How much is it worth? | Real English Conversation and Vocabulary Lesson!

In today's English lesson

I’m going to teach you all the money words, financial vocabulary,

and the prepositions that you need to talk about money in English.

Aly, should I spend £300 on a pronunciation course?

What? No. Absolutely not.

But she's a really famous teacher.

Trust me, it's not worth it. Just take mine.

This pronunciation course is free and you learn exactly the same things.

Oh, on papateachme.com

First to talk about the value, the benefit.

Matching the price.

we use the expression “(be) worth it”.

£5 for a t shirt I wear every day?

It's worth it.

Now we can change “IT” for “THE PRICE”.

Yeah it's worth £5!

Pronunciation: Say it with me!

We're going to use some connected speech here. This joins the next vowel sound.

Say it with me. Worth it.

Nice.

And if the price is more than the benefit.

For example, a dress that costs £200

Maybe you only wear it once ever.

It's not worth it.

Not worth it.

Nailed it!

Hey, Aly

Have I told you about my new Pro Health! Max!

A supplement that'll make you feel like a man.

or maybe you want to work from home, buy a box of my new Pro Health Max,

£30 a tub.

You can sell them to your friends and make money,

No one is buying into your new pyramid scheme, Vince!

Be your own boss!

Okay.

Let's start simple “BUY” and “PAY”: to use your money for something.

You BUY products and services like I'm buying a Tes-

No. I'm buying a Hyundai.

If it's a gift, use the preposition “FOR”

I'm BUYing a Hyundai FOR her.

Or you can move this here and then.

You don't need this.

I'm buying her a Hyundai.

I'm buying her a gift.

I'm buying her something.

The verb “PAY” means to give money for a service.

And it talks about the cost or the price of a thing.

For example, this car.

Yeah, I paid £2,000

Or to reference the cost of the thing, use the preposition FOR

I paid £2,000 for the car.

Practice time in your notes or in the comments of this video.

I want you to write

what was the last thing that you bought or you bought for someone?

What was it? Why?

Okay, let's focus on this guy.

He works for a car company. He sells cars.

If, for example, you work for a car company

or any company selling something,

maybe for every time you sell something,

you receive a small percentage of that

money.

example, this guy bought a car for £2,000

£1,980 went to the company,

but a small percentage... ten - one.

I can't do maths, but £20 goes to

the person who helped sell the thing.

So this money is called.

Commission. It's a noun, a commission.

now some jobs.

They only get commission as their money.

so for example, if you want to say,

oh, do you earn money every time you sell something?

Yes, I'm on commission.

Oh, hey, Vince, do your arms look bigger today?

Have you been working out?

right, Fred, thanks for asking.

That's because I've been using new Pro Health: Max!

Fred! Are you earning commission on this?

No

So another word for commission is.

A kickback, that's a noun, but this doesn't sound as legit

or as legal as this.

for example, in a movie where a criminal gets money,

they give some of that money to the police, In that case, it's

better to say kickback than commission,

Are you saying that I took a kickback?

But yeah, grammatically, he can say I get a kickback on every sale.

For example.

Fred doesn't get kickbacks.

He's just really impressed.

I don't?

Those are his sincere feelings.

Why can't you just let me make money? Jesus.

so weird to start selling something in the middle of an English lesson.

Anyway, if you

prefer to study alone, I made something just for you.

In my Ultimate English e-book, you get more than 100 units

of pronunciation, vocabulary, phrasal verbs, idioms, grammar.

All just study at your own speed.

the lessons, have videos just like this, and tons of exercises

for you to study with at your own speed.

But if you prefer a real class with a real teacher like this one.

I run group classes every month and I teach privately

so you can study with me however you like.

All the information is that papateachme.com or that link just below this video.

okay, back to the lesson.

So to make money, that's a good collocation to remember

It means to obtain money

either through work or winning something.

But there are different ways you can make money.

For example.

You earn money from a job.

Money from work.

You win money from gaming or gambling.

Like in a casino.

or get is the more general term.

Maybe you win it.

Maybe you earn it.

Maybe someone just gives you money.

You get money. It's very general.

But remember earning money from a job.

Winning money from a casino.

But getting money is everything!

What if you want to make money by

putting it in the stock market, you want to give the stock market £100

And later receive back £200

This is, yes, gambling, but they call it

investing with the preposition in.

For example.

I want to invest in Tes-

No? I want to invest in Nvi-

No?

Bitcoin?

Absolutely not

Then who should we invest in?

You want to take investment advice from a YouTuber?

Are you stupid?

Never take investment advice from a YouTuber.

We know nothing But what I do know is phrasal verbs

a good phrasal verb to mean invest in something is.

to buy IN or to buy INTO the company.

Usually this means to pay for a share or a portion of that company.

But it also means to fully

invest your belief into something.

Now, usually this is for a lie.

for example.

I don't believe in horoscopes at all.

