Practice English Conversation to Improve Speaking (Don't lend money) English Conversation Practice

hello George how are you doing  bro did you arrive on time today

hello George kumusta ka bro nakarating ka ba sa oras ngayon

hi Frank yes I did I arrived  very early congratulations

hi Frank yes I did I came very early congratulations

I have heard about your promotion  I'm so happy for you you deserve it

I have heard about your promotion I'm so happy for you you deserve it

oh look thank you so much yeah you know I  have been working hard for many years for this

oh look thank you so much yeah you know I have working hard for many years for this

I know I know but finally you made  it why don't we go to celebrate huh

I know I know but finally you made it why don't we go to celebrate huh

yeah sure but it will have to be on Friday  because now I have a lot of work to do

yeah sure but it will have to be on Friday kasi ngayon marami akong gagawin

yeah I suppose so well it is worth it  I mean your hard work finally paid off  

yeah I suppose so well it is worth it I mean your hard work finally payed

yeah I know if you work hard you  could also get promoted someday

yeah I know if you work hard pwede ka rin ma-promote someday

no I'm in the salary you will be earning  much more money now right I know that

no I'm in the salary you will earn much more money now right I know that

oh well I think you're right I'm  earning more money now a lot more

oh well I think you tama na mas malaki ang kinikita ko ngayon mas marami ang

good for you you know I also work hard  every day I will get a promotion someday

maganda para sa iyo alam mo naman na nagsusumikap din ako araw-araw makaka-promote ako balang araw

but right now my salary is not so good I'm just  an assistant and you're one of the bosses now

pero sa ngayon ay hindi gaanong maganda ang sahod ko katulong lang ako at isa ka. ng mga amo ngayon

but don't worry George you don't have to  feel bad about it you'll get it someday

pero wag kang mag alala George wala kang dapat ikalungkot dito makukuha mo rin balang araw

you just need to work really hard to get  your goals and someday you will be here too

kailangan mo lang magsumikap para makuha mo ang mga layunin mo at balang araw nandito ka din

yeah thank you but now right now  I don't earn much money you know  

yeah salamat pero ngayon tama ngayon hindi na ako kumikita ng malaki alam mo

and I have a lot of debts you have more money  now I wonder if you can lend me a little

at marami akong utang mas marami ka ng pera ngayon iniisip ko kung pwede mo akong pahiram ng kaunti

what do you mean lend you  money I don't get it George

ano ang ibig mong sabihin pahiram ng pera hindi ko gets George

of course you're earning a lot of money  now and I need it to pay some debts

syempre ikaw kumikita ng maraming pera ngayon at kailangan ko ito para makabayad ng ilang mga utang

you know I had a problem with the Bank last  month because I couldn't pay the loan I asked for  

alam mo na nagkaroon ako ng problema sa Bank noong nakaraang buwan dahil hindi ko mabayaran ang hinihingi kong utang Sinabi ko sa

I told you about that last Friday I  just need five hundred dollars could you

iyo ang tungkol doon noong nakaraang Biyernes kailangan ko lang ng limang daang dolyar pwede hindi ka

you're not serious right I've  just got promoted seriously

seryoso tama kakapromote ko lang ng seryoso

well I know you have just gotten promoted but  I also know that you have a lot of money saved  

buti alam ko kakapromote mo lang pero alam ko din na marami kang naipon na pera

I mean you're single you're not married you don't  have any children you don't spend much money

I mean single ka hindi ka kasal wala ka. kahit sinong mga bata hindi ka gaanong gumagastos

I'm sure you have saved a lot of  money during all these years come on

sigurado ako na marami kang naipon na pera sa lahat ng mga taon na ito halika

and now you were promoted so you  will be earning a lot more my friend

at ngayon ay na-promote ka na para mas malaki ang kikitain mo aking kaibigan

yeah but I can't lend you money I  don't usually do that I'm really sorry

oo pero hindi kita mapahiram ng pera I don't usually do that I'm really sorry

come on you have a lot of money saved and now you

come on you have a lot of money save and now you

I don't know why you couldn't lend  me money to me to your friend come on

I don't know why you could not loan me money to your friend come on

now I'm really sorry I can't lend you  money I don't usually do that I'm sorry

now I'm really sorry Hindi kita mapapahiram ng pera Hindi ko naman kadalasang ginagawa yun sorry

okay I won't ask you for 500 just  give me four hundred dollars that's it

okay hindi ako hihingi sayo ng 500 bigyan mo lang ako ng apat na raang dolyar yun na

again I'm sorry I won't lend  you money George I won't do that

ulit sorry hindi na kita papahiram ng pera George nanalo ako. 'wag mong gawin yun

I thought we were friends but now  I see that's not true don't worry

akala ko magkaibigan tayo pero ngayon nakikita kong hindi totoo yun wag kang mag-alala hindi

I won't insist you're right you don't  have to lend me money we're not friends

ko ipagpipilitan na tama ka hindi mo na ako kailangang pahiram ng pera hindi tayo magkaibigan

