rob์—๊ฒŒ ์งˆ๋ฌธํ–ˆ์Šต๋‹ˆ๋‹ค.
04:32
UK Finance, how much money did
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UK Finance์— ๋”ฐ๋ฅด๋ฉด ์ž‘๋…„์—
04:34
criminal steal through fraud and scams
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๋ฒ”์ฃ„์ž๋“ค์ด ์‚ฌ๊ธฐ์™€ ์Šค์บ ์„ ํ†ตํ•ด ์–ผ๋งˆ๋‚˜ ๋งŽ์€ ๋ˆ์„ ํ›”์ณค์Šต๋‹ˆ๊นŒ
04:37
last year?
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04:37
Rob: I said b) ยฃ120m. Thatโ€™s a lot of
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?
Rob: b) 1์–ต 2์ฒœ๋งŒ ํŒŒ์šด๋“œ๋ผ๊ณ  ํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๊ฒƒ์€ ๋งŽ์€
04:41
money.
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04:41
Sam: It is but itโ€™s even more. In 2018,
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๋ˆ์ž…๋‹ˆ๋‹ค.
Sam: ๊ทธ๋ ‡๊ธด ํ•˜์ง€๋งŒ ๊ทธ ์ด์ƒ์ž…๋‹ˆ๋‹ค. 2018๋…„์—
04:45
criminals successfully stole ยฃ1.2 billion
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๋ฒ”์ฃ„์ž๋“ค์€ โ€‹โ€‹์‚ฌ๊ธฐ์™€ ์Šค์บ ์„ ํ†ตํ•ด 12์–ต ํŒŒ์šด๋“œ๋ฅผ ์„ฑ๊ณต์ ์œผ๋กœ ํ›”์ณค์Šต๋‹ˆ๋‹ค.
04:50
through fraud and scams โ€“ and thatโ€™s just
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04:51
in the UK โ€“ globally itโ€™s even more.
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์˜๊ตญ์—์„œ๋งŒ ๊ทธ๋žฌ์ง€๋งŒ ์ „ ์„ธ๊ณ„์ ์œผ๋กœ๋Š” ํ›จ์”ฌ ๋” ๋งŽ์Šต๋‹ˆ๋‹ค.
04:54
Rob: Well, it certainly is a serious issue
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Rob: ์Œ, ํ™•์‹คํžˆ ์‹ฌ๊ฐํ•œ ๋ฌธ์ œ
04:56
but hopefully we havenโ€™t deceived you
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์ด์ง€๋งŒ ์˜ค๋Š˜ ๋…ผ์˜ํ•œ ์šฉ์–ด๋กœ ์—ฌ๋Ÿฌ๋ถ„์„ ์†์ด์ง€ ์•Š์•˜๊ธฐ๋ฅผ ๋ฐ”๋ž๋‹ˆ๋‹ค
04:58
with the vocabulary weโ€™ve discussed
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05:00
today.
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.
05:01
Sam: Hopefully not! Weโ€™ve been talking
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์ƒ˜: ์•„๋‹ˆ๊ธธ ๋ฐ”๋ž˜์š”! ์šฐ๋ฆฌ๋Š”
05:03
about fraud โ€“ thatโ€™s the criminal activity
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์‚ฌ๊ธฐ(
05:06
of getting money by deceiving people โ€“ or
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์‚ฌ๋žŒ๋“ค์„ ์†์—ฌ ๋ˆ์„ ๋ฒ„๋Š” ๋ฒ”์ฃ„ ํ–‰์œ„) ๋˜๋Š” ๋ถ€์ •์งํ•œ
05:09
tricking people by doing something
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์ผ์„ ํ•˜์—ฌ ์‚ฌ๋žŒ๋“ค์„ ์†์ด๋Š” ๋ฒ”์ฃ„ ํ–‰์œ„์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ•ด ์™”์Šต๋‹ˆ๋‹ค
05:10
dishonest.
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.
05:11
Rob: Next we had 'scam' - which is an
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Rob: ๋‹ค์Œ์œผ๋กœ '์Šค์บ '์ด ์žˆ์—ˆ์Šต๋‹ˆ๋‹ค. ๋ˆ„๊ตฐ๊ฐ€๋ฅผ ์†์—ฌ
05:14
illegal or dishonest way of making money
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๋ˆ์„ ๋ฒ„๋Š” ๋ถˆ๋ฒ•์ ์ด๊ฑฐ๋‚˜ ๋ถ€์ •์งํ•œ ๋ฐฉ๋ฒ•์ž…๋‹ˆ๋‹ค
05:16
by tricking someone. The people who do
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. ๊ทธ๋Ÿฐ ์ง“์„ ํ•˜๋Š” ์‚ฌ๋žŒ๋“ค์€
05:19
it are 'scammers'.
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'์‚ฌ๊ธฐ๊พผ'๋“ค์ด๋‹ค.
05:20
Sam: We talked about the phrasal verb
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Sam: ๊ตฌ๋™์‚ฌ
05:22
'fall for'.
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'fall for'์— ๋Œ€ํ•ด ์ด์•ผ๊ธฐํ–ˆ์Šต๋‹ˆ๋‹ค.
05:23
When you 'fall for' something you believe
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๋ฌด์–ธ๊ฐ€์— '๋น ์ง€๋ฉด'
05:25
something that is a trick or a lie, to be true.
