💵 Money: Phrasal verbs with Georgie

'My car broke down, and I had to  fork out £800 to have it fixed.'

'Oh no! Does that mean you've run out  of money for your home renovation?'

'Yep, I barely have enough to get by,  

so I'll have to save up for a few months  before we can start the renovations again.'

'I can lend you some money, and you  can just pay me back in a few months.'

'Are you sure? I promise not to splash out.'

'Of course, you need enough to live  on. I don't want to see you hungry.'

'Thank you so much!'

Hello, this is Phrasal Verbs with  Georgie from BBC Learning English. Today,  

we're looking at the phrasal verbs related  to 'money'. Are you ready? Let's get into it!

'fork out' and 'splash out' are both about  'spending a lot of money'. But 'fork out',  

'you do reluctantly, and it doesn't feel  good'. This is usually for things like bills.

'I had to fork out a lot of  money for the bills this month.'

Whereas, you 'splash out on luxurious  things that you want, and it feels good'.

'They decided to splash out on a  five-star hotel for their anniversary.'

'pay someone back' means 'return money that you  borrowed from someone'. Someone lends you their  

money temporarily, and when you have the money,  you 'pay them back' - 'you give them their money'.

'I borrowed £50 from my sister, but  I plan to pay her back next week.'

'run out of money' means  'you spend all your money,  

and there's none left'. You can  use this for other things too.

'We've run out of milk! Can you buy some more?'

'live on' and 'get by' are similar  because they both mean 'to survive  

or sustain yourself on the money that you have'.  The difference is 'get by' feels a bit negative,  

like the person is struggling to survive  on the little money that they have.

'Even with two jobs, she  barely gets by each month.'

Whereas, 'live on' is a bit more neutral.  This is the money we use to feed ourselves  

and buy the essentials. It's  more of a statement of fact.

'My grandparents live on their private pensions.  They use their private pensions to live.'

'save up' means 'accumulate money, or  increase the total by not spending it'.  

We usually do this for a reason, like saving  up for a house or an expensive pair of shoes.

'She's been saving up for a car, and  she's finally reached her target.'

Remember, don't 'freak out', just  'come back' to BBC Learning English,  

or 'work on' the phrasal verbs with  the free worksheet. See you next time!