I have to keep working I will have to  work overtime to get more money I suppose

kailangan kong patuloy na magtrabaho gagawin ko. kailangang mag-overtime para makakuha ng mas maraming pera I suppose

or maybe I will have to sell my car to  pay my debts oh God life is not fair  

or maybe I will have to sell my car to pay my debts oh God life is not fair

but don't worry I will no longer bother  you with my problems have a good day

but don't worry hindi na kita guguluhin sa mga problema ko have a good day

yeah sure and again I'm sorry but  I can't lend you money take care

yeah sure and again I'm sorry but I can't lond you money take care

hello Frank what happened to  George he looked very upset

hello Frank anong nangyari kay George mukhang sobrang sama ng loob niya

hello Mike he's okay he asked me  for something but I told him no  

hello Mike okay lang may hiniling siya sa akin pero sabi ko hindi

oh I see well I want to  congratulate you bro well done

oh I see well gusto kitang batiin bro ng maayos. tapos

then you also know how God  promoted thank you so much

alam mo rin kung paano nag-promote ang Diyos salamat talaga

everyone in this office knows about  that you finally made it good for you

alam ng lahat ng tao sa opisinang ito na sa wakas ay napabuti mo ito para sa iyo

it was not easy but I finally  made it now I am the new boss

hindi ito madali ngunit sa wakas ay nakayanan ko ito ngayon ako ang bagong boss

and not only that it will also earn a lot  of money that's awesome you'll become rich

at hindi lamang iyon kikita din ito ng isang ang daming pera na kahanga-hanga yumaman ka

don't exaggerate but yeah  the payment is not bad at all  

wag mong palakihin pero oo hindi naman masama ang bayad

I know hey do you think you can lend  me some money now that you have it

alam ko hey sa tingin mo pwede mo akong pahiram ng pera ngayon na meron ka

I want to buy another car I just have five  thousand dollars I need another five thousand

gusto ko bumili ng isa pang sasakyan meron lang akong lima libong dolyar kailangan ko pa ng limang libo

I'm sure you're joking there's no way  you're asking me to lend you money

sigurado ako nagbibiro ka walang paraan na humihingi ka sa akin na pahiramin kita ng pera

no I'm not joking I'm serious I want  you to lend me five thousand dollars

hindi ako nagbibiro seryoso ako gusto kong pautangin mo ako ng limang libong dolyar

I'm sure you have a lot of money in the bank and  now that you're the boss you will have a lot more

sigurado ako. marami kang pera sa banko at ngayon na boss ka na marami ka pa kailangan ko

I just need five thousand of course I will pay you  back month by month you will have your money back

lang ng limang libo syempre babayaran kita month by month ibabalik mo ang pera mo

um I'm sorry but I can't I don't  like to lend money sorry about that  

um pasensya na pero Hindi ko kaya hindi ako mahilig magpahiram ng pera sorry about that

but you have a lot of money now  come on it's just five thousand

pero marami kang pera ngayon halika limang libo lang

no my answer is no I don't lend  money I don't like it sorry

hindi ang sagot ko hindi ako nagpapahiram ayoko sorry

I see you have become so stingy  now that you have more money

nakikita kita naging napakakuripot ngayon na mas marami kang pera

that's terrible you have changed a  lot I thought you were my friend bye  

grabe malaki na ang pinagbago mo akala ko kaibigan kita bye

I'm really sorry I can't lend you money  I don't like doing that have a good day

sorry talaga hindi kita mapapahiram ng pera ayoko gawin yan good day

hello Frank congratulations I  know you are the new boss now

hello Frank congratulations alam ko ikaw na ang bagong boss ngayon

hello Sebastian yeah thanks but  I can't lend you money I'm sorry

hello Sebastian oo salamat pero hindi kita mapapahiram sorry

lend me money I'm not asking  you to lend me money haha

pahihiramin mo ako ng pera hindi ko naman hinihingi na pautangin mo ako haha

oh I'm sorry it's just that many people  came here to ask me for money but I can't  

​​oh pasensya na madaming pumunta dito para manghingi ng pera pero hindi ko kaya.

I don't like to lend money it's something I  never do maybe you think I'm stingy but I'm not

I don't like to loan money it's something I never do baka akala mo madamot ako pero hindi ako

hey relax I don't think you're stingy  but why don't you like to lend money

hey relax Hindi ko akalain na madamot ka pero bakit ayaw mong magpahiram ng

well lending money can damage  relationships with your friend and family

pera na pwede. makapinsala sa mga relasyon sa iyong kaibigan at pamilya

especially if they might have trouble paying it  

lalo na kung maaaring mahirapan silang bayaran ang

back this emotional damage can  feel worse than losing money

emosyonal na pinsalang ito ay maaaring mas malala kaysa sa pagkawala ng pera,

it's wise to avoid mixing money with family but  if you still feel compelled to lend them money

matalino na iwasan ang paghahalo ng pera sa pamilya ngunit kung napipilitan ka pa ring magpahiram sa kanila ng pera,

be prepared for the possibility that  you won't get it back that's my advice

maghanda para sa posibilidad na ikaw won't get it back that's my advice

I see and I totally get your  point of view I agree with you

I see and I totally get your point of view Sumasang-ayon ako sa iyo

but I'm not your friend I'm your best friend  so can you lend me just one hundred dollars

pero hindi mo ako kaibigan best friend mo ako kaya pwede bang pautangin mo lang ako ng one hundred dollars

what no I can't I don't like to  lend money I told you that before

what no I can' hindi ako mahilig magpahiram sabi ko sayo bago

relax I'm just joking don't worry I won't  ask you to lend me money I hope you liked  

mag relax nagbibiro lang ako wag kang mag alala hindi kita hihilingin na pautangin mo ako sana nagustuhan mo ang

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