So if we're talking about horoscopes, you say “I'm a Pisces”

and I say “Do you believe in horoscopes?”

Because I don't believe in it.

I change it to “BUY INTO”

It has the feeling of

“Do you believe the thing that isn't true?”

Do you BUY INTO it?

So if someone's lying to you, you could say,

I don't buy into what you're telling me.

Believing lies. Got it.

I've got an investment for you, mate.

I bought into it.

And now you can too!

Oh my God, dude just stop!

You're embarrassing yourself!

PRO HEALTH MAX!

One drink a day keeps the doctor away.

Or you can buy a thousand tubs from me right now.

And you can be your own boss.

I am my own boss.

Ivan, do you want to be your own boss?

now you've got money.

Maybe you won it.

Maybe you earned it.

But what are you going to do with it now?

Are you going to give it to charity

or an organization?

Welcome back to the church of the Holy Schwa.

On the Holy Pronunciation channel.

feel the power of the SCHWA!

The verb to give money to charity

or an organization is to donate the preposition.

you donate to a charity or organization.

Let's practice that very quickly in your notes or in the comments

below this video.

Have you ever donated to charity?

Who did you donate to?

Why did you donate to them?

So these are all ways you can use or spend your money.

Okay. Spend.

We need to talk about the preposition for spend.

He is not happy.

Remember, he paid £2,000 for this car.

You can also say I spent £2,000

If you're being specific, this car.

I spent £2,000 on this car.

And it's broken “To spend ON *”

You can spend money. You can spend time.

If you're talking about time, use the verb.

Like this.

I spent four hours trying to fix it.

Notice the verb is in the ING form.

I spent four hours doing this.

Practice that right now.

For your last exam.

Or last project

How much time did you spend doing it?

Studying

Actually, this looks like he took his money and just went.

when you spend money, but you lose it,

or you spend time and you lose that time, there was no value.

There was no benefit in that cost in those hours.

Change the verb from SPEND to WASTE

That means you spent it and you lost it.

I wasted £2,000 on this broken car.

Vince, I wasted £3,000 investing in your pro max health.

Now, no one wants to buy these stupid drinks.

And now I'm in minus!

Aly how can I say I'm minus money?

we don't say “I’m minus” An idiom...

You could, you COULD use.

You could say “I'm in the red” but no one really says that seriously

We say: “I'm in my overdraft” or “I'm overdrawn”

Practice the pronunciation for that with me.

Because I know this can be difficult.

I'm overdrawn.

Say it with me.

You might need it.

I'm overdrawn.

Can you give me some money?

I'm overdrawn.

If you lose money, that's a lot.

You would say?

I'm down the amount.

I'm down £3,000

Or you can also say.

I'm out again.

Has that feeling that you lost that money?

I'm out £3,000 because of this stupid thing.

What exactly is your bank balance?

-£200

So to say that: “I'm in my overdraft”, or to be specific.

“I'm £200 overdrawn”

You could also say “I'm in debt”

If it's money that you owe.

Okay, but next month, I can pay for that deBt

Don't pronounce the B in debt.

It's not deBt.

Noooo! Debt. The B is silent.

debt. Sorry.

Okay, great.

So when you pay a debt, we use the phrasal verb.

You pay off the debt.

In other words, you're removing the debt.

Okay, so next month I can pay off all my debts.

Exactly. Great example.

I am keeping money that I earn to buy a new boat.

you store the money that you get.

You earn, you win.

You store that over time for a goal.

That verb. That phrasal verb is.

To save up, for example, Ivan wants a boat,

I'm saving up for a boat.

Is that me?

Yeah. You like it?

Yes

Quick practice!

Are you saving up for anything at the moment?

How much do you need?

How are you saving up for that thing?

You are not an honest man, Vince.

You lie, you cheat.

You take people's money, they receive nothing.

How can I say this in English?

This is a very important verb.

When someone takes money from another person by lying to them

manipulating them.

For example, he gave him lots of money

for this rubbish product, and he lost his money.

We could say Vince scammed him.

And again, if you want to be specific with the money.

Use the prepositions “OUT OF” with the amount of money.

For example, he scammed me out of £3,000

Yes.

You are trying to scam people OUT OF their money

because this is a pyramid scheme.

no it's not.

Look, it's really simple.

You invest a small amount with me. Yeah.

And then you hire other people to sell for you.

You make money, then they hire people to work for them.

You follow me, they make money.

Everyone makes money.

God, it's not a pyramid.

It's a triangle!

if you want to practice today's lesson and more than 100 others,

remember you can get my Ultimate English e-book available at Papateachme.com

or that link just below the video.

Also, take your notes that you made during today's lesson.

Put them in the comments.

Under this video, I'll give

little hearts to my favorite ones and give you correction if you need it.

Also, let me know what you'd like

to learn in a future video and I'll see you in the next class. Bye!