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์†์ž„์ˆ˜๋‚˜ ๊ฑฐ์ง“๋ง์„ ์ง„์‹ค์ด๋ผ๊ณ  ๋ฏฟ๊ฒŒ ๋ฉ๋‹ˆ๋‹ค.
05:28
Rob: Then we heard about 'sleight of hand'
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Rob: ๊ทธ๋Ÿฐ ๋‹ค์Œ ๋ถ€์ •์งํ•˜๊ฒŒ ๋ฌด์–ธ๊ฐ€๋ฅผ ์–ป๊ธฐ ์œ„ํ•ด ์˜๋ฆฌํ•œ ๊ธฐ์ˆ ์„ ์‚ฌ์šฉํ•˜๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•˜๋Š” 'sleight of hand'์— ๋Œ€ํ•ด ๋“ค์—ˆ์Šต๋‹ˆ๋‹ค
05:31
which means use of clever skill to gain
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05:34
something dishonestly. And 'rifle', which
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. ๊ทธ๋ฆฌ๊ณ  '์†Œ์ด'์€
05:37
means search something in order to steal
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๋ฌด์–ธ๊ฐ€๋ฅผ ํ›”์น˜๊ธฐ ์œ„ํ•ด ์ฐพ๋Š”๋‹ค๋Š” ๋œป์ž…๋‹ˆ๋‹ค
05:39
from it.
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05:39
Sam: 'Phishing', spelt with a ph, means
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.
Sam: ph๋กœ ์ฒ ์ž๊ฐ€ ๋ถ™์€ 'Phishing'์€
05:43
tricking someone by email or online to get
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์ด๋ฉ”์ผ์ด๋‚˜ ์˜จ๋ผ์ธ์œผ๋กœ ๋ˆ„๊ตฐ๊ฐ€๋ฅผ ์†์—ฌ ์€ํ–‰ ์ง์›์ธ
05:46
their personal data by pretending to be
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์ฒ™ ๊ฐ€์žฅํ•˜์—ฌ ๊ฐœ์ธ ๋ฐ์ดํ„ฐ๋ฅผ ๋นผ๋‚ด๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค
05:48
from your bank.
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.
05:50
Finally, we discussed 'sophisticated'
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๋งˆ์ง€๋ง‰์œผ๋กœ '๊ต๋ฌ˜ํ•œ' ์‚ฌ๊ธฐ์— ๋Œ€ํ•ด ๋…ผ์˜ํ–ˆ์Šต๋‹ˆ๋‹ค
05:52
fraud. When something is sophisticated,
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. ๋ฌด์–ธ๊ฐ€๊ฐ€ ์ •๊ตํ•˜๋ฉด
05:55
itโ€™s clever and often complicated.
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์˜๋ฆฌํ•˜๊ณ  ์ข…์ข… ๋ณต์žกํ•ฉ๋‹ˆ๋‹ค.
05:57
Rob: Unlike our programme, Sam!
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Rob: ์šฐ๋ฆฌ ํ”„๋กœ๊ทธ๋žจ๊ณผ ๋‹ฌ๋ฆฌ Sam!
05:59
Sam: Letโ€™s hope so but now, weโ€™ve
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์ƒ˜: ๊ทธ๋Ÿฌ๊ธธ ๋ฐ”๋ผ์ง€๋งŒ ์ด์ œ
06:01
reached the end of the programme.
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ํ”„๋กœ๊ทธ๋žจ์ด ๋๋‚ฌ์Šต๋‹ˆ๋‹ค.
06:03
Rob: See you again soon. Goodbye!
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๋กญ: ๊ณง ๋‹ค์‹œ ๋ต™๊ฒ ์Šต๋‹ˆ๋‹ค. ์•ˆ๋…•ํžˆ ๊ฐ€์„ธ์š”!
06:04
Sam: Bye.
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์ƒ˜: ์•ˆ๋…•.
์ด ์›น์‚ฌ์ดํŠธ ์ •๋ณด

์ด ์‚ฌ์ดํŠธ๋Š” ์˜์–ด ํ•™์Šต์— ์œ ์šฉํ•œ YouTube ๋™์˜์ƒ์„ ์†Œ๊ฐœํ•ฉ๋‹ˆ๋‹ค. ์ „ ์„ธ๊ณ„ ์ตœ๊ณ ์˜ ์„ ์ƒ๋‹˜๋“ค์ด ๊ฐ€๋ฅด์น˜๋Š” ์˜์–ด ์ˆ˜์—…์„ ๋ณด๊ฒŒ ๋  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ๊ฐ ๋™์˜์ƒ ํŽ˜์ด์ง€์— ํ‘œ์‹œ๋˜๋Š” ์˜์–ด ์ž๋ง‰์„ ๋”๋ธ” ํด๋ฆญํ•˜๋ฉด ๊ทธ๊ณณ์—์„œ ๋™์˜์ƒ์ด ์žฌ์ƒ๋ฉ๋‹ˆ๋‹ค. ๋น„๋””์˜ค ์žฌ์ƒ์— ๋งž์ถฐ ์ž๋ง‰์ด ์Šคํฌ๋กค๋ฉ๋‹ˆ๋‹ค. ์˜๊ฒฌ์ด๋‚˜ ์š”์ฒญ์ด ์žˆ๋Š” ๊ฒฝ์šฐ ์ด ๋ฌธ์˜ ์–‘์‹์„ ์‚ฌ์šฉํ•˜์—ฌ ๋ฌธ์˜ํ•˜์‹ญ์‹œ์˜ค.

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